CBU Community Bank System Earnings and EPS analysis

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Relative Growth: Rel. Growth: 70
Relative Strength: Rel. Strength: 56
Relative Valuation: Rel. Valuation: 69
Relative Profitability: Rel. Profitability: 83

EPS in 2026 (TTM): $4.12

Last Report Period Date: Mar 31, 2026

Based on the company's latest reports for March 2026, the current EPS (TTM) is $4.12. Community Bank System's earnings per share in 2025 came in at $3.98, marking an increase from $3.44 in 2024. For the quarterly period ending on Mar 31, 2026, CBU's earnings per share was $1.08.

CBU earnings history

Historical annual and quarterly earnings per share (EPS) data for Community Bank System
EPS (TTM)
$4.12
EPS Growth YoY (Quarterly)
14.9%
EPS (Quarterly)
$1.08
EPS Growth (Quarterly)
4.9%

Community Bank System had an yealy EPS of $3.98, marking an increase of 15.7% from $3.44 recorded in 2024. The quarterly EPS for the period ending Mar 31, 2026, was $1.08, marking a 14.9% increase compared to the same quarter last year. CBU's TTM EPS is $4.12 as of March 2026. Community Bank System's EPS for 2024 was $3.44, a 40.4% rise from 2023.

CBU earnings chart

CBU EPS growth history

Earnings per share growth rates over time
EPS Growth YoY (Quarterly)
14.9%
EPS growth YoY
15.7%
EPS growth 3Y avg
4.6%
EPS growth 5Y avg
5.1%

Community Bank System has recorded a growth in earnings per share of 14.9% over the past 12 months (YoY, quarterly). Over a three-year span, the company had an average EPS annual growth rate of 4.6% per year. Community Bank System had an average annual EPS growth of 5.1% over the last five years. When assessed over a ten-year period, CBU's average EPS annual growth was 6.1%.

CBU Earnings Waterfall

Breakdown of revenue, profit and net income for Community Bank System

CBU Earnings vs Peers

What are the earnings of CBU compared to its peers
Stock name Price to Earnings EPS grwoth 1Y EPS grwoth 3Y EPS grwoth 5Y
TMP Tompkins Financial Corp 7.82 126.9% 24% 16.7%
FISI Financial Institutions Inc 9.92 232.7% 0.6% 9.7%
AROW Arrow Financial Corp 12.93 49.7% -2.5% 1.8%
NBTB Nbt Bancorp Inc 13.59 12.1% -1.9% 6.9%
CBU Community Bank System Inc 15.67 15.7% 4.6% 5.1%
CHMG Chemung Financial Corp 19.42 -36.7% -20% -4.8%

All data is based on quarterly TTM periods, unless otherwise specified.