BKU BankUnited margins

Relative Growth: Rel. Growth: 55

Relative Strength: Rel. Strength: 41

Relative Valuation: Rel. Valuation: 72

Relative Profitability: Rel. Profitability: 74

Gross margin

100%

Operating margin

34.8%

EBITDA margin

39%

Net margin

26.2%

Using the latest TTM figures, BankUnited shows a gross margin of 100%, an operating margin of 34.8%, an EBITDA margin of 39%, and a net margin of 26.2%. Margin expansion was strongest in net margin, which rose by 0.4 percentage points. EBITDA margin had the strongest contraction, falling by 1.9 percentage points.

BKU margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, BankUnited recorded average margins of 100% gross, 31.76% operating, 37.94% EBITDA, and 23.62% net. BankUnited's current performance shows that operating, EBITDA, and net margins are above their three-year averages.

BKU margin expansion

Year-over-year margin changes in percentage points

Compared with the same period last year, net margin expanded by 0.4 percentage points, while operating margin contracted by 0.2 percentage points and EBITDA margin by 1.9 percentage points.

Gross margin expansion

0pp

Operating margin expansion

-0.2pp

EBITDA margin expansion

-1.9pp

Net margin expansion

0.4pp

BKU Gross margin

Over the last 3 years, the average gross margin for BankUnited was 100%. The latest gross margin for BankUnited is 100%, in line with its three-year average. BankUnited's gross margin ranged from a low of 100% in Dec 2023 to a high of 100% in Jun 2026.

BKU Operating margin

The average operating margin for BankUnited was 31.76% over the last 3 years. Currently, the current operating margin for BankUnited is 34.8%, 3 percentage points above its three-year average. The operating margin for BankUnited moved between 25.7% in Jun 2024 and 35.9% in Sep 2025.

BKU EBITDA margin

Over the last 3 years, the average EBITDA margin for BankUnited was 37.94%. The latest EBITDA margin for BankUnited is 39%, 1.1 percentage points above its three-year average. BankUnited's EBITDA margin ranged from a low of 33.1% in Jun 2024 to a high of 41.2% in Sep 2025.

BKU Net margin

Looking back over the last 3 years, BankUnited recorded an average net margin of 23.62%. Currently, the current net margin for BankUnited is 26.2%, 2.6 percentage points above its three-year average. The highest net margin for BankUnited was 26.4% in Sep 2025, while the lowest was 19.2% in Jun 2024.

BKU margin group comparison

Margins compared with peer-group, industry and sector averages

With a gross margin of 100%, BKU ranks higher than the Financial Services sector and the industry average. In comparison with the Financial Services sector average of 83.9%, BankUnited's gross margin is 19% higher.

BKU margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is BankUnited's gross margin?

The current gross margin for BKU is 100% as of Jun 30, 2026.

What is BankUnited's operating margin?

The current operating margin for BKU is 34.8% as of Jun 30, 2026.

What is BankUnited's EBITDA margin?

For the period ending Jun 30, 2026, BKU recorded an EBITDA margin of 39%.

What is BankUnited's net margin?

For the period ending Jun 30, 2026, BKU recorded a net margin of 26.2%.

What are the average margins of BKU?

BankUnited's average margins over the last 3 years were 100.0% gross, 31.8% operating, 37.9% EBITDA, and 23.6% net.

What are the highest historical margins of BKU?

Within the 5-year period, BKU recorded its highest margins at 100% gross in Jun 2026, 45.1% operating in Dec 2021, 52.9% EBITDA in Dec 2021, and 41.6% net in Dec 2021.

What are the lowest historical margins of BKU?

BankUnited's lowest recorded margins during the past 5 years were 100% gross in Dec 2021, 25.7% operating in Jun 2024, 33.1% EBITDA in Jun 2024, and 19.2% net in Jun 2024.