BFH Bread Financial Holdings Earnings and EPS analysis

EPS in 2026 (TTM): $12.48

Last Report Period Date: Mar 31, 2026

As of July this year, based on Bread Financial Holdings's most recent financial report, the company's trailing twelve months EPS is $12.48. During 2025, BFH reported a per-share earnings of $11.07, which shows a rise compared to the EPS of $5.58 recorded in 2024. Bread Financial Holdings's EPS for the quarterly period ending on Mar 31, 2026 came in at $4.19.

The yearly earnings per share during 2025 was $11.07, a rise of 98.4% compared to $5.58 recorded in 2024. Over the quarter ending Mar 31, 2026, the earnings per share came in at $4.19, reflecting a 49.1% increase compared to the same quarter a year earlier. As of March 2026, the TTM EPS is $12.48. During 2024, the annual earnings per share was $5.58, representing a decrease of 61.2% compared to 2023.

Bread Financial Holdings has recorded a growth in earnings per share of 49.1% in the past 12 months (YoY, quarterly). During the past three years, BFH registered an average yearly EPS growth of 35.3%. Bread Financial Holdings had an average annual EPS growth of 19.9% in the last five years. Over the last decade, BFH had an average annual earnings per share growth of 2.2%.