BFH Bread Financial Holdings PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: BFH
- PE Ratio
The PE ratio for Bread Financial Holdings stock stands at 9.06 as of Jun 6, 2025. This results from the current EPS of $5.69 and stock price of $51.56. An increase of 14% has been seen in the P/E ratio compared to the average of 7.9 of the last 4 quarters.
BFH PE ratio history
Over the last ten years, the average PE ratio of Bread Financial Holdings has been 14.59. The current 9.06 PE ratio is 38% below the historical average. Over the past ten years, BFH's PE ratio was at its highest in the Jun 2020 quarter at 36.68, with a price of $45.12 and an EPS of $1.23. The Dec 2023 quarter recorded the bottom point at 2.29, with a price of $32.94 and an EPS of $14.39.
Bread Financial Holdings PE ratio by year
Maximum annual increase: 377.73% in 2024
Maximum annual decrease: -75.03% in 2021
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 10.94 | 377.73% | $61.06 | $5.58 |
| 2023 | 2.29 | -72.84% | $32.94 | $14.39 |
| 2022 | 8.43 | 103.62% | $37.66 | $4.47 |
| 2021 | 4.14 | -75.03% | $66.57 | $16.09 |
| 2020 | 16.58 | -20.52% | $74.1 | $4.47 |
| 2019 | 20.86 | 143.98% | $112.2 | $5.38 |
| 2018 | 8.55 | -52.21% | $150.08 | $17.56 |
| 2017 | 17.89 | -42.29% | $253.48 | $14.17 |
| 2016 | 31 | -0.13% | $228.5 | $7.37 |
| 2015 | 31.04 | -5.37% | $276.57 | $8.91 |
| 2014 | 32.8 | 25.86% | $286.05 | $8.72 |
| 2013 | 26.06 | 51.95% | $262.93 | $10.09 |
| 2012 | 17.15 | 2.76% | $144.76 | $8.44 |
| 2011 | 16.69 | -13.3% | $103.84 | $6.22 |
| 2010 | 19.25 | -23.09% | $71.03 | $3.69 |
Bread Financial Holdings PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 8.8 | -19.56% | $50.08 | $5.69 |
| Dec 2024 | 10.94 | 46.26% | $61.06 | $5.58 |
| Sep 2024 | 7.48 | 63.68% | $47.58 | $6.36 |
| Jun 2024 | 4.57 | -1.72% | $44.56 | $9.75 |
| Mar 2024 | 4.65 | 103.06% | $37.24 | $8.01 |
| Dec 2023 | 2.29 | -27.76% | $32.94 | $14.39 |
| Sep 2023 | 3.17 | 1.6% | $34.2 | $10.8 |
| Jun 2023 | 3.12 | -3.7% | $31.39 | $10.05 |
| Mar 2023 | 3.24 | -61.57% | $30.32 | $9.35 |
| Dec 2022 | 8.43 | 101.19% | $37.66 | $4.47 |
| Sep 2022 | 4.19 | 5.28% | $31.45 | $7.5 |
| Jun 2022 | 3.98 | 3.11% | $37.06 | $9.31 |
| Mar 2022 | 3.86 | -6.76% | $56.15 | $14.56 |
| Dec 2021 | 4.14 | -34.39% | $66.57 | $16.09 |
| Sep 2021 | 6.31 | -13.44% | $100.89 | $16 |
BFH Price vs fair value
BFH average PE ratio chart
Currently, BFH's PE ratio is greater than its 3 and 5-year historical averages, but it is below the 10-year average.
BFH PE vs peers
Compared to its peer stock RM, BFH's PE ratio stands higher.
| Stock name | PE ratio | Market cap |
|---|---|---|
| RM Regional Management Corp | 8.01 | $272.62M |
| BFH Bread Financial Holdings Inc | 9.08 | $2.4B |
Frequently asked questions
What is Bread Financial Holdings's PE ratio?
As of Jun 6, 2025, BFH stock has a price to earnings ratio of 9.06.
What is the 3-year average PE ratio for Bread Financial Holdings (BFH)?
The average PE ratio for BFH stock over the past 3 years is 5.41.
What is the 5-year average PE ratio for Bread Financial Holdings (BFH)?
The average PE ratio for BFH stock over the past 5 years is 7.91.
What is the highest PE ratio for BFH?
Over the last ten years, the quarterly PE ratio reached a historic high of 36.68 in the Jun 2020 quarter.
How does the current PE ratio for BFH compare to its historical average?
BFH's price to earnings ratio is currently 38% below its 10-year historical average.
Why is Bread Financial Holdings's PE ratio so low?
BFH's stock price is trading at a lower multiple of earnings, which is why its PE ratio of 9.06 is considered low.
How is BFH's PE ratio calculated (Bread Financial Holdings PE ratio formula)?
The PE ratio is calculated by dividing the most recent price of a stock by its trailing twelve months EPS. As of today (Jun 6, 2025), Bread Financial Holdings's stock price is $51.56. The earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $5.69. Therefore, Bread Financial Holdings's P/E ratio for today is 9.06. PE RATIO(9.06) = STOCK PRICE($51.56) / TTM EPS($5.69)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.