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BFH Bread Financial Holdings PE ratio, current and historical analysis

The PE ratio for Bread Financial Holdings stock stands at 2.56 as of Apr 30, 2024. This results from the current EPS of $14.39 and stock price of $36.91. A decrease of 13% has been seen in the P/E ratio compared to the average of 3.0 of the last 4 quarters.

BFH PE ratio history

How has BFH's PE ratio performed in the past

Over the last ten years, the average PE ratio of Bread Financial Holdings has been 17.08. The current 2.56 PE ratio is 85% below the historical average. Over the past ten years, BFH's PE ratio was at its highest in the Jun 2020 quarter at 36.68, with a price of $45.12 and an EPS of $1.23. The Dec 2023 quarter recorded the bottom point at 2.29, with a price of $32.94 and an EPS of $14.39.

Average
17.08
Median
14.63
Minimum
2.29
Maximum
36.68

Bread Financial Holdings PE ratio by year

Maximum annual increase: 143.98% in 2019

Maximum annual decrease: -75.03% in 2021

Year PE ratio Change
2023 2.29 -72.84%
2022 8.43 103.62%
2021 4.14 -75.03%
2020 16.58 -20.52%
2019 20.86 143.98%
2018 8.55 -52.21%
2017 17.89 -42.29%
2016 31 -0.13%
2015 31.04 -5.37%
2014 32.8 25.86%

BFH average PE ratio chart

What is the average PE ratio of BFH for the past years

Currently, BFH's PE ratio is below the 3, 5 and 10-year averages.

3-year avg
4.55
5-year avg
9.33
10-year avg
17.08
15-year avg
18.01

BFH PE vs peers

What is BFH's PE ratio compared to its peers

Compared to its peer stocks SLM and RM, BFH's PE ratio stands lower.

Stock name PE ratio Market cap
BFH Bread Financial Holdings Inc 2.56 $1.82B
SLM SLM Corp 6.54 $4.67B
RM Regional Management Corp 14.83 $246.01M

Frequently asked questions

What is Bread Financial Holdings's PE ratio?

As of Apr 30, 2024, BFH stock has a price to earnings ratio of 2.56.

What is the 3-year average PE ratio for Bread Financial Holdings (BFH)?

The average PE ratio for BFH stock over the past 3 years is 4.55.

What is the 5-year average PE ratio for Bread Financial Holdings (BFH)?

The average PE ratio for BFH stock over the past 5 years is 9.33.

What is the highest PE ratio for BFH?

Over the last ten years, the quarterly PE ratio reached a historic high of 36.68 in the Jun 2020 quarter.

How does the current PE ratio for BFH compare to its historical average?

BFH's price to earnings ratio is currently 85% below its 10-year historical average.

Why is Bread Financial Holdings's PE ratio so low?

BFH's stock price is trading at a lower multiple of earnings, which is why its PE ratio of 2.56 is considered low.

How is BFH's PE ratio calculated (Bread Financial Holdings PE ratio formula)?

The PE ratio is calculated by dividing the most recent price of a stock by its trailing twelve months EPS. As of today (Apr 30, 2024), Bread Financial Holdings's stock price is $36.91. The earnings per share for the trailing twelve months (TTM) ending Dec 2023 is $14.39. Therefore, Bread Financial Holdings's P/E ratio for today is 2.56. PE RATIO(2.56) = STOCK PRICE($36.91) / TTM EPS($14.39)

All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.