As of Jul 31, 2026, BANC's PEG ratio of 0.14 reflects its valuation relative to its growth rate. This result reflects a P/E ratio of 14.4 measured against EPS growth of 104.6%. When benchmarked against the trailing 4-quarter average of 0.15, BANC's PEG ratio reflects a 3.4% decrease.
Banc Of California's ten years historical PEG ratio averages out to 0.77. Compared to historical data, BANC's 0.14 PEG ratio represents a decrease of 82%. BANC hit its maximum PEG ratio of 10.88 during the Jun 2017 quarter over the last ten years. The Dec 2021 quarter marked the lowest reading at 0, indicating the most attractive growth-adjusted valuation.
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 0.13 | 16.35 | 126.9% |
| 2024 | 0.29 | 29.73 | 102.3% |
| 2023 | N/A | N/A | -541.8% |
| 2022 | N/A | 3.1 | -33.8% |
| 2021 | 0 | 2.53 | 38,900% |
| 2020 | N/A | N/A | -140% |
| 2019 | N/A | 343.6 | -88.9% |
| 2018 | N/A | 29.58 | -37.5% |
| 2017 | N/A | 28.68 | -63.5% |
| 2016 | 0.2 | 8.81 | 44.9% |
| 2015 | 0.22 | 10.75 | 49.5% |
| 2014 | 0.02 | 12.6 | 706.7% |
| 2013 | N/A | N/A | -137.5% |
| 2012 | 0.13 | 30.68 | 229% |
| 2011 | N/A | N/A | -183.8% |
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Mar 2026 | 0.13 | 13.22 | 104.6% |
| Dec 2025 | 0.13 | 16.35 | 126.9% |
| Sep 2025 | 0.13 | 15.91 | 126.9% |
| Jun 2025 | 0.19 | 21.62 | 115.2% |
| Mar 2025 | 0.2 | 21.83 | 109.2% |
| Dec 2024 | 0.29 | 29.73 | 102.3% |
| Sep 2024 | N/A | N/A | 74.3% |
| Jun 2024 | N/A | N/A | 69.9% |
| Mar 2024 | N/A | N/A | 36.4% |
| Dec 2023 | N/A | N/A | -541.8% |
| Sep 2023 | N/A | N/A | -279.8% |
| Jun 2023 | N/A | N/A | -269.6% |
| Mar 2023 | N/A | N/A | -234.1% |
| Dec 2022 | N/A | 3.1 | -33.8% |
| Sep 2022 | 0 | 1.91 | 553.9% |
BANC's PEG ratio today is above the 5-year average, yet it comes in under the 3 and 10-year averages.
Banc Of California's PEG of 0.14 is lower than the Financial Services sector and the industry average. In comparison with the Financial Services sector average of 0.48, Banc Of California's PEG is 71% lower.
Among its peer stocks WAFD and TSBK, BANC's PEG ratio comes in lower.
| Stock name | PEG ratio | Market cap |
|---|---|---|
| BANC Banc Of California Inc | 0.14 | $2.97B |
| TSBK Timberland Bancorp Inc | 0.56 | $354.06M |
| WAFD Washington Federal Inc | 0.79 | $2.75B |
| PROV Provident Financial Holdings Inc | N/A | $111.94M |
| RVSB Riverview Bancorp Inc | N/A | $109.03M |
| FSBW FS Bancorp Inc | N/A | $235.48M |
| BYFC Broadway Financial Corp | N/A | $97.42M |
| SMPL Simply Good Foods Co | N/A | $995.62M |
Based on Jul 31, 2026 data, BANC shows a PEG ratio of 0.14.
Across the past 3 years, BANC's PEG ratio has centered around 0.18.
Across the past 5 years, BANC's PEG ratio has centered around 0.1.
BANC's PEG ratio topped out at 10.88 during the Jun 2017 quarter - the highest in ten years.
At present, BANC's PEG ratio runs 82% lower than its 10-year historical average.
Strong earnings growth relative to valuation results in BANC's low PEG ratio of 0.14.
The PEG ratio derives from taking PE and dividing by the rate at which earnings are growing (YoY TTM). As of Jul 31, 2026, Banc Of California carries a PE ratio of 14.4. Earnings grew at 104.6% over the TTM period ending Mar 2026. Applying the formula, this yields a PEG ratio of 0.14. PEG RATIO(0.14) = PE RATIO(14.4) / EPS GROWTH(104.6%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.