BANC Banc Of California margins

Relative Growth: Rel. Growth:

Relative Strength: Rel. Strength:

Relative Valuation: Rel. Valuation:

Relative Profitability: Rel. Profitability: 40

Gross margin

100%

Operating margin

-4.5%

EBITDA margin

9.2%

Net margin

-1.3%

Banc Of California shows a gross margin of 100%, an operating margin of -4.5%, an EBITDA margin of 9.2%, and a net margin of -1.3%, although its operating margin is negative at -4.5%, and its net margin is negative at -1.3%. Operating margin fell by 32.3 percentage points, while other available margins were stable.

BANC margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Banc Of California's margins averaged 100% gross, -128.19% operating, -108.22% EBITDA, and -103.45% net. Currently, operating, EBITDA, and net margins are above their three-year averages.

BANC margin expansion

Year-over-year margin changes in percentage points

Operating margin contracted by 32.3 percentage points, EBITDA margin by 28.8 percentage points, and net margin by 21.7 percentage points. Gross margin was unchanged.

Gross margin expansion

0pp

Operating margin expansion

-32.3pp

EBITDA margin expansion

-28.8pp

Net margin expansion

-21.7pp

BANC Gross margin

Over the last 3 years, Banc Of California's gross margin averaged 100%. The current gross margin of 100% is in line with its three-year average. During this period, gross margin reached a high of 100% in Sep 2026 and a low of 100% in Dec 2023.

BANC Operating margin

Over the last 3 years, Banc Of California's operating margin averaged -128.19%. At present, Banc Of California's current operating margin is -4.5%, which is 123.7 percentage points above its three-year average. During this period, operating margin reached a high of 31.4% in Mar 2026 and a low of -895.8% in Dec 2023.

BANC EBITDA margin

Reviewing the last 3 years, Banc Of California recorded an average EBITDA margin of -108.22%. The current EBITDA margin of 9.2% is 117.4 percentage points above its three-year average. The highest EBITDA margin for Banc Of California was 40.6% in Mar 2026, while the lowest was -858.9% in Dec 2023.

BANC Net margin

Over the last 3 years, the average net margin for Banc Of California was -103.45%. At present, the current net margin for Banc Of California is -1.3%, 102.2 percentage points above its three-year average. Banc Of California's net margin ranged from a low of -769.4% in Dec 2023 to a high of 23.1% in Mar 2026.

BANC margin group comparison

Margins compared with peer-group, industry and sector averages

Banc Of California's gross margin of 100% is above the Financial Services sector, the industry and its peers average. In comparison with its Financial Services sector average of 83.5%, Banc Of California's gross margin is 20% higher.

BANC margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Banc Of California's gross margin?

As of Sep 30, 2026, BANC has a gross margin of 100%.

What is Banc Of California's operating margin?

As of Sep 30, 2026, BANC has an operating margin of -4.5%.

What is Banc Of California's EBITDA margin?

The current EBITDA margin for BANC is 9.2% as of Sep 30, 2026.

What is Banc Of California's net margin?

The current net margin for BANC is -1.3% as of Sep 30, 2026.

What are the average margins of BANC?

Across the last 3 years, BANC averaged 100.0% gross, -128.2% operating, -108.2% EBITDA, and -103.5% net.

What are the highest historical margins of BANC?

Over the last 5 years, Banc Of California's highest margins were 100% gross in Sep 2026, 57.7% operating in Jun 2022, 64.2% EBITDA in Mar 2022, and 42.5% net in Mar 2022.

What are the lowest historical margins of BANC?

Within the 5-year period, BANC recorded its lowest margins at 100% gross in Dec 2021, -895.8% operating in Dec 2023, -858.9% EBITDA in Dec 2023, and -769.4% net in Dec 2023.