AIZ Assurant margins

Relative Growth: Rel. Growth:

Relative Strength: Rel. Strength:

Relative Valuation: Rel. Valuation:

Relative Profitability: Rel. Profitability: 74

Gross margin

78.1%

Operating margin

10.6%

EBITDA margin

12.6%

Net margin

7.8%

For this period, Assurant reports a gross margin of 78.1%, an operating margin of 10.6%, an EBITDA margin of 12.6%, and a net margin of 7.8%. The company's available margins all advanced, with EBITDA margin reporting the strongest expansion of 1.4 percentage points.

AIZ margin history

Gross, operating, EBITDA and net margin trends

Assurant's margins averaged 77.25% gross, 9.18% operating, 11.07% EBITDA, and 6.7% net over the last 3 years. Compared with their three-year averages, all four current margins are higher.

AIZ margin expansion

Year-over-year margin changes in percentage points

Gross margin expanded by 1 percentage point, operating margin by 1.3 percentage points, EBITDA margin by 1.4 percentage points, and net margin by 1 percentage point, led by EBITDA margin with an increase of 1.4 percentage points.

Gross margin expansion

1pp

Operating margin expansion

1.3pp

EBITDA margin expansion

1.4pp

Net margin expansion

1pp

AIZ Gross margin

Assurant's gross margin averaged 77.25% in the last 3 years. The latest gross margin for Assurant is 78.1%, 0.9 percentage points above its three-year average. Over the last 3 years, Assurant's gross margin peaked at 78.1% in Sep 2026 and reached a low of 75.8% in Mar 2025.

AIZ Operating margin

Over the last 3 years, the average operating margin for Assurant was 9.18%. As of the latest period, Assurant's current operating margin is 10.6%, which is 1.4 percentage points above its three-year average. Assurant's operating margin ranged from a low of 7.7% in Mar 2025 to a high of 10.7% in Jun 2026.

AIZ EBITDA margin

The average EBITDA margin for Assurant was 11.07% across the past 3 years. Assurant's current EBITDA margin is 12.6% and is 1.5 percentage points above its three-year average. The EBITDA margin for Assurant moved between 9.6% in Mar 2025 and 12.7% in Jun 2026.

AIZ Net margin

Looking at the last 3 years, Assurant had an average net margin of 6.7%. The current net margin stands at 7.8%, 1.1 percentage points above its three-year average. Looking back over the last 3 years, Assurant's net margin reached 7.9% at its highest point in Jun 2026 and 5.6% at its lowest in Mar 2025.

AIZ margin group comparison

Margins compared with peer-group, industry and sector averages

Assurant's gross margin of 78.1% is higher than the industry and its peers average but lower than the Financial Services sector average. In comparison with the Financial Services sector average of 83.5%, Assurant's gross margin is 6% lower.

AIZ margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Assurant's gross margin?

For the period ending Sep 30, 2026, AIZ recorded a gross margin of 78.1%.

What is Assurant's operating margin?

The current operating margin for AIZ is 10.6% as of Sep 30, 2026.

What is Assurant's EBITDA margin?

For the period ending Sep 30, 2026, AIZ recorded an EBITDA margin of 12.6%.

What is Assurant's net margin?

As of Sep 30, 2026, AIZ has a net margin of 7.8%.

What are the average margins of AIZ?

Assurant's average margins over the last 3 years were 77.3% gross, 9.2% operating, 11.1% EBITDA, and 6.7% net.

What are the highest historical margins of AIZ?

Assurant's highest recorded margins during the past 5 years were 78.9% gross in Mar 2022, 10.7% operating in Jun 2026, 17.8% EBITDA in Dec 2021, and 13.4% net in Dec 2021.

What are the lowest historical margins of AIZ?

Over the last 5 years, Assurant's lowest margins were 75.7% gross in Mar 2023, 4.2% operating in Mar 2023, 5.9% EBITDA in Mar 2023, and 2.3% net in Mar 2023.