FFIC Flushing Financial Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: FFIC

Price (delayed)

$11.03

Market cap

$320.62M

P/E Ratio

11.49

Dividend/share

$0.88

EPS

$0.96

Enterprise value

$1.2B

Flushing Financial Corporation is the holding company for Flushing Bank®, a New York State—chartered commercial bank insured by the Federal Deposit Insurance Corporation.

Highlights
The debt has declined by 20% year-on-year and by 16% since the previous quarter
The revenue has decreased by 23% YoY but it has increased by 3.2% QoQ
The gross profit is down by 23% YoY but it is up by 3.2% from the previous quarter
Flushing Financial's net income has plunged by 63% YoY and by 7% from the previous quarter
The company's EPS has shrunk by 62% YoY and by 7% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.flushingbank.com
Peers: GCBC NFBK NECB

Key stats

What are the main financial stats of FFIC
Market
Shares outstanding
29.07M
Market cap
$320.62M
Enterprise value
$1.2B
Valuations
Price to earnings (P/E)
11.49
Price to book (P/B)
0.48
Price to sales (P/S)
1.67
EV/EBIT
30.19
EV/EBITDA
25.99
EV/Sales
6.29
Earnings
Revenue
$191.22M
EBIT
$39.83M
EBITDA
$46.28M
Free cash flow
$29.1M
Per share
EPS
$0.96
Free cash flow per share
$1.01
Book value per share
$23.17
Revenue per share
$6.62
TBVPS
$294.7
Balance sheet
Total assets
$8.54B
Total liabilities
$7.87B
Debt
$882.1M
Equity
$669.84M
Working capital
N/A
Liquidity
Debt to equity
1.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
19.06
Margins
EBITDA margin
24.2%
Gross margin
100%
Net margin
15%
Operating margin
20.8%
Efficiency
Return on assets
0.3%
Return on equity
4.3%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
20.8%
Dividend
Dividend yield
7.98%
DPS
$0.88
Payout ratio
91.7%

FFIC stock price

How has the Flushing Financial stock price performed over time
Intraday
-0.54%
1 week
-8.69%
1 month
-7.62%
1 year
-19.31%
YTD
-33.07%
QTD
-12.53%

Financial performance

How have Flushing Financial's revenue and profit performed over time
Revenue
$191.22M
Gross profit
$191.22M
Operating income
$39.83M
Net income
$28.66M
Gross margin
100%
Net margin
15%
Flushing Financial's net income has plunged by 63% YoY and by 7% from the previous quarter
FFIC's operating income has plunged by 62% YoY and by 2.6% from the previous quarter
The net margin has dropped by 52% year-on-year and by 10% since the previous quarter
FFIC's operating margin has plunged by 51% YoY and by 6% from the previous quarter

Growth

What is Flushing Financial's growth rate over time

Valuation

What is Flushing Financial stock price valuation
P/E
11.49
P/B
0.48
P/S
1.67
EV/EBIT
30.19
EV/EBITDA
25.99
EV/Sales
6.29
The company's EPS has shrunk by 62% YoY and by 7% QoQ
The P/E is 8% above the 5-year quarterly average of 10.7 and 2.2% above the last 4 quarters average of 11.3
The stock's P/B is 40% less than its 5-year quarterly average of 0.8 and 20% less than its last 4 quarters average of 0.6
The P/S is 35% below the 5-year quarterly average of 2.6 and 20% below the last 4 quarters average of 2.1
The revenue has decreased by 23% YoY but it has increased by 3.2% QoQ

Efficiency

How efficient is Flushing Financial business performance
The ROA has dropped by 67% year-on-year and by 25% since the previous quarter
The ROIC has plunged by 64% YoY
The company's return on equity has shrunk by 62% YoY and by 7% QoQ
The company's return on sales has shrunk by 51% YoY and by 6% QoQ

Dividends

What is FFIC's dividend history
Dividend details
DPS
$0.88
Dividend yield
7.98%
Payout ratio
91.7%
Recent dividends

Financial health

How did Flushing Financial financials performed over time
FFIC's total assets is 9% more than its total liabilities
The debt is 32% greater than the equity
The debt has declined by 20% year-on-year and by 16% since the previous quarter
Flushing Financial's debt to equity has decreased by 19% YoY and by 16% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.