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Price (delayed)
$14.26
Market cap
$414.52M
P/E Ratio
16.39
Dividend/share
$0.88
EPS
$0.87
Enterprise value
$1.04B
Flushing Financial Corporation is the holding company for Flushing Bank®, a New York State—chartered commercial bank insured by the Federal Deposit Insurance Corporation.
Highlights
The debt has declined by 35% since the previous quarter and by 15% year-on-year
The revenue has increased by 4.5% YoY
Flushing Financial's net income has decreased by 16% YoY but it has increased by 4.3% from the previous quarter
The company's EPS fell by 16% YoY but it rose by 4.8% QoQ
The P/E is 48% above the 5-year quarterly average of 11.1 and 3.7% above the last 4 quarters average of 15.8
Key stats
What are the main financial stats of FFIC
Market
Valuations
Earnings
Shares outstanding
29.07M
Market cap
$414.52M
Enterprise value
$1.04B
Price to earnings (P/E)
16.39
Price to book (P/B)
0.62
Price to sales (P/S)
2.14
EV/EBIT
29.38
EV/EBITDA
24.97
EV/Sales
5.36
Revenue
$193.71M
Gross profit
$193.71M
Net income
$26.01M
EBIT
$35.34M
EBITDA
$41.58M
Free cash flow
$28.92M
Per share
Balance sheet
Liquidity
EPS
$0.87
EPS diluted
$0.87
Free cash flow per share
$0.99
Book value per share
$22.94
Revenue per share
$6.66
TBVPS
$318.62
Total assets
$9.28B
Total liabilities
$8.61B
Debt
$891.56M
Equity
$666.89M
Working capital
N/A
Debt to equity
1.34
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
15
Margins
Efficiency
Dividend
EBITDA margin
21.5%
Gross margin
100%
Net margin
13.4%
Operating margin
18.2%
Return on assets
0.3%
Return on equity
3.9%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
18.2%
Dividend yield
6.17%
DPS
$0.88
Payout ratio
101.1%
FFIC stock price
How has the Flushing Financial stock price performed over time
Intraday
0.07%
1 week
-5.5%
1 month
-16.46%
1 year
-13.68%
YTD
-13.47%
QTD
-2.19%
Financial performance
How have Flushing Financial's revenue and profit performed over time
Revenue
$193.71M
Gross profit
$193.71M
Operating income
$35.34M
Net income
$26.01M
Gross margin
100%
Net margin
13.4%
The net margin has declined by 19% year-on-year but it is up by 2.3% since the previous quarter
FFIC's operating margin is down by 18% YoY
Flushing Financial's net income has decreased by 16% YoY but it has increased by 4.3% from the previous quarter
FFIC's operating income is down by 14% YoY but it is up by 2% from the previous quarter
Growth
What is Flushing Financial's growth rate over time
Valuation
What is Flushing Financial stock price valuation
P/E
16.39
P/B
0.62
P/S
2.14
EV/EBIT
29.38
EV/EBITDA
24.97
EV/Sales
5.36
The P/E is 48% above the 5-year quarterly average of 11.1 and 3.7% above the last 4 quarters average of 15.8
The company's EPS fell by 16% YoY but it rose by 4.8% QoQ
The stock's P/B is 23% less than its 5-year quarterly average of 0.8 but 3.3% more than its last 4 quarters average of 0.6
The P/S is 11% below the 5-year quarterly average of 2.4
The revenue has increased by 4.5% YoY
Efficiency
How efficient is Flushing Financial business performance
The ROA is down by 25% year-on-year
The company's return on sales fell by 18% YoY
The company's return on equity fell by 15% YoY but it rose by 5% QoQ
Dividends
What is FFIC's dividend history
DPS
$0.88
Dividend yield
6.17%
Payout ratio
101.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Flushing Financial financials performed over time
FFIC's total assets is 8% more than its total liabilities
FFIC's total liabilities is up by 9% YoY and by 2.2% from the previous quarter
FFIC's total assets is up by 8% YoY and by 2% from the previous quarter
The debt is 34% greater than the equity
Flushing Financial's debt to equity has decreased by 35% from the previous quarter and by 15% YoY
The debt has declined by 35% since the previous quarter and by 15% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.