FFIC Flushing Financial Corp

Price (delayed)

$13.16

Market cap

$382.55M

P/E Ratio

14

Dividend/share

$0.88

EPS

$0.94

Enterprise value

$881.97M

Flushing Financial Corporation is the holding company for Flushing Bank®, a New York State—chartered commercial bank insured by the Federal Deposit Insurance Corporation.

Highlights
The debt has declined by 24% year-on-year and by 19% since the previous quarter
Flushing Financial's net income has plunged by 55% YoY
The company's EPS has shrunk by 54% YoY and by 2.1% QoQ

Key stats

What are the main financial stats of FFIC
Market
Shares outstanding
29.07M
Market cap
$382.55M
Enterprise value
$881.97M
Valuations
Price to earnings (P/E)
14
Price to book (P/B)
0.57
Price to sales (P/S)
2
EV/EBIT
22.4
EV/EBITDA
19.28
EV/Sales
4.61
Earnings
Revenue
$191.5M
EBIT
$39.38M
EBITDA
$45.75M
Free cash flow
$34.33M
Per share
EPS
$0.94
Free cash flow per share
$1.18
Book value per share
$23.04
Revenue per share
$6.59
TBVPS
$302.34
Balance sheet
Total assets
$8.81B
Total liabilities
$8.14B
Debt
$710.15M
Equity
$669.83M
Working capital
N/A
Liquidity
Debt to equity
1.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
10.92
Margins
EBITDA margin
23.9%
Gross margin
100%
Net margin
14.8%
Operating margin
20.6%
Efficiency
Return on assets
0.3%
Return on equity
4.2%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
20.6%
Dividend
Dividend yield
6.69%
DPS
$0.88
Payout ratio
93.6%

FFIC stock price

How has the Flushing Financial stock price performed over time
Intraday
0.38%
1 week
-0.83%
1 month
12.67%
1 year
12.77%
YTD
-20.15%
QTD
4.36%

Financial performance

How have Flushing Financial's revenue and profit performed over time
Revenue
$191.5M
Gross profit
$191.5M
Operating income
$39.38M
Net income
$28.3M
Gross margin
100%
Net margin
14.8%
Flushing Financial's net income has plunged by 55% YoY
FFIC's operating income has plunged by 54% YoY
The net margin has declined by 46% year-on-year
FFIC's operating margin is down by 45% YoY

Growth

What is Flushing Financial's growth rate over time

Valuation

What is Flushing Financial stock price valuation
P/E
14
P/B
0.57
P/S
2
EV/EBIT
22.4
EV/EBITDA
19.28
EV/Sales
4.61
The company's EPS has shrunk by 54% YoY and by 2.1% QoQ
The P/E is 30% above the 5-year quarterly average of 10.8 and 9% above the last 4 quarters average of 12.8
The stock's P/B is 29% less than its 5-year quarterly average of 0.8 and 5% less than its last 4 quarters average of 0.6
The P/S is 20% below the 5-year quarterly average of 2.5 and 4.8% below the last 4 quarters average of 2.1
The revenue has decreased by 17% YoY

Efficiency

How efficient is Flushing Financial business performance
The ROA has dropped by 57% year-on-year
The ROIC has plunged by 56% YoY
The company's return on equity has shrunk by 55% YoY and by 2.3% QoQ
The company's return on sales fell by 45% YoY

Dividends

What is FFIC's dividend history
DPS
$0.88
Dividend yield
6.69%
Payout ratio
93.6%
Recent dividends

Financial health

How did Flushing Financial financials performed over time
FFIC's total assets is 8% more than its total liabilities
FFIC's total assets is up by 3.9% YoY and by 3.2% from the previous quarter
FFIC's total liabilities is up by 4.2% YoY and by 3.4% from the previous quarter
The debt is 6% greater than the equity
Flushing Financial's debt to equity has decreased by 24% YoY and by 20% from the previous quarter
The debt has declined by 24% year-on-year and by 19% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.