FFIC Flushing Financial Corp

Price (delayed)

$14.13

Market cap

$408.42M

P/E Ratio

12.5

Dividend/share

$0.88

EPS

$1.13

Enterprise value

$1.25B

Flushing Financial Corporation is the holding company for Flushing Bank®, a New York State—chartered commercial bank insured by the Federal Deposit Insurance Corporation.

Highlights
The debt has declined by 36% year-on-year but it is up by 16% since the previous quarter
Flushing Financial's net income has plunged by 61% YoY and by 30% from the previous quarter
The company's EPS has shrunk by 58% YoY and by 28% QoQ

Key stats

What are the main financial stats of FFIC
Market
Shares outstanding
28.9M
Market cap
$408.42M
Enterprise value
$1.25B
Valuations
Price to earnings (P/E)
12.5
Price to book (P/B)
0.61
Price to sales (P/S)
2.2
EV/EBIT
28.14
EV/EBITDA
24.55
EV/Sales
6.74
Earnings
Revenue
$185.61M
EBIT
$44.48M
EBITDA
$50.98M
Free cash flow
$27.42M
Per share
EPS
$1.13
Free cash flow per share
$0.95
Book value per share
$23.1
Revenue per share
$6.41
TBVPS
$295.47
Balance sheet
Total assets
$8.58B
Total liabilities
$7.91B
Debt
$1.04B
Equity
$669.14M
Working capital
N/A
Liquidity
Debt to equity
1.56
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
16.54
Margins
EBITDA margin
27.5%
Gross margin
100%
Net margin
18%
Operating margin
24%
Efficiency
Return on assets
0.4%
Return on equity
5%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
24%
Dividend
Dividend yield
6.23%
DPS
$0.88
Payout ratio
77.9%

FFIC stock price

How has the Flushing Financial stock price performed over time
Intraday
-1.46%
1 week
1.29%
1 month
15.54%
1 year
-32.26%
YTD
-27.09%
QTD
7.62%

Financial performance

How have Flushing Financial's revenue and profit performed over time
Revenue
$185.61M
Gross profit
$185.61M
Operating income
$44.48M
Net income
$33.43M
Gross margin
100%
Net margin
18%
FFIC's operating income has plunged by 61% YoY and by 31% from the previous quarter
Flushing Financial's net income has plunged by 61% YoY and by 30% from the previous quarter
FFIC's operating margin is down by 45% YoY and by 23% from the previous quarter
The net margin has declined by 44% year-on-year and by 22% since the previous quarter

Growth

What is Flushing Financial's growth rate over time

Valuation

What is Flushing Financial stock price valuation
P/E
12.5
P/B
0.61
P/S
2.2
EV/EBIT
28.14
EV/EBITDA
24.55
EV/Sales
6.74
The company's EPS has shrunk by 58% YoY and by 28% QoQ
The P/E is 45% above the last 4 quarters average of 8.6 and 20% above the 5-year quarterly average of 10.4
The stock's P/B is 32% less than its 5-year quarterly average of 0.9 and 13% less than its last 4 quarters average of 0.7
The revenue has decreased by 30% YoY and by 10% QoQ
The P/S is 19% below the 5-year quarterly average of 2.7 but 10% above the last 4 quarters average of 2.0

Efficiency

How efficient is Flushing Financial business performance
The ROA has dropped by 60% year-on-year and by 33% since the previous quarter
The company's return on equity has shrunk by 60% YoY and by 30% QoQ
The ROIC has plunged by 58% YoY and by 29% from the previous quarter
The company's return on sales fell by 45% YoY and by 23% QoQ

Dividends

What is FFIC's dividend history
DPS
$0.88
Dividend yield
6.23%
Payout ratio
77.9%
Recent dividends

Financial health

How did Flushing Financial financials performed over time
FFIC's total assets is 8% more than its total liabilities
The debt is 56% greater than the equity
Flushing Financial's debt to equity has decreased by 36% YoY but it has increased by 16% from the previous quarter
The debt has declined by 36% year-on-year but it is up by 16% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.