WSBF Waterstone Financial PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: WSBF
- PE Ratio
As at May 9, 2025, the WSBF stock has a PE ratio of 12.02. This is based on the current EPS of $1.03 and the stock price of $12.38 per share. A decrease of 27% has been seen in the P/E ratio compared to the average of 16.6 of the last 4 quarters.
WSBF PE ratio history
The mean historical PE ratio of Waterstone Financial over the last ten years is 16.1. The current 12.02 PE ratio is 25% below the historical average. Over the past ten years, WSBF's PE ratio was at its highest in the Dec 2023 quarter at 30.21, with a price of $14.2 and an EPS of $0.47. The Jun 2021 quarter recorded the bottom point at 5.05, with a price of $19.66 and an EPS of $3.89.
Waterstone Financial PE ratio by year
Maximum annual increase: 237.59% in 2013
Maximum annual decrease: -58.88% in 2020
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 13.31 | -55.94% | $13.44 | $1.01 |
| 2023 | 30.21 | 55.96% | $14.2 | $0.47 |
| 2022 | 19.37 | 163.9% | $17.24 | $0.89 |
| 2021 | 7.34 | 29.45% | $21.86 | $2.98 |
| 2020 | 5.67 | -58.88% | $18.82 | $3.32 |
| 2019 | 13.79 | -7.82% | $19.03 | $1.38 |
| 2018 | 14.96 | -16.66% | $16.76 | $1.12 |
| 2017 | 17.95 | -8.28% | $17.05 | $0.95 |
| 2016 | 19.57 | -20.9% | $18.4 | $0.94 |
| 2015 | 24.74 | -28.52% | $14.1 | $0.57 |
| 2014 | 34.61 | 47.09% | $13.15 | $0.38 |
| 2013 | 23.53 | 237.59% | $10.12 | $0.43 |
| 2012 | 6.97 | N/A | $7.11 | $1.02 |
| 2011 | N/A | N/A | $1.72 | -$0.22 |
| 2010 | N/A | N/A | $2.96 | -$0.06 |
Waterstone Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 13.06 | -1.88% | $13.45 | $1.03 |
| Dec 2024 | 13.31 | -32.98% | $13.44 | $1.01 |
| Sep 2024 | 19.86 | -0.6% | $14.7 | $0.74 |
| Jun 2024 | 19.98 | -12.98% | $12.79 | $0.64 |
| Mar 2024 | 22.96 | -24% | $12.17 | $0.53 |
| Dec 2023 | 30.21 | 40.71% | $14.2 | $0.47 |
| Sep 2023 | 21.47 | -11.1% | $10.95 | $0.51 |
| Jun 2023 | 24.15 | 21.3% | $14.49 | $0.6 |
| Mar 2023 | 19.91 | 2.79% | $15.13 | $0.76 |
| Dec 2022 | 19.37 | 64.15% | $17.24 | $0.89 |
| Sep 2022 | 11.8 | 32.88% | $16.16 | $1.37 |
| Jun 2022 | 8.88 | 6.09% | $17.05 | $1.92 |
| Mar 2022 | 8.37 | 14.03% | $19.34 | $2.31 |
| Dec 2021 | 7.34 | 29.23% | $21.86 | $2.98 |
| Sep 2021 | 5.68 | 12.48% | $20.49 | $3.61 |
WSBF average PE ratio chart
The current PE ratio of WSBF is below the 3, 5 and 10-year averages.
WSBF PE vs peers
Compared to its peer SSB, WSBF's PE ratio stands lower, however it is higher than ESSA's.
| Stock name | PE ratio | Market cap |
|---|---|---|
| WSBF Waterstone Financial Inc | 12.22 | $240.16M |
| ESSA ESSA Bancorp Inc | 12.64 | $198.93M |
| SSB SOUTH STATE Corp | 14.37 | $9.32B |
| HMST HomeStreet Inc | N/A | $232.92M |
| FFIC Flushing Financial Corp | N/A | $447.21M |
Frequently asked questions
What is Waterstone Financial's PE ratio?
WSBF's price to earnings ratio is 12.02 as of May 9, 2025.
What is the 3-year average PE ratio for Waterstone Financial (WSBF)?
The 3-year average PE ratio for WSBF stock is 18.75.
What is the 5-year average PE ratio for Waterstone Financial (WSBF)?
The 5-year average PE ratio for WSBF stock is 13.82.
What is the highest PE ratio for WSBF?
Over the last ten years, the quarterly PE ratio reached a historic high of 30.21 in the Dec 2023 quarter.
How does the current PE ratio for WSBF compare to its historical average?
WSBF's current price to earnings ratio is 25% below its 10-year historical average.
How is WSBF's PE ratio calculated (Waterstone Financial PE ratio formula)?
To determine the PE ratio, divide the most recent stock price by the TTM earnings per share (EPS). As of today (May 9, 2025), Waterstone Financial's stock price is $12.38. The earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $1.03. Therefore, Waterstone Financial's P/E ratio for today is 12.02. PE RATIO(12.02) = STOCK PRICE($12.38) / TTM EPS($1.03)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.