WRLD
World Acceptance
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: WRLD
- PE Ratio
As of Jun 25, 2026, the WRLD stock has a PE ratio of 28.83. The calculation is based on the latest EPS of $7 and the stock price of $201.84 per share. An increase of 79% has been observed in the PE ratio compared to its average of 16.1 of the past four quarters.
WRLD PE ratio history
The mean historical PE ratio of World Acceptance over the last ten years is 20.3. The current 28.83 price-to-earnings ratio is 42% more than the historical average. Analyzing the last ten years, WRLD's PE ratio reached its highest point in the Dec 2019 quarter at 135, with a price of $86.4 and an EPS of $0.64. The Jun 2016 quarter saw the lowest point at 4.91, with a price of $45.6 and an EPS of $9.28.
World Acceptance PE ratio by year
Maximum annual increase: 181.08% in 2018
Maximum annual decrease: -52.06% in 2024
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2026 | 19.29 | 150.85% | $135.04 | $7 |
| 2025 | 7.69 | -28.93% | $126.55 | $16.45 |
| 2024 | 10.82 | -52.06% | $144.98 | $13.4 |
| 2023 | 22.57 | 4.49% | $83.29 | $3.69 |
| 2022 | 21.6 | 126.18% | $191.84 | $8.88 |
| 2021 | 9.55 | -35.99% | $129.76 | $13.59 |
| 2020 | 14.92 | -47.26% | $54.61 | $3.66 |
| 2019 | 28.29 | 64.19% | $117.13 | $4.14 |
| 2018 | 17.23 | 181.08% | $105.3 | $6.11 |
| 2017 | 6.13 | 63.47% | $51.78 | $8.45 |
| 2016 | 3.75 | -37.71% | $37.92 | $10.12 |
| 2015 | 6.02 | -21.41% | $72.92 | $12.12 |
| 2014 | 7.66 | -27.05% | $75.08 | $9.8 |
| 2013 | 10.5 | 15.77% | $85.87 | $8.18 |
| 2012 | 9.07 | -19.88% | $61.25 | $6.75 |
World Acceptance PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 19.29 | 7.47% | $135.04 | $7 |
| Dec 2025 | 17.95 | 11.15% | $140.39 | $7.82 |
| Sep 2025 | 16.15 | 45.76% | $169.14 | $10.47 |
| Jun 2025 | 11.08 | 44.08% | $165.12 | $14.9 |
| Mar 2025 | 7.69 | -1.41% | $126.55 | $16.45 |
| Dec 2024 | 7.8 | -1.89% | $112.44 | $14.41 |
| Sep 2024 | 7.95 | -12.73% | $117.98 | $14.84 |
| Jun 2024 | 9.11 | -15.8% | $123.58 | $13.57 |
| Mar 2024 | 10.82 | -3.82% | $144.98 | $13.4 |
| Dec 2023 | 11.25 | -13.93% | $130.53 | $11.6 |
| Sep 2023 | 13.07 | -33.38% | $127.06 | $9.72 |
| Jun 2023 | 19.62 | -13.07% | $134.01 | $6.83 |
| Mar 2023 | 22.57 | -15.12% | $83.29 | $3.69 |
| Dec 2022 | 26.59 | -26.67% | $65.94 | $2.48 |
| Sep 2022 | 36.26 | 55.69% | $96.82 | $2.67 |
WRLD Price vs fair value
WRLD average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of WRLD is above its 3, 5 and 10-year averages.
PE comparison
World Acceptance's price to earnings (P/E) of 28.83 is higher than the Financial Services sector and the industry average. Looking at the Financial Services sector average of 12.98, World Acceptance's price to earnings (P/E) is 122% higher.
WRLD PE vs peers
When compared to its peer stocks SLM and PFSI, WRLD's PE ratio is higher.
| Stock name | PE ratio | Market cap |
|---|---|---|
| SLM SLM Corp | 6.97 | $4.8B |
| PFSI PennyMac Financial Services Inc | 8.8 | $4.47B |
| WRLD World Acceptance Corp | 30.57 | $992.94M |
| FMCC Federal Home Loan Mortgage Corp | N/A | $4.24B |
Frequently asked questions
What is World Acceptance's PE ratio?
The price to earnings ratio for WRLD stock as of Jun 25, 2026, stands at 28.83.
What is the 3-year average PE ratio for World Acceptance (WRLD)?
The average PE ratio for WRLD stock over the past 3 years is 12.65.
What is the 5-year average PE ratio for World Acceptance (WRLD)?
The average PE ratio for WRLD stock over the past 5 years is 16.32.
What is the highest PE ratio for WRLD?
Over the last ten years, the Dec 2019 quarter recorded the highest quarterly PE ratio at 135.
How does the current PE ratio for WRLD compare to its historical average?
WRLD's current price to earnings ratio is 42% above its 10-year historical average.
How is WRLD's PE ratio calculated (World Acceptance PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Jun 25, 2026), World Acceptance's share price is $201.84. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $7. Therefore, World Acceptance's price to earnings ratio for today is 28.83. PE RATIO(28.83) = STOCK PRICE($201.84) / TTM EPS($7)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.