ACIC American Coastal Insurance Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: ACIC

Price (delayed)

$10.33

Market cap

$493.77M

P/E Ratio

1.45

Dividend/share

N/A

EPS

$7.11

Enterprise value

$471.4M

upc insurance is a flourishing and vibrant company that focuses on writing personal property insurance in catastrophe-exposed areas since 1999. upc is one of the fastest growing homeowners companies in ...

Highlights
American Coastal Insurance's equity has surged by 193% YoY and by 40% QoQ
American Coastal Insurance's net income has soared by 166% YoY
ACIC's revenue is up by 6% year-on-year but it is down by 5% since the previous quarter
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: https://www.upcinsurance.com/
Peers: PGR PLMR ORI NODK

Key stats

What are the main financial stats of ACIC
Market
Shares outstanding
47.8M
Market cap
$493.77M
Enterprise value
$471.4M
Valuations
Price to earnings (P/E)
1.45
Price to book (P/B)
2.69
Price to sales (P/S)
1.57
EV/EBIT
1.43
EV/EBITDA
1.38
EV/Sales
1.65
Earnings
Revenue
$286.54M
EBIT
$330.56M
EBITDA
$342.19M
Free cash flow
-$135.57M
Per share
EPS
$7.11
Free cash flow per share
-$3.11
Book value per share
$3.84
Revenue per share
$6.57
TBVPS
$22.74
Balance sheet
Total assets
$1.06B
Total liabilities
$891.62M
Debt
$149.46M
Equity
$168.77M
Working capital
N/A
Liquidity
Debt to equity
0.89
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.07
Margins
EBITDA margin
119.4%
Gross margin
74.5%
Net margin
108.2%
Operating margin
35.1%
Efficiency
Return on assets
24.3%
Return on equity
252.1%
Return on invested capital
27%
Return on capital employed
N/A
Return on sales
115.4%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

ACIC stock price

How has the American Coastal Insurance stock price performed over time
Intraday
0.39%
1 week
-7.19%
1 month
-3.37%
1 year
473.89%
YTD
9.2%
QTD
-3.37%

Financial performance

How have American Coastal Insurance's revenue and profit performed over time
Revenue
$286.54M
Gross profit
$213.44M
Operating income
$100.61M
Net income
$309.91M
Gross margin
74.5%
Net margin
108.2%
American Coastal Insurance's net income has soared by 166% YoY
ACIC's net margin has surged by 162% year-on-year
The gross profit has soared by 76% YoY and by 7% from the previous quarter
ACIC's gross margin has soared by 66% YoY and by 14% from the previous quarter

Growth

What is American Coastal Insurance's growth rate over time

Valuation

What is American Coastal Insurance stock price valuation
P/E
1.45
P/B
2.69
P/S
1.57
EV/EBIT
1.43
EV/EBITDA
1.38
EV/Sales
1.65
American Coastal Insurance's EPS has surged by 165% YoY
American Coastal Insurance's equity has surged by 193% YoY and by 40% QoQ
The stock's P/B is 169% above its 5-year quarterly average of 1.0 and 35% above its last 4 quarters average of 2.0
The P/S is 124% higher than the 5-year quarterly average of 0.7 and 74% higher than the last 4 quarters average of 0.9
ACIC's revenue is up by 6% year-on-year but it is down by 5% since the previous quarter

Efficiency

How efficient is American Coastal Insurance business performance
American Coastal Insurance's return on sales has surged by 171% YoY
American Coastal Insurance's return on equity has surged by 143% YoY

Dividends

What is ACIC's dividend history
Dividend details
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Recent dividends

Financial health

How did American Coastal Insurance financials performed over time
American Coastal Insurance's total assets is 19% more than its total liabilities
ACIC's total liabilities has dropped by 70% year-on-year and by 13% since the previous quarter
American Coastal Insurance's total assets has plunged by 63% YoY and by 8% from the previous quarter
ACIC's debt is 11% smaller than its equity
American Coastal Insurance's equity has surged by 193% YoY and by 40% QoQ
The debt to equity is down by 28% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.