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ACIC American Coastal Insurance Corp
- Stocks
- Financial Services
- NASDAQ: ACIC
Price (delayed)
$11.16
Market cap
$539.62M
P/E Ratio
7.29
Dividend/share
$0.5
EPS
$1.53
Enterprise value
$458.99M
upc insurance is a flourishing and vibrant company that focuses on writing personal property insurance in catastrophe-exposed areas since 1999. upc is one of the fastest growing homeowners companies in
Highlights
American Coastal Insurance's equity has increased by 28% YoY and by 11% QoQ
ACIC's revenue is up by 24% year-on-year
American Coastal Insurance's net income has increased by 11% YoY but it has decreased by 3% from the previous quarter
American Coastal Insurance's EPS has increased by 8% YoY but it has decreased by 3.8% QoQ
ACIC's debt is up by 2.4% year-on-year
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: https://www.upcinsurance.com/
Key stats
What are the main financial stats of ACIC
Market
Valuations
Earnings
Shares outstanding
48.35M
Market cap
$539.62M
Enterprise value
$458.99M
Price to earnings (P/E)
7.29
Price to book (P/B)
2.06
Price to sales (P/S)
1.78
EV/EBIT
4.19
EV/EBITDA
3.86
EV/Sales
1.52
Revenue
$302.26M
Gross profit
$236.36M
Operating income
$106.16M
Net income
$73.47M
EBIT
$109.63M
EBITDA
$118.76M
Free cash flow
$145.35M
Per share
Balance sheet
Liquidity
EPS
$1.53
EPS diluted
$1.49
Free cash flow per share
$3.02
Book value per share
$5.41
Revenue per share
$6.28
TBVPS
$22.75
Total assets
$1.16B
Total liabilities
$898.77M
Debt
$152.41M
Equity
$260.88M
Working capital
N/A
Debt to equity
0.58
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.68
Margins
Efficiency
Dividend
EBITDA margin
39.3%
Gross margin
78.2%
Net margin
24.3%
Operating margin
35.1%
Return on assets
6.1%
Return on equity
30%
Return on invested capital
10.4%
Return on capital employed
N/A
Return on sales
36.3%
Dividend yield
4.48%
DPS
$0.5
Payout ratio
31.4%
ACIC stock price
How has the American Coastal Insurance stock price performed over time
Intraday
-6.38%
1 week
-4.53%
1 month
3.62%
1 year
2.29%
YTD
-17.09%
QTD
-3.54%
Financial performance
How have American Coastal Insurance's revenue and profit performed over time
Revenue
$302.26M
Gross profit
$236.36M
Operating income
$106.16M
Net income
$73.47M
Gross margin
78.2%
Net margin
24.3%
ACIC's revenue is up by 24% year-on-year
The gross profit has grown by 18% YoY and by 4% from the previous quarter
ACIC's operating margin is down by 15% year-on-year and by 7% since the previous quarter
American Coastal Insurance's net income has increased by 11% YoY but it has decreased by 3% from the previous quarter
Price vs fundamentals
How does ACIC's price correlate with its fundamentals
Growth
What is American Coastal Insurance's growth rate over time
Valuation
What is American Coastal Insurance stock price valuation
P/E
7.29
P/B
2.06
P/S
1.78
EV/EBIT
4.19
EV/EBITDA
3.86
EV/Sales
1.52
American Coastal Insurance's EPS has increased by 8% YoY but it has decreased by 3.8% QoQ
The P/E is 2.8% below the last 4 quarters average of 7.5
The stock's P/B is 47% above its 5-year quarterly average of 1.4 but 10% below its last 4 quarters average of 2.3
American Coastal Insurance's equity has increased by 28% YoY and by 11% QoQ
The P/S is 62% higher than the 5-year quarterly average of 1.1 but 11% lower than the last 4 quarters average of 2.0
ACIC's revenue is up by 24% year-on-year
Efficiency
How efficient is American Coastal Insurance business performance
American Coastal Insurance's return on equity has decreased by 31% YoY and by 9% QoQ
ACIC's ROIC is up by 24% YoY but it is down by 6% from the previous quarter
The ROA has grown by 9% YoY but it has contracted by 4.7% from the previous quarter
American Coastal Insurance's return on sales has decreased by 4.7% QoQ and by 3.5% YoY
Dividends
What is ACIC's dividend history
DPS
$0.5
Dividend yield
4.48%
Payout ratio
31.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did American Coastal Insurance financials performed over time
American Coastal Insurance's total assets is 29% more than its total liabilities
ACIC's total liabilities is down by 8% since the previous quarter but it is up by 2.9% year-on-year
American Coastal Insurance's total assets has increased by 8% YoY but it has decreased by 4.6% from the previous quarter
ACIC's debt is 42% smaller than its equity
American Coastal Insurance's equity has increased by 28% YoY and by 11% QoQ
The debt to equity is down by 21% year-on-year and by 11% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.