ACIC American Coastal Insurance PE ratio, current and historical analysis
The price-to-earnings ratio for American Coastal Insurance stock stands at 7.25 as of Apr 1, 2025. This is based on the current EPS of $1.59 and the stock price of $11.53 per share. A decrease of 2.9% has been recorded in the P/E ratio compared to the average of 7.5 of the last 4 quarters.
ACIC PE ratio history
Over the last ten years, the average PE ratio of American Coastal Insurance has been 167.42. The current 7.25 PE ratio is 96% below the historical average. In the past ten years, ACIC's PE ratio was at its highest in the Dec 2018 quarter at 1,662, with a price of $16.62 and an EPS of $0.01. The Dec 2023 quarter recorded the bottom point at 1.33, with a price of $9.46 and an EPS of $7.11.
American Coastal Insurance PE ratio by year
Maximum annual increase: 2,501.35% in 2018
Maximum annual decrease: -4.57% in 2014
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 8.47 | 536.84% | $13.46 | $1.59 |
| 2023 | 1.33 | N/A | $9.46 | $7.11 |
| 2022 | N/A | N/A | $1.06 | -$10.91 |
| 2021 | N/A | N/A | $4.34 | -$1.35 |
| 2020 | N/A | N/A | $5.72 | -$2.25 |
| 2019 | N/A | N/A | $12.61 | -$0.7 |
| 2018 | 1,662 | 2,501.35% | $16.62 | $0.01 |
| 2017 | 63.89 | 13.95% | $17.25 | $0.27 |
| 2016 | 56.07 | 322.85% | $15.14 | $0.27 |
| 2015 | 13.26 | 24.39% | $17.1 | $1.29 |
| 2014 | 10.66 | -4.57% | $21.95 | $2.06 |
| 2013 | 11.17 | 69.24% | $14.08 | $1.26 |
| 2012 | 6.6 | 15.59% | $6.01 | $0.91 |
| 2011 | 5.71 | N/A | $4.4 | $0.77 |
| 2010 | N/A | N/A | $3.1 | -$0.09 |
American Coastal Insurance PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Dec 2024 | 8.47 | 32.34% | $13.46 | $1.59 |
| Sep 2024 | 6.4 | -14.44% | $11.27 | $1.76 |
| Jun 2024 | 7.48 | -0.66% | $10.55 | $1.41 |
| Mar 2024 | 7.53 | 466.17% | $10.69 | $1.42 |
| Dec 2023 | 1.33 | N/A | $9.46 | $7.11 |
| Sep 2023 | N/A | N/A | $7.36 | -$0.05 |
| Jun 2023 | N/A | N/A | $4.46 | -$1.94 |
| Mar 2023 | N/A | N/A | $2.82 | -$3.95 |
| Dec 2022 | N/A | N/A | $1.06 | -$10.91 |
| Sep 2022 | N/A | N/A | $0.64 | -$4.08 |
| Jun 2022 | N/A | N/A | $1.56 | -$2.76 |
| Mar 2022 | N/A | N/A | $3.31 | -$1.71 |
| Dec 2021 | N/A | N/A | $4.34 | -$1.35 |
| Sep 2021 | N/A | N/A | $3.63 | -$2.08 |
| Jun 2021 | N/A | N/A | $5.7 | -$3.48 |
ACIC average PE ratio chart
Currently, ACIC's PE ratio is greater than its 3 and 5-year historical averages, but it is lower than the 10-year average.
ACIC PE vs peers
ACIC's PE ratio is lower than its peer stocks PGR and ORI.
| Stock name | PE ratio | Market cap |
|---|---|---|
| ACIC American Coastal Insurance Corp | 7.25 | $556.31M |
| NMIH NMI Holdings Inc | 8.11 | $2.87B |
| ORI Old Republic International Corp | 12.01 | $9.83B |
| PGR Progressive Corp | 19.67 | $166.65B |
| PLMR Palomar Holdings Inc | 30.05 | $3.7B |
| NODK NI Holdings Inc | N/A | $291.82M |
Frequently asked questions
What is American Coastal Insurance's PE ratio?
ACIC's price to earnings ratio is 7.25 as of Apr 1, 2025.
What is the 3-year average PE ratio for American Coastal Insurance (ACIC)?
The 3-year average PE ratio for ACIC stock is 6.24.
What is the 5-year average PE ratio for American Coastal Insurance (ACIC)?
The 5-year average PE ratio for ACIC stock is 6.24.
What is the highest PE ratio for ACIC?
In the last ten years, the Dec 2018 quarter recorded the highest quarterly PE ratio at 1,662.
How does the current PE ratio for ACIC compare to its historical average?
ACIC's current price to earnings ratio is 96% below its 10-year historical average.
Why is American Coastal Insurance's PE ratio so low?
ACIC's PE ratio of 7.25 is considered low because the company's stock price is trading at a lower multiple of earnings.
How is ACIC's PE ratio calculated (American Coastal Insurance PE ratio formula)?
The PE ratio is calculated by dividing the most recent price of a stock by its trailing twelve months EPS. As of today (Apr 1, 2025), American Coastal Insurance's stock price is $11.53. The earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $1.59. Therefore, American Coastal Insurance's P/E ratio for today is 7.25. PE RATIO(7.25) = STOCK PRICE($11.53) / TTM EPS($1.59)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.