NODK NI Holdings Inc
Price (delayed)
$13.03
Market cap
$269.48M
P/E Ratio
N/A
Dividend/share
N/A
EPS
-$0.29
Enterprise value
$218.55M
NI Holdings, Inc. is an insurance holding company. The company is a North Dakota business corporation that is the stock holding company of Nodak Insurance Company and became such in
Highlights
NI Holdings's EPS has increased by 36% from the previous quarter but it has decreased by 12% YoY
NODK's net income is up by 35% since the previous quarter but it is down by 11% year-on-year
NI Holdings's gross profit has decreased by 8% QoQ
NODK's gross margin is down by 6% year-on-year
Key stats
What are the main financial stats of NODK
Market
Valuations
Earnings
Shares outstanding
20.68M
Market cap
$269.48M
Enterprise value
$218.55M
Price to earnings (P/E)
N/A
Price to book (P/B)
1.1
Price to sales (P/S)
0.84
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.67
Revenue
$325.2M
Gross profit
$117.74M
Operating income
$10.15M
Net income
-$6.06M
EBIT
-$2.52M
EBITDA
-$1.83M
Free cash flow
$37.8M
Per share
Balance sheet
Liquidity
EPS
-$0.29
EPS diluted
-$0.29
Free cash flow per share
$1.8
Book value per share
$11.85
Revenue per share
$15.51
TBVPS
$25.11
Total assets
$526.55M
Total liabilities
$281.91M
Debt
$0
Equity
$244.63M
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
27.77
Margins
Efficiency
Dividend
EBITDA margin
-0.6%
Gross margin
36.2%
Net margin
-1.9%
Operating margin
3.1%
Return on assets
-1%
Return on equity
-2.5%
Return on invested capital
-0.5%
Return on capital employed
N/A
Return on sales
-0.8%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
NODK stock price
How has the NI Holdings stock price performed over time
Intraday
-1.21%
1 week
0.77%
1 month
-7.59%
1 year
-14.73%
YTD
-17.01%
QTD
-8.63%
Financial performance
How have NI Holdings's revenue and profit performed over time
Revenue
$325.2M
Gross profit
$117.74M
Operating income
$10.15M
Net income
-$6.06M
Gross margin
36.2%
Net margin
-1.9%
The operating margin has dropped by 54% year-on-year and by 34% since the previous quarter
The operating income has plunged by 51% YoY and by 37% from the previous quarter
NODK's net income is up by 35% since the previous quarter but it is down by 11% year-on-year
The net margin rose by 30% since the previous quarter but it has declined by 6% year-on-year
Growth
What is NI Holdings's growth rate over time
Valuation
What is NI Holdings stock price valuation
P/E
N/A
P/B
1.1
P/S
0.84
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.67
NI Holdings's EPS has increased by 36% from the previous quarter but it has decreased by 12% YoY
NODK's price to book (P/B) is 15% lower than its last 4 quarters average of 1.3 and 8% lower than its 5-year quarterly average of 1.2
NODK's equity is down by 2.3% year-on-year
The P/S is 24% below the 5-year quarterly average of 1.1 and 16% below the last 4 quarters average of 1.0
The revenue has increased by 7% year-on-year but it has declined by 6% since the previous quarter
Efficiency
How efficient is NI Holdings business performance
NI Holdings's return on invested capital has surged by 69% QoQ and by 38% YoY
NI Holdings's ROS has soared by 69% from the previous quarter and by 50% YoY
The ROE has grown by 34% from the previous quarter but it has contracted by 14% YoY
NI Holdings's return on assets has increased by 33% QoQ but it has decreased by 25% YoY
Dividends
What is NODK's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for NODK.
Financial health
How did NI Holdings financials performed over time
NODK's total assets is 87% greater than its total liabilities
The total liabilities has declined by 30% year-on-year and by 11% since the previous quarter
NODK's total assets is down by 20% year-on-year and by 6% since the previous quarter
The debt is 100% smaller than the equity
NODK's equity is down by 2.3% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.