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NODK NI Holdings Inc

Price (delayed)

$13

Market cap

$269.08M

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$0.29

Enterprise value

$211.88M

NI Holdings, Inc. is an insurance holding company. The company is a North Dakota business corporation that is the stock holding company of Nodak Insurance Company and became such in ...

Highlights
NODK's equity is up by 3.8% since the previous quarter
The revenue has increased by 3.2% year-on-year
NODK's gross margin is down by 11% year-on-year
NI Holdings's gross profit has decreased by 8% YoY

Key stats

What are the main financial stats of NODK
Market
Shares outstanding
20.7M
Market cap
$269.08M
Enterprise value
$211.88M
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
1.06
Price to sales (P/S)
0.85
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.66
Earnings
Revenue
$322.14M
Gross profit
$116.29M
Operating income
$9.06M
Net income
-$6.02M
EBIT
-$3.08M
EBITDA
-$2.58M
Free cash flow
$31.57M
Per share
EPS
-$0.29
EPS diluted
-$0.29
Free cash flow per share
$1.5
Book value per share
$12.28
Revenue per share
$15.33
TBVPS
$24.99
Balance sheet
Total assets
$525.36M
Total liabilities
$271.36M
Debt
$0
Equity
$254M
Working capital
N/A
Liquidity
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
22.19
Margins
EBITDA margin
-0.8%
Gross margin
36.1%
Net margin
-1.9%
Operating margin
2.8%
Efficiency
Return on assets
-1.1%
Return on equity
-2.5%
Return on invested capital
-0.6%
Return on capital employed
N/A
Return on sales
-1%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

NODK stock price

How has the NI Holdings stock price performed over time
Intraday
1.25%
1 week
-2.11%
1 month
5.95%
1 year
-14.47%
YTD
-17.2%
QTD
-8.84%

Financial performance

How have NI Holdings's revenue and profit performed over time
Revenue
$322.14M
Gross profit
$116.29M
Operating income
$9.06M
Net income
-$6.02M
Gross margin
36.1%
Net margin
-1.9%

NODK financials

The operating margin has dropped by 68% year-on-year and by 10% since the previous quarter
The operating income has plunged by 67% YoY and by 11% from the previous quarter
NODK's gross margin is down by 11% year-on-year
NI Holdings's gross profit has decreased by 8% YoY

Price vs fundamentals

How does NODK's price correlate with its fundamentals

NODK Price vs fundamentals

NODK Earnings waterfall

NODK Price vs fair value

Growth

What is NI Holdings's growth rate over time

NODK growth chart

Valuation

What is NI Holdings stock price valuation
P/E
N/A
P/B
1.06
P/S
0.85
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.66

Valuation vs average

Price to earnings (P/E)

Price to book (P/B)

NODK's price to book (P/B) is 18% lower than its last 4 quarters average of 1.3 and 12% lower than its 5-year quarterly average of 1.2
NODK's equity is up by 3.8% since the previous quarter

Price to sales (P/S)

The P/S is 23% below the 5-year quarterly average of 1.1 and 15% below the last 4 quarters average of 1.0
The revenue has increased by 3.2% year-on-year

Efficiency

How efficient is NI Holdings business performance
NI Holdings's return on invested capital has shrunk by 150% YoY and by 20% QoQ
NI Holdings's ROS has plunged by 143% YoY and by 25% from the previous quarter
NI Holdings's return on assets has decreased by 10% QoQ

Dividends

What is NODK's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for NODK.

Financial health

How did NI Holdings financials performed over time

Assets vs liabilities

NODK's total assets is 94% greater than its total liabilities
The total liabilities has declined by 35% year-on-year and by 3.7% since the previous quarter
NODK's total assets is down by 22% year-on-year

Debt vs equity

The debt is 100% smaller than the equity
NODK's equity is up by 3.8% since the previous quarter

Balance sheet

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.