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NODK NI Holdings Inc
Price (delayed)
$15.31
Market cap
$316.13M
P/E Ratio
N/A
Dividend/share
N/A
EPS
-$0.45
Enterprise value
$277.03M
NI Holdings, Inc. is an insurance holding company. The company is a North Dakota business corporation that is the stock holding company of Nodak Insurance Company and became such in
Highlights
NI Holdings's gross profit has increased by 38% YoY
The revenue has increased by 9% year-on-year and by 3.1% since the previous quarter
NODK's net income is down by 46% since the previous quarter but it is up by 17% year-on-year
NI Holdings's EPS has decreased by 45% from the previous quarter but it has increased by 15% YoY
Key stats
What are the main financial stats of NODK
Market
Valuations
Earnings
Shares outstanding
20.65M
Market cap
$316.13M
Enterprise value
$277.03M
Price to book (P/B)
1.31
Price to sales (P/S)
0.89
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.76
Revenue
$362.56M
Gross profit
$131.37M
Net income
-$9.28M
EBIT
-$5.55M
EBITDA
-$4.65M
Free cash flow
$45.27M
Per share
Balance sheet
Liquidity
EPS
-$0.45
EPS diluted
-$0.46
Free cash flow per share
$2.16
Book value per share
$11.69
Revenue per share
$17.28
TBVPS
$26.55
Total assets
$559.9M
Total liabilities
$318.53M
Debt
$0
Equity
$241.37M
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
8.41
Margins
Efficiency
Dividend
EBITDA margin
-1.3%
Gross margin
36.2%
Net margin
-2.6%
Operating margin
2%
Return on assets
-1.5%
Return on equity
-3.8%
Return on invested capital
-1%
Return on capital employed
N/A
Return on sales
-1.5%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
NODK stock price
How has the NI Holdings stock price performed over time
Intraday
-2.23%
1 week
-8.21%
1 month
-4.43%
1 year
18.96%
YTD
17.86%
QTD
-2.36%
Financial performance
How have NI Holdings's revenue and profit performed over time
Revenue
$362.56M
Gross profit
$131.37M
Operating income
$7.18M
Net income
-$9.28M
Gross margin
36.2%
Net margin
-2.6%
The operating margin has surged by 195% year-on-year but it has declined by 39% since the previous quarter
NODK's net income is down by 46% since the previous quarter but it is up by 17% year-on-year
The net margin has declined by 44% since the previous quarter but it rose by 24% year-on-year
The operating income has contracted by 38% from the previous quarter
Growth
What is NI Holdings's growth rate over time
Valuation
What is NI Holdings stock price valuation
P/E
N/A
P/B
1.31
P/S
0.89
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.76
NI Holdings's EPS has decreased by 45% from the previous quarter but it has increased by 15% YoY
NODK's price to book (P/B) is 19% higher than its 5-year quarterly average of 1.1 and 9% higher than its last 4 quarters average of 1.2
NODK's equity is up by 5% year-on-year and by 2.2% since the previous quarter
The P/S is 19% below the 5-year quarterly average of 1.1
The revenue has increased by 9% year-on-year and by 3.1% since the previous quarter
Efficiency
How efficient is NI Holdings business performance
NI Holdings's ROS has plunged by 200% from the previous quarter but it has soared by 62% YoY
NI Holdings's return on invested capital has surged by 55% YoY
NI Holdings's return on assets has shrunk by 50% QoQ but it has increased by 12% YoY
The ROE has contracted by 46% from the previous quarter but it has grown by 17% YoY
Dividends
What is NODK's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for NODK.
Financial health
How did NI Holdings financials performed over time
NODK's total assets is 76% greater than its total liabilities
The total liabilities has declined by 25% year-on-year and by 4.9% since the previous quarter
NODK's total assets is down by 15% year-on-year
The debt is 100% smaller than the equity
NODK's equity is up by 5% year-on-year and by 2.2% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.