UFCS United Fire Group Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: UFCS

Price (delayed)

$22.72

Market cap

$574.3M

P/E Ratio

N/A

Dividend/share

$0.64

EPS

-$1.18

Enterprise value

$522.25M

Founded in 1946 as United Fire & Casualty Company, United Fire Group, Inc., through its insurance company subsidiaries, is engaged in the business of writing property and casualty insurance. Through ...

Highlights
The company's equity rose by 14% QoQ
The company's revenue rose by 12% YoY
UFCS's gross margin is down by 15% year-on-year but it is up by 2.4% since the previous quarter
United Fire Group's gross profit has decreased by 4.9% YoY but it has increased by 2.8% from the previous quarter
The EPS has contracted by 2.6% from the previous quarter
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.unitedfiregroup.com
Peers: L TRV CINF CNA

Key stats

What are the main financial stats of UFCS
Market
Shares outstanding
25.28M
Market cap
$574.3M
Enterprise value
$522.25M
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
0.78
Price to sales (P/S)
0.52
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.48
Earnings
Revenue
$1.1B
EBIT
-$36.46M
EBITDA
-$25.95M
Free cash flow
$190.55M
Per share
EPS
-$1.18
Free cash flow per share
$7.54
Book value per share
$29.04
Revenue per share
$43.36
TBVPS
$124.26
Balance sheet
Total assets
$3.14B
Total liabilities
$2.41B
Debt
$50M
Equity
$733.75M
Working capital
N/A
Liquidity
Debt to equity
0.07
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.01
Margins
EBITDA margin
-2.4%
Gross margin
29.8%
Net margin
-2.7%
Operating margin
-3.3%
Efficiency
Return on assets
-1%
Return on equity
-4.2%
Return on invested capital
-1.2%
Return on capital employed
N/A
Return on sales
-3.3%
Dividend
Dividend yield
2.82%
DPS
$0.64
Payout ratio
N/A

UFCS stock price

How has the United Fire Group stock price performed over time
Intraday
-0.35%
1 week
5.97%
1 month
4.41%
1 year
-16.35%
YTD
12.92%
QTD
4.36%

Financial performance

How have United Fire Group's revenue and profit performed over time
Revenue
$1.1B
Gross profit
$326.05M
Operating income
-$36.46M
Net income
-$29.7M
Gross margin
29.8%
Net margin
-2.7%
UFCS's gross margin is down by 15% year-on-year but it is up by 2.4% since the previous quarter
The company's revenue rose by 12% YoY
The company's operating margin rose by 6% QoQ
United Fire Group's gross profit has decreased by 4.9% YoY but it has increased by 2.8% from the previous quarter

Growth

What is United Fire Group's growth rate over time

Valuation

What is United Fire Group stock price valuation
UFCS P/E details
P/E
N/A
P/B
0.78
P/S
0.52
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.48
The EPS has contracted by 2.6% from the previous quarter
The company's equity rose by 14% QoQ
The P/B is 13% below the 5-year quarterly average of 0.9 and 2.5% below the last 4 quarters average of 0.8
The stock's P/S is 26% below its 5-year quarterly average of 0.7 but 4% above its last 4 quarters average of 0.5
The company's revenue rose by 12% YoY

Efficiency

How efficient is United Fire Group business performance
The ROIC has grown by 8% from the previous quarter
The ROS has grown by 6% from the previous quarter

Dividends

What is UFCS's dividend history
Dividend details
DPS
$0.64
Dividend yield
2.82%
Payout ratio
N/A
Recent dividends

Financial health

How did United Fire Group financials performed over time
United Fire Group's total assets is 30% higher than its total liabilities
The company's total liabilities rose by 13% YoY
United Fire Group's total assets has increased by 9% YoY and by 3% QoQ
The debt is 93% lower than the equity
The company's equity rose by 14% QoQ
UFCS's debt to equity is down by 13% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.