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UFCS United Fire Group Inc
- Stocks
- Financial Services
- NASDAQ: UFCS
Price (delayed)
$27.92
Market cap
$710.59M
P/E Ratio
10.7
Dividend/share
$0.64
EPS
$2.61
Enterprise value
$644.02M
Founded in 1946 as United Fire & Casualty Company, United Fire Group, Inc., through its insurance company subsidiaries, is engaged in the business of writing property and casualty insurance. Through
Highlights
United Fire Group's gross profit has soared by 53% YoY and by 4.9% from the previous quarter
UFCS's gross margin is up by 33% year-on-year
The debt has soared by 134% YoY
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.unitedfiregroup.com
Key stats
What are the main financial stats of UFCS
Market
Valuations
Earnings
Shares outstanding
25.45M
Market cap
$710.59M
Enterprise value
$644.02M
Price to earnings (P/E)
10.7
Price to book (P/B)
0.87
Price to sales (P/S)
0.55
EV/EBIT
7.04
EV/EBITDA
6.3
EV/Sales
0.5
Revenue
$1.29B
Gross profit
$533.77M
Operating income
$91.51M
Net income
$66.16M
EBIT
$91.51M
EBITDA
$102.24M
Free cash flow
$341.56M
Per share
Balance sheet
Liquidity
EPS
$2.61
EPS diluted
$2.53
Free cash flow per share
$13.45
Book value per share
$32.21
Revenue per share
$50.74
TBVPS
$138.81
Total assets
$3.53B
Total liabilities
$2.71B
Debt
$117.11M
Equity
$817.66M
Working capital
N/A
Debt to equity
0.14
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.65
Margins
Efficiency
Dividend
EBITDA margin
7.9%
Gross margin
41.4%
Net margin
5.1%
Operating margin
7.1%
Return on assets
1.9%
Return on equity
8.5%
Return on invested capital
2.7%
Return on capital employed
N/A
Return on sales
7.1%
Dividend yield
2.29%
DPS
$0.64
Payout ratio
24.5%
UFCS stock price
How has the United Fire Group stock price performed over time
Intraday
-0.04%
1 week
-1.38%
1 month
6.44%
1 year
17.81%
YTD
-1.86%
QTD
-5.23%
Financial performance
How have United Fire Group's revenue and profit performed over time
Revenue
$1.29B
Gross profit
$533.77M
Operating income
$91.51M
Net income
$66.16M
Gross margin
41.4%
Net margin
5.1%
United Fire Group's gross profit has soared by 53% YoY and by 4.9% from the previous quarter
UFCS's gross margin is up by 33% year-on-year
The company's revenue rose by 15% YoY and by 2.8% QoQ
The operating income has grown by 9% from the previous quarter
Price vs fundamentals
How does UFCS's price correlate with its fundamentals
Growth
What is United Fire Group's growth rate over time
Valuation
What is United Fire Group stock price valuation
P/E
10.7
P/B
0.87
P/S
0.55
EV/EBIT
7.04
EV/EBITDA
6.3
EV/Sales
0.5
The stock's P/E is 12% below its last 4 quarters average of 12.1
The EPS has grown by 7% from the previous quarter
The company's equity rose by 11% YoY and by 4.6% QoQ
The P/B is 9% above the 5-year quarterly average of 0.8 and 9% above the last 4 quarters average of 0.8
The company's revenue rose by 15% YoY and by 2.8% QoQ
The stock's P/S is 10% above its last 4 quarters average of 0.5 but 8% below its 5-year quarterly average of 0.6
Efficiency
How efficient is United Fire Group business performance
The ROIC has grown by 8% from the previous quarter
UFCS's ROA is up by 6% from the previous quarter
The ROS has grown by 6% from the previous quarter
UFCS's return on equity is up by 3.7% since the previous quarter
Dividends
What is UFCS's dividend history
DPS
$0.64
Dividend yield
2.29%
Payout ratio
24.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did United Fire Group financials performed over time
United Fire Group's total assets is 30% higher than its total liabilities
United Fire Group's total assets has increased by 9% YoY
The company's total liabilities rose by 8% YoY
The debt is 86% lower than the equity
The debt has soared by 134% YoY
UFCS's debt to equity has soared by 100% YoY but it is down by 7% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.