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Price (delayed)
$20.12
Market cap
$509.76M
P/E Ratio
13.97
Dividend/share
$0.64
EPS
$1.44
Enterprise value
$473.3M
Founded in 1946 as United Fire & Casualty Company, United Fire Group, Inc., through its insurance company subsidiaries, is engaged in the business of writing property and casualty insurance. Through
Highlights
UFCS's net income has surged by 163% year-on-year
The EPS has soared by 162% YoY
The debt has soared by 134% QoQ and by 134% YoY
Key stats
What are the main financial stats of UFCS
Market
Valuations
Earnings
Shares outstanding
25.34M
Market cap
$509.76M
Enterprise value
$473.3M
Price to earnings (P/E)
13.97
Price to book (P/B)
0.7
Price to sales (P/S)
0.44
EV/EBIT
9.66
EV/EBITDA
7.87
EV/Sales
0.41
Revenue
$1.16B
EBIT
$49.01M
EBITDA
$60.15M
Free cash flow
$224.27M
Per share
Balance sheet
Liquidity
EPS
$1.44
Free cash flow per share
$8.86
Book value per share
$28.72
Revenue per share
$45.76
TBVPS
$134.49
Total assets
$3.41B
Total liabilities
$2.68B
Debt
$116.97M
Equity
$726.6M
Working capital
N/A
Debt to equity
0.16
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.61
Margins
Efficiency
Dividend
EBITDA margin
5.2%
Gross margin
37.4%
Net margin
3.2%
Operating margin
4.2%
Return on assets
1.1%
Return on equity
5.2%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
4.2%
Dividend yield
3.18%
DPS
$0.64
Payout ratio
44.4%
UFCS stock price
How has the United Fire Group stock price performed over time
Intraday
0.47%
1 week
-3.64%
1 month
-2.75%
1 year
-1.23%
YTD
0%
QTD
-3.87%
Financial performance
How have United Fire Group's revenue and profit performed over time
Revenue
$1.16B
Gross profit
$433.38M
Operating income
$49.01M
Net income
$36.76M
Gross margin
37.4%
Net margin
3.2%
The operating income has soared by 163% YoY
UFCS's net income has surged by 163% year-on-year
The net margin has soared by 157% YoY
The company's operating margin has surged by 157% YoY
Growth
What is United Fire Group's growth rate over time
Valuation
What is United Fire Group stock price valuation
P/E
13.97
P/B
0.7
P/S
0.44
EV/EBIT
9.66
EV/EBITDA
7.87
EV/Sales
0.41
The EPS has soared by 162% YoY
The P/B is 22% below the 5-year quarterly average of 0.9
The company's equity rose by 7% YoY
The stock's P/S is 27% below its 5-year quarterly average of 0.6 and 12% below its last 4 quarters average of 0.5
The company's revenue rose by 10% YoY and by 3% QoQ
Efficiency
How efficient is United Fire Group business performance
UFCS's return on equity has surged by 163% year-on-year
The ROIC has soared by 159% YoY
The ROS has soared by 157% YoY
UFCS's ROA has soared by 155% YoY
Dividends
What is UFCS's dividend history
DPS
$0.64
Dividend yield
3.18%
Payout ratio
44.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did United Fire Group financials performed over time
United Fire Group's total assets is 27% higher than its total liabilities
The company's total liabilities rose by 15% YoY and by 7% QoQ
United Fire Group's total assets has increased by 13% YoY and by 5% QoQ
The debt is 84% lower than the equity
The debt has soared by 134% QoQ and by 134% YoY
UFCS's debt to equity has soared by 129% from the previous quarter and by 129% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.