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Price (delayed)
$28.95
Market cap
$733.65M
P/E Ratio
14.7
Dividend/share
$0.64
EPS
$1.97
Enterprise value
$653.29M
Founded in 1946 as United Fire & Casualty Company, United Fire Group, Inc., through its insurance company subsidiaries, is engaged in the business of writing property and casualty insurance. Through
Highlights
United Fire Group's gross profit has increased by 48% YoY and by 8% from the previous quarter
The EPS has grown by 37% from the previous quarter
The debt has soared by 134% YoY
Key stats
What are the main financial stats of UFCS
Market
Valuations
Earnings
Shares outstanding
25.34M
Market cap
$733.65M
Enterprise value
$653.29M
Price to book (P/B)
0.93
Price to sales (P/S)
0.62
EV/EBIT
9.71
EV/EBITDA
8.35
EV/Sales
0.54
Revenue
$1.21B
Gross profit
$468.04M
Net income
$50.12M
EBIT
$67.29M
EBITDA
$78.27M
Free cash flow
$144.28M
Per share
Balance sheet
Liquidity
EPS
$1.97
EPS diluted
$1.94
Free cash flow per share
$5.57
Book value per share
$31.02
Revenue per share
$46.6
TBVPS
$136.69
Total assets
$3.55B
Total liabilities
$2.76B
Debt
$117.01M
Equity
$785.82M
Working capital
N/A
Debt to equity
0.15
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.03
Margins
Efficiency
Dividend
EBITDA margin
6.5%
Gross margin
38.8%
Net margin
4.2%
Operating margin
5.6%
Return on assets
1.5%
Return on equity
6.7%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
5.6%
Dividend yield
2.21%
DPS
$0.64
Payout ratio
32.5%
UFCS stock price
How has the United Fire Group stock price performed over time
Intraday
-1.83%
1 week
-6.16%
1 month
5.08%
1 year
43.32%
YTD
43.89%
QTD
38.32%
Financial performance
How have United Fire Group's revenue and profit performed over time
Revenue
$1.21B
Gross profit
$468.04M
Operating income
$67.29M
Net income
$50.12M
Gross margin
38.8%
Net margin
4.2%
United Fire Group's gross profit has increased by 48% YoY and by 8% from the previous quarter
The operating income has grown by 37% from the previous quarter
UFCS's net income is up by 36% since the previous quarter
UFCS's gross margin is up by 33% year-on-year and by 3.7% since the previous quarter
Growth
What is United Fire Group's growth rate over time
Valuation
What is United Fire Group stock price valuation
P/E
14.7
P/B
0.93
P/S
0.62
EV/EBIT
9.71
EV/EBITDA
8.35
EV/Sales
0.54
The EPS has grown by 37% from the previous quarter
The P/B is 33% above the last 4 quarters average of 0.7 and 16% above the 5-year quarterly average of 0.8
The company's equity rose by 22% YoY and by 8% QoQ
The stock's P/S is 24% above its last 4 quarters average of 0.5 and 3.3% above its 5-year quarterly average of 0.6
The company's revenue rose by 11% YoY and by 4.2% QoQ
Efficiency
How efficient is United Fire Group business performance
UFCS's ROA is up by 36% from the previous quarter
The ROS has grown by 33% from the previous quarter
The ROIC has grown by 31% from the previous quarter
UFCS's return on equity is up by 29% since the previous quarter
Dividends
What is UFCS's dividend history
DPS
$0.64
Dividend yield
2.21%
Payout ratio
32.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did United Fire Group financials performed over time
United Fire Group's total assets is 28% higher than its total liabilities
United Fire Group's total assets has increased by 16% YoY and by 4% QoQ
The company's total liabilities rose by 15% YoY and by 2.9% QoQ
The debt is 85% lower than the equity
The debt has soared by 134% YoY
UFCS's debt to equity has soared by 88% YoY but it is down by 6% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.