UFCS United Fire Group Inc
Price (delayed)
$27.46
Market cap
$696.98M
P/E Ratio
11.21
Dividend/share
$0.64
EPS
$2.45
Enterprise value
$613.09M
Founded in 1946 as United Fire & Casualty Company, United Fire Group, Inc., through its insurance company subsidiaries, is engaged in the business of writing property and casualty insurance. Through
Highlights
United Fire Group's gross profit has soared by 56% YoY and by 9% from the previous quarter
UFCS's gross margin is up by 36% year-on-year and by 4.6% since the previous quarter
The debt has soared by 134% YoY
Key stats
What are the main financial stats of UFCS
Market
Valuations
Earnings
Shares outstanding
25.38M
Market cap
$696.98M
Enterprise value
$613.09M
Price to earnings (P/E)
11.21
Price to book (P/B)
0.89
Price to sales (P/S)
0.55
EV/EBIT
7.27
EV/EBITDA
6.44
EV/Sales
0.49
Revenue
$1.25B
Gross profit
$508.7M
Operating income
$84.32M
Net income
$61.96M
EBIT
$84.32M
EBITDA
$95.22M
Free cash flow
$328.43M
Per share
Balance sheet
Liquidity
EPS
$2.45
EPS diluted
$2.39
Free cash flow per share
$12.97
Book value per share
$30.84
Revenue per share
$49.5
TBVPS
$137.62
Total assets
$3.49B
Total liabilities
$2.71B
Debt
$117.06M
Equity
$781.53M
Working capital
N/A
Debt to equity
0.15
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.88
Margins
Efficiency
Dividend
EBITDA margin
7.6%
Gross margin
40.6%
Net margin
4.9%
Operating margin
6.7%
Return on assets
1.8%
Return on equity
8.2%
Return on invested capital
2.5%
Return on capital employed
N/A
Return on sales
6.7%
Dividend yield
2.33%
DPS
$0.64
Payout ratio
26.1%
UFCS stock price
How has the United Fire Group stock price performed over time
Intraday
2.81%
1 week
1.67%
1 month
-4.52%
1 year
20.86%
YTD
-3.48%
QTD
-6.79%
Financial performance
How have United Fire Group's revenue and profit performed over time
Revenue
$1.25B
Gross profit
$508.7M
Operating income
$84.32M
Net income
$61.96M
Gross margin
40.6%
Net margin
4.9%
United Fire Group's gross profit has soared by 56% YoY and by 9% from the previous quarter
UFCS's gross margin is up by 36% year-on-year and by 4.6% since the previous quarter
The operating income has grown by 25% from the previous quarter
UFCS's net income is up by 24% since the previous quarter
Growth
What is United Fire Group's growth rate over time
Valuation
What is United Fire Group stock price valuation
P/E
11.21
P/B
0.89
P/S
0.55
EV/EBIT
7.27
EV/EBITDA
6.44
EV/Sales
0.49
The EPS has grown by 24% from the previous quarter
The P/B is 11% above the 5-year quarterly average of 0.8 and 11% above the last 4 quarters average of 0.8
The company's equity rose by 7% YoY
The company's revenue rose by 14% YoY and by 3.8% QoQ
The stock's P/S is 10% above its last 4 quarters average of 0.5 but 8% below its 5-year quarterly average of 0.6
Efficiency
How efficient is United Fire Group business performance
UFCS's return on equity is up by 22% since the previous quarter
The ROS has grown by 20% from the previous quarter
UFCS's ROA is up by 20% from the previous quarter
The ROIC has grown by 19% from the previous quarter
Dividends
What is UFCS's dividend history
DPS
$0.64
Dividend yield
2.33%
Payout ratio
26.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did United Fire Group financials performed over time
United Fire Group's total assets is 29% higher than its total liabilities
The company's total liabilities rose by 12% YoY
United Fire Group's total assets has increased by 11% YoY
The debt is 85% lower than the equity
The debt has soared by 134% YoY
UFCS's debt to equity has soared by 114% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.