UFCS United Fire Group Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: UFCS

Price (delayed)

$26.49

Market cap

$667.98M

P/E Ratio

44.15

Dividend/share

$0.63

EPS

$0.6

Enterprise value

$621.33M

Founded in 1946 as United Fire & Casualty Company, United Fire Group, Inc., through its insurance company subsidiaries, is engaged in the business of writing property and casualty insurance. Through ...

Highlights
The company's equity fell by 16% YoY but it rose by 6% QoQ
The stock's P/E is 122% above its last 4 quarters average of 20.2
The EPS has plunged by 81% YoY and by 71% from the previous quarter
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.unitedfiregroup.com
Peers: L TRV CINF CNA

Key stats

What are the main financial stats of UFCS
Market
Shares outstanding
25.22M
Market cap
$667.98M
Enterprise value
$621.33M
Valuations
Price to earnings (P/E)
44.15
Price to book (P/B)
0.9
Price to sales (P/S)
0.68
EV/EBIT
40.7
EV/EBITDA
27.09
EV/Sales
0.63
Earnings
Revenue
$980.29M
EBIT
$15.27M
EBITDA
$22.94M
Free cash flow
-$18.42M
Per share
EPS
$0.6
Free cash flow per share
-$0.73
Book value per share
$29.37
Revenue per share
$38.9
TBVPS
$114.18
Balance sheet
Total assets
$2.88B
Total liabilities
$2.14B
Debt
$50M
Equity
$740.11M
Working capital
N/A
Liquidity
Debt to equity
0.07
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.03
Margins
EBITDA margin
2.3%
Gross margin
35%
Net margin
1.5%
Operating margin
1.6%
Efficiency
Return on assets
0.5%
Return on equity
2%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
1.6%
Dividend
Dividend yield
2.38%
DPS
$0.63
Payout ratio
105%

UFCS stock price

How has the United Fire Group stock price performed over time
Intraday
-1.49%
1 week
3.72%
1 month
-6.46%
1 year
-12.49%
YTD
-3.18%
QTD
-3.18%

Financial performance

How have United Fire Group's revenue and profit performed over time
Revenue
$980.29M
Gross profit
$342.99M
Operating income
$15.27M
Net income
$15.03M
Gross margin
35%
Net margin
1.5%
The operating income has plunged by 85% YoY and by 76% from the previous quarter
The company's operating margin has shrunk by 83% YoY and by 76% QoQ
UFCS's net income has dropped by 81% year-on-year and by 71% since the previous quarter
The net margin has shrunk by 80% YoY and by 72% QoQ

Growth

What is United Fire Group's growth rate over time

Valuation

What is United Fire Group stock price valuation
P/E
44.15
P/B
0.9
P/S
0.68
EV/EBIT
40.7
EV/EBITDA
27.09
EV/Sales
0.63
The stock's P/E is 122% above its last 4 quarters average of 20.2
The EPS has plunged by 81% YoY and by 71% from the previous quarter
The company's equity fell by 16% YoY but it rose by 6% QoQ
The P/B is 8% below the 5-year quarterly average of 1.0 and 8% below the last 4 quarters average of 1.0
The stock's P/S is 14% below its 5-year quarterly average of 0.8 and 14% below its last 4 quarters average of 0.8
The company's revenue fell by 8% YoY

Efficiency

How efficient is United Fire Group business performance
The ROIC has plunged by 85% YoY and by 78% from the previous quarter
The ROS has plunged by 83% YoY and by 76% from the previous quarter
UFCS's ROA has plunged by 81% YoY and by 72% from the previous quarter
UFCS's return on equity has dropped by 79% year-on-year and by 70% since the previous quarter

Dividends

What is UFCS's dividend history
Dividend details
DPS
$0.63
Dividend yield
2.38%
Payout ratio
105%
Recent dividends

Financial health

How did United Fire Group financials performed over time
United Fire Group's total assets is 35% higher than its total liabilities
United Fire Group's total assets has decreased by 4.3% YoY but it has increased by 2.2% QoQ
The debt is 93% lower than the equity
UFCS's debt to equity is up by 17% YoY
The company's equity fell by 16% YoY but it rose by 6% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.