UFCS United Fire Group Inc

Price (delayed)

$21.66

Market cap

$547.91M

P/E Ratio

N/A

Dividend/share

$0.64

EPS

-$0.68

Enterprise value

$380.13M

Founded in 1946 as United Fire & Casualty Company, United Fire Group, Inc., through its insurance company subsidiaries, is engaged in the business of writing property and casualty insurance. Through ...

Highlights
The company's revenue rose by 12% YoY and by 2.6% QoQ
United Fire Group's gross profit has increased by 9% YoY and by 7% from the previous quarter
UFCS's net income is up by 43% since the previous quarter but it is down by 34% year-on-year
The EPS has grown by 42% from the previous quarter but it has contracted by 36% YoY

Key stats

What are the main financial stats of UFCS
Market
Shares outstanding
25.3M
Market cap
$547.91M
Enterprise value
$380.13M
Valuations
Price to book (P/B)
0.74
Price to sales (P/S)
0.5
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.34
Earnings
Revenue
$1.12B
EBIT
-$20.11M
EBITDA
-$9.58M
Free cash flow
$220.7M
Per share
EPS
-$0.68
Free cash flow per share
$8.54
Book value per share
$29.15
Revenue per share
$43.52
TBVPS
$125.42
Balance sheet
Total assets
$3.24B
Total liabilities
$2.51B
Debt
$50M
Equity
$736.77M
Working capital
N/A
Liquidity
Debt to equity
0.07
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
17.51
Margins
EBITDA margin
-0.9%
Gross margin
31.1%
Net margin
-1.5%
Operating margin
-1.8%
Efficiency
Return on assets
-0.5%
Return on equity
-2.4%
Return on invested capital
-0.7%
Return on capital employed
N/A
Return on sales
-1.8%
Dividend
Dividend yield
2.95%
DPS
$0.64
Payout ratio
N/A

UFCS stock price

How has the United Fire Group stock price performed over time
Intraday
1.69%
1 week
5.25%
1 month
5.3%
1 year
-3.22%
YTD
7.65%
QTD
0.79%

Financial performance

How have United Fire Group's revenue and profit performed over time
Revenue
$1.12B
Gross profit
$349.9M
Operating income
-$20.11M
Net income
-$16.89M
Gross margin
31.1%
Net margin
-1.5%
The company's operating margin rose by 45% QoQ and by 5% YoY
The operating income has grown by 45% from the previous quarter but it has contracted by 3.4% YoY
The net margin is up by 44% QoQ but it is down by 15% YoY
UFCS's net income is up by 43% since the previous quarter but it is down by 34% year-on-year

Growth

What is United Fire Group's growth rate over time

Valuation

What is United Fire Group stock price valuation
P/E
N/A
P/B
0.74
P/S
0.5
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.34
The EPS has grown by 42% from the previous quarter but it has contracted by 36% YoY
The P/B is 19% below the 5-year quarterly average of 0.9 and 9% below the last 4 quarters average of 0.8
The stock's P/S is 30% below its 5-year quarterly average of 0.7 and 2% below its last 4 quarters average of 0.5
The company's revenue rose by 12% YoY and by 2.6% QoQ

Efficiency

How efficient is United Fire Group business performance
UFCS's ROA has soared by 50% from the previous quarter but it is down by 25% YoY
The ROS has grown by 45% from the previous quarter and by 5% YoY
UFCS's return on equity is up by 43% since the previous quarter but it is down by 41% year-on-year
The ROIC has grown by 42% from the previous quarter

Dividends

What is UFCS's dividend history
DPS
$0.64
Dividend yield
2.95%
Payout ratio
N/A
Recent dividends

Financial health

How did United Fire Group financials performed over time
United Fire Group's total assets is 29% higher than its total liabilities
The company's total liabilities rose by 17% YoY and by 4% QoQ
United Fire Group's total assets has increased by 12% YoY and by 3.2% QoQ
The debt is 93% lower than the equity

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.