CNA Financial Corp. operates as an insurance holding company. Its products primarily include commercial property and casualty coverages, including surety. The firm’s services include risk management, information services and warranty and claims administration. The company operates through the following segments: property & casualty commercial insurance operations and outside property & casualty operations. The Property & Casualty Commercial Insurance Operations comprises of three segments namely Specialty, commercial and international. The Specialty segment provides professional, financial and specialty property and casualty products and services. The Commercial segment includes property and casualty coverages sold to small businesses and middle market entities and organizations primarily through an independent agency distribution system. The International segment underwrites property and casualty coverages. The Outside Property & Casualty Operations consists of two segments namely life & group and corporate & other. The Life & Group segment includes the results of the individual and group long term care businesses that are in run-off. The Corporate & Other segment involves in the corporate expenses, including interest on corporate debt, and the results of certain property and casualty business in run-off. The company was founded in 1897 and is headquartered in Chicago, IL.
Highlights
The equity has grown by 3.2% since the previous quarter
CNA's revenue is up by 2.5% year-on-year
The EPS has grown by 23% from the previous quarter but it has contracted by 11% YoY
The net income has grown by 23% from the previous quarter but it has contracted by 10% YoY
CNA's P/E is 10% above its last 4 quarters average of 14.8 and 3% above its 5-year quarterly average of 15.8
CNA's debt is up by 3.7% year-on-year and by 3.6% since the previous quarter
Key stats
What are the main financial stats of CNA
Market
Shares outstanding
271.39M
Market cap
$9.37B
Enterprise value
$11.7B
Valuations
Price to earnings (P/E)
16.28
Price to book (P/B)
0.78
Price to sales (P/S)
0.88
EV/EBIT
14.57
EV/EBITDA
13.53
EV/Sales
1.1
Earnings
Revenue
$10.65B
EBIT
$803M
EBITDA
$865M
Free cash flow
$1.55B
Per share
EPS
$2.12
Free cash flow per share
$5.69
Book value per share
$44.3
Revenue per share
$39.21
TBVPS
$230.51
Balance sheet
Total assets
$62.78B
Total liabilities
$50.75B
Debt
$2.78B
Equity
$12.02B
Working capital
N/A
Liquidity
Debt to equity
0.23
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.7
Margins
EBITDA margin
8.1%
Gross margin
31.4%
Net margin
5.4%
Operating margin
7.5%
Efficiency
Return on assets
0.9%
Return on equity
5%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
7.5%
Dividend
Dividend yield
4.29%
DPS
$1.48
Payout ratio
69.8%
CNA stock price
How has the Cna Financial stock price performed over time
Intraday
-1.68%
1 week
-1.51%
1 month
15.84%
1 year
-22.83%
YTD
-22.99%
QTD
15.07%
Financial performance
How have Cna Financial's revenue and profit performed over time
Revenue
$10.65B
Gross profit
$3.35B
Operating income
$803M
Net income
$576M
Gross margin
31.4%
Net margin
5.4%
The net income has grown by 23% from the previous quarter but it has contracted by 10% YoY
CNA's net margin is up by 20% since the previous quarter but it is down by 13% year-on-year
The company's operating income rose by 18% QoQ but it fell by 12% YoY
The company's operating margin rose by 15% QoQ but it fell by 14% YoY
Growth
What is Cna Financial's growth rate over time
Valuation
What is Cna Financial stock price valuation
P/E
16.28
P/B
0.78
P/S
0.88
EV/EBIT
14.57
EV/EBITDA
13.53
EV/Sales
1.1
The EPS has grown by 23% from the previous quarter but it has contracted by 11% YoY
CNA's P/E is 10% above its last 4 quarters average of 14.8 and 3% above its 5-year quarterly average of 15.8
The price to book (P/B) is 22% lower than the 5-year quarterly average of 1.0 and 2.5% lower than the last 4 quarters average of 0.8
The equity has grown by 3.2% since the previous quarter
The price to sales (P/S) is 20% lower than the 5-year quarterly average of 1.1 and 2.2% lower than the last 4 quarters average of 0.9
CNA's revenue is up by 2.5% year-on-year
Efficiency
How efficient is Cna Financial business performance
Cna Financial's return on equity has increased by 22% QoQ but it has decreased by 9% YoY
The ROIC has grown by 18% from the previous quarter but it has contracted by 13% YoY
The company's return on assets fell by 18% YoY but it rose by 13% QoQ
The ROS has grown by 15% from the previous quarter but it has contracted by 14% YoY
Dividends
What is CNA's dividend history
DPS
$1.48
Dividend yield
4.29%
Payout ratio
69.8%
Recent dividends
Financial health
How did Cna Financial financials performed over time
Cna Financial's total assets is 24% higher than its total liabilities
CNA's debt is 77% smaller than its equity
CNA's debt is up by 3.7% year-on-year and by 3.6% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated
quarterly, unless otherwise specified.