CINF Cincinnati Financial Corp

Price (delayed)

$116.47

Market cap

$18.68B

P/E Ratio

9.14

Dividend/share

$2.64

EPS

$12.74

Enterprise value

$18.58B

Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of ...

Highlights
The stock's P/E is 61% less than its 5-year quarterly average of 23.0 but 16% more than its last 4 quarters average of 7.7
Cincinnati Financial's equity has increased by 9% YoY but it has decreased by 8% from the previous quarter
CINF's EPS is down by 33% year-on-year and by 30% since the previous quarter
CINF's net income is down by 33% year-on-year and by 30% since the previous quarter

Key stats

What are the main financial stats of CINF
Market
Shares outstanding
160.36M
Market cap
$18.68B
Enterprise value
$18.58B
Valuations
Price to earnings (P/E)
9.14
Price to book (P/B)
1.55
Price to sales (P/S)
2.17
EV/EBIT
7.16
EV/EBITDA
6.9
EV/Sales
2.16
Earnings
Revenue
$8.62B
EBIT
$2.6B
EBITDA
$2.69B
Free cash flow
$1.81B
Per share
EPS
$12.74
Free cash flow per share
$11.29
Book value per share
$75.37
Revenue per share
$53.72
TBVPS
$188.55
Balance sheet
Total assets
$30.25B
Total liabilities
$18.16B
Debt
$890M
Equity
$12.09B
Working capital
N/A
Liquidity
Debt to equity
0.07
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.04
Margins
EBITDA margin
31.3%
Gross margin
53.9%
Net margin
23.8%
Operating margin
30.1%
Efficiency
Return on assets
6.8%
Return on equity
16.8%
Return on invested capital
8.6%
Return on capital employed
N/A
Return on sales
30.1%
Dividend
Dividend yield
2.27%
DPS
$2.64
Payout ratio
20.7%

CINF stock price

How has the Cincinnati Financial stock price performed over time
Intraday
2.54%
1 week
2.19%
1 month
-6.89%
1 year
-1.09%
YTD
2.23%
QTD
-14.34%

Financial performance

How have Cincinnati Financial's revenue and profit performed over time
Revenue
$8.62B
Gross profit
$4.65B
Operating income
$2.6B
Net income
$2.05B
Gross margin
53.9%
Net margin
23.8%
The operating income has decreased by 33% YoY and by 30% from the previous quarter
CINF's net income is down by 33% year-on-year and by 30% since the previous quarter
The operating margin has contracted by 24% YoY and by 22% from the previous quarter
The net margin has declined by 23% year-on-year and by 22% since the previous quarter

Growth

What is Cincinnati Financial's growth rate over time

Valuation

What is Cincinnati Financial stock price valuation
P/E
9.14
P/B
1.55
P/S
2.17
EV/EBIT
7.16
EV/EBITDA
6.9
EV/Sales
2.16
The stock's P/E is 61% less than its 5-year quarterly average of 23.0 but 16% more than its last 4 quarters average of 7.7
CINF's EPS is down by 33% year-on-year and by 30% since the previous quarter
Cincinnati Financial's equity has increased by 9% YoY but it has decreased by 8% from the previous quarter
CINF's P/B is 6% below its 5-year quarterly average of 1.6 and 6% below its last 4 quarters average of 1.6
CINF's revenue is down by 13% year-on-year and by 11% since the previous quarter

Efficiency

How efficient is Cincinnati Financial business performance
The ROE has contracted by 44% YoY and by 32% from the previous quarter
The ROA has contracted by 40% YoY and by 31% from the previous quarter
The ROIC is down by 40% year-on-year and by 31% since the previous quarter
CINF's ROS is down by 24% year-on-year and by 22% since the previous quarter

Dividends

What is CINF's dividend history
DPS
$2.64
Dividend yield
2.27%
Payout ratio
20.7%
Recent dividends

Financial health

How did Cincinnati Financial financials performed over time
The company's total assets is 67% higher than its total liabilities
The company's total assets rose by 7% YoY but it fell by 3.6% QoQ
The total liabilities has grown by 6% YoY
The debt is 93% smaller than the equity
CINF's debt to equity is down by 13% year-on-year
Cincinnati Financial's equity has increased by 9% YoY but it has decreased by 8% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.