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CINF Cincinnati Financial Corp

Price (delayed)

$150.82

Market cap

$23.57B

P/E Ratio

16.29

Dividend/share

$3.3

EPS

$9.26

Enterprise value

$23.44B

Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of ...

Highlights
Cincinnati Financial's equity has increased by 8% YoY
The stock's P/E is 90% less than its 5-year quarterly average of 166.6 but 58% more than its last 4 quarters average of 10.3
CINF's revenue is down by 3.3% since the previous quarter but it is up by 2.4% year-on-year
CINF's EPS is down by 39% year-on-year and by 37% since the previous quarter
CINF's net income is down by 39% year-on-year and by 37% since the previous quarter

Key stats

What are the main financial stats of CINF
Market
Shares outstanding
156.3M
Market cap
$23.57B
Enterprise value
$23.44B
Valuations
Price to earnings (P/E)
16.29
Price to book (P/B)
1.72
Price to sales (P/S)
2.15
EV/EBIT
12.81
EV/EBITDA
11.88
EV/Sales
2.14
Earnings
Revenue
$10.97B
Gross profit
$4.61B
Operating income
$1.83B
Net income
$1.45B
EBIT
$1.83B
EBITDA
$1.97B
Free cash flow
$2.59B
Per share
EPS
$9.26
EPS diluted
$9.17
Free cash flow per share
$16.53
Book value per share
$87.64
Revenue per share
$70.07
TBVPS
$238.15
Balance sheet
Total assets
$37.28B
Total liabilities
$23.56B
Debt
$878M
Equity
$13.72B
Working capital
N/A
Liquidity
Debt to equity
0.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.07
Margins
EBITDA margin
18%
Gross margin
42%
Net margin
13.2%
Operating margin
16.7%
Efficiency
Return on assets
4%
Return on equity
10.7%
Return on invested capital
5.1%
Return on capital employed
N/A
Return on sales
16.7%
Dividend
Dividend yield
2.19%
DPS
$3.3
Payout ratio
35.6%

CINF stock price

How has the Cincinnati Financial stock price performed over time
Intraday
0.57%
1 week
3.42%
1 month
8.34%
1 year
29.79%
YTD
4.95%
QTD
2.1%

Financial performance

How have Cincinnati Financial's revenue and profit performed over time
Revenue
$10.97B
Gross profit
$4.61B
Operating income
$1.83B
Net income
$1.45B
Gross margin
42%
Net margin
13.2%

CINF financials

The net margin has declined by 41% year-on-year and by 35% since the previous quarter
The operating margin has contracted by 41% YoY and by 35% from the previous quarter
The operating income has decreased by 39% YoY and by 37% from the previous quarter
CINF's net income is down by 39% year-on-year and by 37% since the previous quarter

Price vs fundamentals

How does CINF's price correlate with its fundamentals

CINF Price vs fundamentals

CINF Earnings waterfall

CINF Price vs fair value

Growth

What is Cincinnati Financial's growth rate over time

CINF growth chart

Valuation

What is Cincinnati Financial stock price valuation
P/E
16.29
P/B
1.72
P/S
2.15
EV/EBIT
12.81
EV/EBITDA
11.88
EV/Sales
2.14

Valuation vs average

Price to earnings (P/E)

The stock's P/E is 90% less than its 5-year quarterly average of 166.6 but 58% more than its last 4 quarters average of 10.3
CINF's EPS is down by 39% year-on-year and by 37% since the previous quarter

Price to book (P/B)

CINF's P/B is 15% above its 5-year quarterly average of 1.5 and 8% above its last 4 quarters average of 1.6
Cincinnati Financial's equity has increased by 8% YoY

Price to sales (P/S)

CINF's P/S is 13% above its last 4 quarters average of 1.9 and 8% above its 5-year quarterly average of 2.0
CINF's revenue is down by 3.3% since the previous quarter but it is up by 2.4% year-on-year

Efficiency

How efficient is Cincinnati Financial business performance
The ROE has contracted by 48% YoY and by 38% from the previous quarter
The ROA has contracted by 46% YoY and by 38% from the previous quarter
The ROIC is down by 45% year-on-year and by 38% since the previous quarter
CINF's ROS is down by 41% year-on-year and by 35% since the previous quarter

Dividends

What is CINF's dividend history
DPS
$3.3
Dividend yield
2.19%
Payout ratio
35.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Cincinnati Financial financials performed over time

Assets vs liabilities

The company's total assets is 58% higher than its total liabilities
The total liabilities has grown by 12% YoY and by 4.4% from the previous quarter
The company's total assets rose by 11% YoY and by 2.1% QoQ

Debt vs equity

The debt is 94% smaller than the equity
CINF's debt to equity is down by 14% year-on-year
Cincinnati Financial's equity has increased by 8% YoY

Balance sheet

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.