CINF Cincinnati Financial Corp
Price (delayed)
$127.72
Market cap
$19.99B
P/E Ratio
8.72
Dividend/share
$3.3
EPS
$14.65
Enterprise value
$19.88B
Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of
Highlights
Cincinnati Financial's equity has increased by 15% YoY
The stock's P/E is 95% less than its 5-year quarterly average of 175.4 but 3.8% more than its last 4 quarters average of 8.4
CINF's net income is down by 25% since the previous quarter but it is up by 24% year-on-year
Key stats
What are the main financial stats of CINF
Market
Valuations
Earnings
Shares outstanding
156.52M
Market cap
$19.99B
Enterprise value
$19.88B
Price to earnings (P/E)
8.72
Price to book (P/B)
1.43
Price to sales (P/S)
1.76
EV/EBIT
6.83
EV/EBITDA
6.54
EV/Sales
1.75
Revenue
$11.34B
Gross profit
$5.6B
Operating income
$2.91B
Net income
$2.29B
EBIT
$2.91B
EBITDA
$3.04B
Free cash flow
$2.63B
Per share
Balance sheet
Liquidity
EPS
$14.65
EPS diluted
$14.53
Free cash flow per share
$16.81
Book value per share
$89.15
Revenue per share
$72.53
TBVPS
$233.51
Total assets
$36.5B
Total liabilities
$22.57B
Debt
$875M
Equity
$13.94B
Working capital
N/A
Debt to equity
0.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.04
Margins
Efficiency
Dividend
EBITDA margin
26.8%
Gross margin
49.4%
Net margin
20.2%
Operating margin
25.7%
Return on assets
6.5%
Return on equity
17.2%
Return on invested capital
8.2%
Return on capital employed
N/A
Return on sales
25.7%
Dividend yield
2.58%
DPS
$3.3
Payout ratio
22.5%
CINF stock price
How has the Cincinnati Financial stock price performed over time
Intraday
-3.42%
1 week
-4.19%
1 month
-12.29%
1 year
6.48%
YTD
-11.12%
QTD
-13.54%
Financial performance
How have Cincinnati Financial's revenue and profit performed over time
Revenue
$11.34B
Gross profit
$5.6B
Operating income
$2.91B
Net income
$2.29B
Gross margin
49.4%
Net margin
20.2%
The operating income has decreased by 26% from the previous quarter but it has increased by 25% YoY
CINF's net income is down by 25% since the previous quarter but it is up by 24% year-on-year
The net margin has declined by 20% since the previous quarter but it has increased by 10% year-on-year
The operating margin has contracted by 20% from the previous quarter but it has grown by 10% YoY
Growth
What is Cincinnati Financial's growth rate over time
Valuation
What is Cincinnati Financial stock price valuation
P/E
8.72
P/B
1.43
P/S
1.76
EV/EBIT
6.83
EV/EBITDA
6.54
EV/Sales
1.75
The stock's P/E is 95% less than its 5-year quarterly average of 175.4 but 3.8% more than its last 4 quarters average of 8.4
CINF's EPS is down by 25% since the previous quarter but it is up by 25% year-on-year
Cincinnati Financial's equity has increased by 15% YoY
CINF's P/B is 4.7% below its 5-year quarterly average of 1.5 and 4.7% below its last 4 quarters average of 1.5
CINF's revenue is up by 13% year-on-year but it is down by 7% since the previous quarter
CINF's P/S is 12% below its 5-year quarterly average of 2.0 and 2.2% below its last 4 quarters average of 1.8
Efficiency
How efficient is Cincinnati Financial business performance
The ROIC is down by 28% since the previous quarter but it is up by 11% year-on-year
The ROE has contracted by 28% from the previous quarter but it has grown by 3.6% YoY
The ROA has contracted by 27% from the previous quarter but it has grown by 10% YoY
CINF's ROS is down by 20% since the previous quarter but it is up by 10% year-on-year
Dividends
What is CINF's dividend history
DPS
$3.3
Dividend yield
2.58%
Payout ratio
22.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Cincinnati Financial financials performed over time
The company's total assets is 62% higher than its total liabilities
The company's total assets rose by 11% YoY
The total liabilities has grown by 9% YoY but it has contracted by 2.8% from the previous quarter
The debt is 94% smaller than the equity
Cincinnati Financial's equity has increased by 15% YoY
CINF's debt to equity is down by 14% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.