CINF Cincinnati Financial Corp

Price (delayed)

$98.90

Market cap

$15.91B

P/E Ratio

20.02

Dividend/share

$2.4

EPS

$4.94

Enterprise value

$15.97B

Sector: Financial Services
Industry: Insurance - Property & Casualty

Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of ...

Highlights

The stock's P/E is 65% less than its last 4 quarters average of 56.8 and 25% less than its 5-year quarterly average of 26.7
Cincinnati Financial's gross profit has increased by 12% from the previous quarter
CINF's EPS is up by 44% since the previous quarter but it is down by 12% year-on-year
CINF's net income is up by 42% since the previous quarter but it is down by 14% year-on-year
The debt has increased by 9% year-on-year

Key stats

What are the main financial stats of CINF
Market
Shares outstanding
160.9M
Market cap
$15.91B
Enterprise value
$15.97B
Valuations
Price to earnings (P/E)
20.02
Price to book (P/B)
1.63
Price to sales (P/S)
2.27
EV/EBIT
15.7
EV/EBITDA
14.55
EV/Sales
2.28
Earnings
Revenue
$6.99B
EBIT
$1.02B
EBITDA
$1.1B
Free cash flow
$1.43B
Per share
EPS
$4.94
Free cash flow per share
$8.88
Book value per share
$60.58
Revenue per share
$43.48
TBVPS
$163.94
Balance sheet
Total assets
$26.37B
Total liabilities
$16.63B
Debt
$967M
Equity
$9.75B
Working capital
N/A
Liquidity
Debt to equity
0.1
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.05
Margins
EBITDA margin
15.7%
Gross margin
40.8%
Net margin
11.3%
Operating margin
14.5%
Efficiency
Return on assets
3.2%
Return on equity
8.6%
Return on invested capital
4%
Return on capital employed
N/A
Return on sales
14.5%
Dividend
Dividend yield
2.43%
DPS
$2.4
Payout ratio
48.6%

CINF stock price

How has the Cincinnati Financial stock price performed over time
Intraday
-1.97%
1 week
4.46%
1 month
11.78%
1 year
-5.56%
YTD
13.2%
QTD
13.2%

Financial performance

How have Cincinnati Financial's revenue and profit performed over time
Revenue
$6.99B
Gross profit
$2.85B
Operating income
$1.02B
Net income
$793M
Gross margin
40.8%
Net margin
11.3%
The operating income has increased by 46% from the previous quarter but it has decreased by 13% YoY
CINF's net income is up by 42% since the previous quarter but it is down by 14% year-on-year
The operating margin has grown by 34% from the previous quarter but it has contracted by 19% YoY
The net margin has increased by 31% since the previous quarter but it has declined by 20% year-on-year

Growth

What is Cincinnati Financial's growth rate over time

Valuation

What is Cincinnati Financial stock price valuation
P/E
20.02
P/B
1.63
P/S
2.27
EV/EBIT
15.7
EV/EBITDA
14.55
EV/Sales
2.28
The stock's P/E is 65% less than its last 4 quarters average of 56.8 and 25% less than its 5-year quarterly average of 26.7
CINF's EPS is up by 44% since the previous quarter but it is down by 12% year-on-year
CINF's P/B is 16% above its last 4 quarters average of 1.4
Cincinnati Financial's equity has increased by 5% from the previous quarter and by 4% YoY
CINF's P/S is 19% above its last 4 quarters average of 1.9 and 3.2% above its 5-year quarterly average of 2.2
CINF's revenue is up by 8% since the previous quarter and by 8% year-on-year

Efficiency

How efficient is Cincinnati Financial business performance
The ROIC is up by 43% since the previous quarter but it is down by 18% year-on-year
The ROE has grown by 41% from the previous quarter but it has contracted by 18% YoY
The ROA has grown by 39% from the previous quarter but it has contracted by 18% YoY
CINF's ROS is up by 34% since the previous quarter but it is down by 19% year-on-year

Dividends

What is CINF's dividend history
DPS
$2.4
Dividend yield
2.43%
Payout ratio
48.6%
Recent dividends

Financial health

How did Cincinnati Financial financials performed over time
The company's total assets is 59% higher than its total liabilities
The total liabilities has grown by 8% YoY and by 2.7% from the previous quarter
The company's total assets rose by 7% YoY and by 3.6% QoQ
The debt is 90% smaller than the equity
Cincinnati Financial's equity has increased by 5% from the previous quarter and by 4% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.