OVBC Ohio Valley Banc Corp

Price (delayed)

$24.19

Market cap

$115.96M

P/E Ratio

9.13

Dividend/share

$0.88

EPS

$2.65

Enterprise value

$42.13M

Ohio Valley is the parent company of Ohio Valley Bank, which currently operates 18 offices throughout Ohio and West Virginia. Headquartered in Gallipolis, Ohio, Ohio Valley Bank has served its ...

Highlights
Ohio Valley Banc's equity has increased by 7% YoY and by 5% QoQ
Ohio Valley Banc's gross profit has increased by 2.9% YoY and by 2.3% QoQ
OVBC's debt has surged by 96% year-on-year but it is down by 2.2% since the previous quarter
The stock's price to earnings (P/E) is 24% less than its 5-year quarterly average of 11.9 but 5% more than its last 4 quarters average of 8.6
Ohio Valley Banc's net income has decreased by 5% YoY and by 2.3% from the previous quarter
Ohio Valley Banc's EPS has decreased by 5% YoY and by 2.2% QoQ

Key stats

What are the main financial stats of OVBC
Market
Shares outstanding
4.79M
Market cap
$115.96M
Enterprise value
$42.13M
Valuations
Price to earnings (P/E)
9.13
Price to book (P/B)
0.8
Price to sales (P/S)
2.04
EV/EBIT
2.77
EV/EBITDA
2.5
EV/Sales
0.74
Earnings
Revenue
$56.57M
EBIT
$15.2M
EBITDA
$16.83M
Free cash flow
$18.06M
Per share
EPS
$2.65
Free cash flow per share
$3.78
Book value per share
$30.17
Revenue per share
$11.85
TBVPS
$281.75
Balance sheet
Total assets
$1.35B
Total liabilities
$1.21B
Debt
$54.3M
Equity
$144.01M
Working capital
N/A
Liquidity
Debt to equity
0.38
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.39
Margins
EBITDA margin
29.8%
Gross margin
100%
Net margin
22.3%
Operating margin
26.9%
Efficiency
Return on assets
1%
Return on equity
9.1%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
26.9%
Dividend
Dividend yield
3.64%
DPS
$0.88
Payout ratio
33.2%

OVBC stock price

How has the Ohio Valley Banc stock price performed over time
Intraday
3.38%
1 week
1.85%
1 month
-3.39%
1 year
-0.9%
YTD
5.17%
QTD
5.17%

Financial performance

How have Ohio Valley Banc's revenue and profit performed over time
Revenue
$56.57M
Gross profit
$56.57M
Operating income
$15.2M
Net income
$12.63M
Gross margin
100%
Net margin
22.3%
OVBC's net margin is down by 8% year-on-year and by 4.7% since the previous quarter
Ohio Valley Banc's operating margin has decreased by 7% YoY and by 2.9% QoQ
Ohio Valley Banc's net income has decreased by 5% YoY and by 2.3% from the previous quarter
The operating income has contracted by 4.6% YoY

Growth

What is Ohio Valley Banc's growth rate over time

Valuation

What is Ohio Valley Banc stock price valuation
P/E
9.13
P/B
0.8
P/S
2.04
EV/EBIT
2.77
EV/EBITDA
2.5
EV/Sales
0.74
The stock's price to earnings (P/E) is 24% less than its 5-year quarterly average of 11.9 but 5% more than its last 4 quarters average of 8.6
Ohio Valley Banc's EPS has decreased by 5% YoY and by 2.2% QoQ
The stock's P/B is 20% below its 5-year quarterly average of 1.0
Ohio Valley Banc's equity has increased by 7% YoY and by 5% QoQ
The stock's P/S is 22% below its 5-year quarterly average of 2.6
Ohio Valley Banc's revenue has increased by 2.9% YoY and by 2.3% QoQ

Efficiency

How efficient is Ohio Valley Banc business performance
OVBC's return on invested capital is down by 14% year-on-year and by 8% since the previous quarter
The ROA has contracted by 9% YoY
The return on equity has declined by 9% year-on-year and by 3.2% since the previous quarter
Ohio Valley Banc's return on sales has decreased by 7% YoY and by 2.9% QoQ

Dividends

What is OVBC's dividend history
DPS
$0.88
Dividend yield
3.64%
Payout ratio
33.2%
Recent dividends

Financial health

How did Ohio Valley Banc financials performed over time
The total assets is 12% greater than the total liabilities
The total assets is up by 12% year-on-year and by 2.9% since the previous quarter
Ohio Valley Banc's total liabilities has increased by 12% YoY and by 2.6% QoQ
OVBC's debt is 62% smaller than its equity
OVBC's debt has surged by 96% year-on-year but it is down by 2.2% since the previous quarter
Ohio Valley Banc's debt to equity has surged by 81% YoY but it has decreased by 7% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.