TRST Trustco Bank Corp N Y

Price (delayed)

$57.69

Market cap

$953.49M

P/E Ratio

15.3

Dividend/share

$1.54

EPS

$3.77

Enterprise value

$489.35M

Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 81

TrustCo Bank Corp NY is a $6.2 billion savings and loan holding company and through its subsidiary, Trustco Bank, operated 136 offices in New York, New Jersey, Vermont, Massachusetts, and ...

Highlights
The EPS has increased by 25% YoY and by 4.4% from the previous quarter
TRST's net income is up by 16% year-on-year
The P/E is 41% more than the 5-year quarterly average of 10.9 and 11% more than the last 4 quarters average of 13.8
The equity has contracted by 9% YoY and by 3.8% from the previous quarter

Key stats

What are the main financial stats of TRST

TRST stock price

How has the Trustco Bank Corp N Y stock price performed over time
Intraday
-0.4%
1 week
2.03%
1 month
6.32%
1 year
44.95%
YTD
39.58%
QTD
6.26%

Financial performance

How have Trustco Bank Corp N Y's revenue and profit performed over time
Revenue
$198.22M
Gross profit
$198.22M
Operating income
$88.18M
Net income
$66.13M
Gross margin
100%
Net margin
33.4%
The company's operating income rose by 18% YoY
TRST's net income is up by 16% year-on-year
The gross profit has grown by 9% YoY
The company's revenue rose by 9% YoY

Price vs fundamentals

How does TRST's price correlate with its fundamentals

Growth

What is Trustco Bank Corp N Y's growth rate over time

Valuation

What is Trustco Bank Corp N Y stock price valuation
P/E
15.3
P/B
1.56
P/S
4.96
EV/EBIT
5.55
EV/EBITDA
4.9
EV/Sales
2.47
The P/E is 41% more than the 5-year quarterly average of 10.9 and 11% more than the last 4 quarters average of 13.8
The EPS has increased by 25% YoY and by 4.4% from the previous quarter
The price to book (P/B) is 56% higher than the 5-year quarterly average of 1.0 and 20% higher than the last 4 quarters average of 1.3
The equity has contracted by 9% YoY and by 3.8% from the previous quarter
The price to sales (P/S) is 42% higher than the 5-year quarterly average of 3.5 and 13% higher than the last 4 quarters average of 4.4
The company's revenue rose by 9% YoY

Efficiency

How efficient is Trustco Bank Corp N Y business performance
Trustco Bank Corp N Y's return on equity has increased by 20% YoY and by 4.2% QoQ
The ROIC rose by 15% year-on-year
The company's return on assets rose by 11% YoY
The ROS has increased by 8% YoY

Dividends

What is TRST's dividend history
DPS
$1.54
Dividend yield
2.67%
Payout ratio
40.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Trustco Bank Corp N Y financials performed over time
TRST's total assets is 11% greater than its total liabilities
The total liabilities is up by 3.6% YoY
TRST's total assets is up by 2.3% year-on-year
TRST's debt is 79% smaller than its equity
The equity has contracted by 9% YoY and by 3.8% from the previous quarter
TRST's debt is down by 8% since the previous quarter and by 2% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.