TRST Trustco Bank Corp N Y

  1. Stocks
  2. Financial Services
  3. NASDAQ: TRST

Price (delayed)

$53.57

Market cap

$936.13M

P/E Ratio

15.66

Dividend/share

$1.52

EPS

$3.42

Enterprise value

$316.87M

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Relative Growth: Rel. Growth: 59
Relative Strength: Rel. Strength: 80
Relative Valuation: Rel. Valuation: 79
Relative Profitability: Rel. Profitability: 85

TrustCo Bank Corp NY is a $5.7 billion savings and loan holding company. Through its subsidiary, Trustco Bank, Trustco operates 148 offices in New York, New Jersey, Vermont, Massachusetts and ...

Highlights
The EPS has increased by 27% YoY and by 4.9% from the previous quarter
TRST's net income is up by 24% year-on-year and by 3.3% since the previous quarter
TRST's debt is up by 23% year-on-year but it is down by 4.9% since the previous quarter
The P/E is 49% more than the 5-year quarterly average of 10.5 and 27% more than the last 4 quarters average of 12.3
The equity has contracted by 2.5% YoY and by 2.3% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.trustcobank.com
Peers: NECB GCBC BBT FLG

Key stats

What are the main financial stats of TRST

TRST stock price

How has the Trustco Bank Corp N Y stock price performed over time
Intraday
1.43%
1 week
1.48%
1 month
6.59%
1 year
68.88%
YTD
29.62%
QTD
22.36%

Financial performance

How have Trustco Bank Corp N Y's revenue and profit performed over time
Revenue
$189.87M
Gross profit
$189.87M
Operating income
$83.71M
Net income
$63.15M
Gross margin
100%
Net margin
33.3%
The company's operating income rose by 25% YoY and by 3.6% QoQ
TRST's net income is up by 24% year-on-year and by 3.3% since the previous quarter
The operating margin is up by 15% YoY
TRST's net margin is up by 14% year-on-year

Price vs fundamentals

How does TRST's price correlate with its fundamentals

Growth

What is Trustco Bank Corp N Y's growth rate over time

Valuation

What is Trustco Bank Corp N Y stock price valuation
TRST P/E details
P/E
15.66
P/B
1.41
P/S
5
EV/EBIT
3.79
EV/EBITDA
3.33
EV/Sales
1.67
The P/E is 49% more than the 5-year quarterly average of 10.5 and 27% more than the last 4 quarters average of 12.3
The EPS has increased by 27% YoY and by 4.9% from the previous quarter
The price to book (P/B) is 41% higher than the 5-year quarterly average of 1.0 and 41% higher than the last 4 quarters average of 1.0
The equity has contracted by 2.5% YoY and by 2.3% from the previous quarter
The price to sales (P/S) is 47% higher than the 5-year quarterly average of 3.4 and 28% higher than the last 4 quarters average of 3.9
The company's revenue rose by 9% YoY

Efficiency

How efficient is Trustco Bank Corp N Y business performance
The company's return on assets rose by 25% YoY
Trustco Bank Corp N Y's return on equity has increased by 21% YoY and by 3.4% QoQ
The ROIC rose by 17% year-on-year
The ROS has increased by 15% YoY

Dividends

What is TRST's dividend history
Dividend details
DPS
$1.52
Dividend yield
2.84%
Payout ratio
44.4%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Trustco Bank Corp N Y financials performed over time
TRST's total assets is 11% greater than its total liabilities
TRST's total assets is up by 2.7% year-on-year
The total liabilities is up by 3.3% YoY
TRST's debt is 78% smaller than its equity
TRST's debt is up by 23% year-on-year but it is down by 4.9% since the previous quarter
Trustco Bank Corp N Y's debt to equity has increased by 22% YoY but it has decreased by 4.3% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.