TRST
Trustco Bank Corp N Y
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: TRST
- PE Ratio
The PE ratio for Trustco Bank Corp N Y stock stands at 15.66 as of Jun 23, 2026. This is based on the current EPS of $3.42 and the stock price of $53.57 per share. An increase of 27% has been recorded in the PE ratio compared to the average of 12.3 of the past four quarters.
TRST PE ratio history
Over the last ten years, the average PE ratio of Trustco Bank Corp N Y has been 12.56. The current 15.66 price-to-earnings ratio is 25% more than the historical average. In the past ten years, TRST's PE ratio reached its highest point in the Dec 2017 quarter at 20.44, with a price of $46 and an EPS of $2.25. The Jun 2023 quarter saw the lowest point at 7.35, with a price of $28.61 and an EPS of $3.89.
Trustco Bank Corp N Y PE ratio by year
Maximum annual increase: 41.87% in 2016
Maximum annual decrease: -47.41% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 12.68 | -2.16% | $41.33 | $3.26 |
| 2024 | 12.96 | 28.57% | $33.31 | $2.57 |
| 2023 | 10.08 | 5.44% | $31.05 | $3.08 |
| 2022 | 9.56 | -8.43% | $37.59 | $3.93 |
| 2021 | 10.44 | -14.85% | $33.31 | $3.19 |
| 2020 | 12.26 | -15.45% | $33.35 | $2.72 |
| 2019 | 14.5 | 34.88% | $43.35 | $2.99 |
| 2018 | 10.75 | -47.41% | $34.3 | $3.19 |
| 2017 | 20.44 | 4.18% | $46 | $2.25 |
| 2016 | 19.62 | 41.87% | $43.75 | $2.23 |
| 2015 | 13.83 | -11.23% | $30.7 | $2.22 |
| 2014 | 15.58 | -8.41% | $36.3 | $2.33 |
| 2013 | 17.01 | 28.86% | $35.9 | $2.11 |
| 2012 | 13.2 | -8.21% | $26.4 | $2 |
| 2011 | 14.38 | -13.37% | $28.05 | $1.95 |
Trustco Bank Corp N Y PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 12.8 | 0.95% | $43.78 | $3.42 |
| Dec 2025 | 12.68 | 5.14% | $41.33 | $3.26 |
| Sep 2025 | 12.06 | 1.77% | $36.3 | $3.01 |
| Jun 2025 | 11.85 | 4.59% | $33.42 | $2.82 |
| Mar 2025 | 11.33 | -12.58% | $30.48 | $2.69 |
| Dec 2024 | 12.96 | -2.41% | $33.31 | $2.57 |
| Sep 2024 | 13.28 | 19.1% | $33.07 | $2.49 |
| Jun 2024 | 11.15 | 10.07% | $28.77 | $2.58 |
| Mar 2024 | 10.13 | 0.5% | $28.16 | $2.78 |
| Dec 2023 | 10.08 | 34.76% | $31.05 | $3.08 |
| Sep 2023 | 7.48 | 1.77% | $27.29 | $3.65 |
| Jun 2023 | 7.35 | -8.92% | $28.61 | $3.89 |
| Mar 2023 | 8.07 | -15.59% | $31.94 | $3.96 |
| Dec 2022 | 9.56 | 11.68% | $37.59 | $3.93 |
| Sep 2022 | 8.56 | -2.06% | $31.42 | $3.67 |
TRST Price vs fair value
TRST average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
TRST's current P/E ratio is above the 3, 5 and 10-year averages.
PE comparison
Trustco Bank Corp N Y's P/E of 15.66 is above the Financial Services sector and the industry average. Looking at its Financial Services sector average of 12.95, Trustco Bank Corp N Y's P/E is 21% higher.
TRST PE vs peers
When compared to its peers BBT and NFBK, TRST's PE ratio is lower, but it is higher than GCBC's and NECB's.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NECB NorthEast Community Bancorp Inc | 8.02 | $368.04M |
| GCBC Greene County Bancorp Inc | 12.54 | $488.8M |
| TRST Trustco Bank Corp N Y | 15.66 | $936.13M |
| BBT Beacon Financial Corp. | 17.08 | $2.53B |
| NFBK Northfield Bancorp Inc | 111.77 | $606.83M |
| FLG Flagstar Financial Inc. | N/A | $6.26B |
Frequently asked questions
What is Trustco Bank Corp N Y's PE ratio?
As of Jun 23, 2026, TRST stock has a price to earnings ratio of 15.66.
What is the 3-year average PE ratio for Trustco Bank Corp N Y (TRST)?
As an average over the last 3 years, TRST stock has a PE ratio of 11.1.
What is the 5-year average PE ratio for Trustco Bank Corp N Y (TRST)?
As an average over the last 5 years, TRST stock has a PE ratio of 10.51.
What is the highest PE ratio for TRST?
Over the last ten years, the quarterly PE ratio reached a historic high of 20.44 in the Dec 2017 quarter.
How does the current PE ratio for TRST compare to its historical average?
TRST's current price to earnings ratio is 25% above its 10-year historical average.
How is TRST's PE ratio calculated (Trustco Bank Corp N Y PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Jun 23, 2026), Trustco Bank Corp N Y's stock price is $53.57. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $3.42. Therefore, Trustco Bank Corp N Y's price to earnings ratio for today is 15.66. PE RATIO(15.66) = STOCK PRICE($53.57) / TTM EPS($3.42)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.