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Price (delayed)
$28.75
Market cap
$489.52M
P/E Ratio
19.83
Dividend/share
$0.33
EPS
$1.45
Enterprise value
$498.26M
Headquartered in Catskill, New York, Greene County Bancorp, Inc. is the parent company of the Bank of Greene County, the only locally based Bank with offices in Ulster, Greene, Columbia
Highlights
The equity has increased by 12% year-on-year and by 3.4% since the previous quarter
GCBC's debt has soared by 132% QoQ
The stock's price to earnings (P/E) is 44% more than its 5-year quarterly average of 13.8 and 4.9% more than its last 4 quarters average of 18.9
Key stats
What are the main financial stats of GCBC
Market
Valuations
Earnings
Shares outstanding
17.03M
Market cap
$489.52M
Enterprise value
$498.26M
Price to earnings (P/E)
19.83
Price to book (P/B)
2.38
Price to sales (P/S)
7.63
EV/EBIT
18.58
EV/EBITDA
17.96
EV/Sales
7.77
Revenue
$64.12M
EBIT
$26.82M
EBITDA
$27.75M
Free cash flow
$23.4M
Per share
Balance sheet
Liquidity
EPS
$1.45
Free cash flow per share
$1.37
Book value per share
$12.1
Revenue per share
$3.77
TBVPS
$165.96
Total assets
$2.83B
Total liabilities
$2.62B
Debt
$199.14M
Equity
$206M
Working capital
N/A
Debt to equity
0.97
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.32
Margins
Efficiency
Dividend
EBITDA margin
43.3%
Gross margin
100%
Net margin
38.6%
Operating margin
41.8%
Return on assets
0.9%
Return on equity
12.6%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
41.8%
Dividend yield
1.15%
DPS
$0.33
Payout ratio
22.8%
GCBC stock price
How has the Greene County Bancorp stock price performed over time
Intraday
1.99%
1 week
-4.13%
1 month
-7.29%
1 year
25.11%
YTD
1.95%
QTD
-6.96%
Financial performance
How have Greene County Bancorp's revenue and profit performed over time
Revenue
$64.12M
Gross profit
$64.12M
Operating income
$26.82M
Net income
$24.77M
Gross margin
100%
Net margin
38.6%
Greene County Bancorp's operating income has decreased by 25% YoY
Greene County Bancorp's net income has decreased by 20% YoY
GCBC's gross profit is down by 14% year-on-year
The revenue has contracted by 14% YoY
Growth
What is Greene County Bancorp's growth rate over time
Valuation
What is Greene County Bancorp stock price valuation
P/E
19.83
P/B
2.38
P/S
7.63
EV/EBIT
18.58
EV/EBITDA
17.96
EV/Sales
7.77
The stock's price to earnings (P/E) is 44% more than its 5-year quarterly average of 13.8 and 4.9% more than its last 4 quarters average of 18.9
Greene County Bancorp's EPS has decreased by 20% YoY
GCBC's P/B is 13% above its 5-year quarterly average of 2.1 but 4.8% below its last 4 quarters average of 2.5
The equity has increased by 12% year-on-year and by 3.4% since the previous quarter
GCBC's P/S is 39% above its 5-year quarterly average of 5.5 and 4.5% above its last 4 quarters average of 7.3
The revenue has contracted by 14% YoY
Efficiency
How efficient is Greene County Bancorp business performance
Greene County Bancorp's return on equity has decreased by 30% YoY and by 2.3% QoQ
The return on invested capital has declined by 29% year-on-year
Greene County Bancorp's ROA has decreased by 25% YoY
Greene County Bancorp's return on sales has decreased by 13% YoY
Dividends
What is GCBC's dividend history
DPS
$0.33
Dividend yield
1.15%
Payout ratio
22.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Greene County Bancorp financials performed over time
The total assets is 8% greater than the total liabilities
The total assets is up by 4.7% year-on-year
Greene County Bancorp's total liabilities has increased by 4.2% YoY
GCBC's debt is 3.3% lower than its equity
GCBC's debt has soared by 132% QoQ
GCBC's debt to equity has soared by 126% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.