GCBC Greene County Bancorp Inc
Price (delayed)
$21.31
Market cap
$362.84M
P/E Ratio
13.84
Dividend/share
$0.35
EPS
$1.54
Enterprise value
$447.25M
Headquartered in Catskill, New York, Greene County Bancorp, Inc. is the parent company of the Bank of Greene County, the only locally based Bank with offices in Ulster, Greene, Columbia
Highlights
The stock's price to earnings (P/E) is 35% less than its last 4 quarters average of 20.7 and 8% less than its 5-year quarterly average of 14.6
The equity has increased by 12% year-on-year
Greene County Bancorp's EPS has increased by 7% QoQ but it has decreased by 2.5% YoY
The revenue has contracted by 3.7% YoY but it has grown by 2.8% from the previous quarter
GCBC's debt has soared by 76% QoQ and by 40% YoY
Key stats
What are the main financial stats of GCBC
Market
Valuations
Earnings
Shares outstanding
17.03M
Market cap
$362.84M
Enterprise value
$447.25M
Price to earnings (P/E)
13.84
Price to book (P/B)
1.66
Price to sales (P/S)
5.51
EV/EBIT
16.1
EV/EBITDA
15.53
EV/Sales
6.79
Revenue
$65.85M
Gross profit
$65.85M
Operating income
$27.78M
Net income
$26.34M
EBIT
$27.78M
EBITDA
$28.79M
Free cash flow
$22.91M
Per share
Balance sheet
Liquidity
EPS
$1.54
EPS diluted
$1.54
Free cash flow per share
$1.35
Book value per share
$12.83
Revenue per share
$3.87
TBVPS
$174.18
Total assets
$2.97B
Total liabilities
$2.75B
Debt
$250.85M
Equity
$218.45M
Working capital
N/A
Debt to equity
1.15
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.93
Margins
Efficiency
Dividend
EBITDA margin
43.7%
Gross margin
100%
Net margin
40%
Operating margin
42.2%
Return on assets
0.9%
Return on equity
12.5%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
42.2%
Dividend yield
1.64%
DPS
$0.35
Payout ratio
22.7%
GCBC stock price
How has the Greene County Bancorp stock price performed over time
Intraday
2.75%
1 week
-0.42%
1 month
-5.29%
1 year
-26.79%
YTD
-23.12%
QTD
-11.61%
Financial performance
How have Greene County Bancorp's revenue and profit performed over time
Revenue
$65.85M
Gross profit
$65.85M
Operating income
$27.78M
Net income
$26.34M
Gross margin
100%
Net margin
40%
Greene County Bancorp's operating income has decreased by 9% YoY but it has increased by 7% from the previous quarter
Greene County Bancorp's net income has increased by 7% from the previous quarter
Greene County Bancorp's operating margin has decreased by 5% YoY but it has increased by 3.7% from the previous quarter
The revenue has contracted by 3.7% YoY but it has grown by 2.8% from the previous quarter
Growth
What is Greene County Bancorp's growth rate over time
Valuation
What is Greene County Bancorp stock price valuation
P/E
13.84
P/B
1.66
P/S
5.51
EV/EBIT
16.1
EV/EBITDA
15.53
EV/Sales
6.79
The stock's price to earnings (P/E) is 35% less than its last 4 quarters average of 20.7 and 8% less than its 5-year quarterly average of 14.6
Greene County Bancorp's EPS has increased by 7% QoQ but it has decreased by 2.5% YoY
GCBC's P/B is 35% below its last 4 quarters average of 2.5 and 26% below its 5-year quarterly average of 2.2
The equity has increased by 12% year-on-year
GCBC's P/S is 33% below its last 4 quarters average of 8.0 and 9% below its 5-year quarterly average of 5.9
The revenue has contracted by 3.7% YoY but it has grown by 2.8% from the previous quarter
Efficiency
How efficient is Greene County Bancorp business performance
The return on invested capital has declined by 17% year-on-year but it is up by 11% since the previous quarter
Greene County Bancorp's return on equity has decreased by 13% YoY but it has increased by 4.2% QoQ
Greene County Bancorp's ROA has decreased by 10% YoY
Greene County Bancorp's return on sales has decreased by 5% YoY but it has increased by 3.7% QoQ
Dividends
What is GCBC's dividend history
DPS
$0.35
Dividend yield
1.64%
Payout ratio
22.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Greene County Bancorp financials performed over time
The total assets is 8% greater than the total liabilities
The total assets is up by 8% year-on-year and by 3.2% since the previous quarter
Greene County Bancorp's total liabilities has increased by 8% YoY and by 3.3% from the previous quarter
GCBC's debt is 15% higher than its equity
GCBC's debt has soared by 76% QoQ and by 40% YoY
GCBC's debt to equity has soared by 74% since the previous quarter and by 25% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.