Unlock Premium for Just $9.99/Month – Special Launch Offer, Limited Time Only
Get Premium
GCBC Greene County Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: GCBC
Price (delayed)
$23.16
Market cap
$394.34M
P/E Ratio
13.87
Dividend/share
$0.35
EPS
$1.67
Enterprise value
$332.87M
Headquartered in Catskill, New York, Greene County Bancorp, Inc. is the parent company of the Bank of Greene County, the only locally based Bank with offices in Ulster, Greene, Columbia
Highlights
The stock's price to earnings (P/E) is 28% less than its last 4 quarters average of 19.3 and 5% less than its 5-year quarterly average of 14.6
Greene County Bancorp's net income has increased by 16% YoY and by 8% from the previous quarter
GCBC's debt has shrunk by 63% QoQ but it is up by 10% YoY
Key stats
What are the main financial stats of GCBC
Market
Valuations
Earnings
Shares outstanding
17.03M
Market cap
$394.34M
Enterprise value
$332.87M
Price to earnings (P/E)
13.87
Price to book (P/B)
1.72
Price to sales (P/S)
5.68
EV/EBIT
10.9
EV/EBITDA
10.54
EV/Sales
4.8
Revenue
$69.41M
Gross profit
$69.41M
Operating income
$30.54M
Net income
$28.54M
EBIT
$30.54M
EBITDA
$31.57M
Free cash flow
$25.24M
Per share
Balance sheet
Liquidity
EPS
$1.67
EPS diluted
$1.67
Free cash flow per share
$1.48
Book value per share
$13.45
Revenue per share
$4.08
TBVPS
$176.66
Total assets
$3.01B
Total liabilities
$2.78B
Debt
$94.02M
Equity
$229.04M
Working capital
N/A
Debt to equity
0.41
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.95
Margins
Efficiency
Dividend
EBITDA margin
45.5%
Gross margin
100%
Net margin
41.1%
Operating margin
44%
Return on assets
1%
Return on equity
13.1%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
44%
Dividend yield
1.51%
DPS
$0.35
Payout ratio
21%
GCBC stock price
How has the Greene County Bancorp stock price performed over time
Intraday
3.25%
1 week
3.9%
1 month
7.27%
1 year
-21.54%
YTD
-16.45%
QTD
-3.94%
Financial performance
How have Greene County Bancorp's revenue and profit performed over time
Revenue
$69.41M
Gross profit
$69.41M
Operating income
$30.54M
Net income
$28.54M
Gross margin
100%
Net margin
41.1%
Greene County Bancorp's net income has increased by 16% YoY and by 8% from the previous quarter
Greene County Bancorp's operating income has increased by 12% YoY and by 10% from the previous quarter
GCBC's net margin is up by 8% YoY and by 2.8% QoQ
The revenue has grown by 7% YoY and by 5% from the previous quarter
Price vs fundamentals
How does GCBC's price correlate with its fundamentals
Growth
What is Greene County Bancorp's growth rate over time
Valuation
What is Greene County Bancorp stock price valuation
P/E
13.87
P/B
1.72
P/S
5.68
EV/EBIT
10.9
EV/EBITDA
10.54
EV/Sales
4.8
The stock's price to earnings (P/E) is 28% less than its last 4 quarters average of 19.3 and 5% less than its 5-year quarterly average of 14.6
Greene County Bancorp's EPS has increased by 16% YoY and by 8% QoQ
GCBC's P/B is 25% below its last 4 quarters average of 2.3 and 22% below its 5-year quarterly average of 2.2
The equity has increased by 15% year-on-year and by 4.8% since the previous quarter
GCBC's P/S is 25% below its last 4 quarters average of 7.6 and 3.7% below its 5-year quarterly average of 5.9
The revenue has grown by 7% YoY and by 5% from the previous quarter
Efficiency
How efficient is Greene County Bancorp business performance
Greene County Bancorp's ROA has increased by 11% from the previous quarter and by 11% YoY
Greene County Bancorp's return on equity has increased by 4.8% QoQ
Greene County Bancorp's return on sales has increased by 4.5% YoY and by 4.3% QoQ
Dividends
What is GCBC's dividend history
DPS
$0.35
Dividend yield
1.51%
Payout ratio
21%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Greene County Bancorp financials performed over time
The total assets is 8% greater than the total liabilities
The total assets is up by 4.8% year-on-year
Greene County Bancorp's total liabilities has increased by 4% YoY
GCBC's debt is 59% lower than its equity
GCBC's debt to equity has dropped by 64% since the previous quarter and by 4.7% year-on-year
GCBC's debt has shrunk by 63% QoQ but it is up by 10% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.