GCBC Greene County Bancorp Inc

Price (delayed)

$26.81

Market cap

$456.49M

P/E Ratio

16.97

Dividend/share

$0.31

EPS

$1.58

Enterprise value

$459.37M

Headquartered in Catskill, New York, Greene County Bancorp, Inc. is the parent company of the Bank of Greene County, the only locally based Bank with offices in Ulster, Greene, Columbia ...

Highlights
The equity has increased by 16% year-on-year and by 6% since the previous quarter
The stock's price to earnings (P/E) is 30% more than its 5-year quarterly average of 13.1 and 11% more than its last 4 quarters average of 15.3
GCBC's debt is up by 14% YoY

Key stats

What are the main financial stats of GCBC
Market
Shares outstanding
17.03M
Market cap
$456.49M
Enterprise value
$459.37M
Valuations
Price to earnings (P/E)
16.97
Price to book (P/B)
2.34
Price to sales (P/S)
6.67
EV/EBIT
15.12
EV/EBITDA
14.7
EV/Sales
6.72
Earnings
Revenue
$68.41M
EBIT
$30.38M
EBITDA
$31.26M
Free cash flow
$24.66M
Per share
EPS
$1.58
Free cash flow per share
$1.45
Book value per share
$11.47
Revenue per share
$4.02
TBVPS
$160.73
Balance sheet
Total assets
$2.74B
Total liabilities
$2.54B
Debt
$178.96M
Equity
$195.3M
Working capital
N/A
Liquidity
Debt to equity
0.92
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.09
Margins
EBITDA margin
45.7%
Gross margin
100%
Net margin
39.1%
Operating margin
44.4%
Efficiency
Return on assets
1%
Return on equity
14.4%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
44.4%
Dividend
Dividend yield
1.16%
DPS
$0.31
Payout ratio
19.6%

GCBC stock price

How has the Greene County Bancorp stock price performed over time
Intraday
0%
1 week
-18.51%
1 month
-7.14%
1 year
290.32%
YTD
-4.93%
QTD
-4.93%

Financial performance

How have Greene County Bancorp's revenue and profit performed over time
Revenue
$68.41M
Gross profit
$68.41M
Operating income
$30.38M
Net income
$26.73M
Gross margin
100%
Net margin
39.1%
Greene County Bancorp's operating income has decreased by 15% YoY and by 7% from the previous quarter
Greene County Bancorp's net income has decreased by 12% YoY and by 5% from the previous quarter
Greene County Bancorp's operating margin has decreased by 10% YoY and by 3.1% from the previous quarter
GCBC's net margin is down by 7% YoY

Growth

What is Greene County Bancorp's growth rate over time

Valuation

What is Greene County Bancorp stock price valuation
P/E
16.97
P/B
2.34
P/S
6.67
EV/EBIT
15.12
EV/EBITDA
14.7
EV/Sales
6.72
The stock's price to earnings (P/E) is 30% more than its 5-year quarterly average of 13.1 and 11% more than its last 4 quarters average of 15.3
Greene County Bancorp's EPS has decreased by 11% YoY and by 4.8% QoQ
The equity has increased by 16% year-on-year and by 6% since the previous quarter
GCBC's P/B is 11% above its 5-year quarterly average of 2.1 but 2.5% below its last 4 quarters average of 2.4
GCBC's P/S is 28% above its 5-year quarterly average of 5.2 and 8% above its last 4 quarters average of 6.2
The revenue has contracted by 5% YoY and by 4% from the previous quarter

Efficiency

How efficient is Greene County Bancorp business performance
Greene County Bancorp's return on equity has decreased by 23% YoY and by 9% QoQ
Greene County Bancorp's ROA has decreased by 17% YoY and by 9% from the previous quarter
The return on invested capital has declined by 14% year-on-year
Greene County Bancorp's return on sales has decreased by 10% YoY and by 3.1% QoQ

Dividends

What is GCBC's dividend history
DPS
$0.31
Dividend yield
1.16%
Payout ratio
19.6%
Recent dividends

Financial health

How did Greene County Bancorp financials performed over time
The total assets is 8% greater than the total liabilities
The total assets is up by 4.6% year-on-year
Greene County Bancorp's total liabilities has increased by 3.8% YoY
GCBC's debt is 8% lower than its equity
The equity has increased by 16% year-on-year and by 6% since the previous quarter
GCBC's debt is up by 14% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.