GCBC Greene County Bancorp Inc

Price (delayed)

$26.29

Market cap

$223.82M

P/E Ratio

10.6

Dividend/share

$0.48

EPS

$2.48

Enterprise value

$99.65M

Sector: Financial Services
Industry: Banks - Regional

Highlights

Greene County Bancorp's net income has increased by 16% YoY and by 6% from the previous quarter
Greene County Bancorp's EPS has increased by 16% YoY and by 6% QoQ
GCBC's debt has soared by 65% YoY but it is down by 16% QoQ
The stock's price to earnings (P/E) is 33% less than its 5-year quarterly average of 15.8 but 2.9% more than its last 4 quarters average of 10.3

Key stats

What are the main financial stats of GCBC
Market
Shares outstanding
8.51M
Market cap
$223.82M
Enterprise value
$99.65M
Valuations
Price to earnings (P/E)
10.6
Price to book (P/B)
1.61
Price to sales (P/S)
4.08
EV/EBIT
4.12
EV/EBITDA
4
EV/Sales
1.82
Earnings
Revenue
$54.87M
EBIT
$24.2M
EBITDA
$24.94M
Free cash flow
$23.4M
Per share
EPS
$2.48
Free cash flow per share
$2.75
Book value per share
$16.34
Revenue per share
$6.45
TBVPS
$251.7
Balance sheet
Total assets
$2.14B
Total liabilities
$2B
Debt
$21.62M
Equity
$139.09M
Working capital
N/A
Liquidity
Debt to equity
0.16
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.98
Margins
EBITDA margin
45.5%
Gross margin
100%
Net margin
38.3%
Operating margin
44.1%
Efficiency
Return on assets
1.1%
Return on equity
15.6%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
44.1%
Dividend
Dividend yield
1.83%
DPS
$0.48
Payout ratio
19.4%

GCBC stock price

How has the Greene County Bancorp stock price performed over time
Intraday
1.66%
1 week
2.54%
1 month
4.74%
1 year
27.07%
YTD
3.14%
QTD
5.12%

Financial performance

How have Greene County Bancorp's revenue and profit performed over time
Revenue
$54.87M
Gross profit
$54.87M
Operating income
$24.2M
Net income
$21.03M
Gross margin
100%
Net margin
38.3%
Greene County Bancorp's net income has increased by 16% YoY and by 6% from the previous quarter
Greene County Bancorp's operating income has increased by 14% YoY and by 7% from the previous quarter
GCBC's gross profit is up by 13% year-on-year and by 5% since the previous quarter
The revenue has grown by 13% YoY and by 5% from the previous quarter

Growth

What is Greene County Bancorp's growth rate over time

Valuation

What is Greene County Bancorp stock price valuation
P/E
10.6
P/B
1.61
P/S
4.08
EV/EBIT
4.12
EV/EBITDA
4
EV/Sales
1.82
The stock's price to earnings (P/E) is 33% less than its 5-year quarterly average of 15.8 but 2.9% more than its last 4 quarters average of 10.3
Greene County Bancorp's EPS has increased by 16% YoY and by 6% QoQ
GCBC's P/B is 30% below its 5-year quarterly average of 2.3 but 7% above its last 4 quarters average of 1.5
The equity has increased by 12% year-on-year
GCBC's P/S is 26% below its 5-year quarterly average of 5.5 but 4.6% above its last 4 quarters average of 3.9
The revenue has grown by 13% YoY and by 5% from the previous quarter

Efficiency

How efficient is Greene County Bancorp business performance
Greene County Bancorp's ROA has decreased by 15% YoY
The return on invested capital has declined by 13% year-on-year
Greene County Bancorp's return on equity has increased by 3.3% QoQ

Dividends

What is GCBC's dividend history
DPS
$0.48
Dividend yield
1.83%
Payout ratio
19.4%
Recent dividends

Financial health

How did Greene County Bancorp financials performed over time
The total assets is 7% greater than the total liabilities
Greene County Bancorp's total liabilities has increased by 37% YoY and by 16% from the previous quarter
The total assets is up by 35% year-on-year and by 15% since the previous quarter
GCBC's debt is 84% lower than its equity
GCBC's debt has soared by 65% YoY but it is down by 16% QoQ
GCBC's debt to equity is up by 45% year-on-year but it is down by 16% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.