GCBC Greene County Bancorp Inc

Price (delayed)

$35

Market cap

$595.94M

P/E Ratio

24.31

Dividend/share

$0.32

EPS

$1.44

Enterprise value

$425.91M

Headquartered in Catskill, New York, Greene County Bancorp, Inc. is the parent company of the Bank of Greene County, the only locally based Bank with offices in Ulster, Greene, Columbia ...

Highlights
The equity has increased by 11% year-on-year
GCBC's debt has soared by 73% YoY but it has shrunk by 52% QoQ
The stock's price to earnings (P/E) is 83% more than its 5-year quarterly average of 13.3 and 41% more than its last 4 quarters average of 17.2
Greene County Bancorp's net income has decreased by 21% YoY and by 8% from the previous quarter

Key stats

What are the main financial stats of GCBC
Market
Shares outstanding
17.03M
Market cap
$595.94M
Enterprise value
$425.91M
Valuations
Price to earnings (P/E)
24.31
Price to book (P/B)
2.99
Price to sales (P/S)
9.23
EV/EBIT
15.67
EV/EBITDA
15.16
EV/Sales
6.59
Earnings
Revenue
$64.6M
EBIT
$27.19M
EBITDA
$28.1M
Free cash flow
$22.2M
Per share
EPS
$1.44
Free cash flow per share
$1.3
Book value per share
$11.7
Revenue per share
$3.79
TBVPS
$168.65
Balance sheet
Total assets
$2.87B
Total liabilities
$2.67B
Debt
$85.79M
Equity
$199.19M
Working capital
N/A
Liquidity
Debt to equity
0.43
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-6.05
Margins
EBITDA margin
43.5%
Gross margin
100%
Net margin
37.9%
Operating margin
42.1%
Efficiency
Return on assets
0.9%
Return on equity
12.9%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
42.1%
Dividend
Dividend yield
0.91%
DPS
$0.32
Payout ratio
22.2%

GCBC stock price

How has the Greene County Bancorp stock price performed over time
Intraday
5.36%
1 week
16.86%
1 month
18.52%
1 year
22.76%
YTD
24.11%
QTD
3.83%

Financial performance

How have Greene County Bancorp's revenue and profit performed over time
Revenue
$64.6M
Gross profit
$64.6M
Operating income
$27.19M
Net income
$24.5M
Gross margin
100%
Net margin
37.9%
Greene County Bancorp's operating income has decreased by 26% YoY and by 11% from the previous quarter
Greene County Bancorp's net income has decreased by 21% YoY and by 8% from the previous quarter
Greene County Bancorp's operating margin has decreased by 14% YoY and by 5% from the previous quarter
The revenue has contracted by 13% YoY and by 6% from the previous quarter

Growth

What is Greene County Bancorp's growth rate over time

Valuation

What is Greene County Bancorp stock price valuation
P/E
24.31
P/B
2.99
P/S
9.23
EV/EBIT
15.67
EV/EBITDA
15.16
EV/Sales
6.59
The stock's price to earnings (P/E) is 83% more than its 5-year quarterly average of 13.3 and 41% more than its last 4 quarters average of 17.2
Greene County Bancorp's EPS has decreased by 21% YoY and by 9% QoQ
GCBC's P/B is 42% above its 5-year quarterly average of 2.1 and 20% above its last 4 quarters average of 2.5
The equity has increased by 11% year-on-year
GCBC's P/S is 74% above its 5-year quarterly average of 5.3 and 36% above its last 4 quarters average of 6.8
The revenue has contracted by 13% YoY and by 6% from the previous quarter

Efficiency

How efficient is Greene County Bancorp business performance
Greene County Bancorp's return on equity has decreased by 31% YoY and by 10% QoQ
The return on invested capital has declined by 29% year-on-year and by 17% since the previous quarter
Greene County Bancorp's ROA has decreased by 25% YoY and by 10% from the previous quarter
Greene County Bancorp's return on sales has decreased by 14% YoY and by 5% QoQ

Dividends

What is GCBC's dividend history
DPS
$0.32
Dividend yield
0.91%
Payout ratio
22.2%
Recent dividends

Financial health

How did Greene County Bancorp financials performed over time
The total assets is 7% greater than the total liabilities
The total assets is up by 5% year-on-year and by 4.9% since the previous quarter
Greene County Bancorp's total liabilities has increased by 5% from the previous quarter and by 4.8% YoY
GCBC's debt is 57% lower than its equity
GCBC's debt has soared by 73% YoY but it has shrunk by 52% QoQ
GCBC's debt to equity has soared by 54% year-on-year but it has dropped by 53% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.