TFSL
TFS Financial
PEG ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: TFSL
- PEG Ratio
TFS Financial currently trades with a PEG ratio of 3.08, based on Jul 24, 2026 data. Dividing the 55.12 PE ratio by the 17.9% earnings growth rate produces this figure. Relative to the 5.15 average from the past 4 quarters, the PEG ratio fell by 40%.
TFSL PEG ratio history
Historically, TFS Financial maintains a PEG ratio averaging 6.08 across the last ten years. At 3.08, today's PEG ratio sits 49% lower than its historical average. The ten years high came in the Sep 2020 quarter at 14.4, reflecting peak valuation relative to growth. The bottom was reached in the Jun 2023 quarter at 2.08, suggesting favorable value relative to growth during that period.
TFS Financial PEG ratio by year
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 2.88 | 41.17 | 14.3% |
| 2024 | 12.41 | 45.93 | 3.7% |
| 2023 | 11.52 | 43.78 | 3.8% |
| 2022 | N/A | 50 | -10.3% |
| 2021 | N/A | 65.72 | -3.3% |
| 2020 | 14.4 | 48.97 | 3.4% |
| 2019 | N/A | 62.14 | -6.5% |
| 2018 | N/A | 48.42 | -3.1% |
| 2017 | 3.53 | 50.41 | 14.3% |
| 2016 | 5.3 | 63.61 | 12% |
| 2015 | 5.07 | 69 | 13.6% |
| 2014 | 2.93 | 65.09 | 22.2% |
| 2013 | 0.19 | 66.5 | 350% |
| 2012 | 6.81 | 226.75 | 33.3% |
| 2011 | N/A | 271 | -25% |
TFS Financial PEG ratio by quarter (TTM)
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Mar 2026 | 2.38 | 42.58 | 17.9% |
| Dec 2025 | 2.92 | 41.81 | 14.3% |
| Sep 2025 | 2.88 | 41.17 | 14.3% |
| Jun 2025 | 12.41 | 44.66 | 3.6% |
| Mar 2025 | 11.96 | 44.25 | 3.7% |
| Dec 2024 | 5.83 | 44.86 | 7.7% |
| Sep 2024 | 12.41 | 45.93 | 3.7% |
| Jun 2024 | N/A | 45.07 | -3.4% |
| Mar 2024 | N/A | 46.52 | -6.9% |
| Dec 2023 | N/A | 56.5 | -10.3% |
| Sep 2023 | 11.52 | 43.78 | 3.8% |
| Jun 2023 | 2.08 | 43.34 | 20.8% |
| Mar 2023 | 2.09 | 43.55 | 20.8% |
| Dec 2022 | 4.32 | 49.69 | 11.5% |
| Sep 2022 | N/A | 50 | -10.3% |
TFSL average PEG ratio chart
When comparing to historical data, TFSL's PEG ratio comes in under the 3, 5 and 10-year averages.
PEG comparison
TFS Financial's PEG of 3.08 is higher than the Financial Services sector and the industry average.
TFSL EPS growth
TFSL Price vs fair value
TFSL PEG vs peers
Among its peer stocks CZWI and CFBK, TFSL's PEG ratio runs higher.
| Stock name | PEG ratio | Market cap |
|---|---|---|
| CFBK Cf Bankshares Inc | 0.55 | $217.3M |
| CZWI Citizens Community Bancorp Inc | 0.72 | $227.22M |
| TFSL TFS Financial CORP | 3.08 | $5.1B |
Frequently asked questions
What is TFS Financial's PEG ratio?
TFSL's Jul 24, 2026 PEG ratio comes in at 3.08.
What is the 3-year average PEG ratio for TFS Financial (TFSL)?
TFSL shows a 3-year average PEG ratio of 7.79.
What is the 5-year average PEG ratio for TFS Financial (TFSL)?
TFSL shows a 5-year average PEG ratio of 6.44.
What is the highest PEG ratio for TFSL?
In the last ten years, TFSL's peak PEG ratio of 14.4 occurred in the Sep 2020 quarter.
How does the current PEG ratio for TFSL compare to its historical average?
Compared to the 10-year average, TFSL's PEG ratio sits 49% lower.
Why is TFS Financial's PEG ratio so high?
When a company's earnings growth lags its valuation, the PEG ratio tends to be elevated - as seen with TFSL's 3.08 reading.
How is TFSL's PEG ratio calculated (TFS Financial PEG ratio formula)?
The PEG ratio derives from taking PE and dividing by the rate at which earnings are growing (YoY TTM). As of Jul 24, 2026, TFS Financial carries a PE ratio of 55.12. Earnings grew at 17.9% over the TTM period ending Mar 2026. Applying the formula, this yields a PEG ratio of 3.08. PEG RATIO(3.08) = PE RATIO(55.12) / EPS GROWTH(17.9%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.