TFSL
TFS Financial
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: TFSL
- PE Ratio
As of Jun 3, 2026, the TFS Financial stock's price-to-earnings ratio is 48.06. This results from the current EPS of $0.33 and stock price of $15.86. The PE ratio has increased by 13% from the past four quarters average of 42.6.
TFSL PE ratio history
The PE ratio of TFS Financial has averaged 53.14 over the last ten years. The current P/E ratio of 48.06 is 10% lower than the historical average. In the past ten years, TFSL's PE ratio peaked in the Jun 2021 quarter at 72.5, when the stock price was $20.3 and the EPS was $0.28. The lowest point was in the Sep 2025 quarter, when it reached 41.17 with a price of $13.18 and an EPS of $0.32.
TFS Financial PE ratio by year
Maximum annual increase: 34.2% in 2021
Maximum annual decrease: -70.67% in 2013
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 41.17 | -10.36% | $13.18 | $0.32 |
| 2024 | 45.93 | 4.91% | $12.86 | $0.28 |
| 2023 | 43.78 | -12.44% | $11.82 | $0.27 |
| 2022 | 50 | -23.92% | $13 | $0.26 |
| 2021 | 65.72 | 34.2% | $19.06 | $0.29 |
| 2020 | 48.97 | -21.19% | $14.69 | $0.3 |
| 2019 | 62.14 | 28.34% | $18.02 | $0.29 |
| 2018 | 48.42 | -3.95% | $15.01 | $0.31 |
| 2017 | 50.41 | -20.75% | $16.13 | $0.32 |
| 2016 | 63.61 | -7.81% | $17.81 | $0.28 |
| 2015 | 69 | 6.01% | $17.25 | $0.25 |
| 2014 | 65.09 | -2.12% | $14.32 | $0.22 |
| 2013 | 66.5 | -70.67% | $11.97 | $0.18 |
| 2012 | 226.75 | -16.33% | $9.07 | $0.04 |
| 2011 | 271 | 17.95% | $8.13 | $0.03 |
TFS Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 42.58 | 1.84% | $14.05 | $0.33 |
| Dec 2025 | 41.81 | 1.55% | $13.38 | $0.32 |
| Sep 2025 | 41.17 | -7.81% | $13.18 | $0.32 |
| Jun 2025 | 44.66 | 0.93% | $12.95 | $0.29 |
| Mar 2025 | 44.25 | -1.36% | $12.39 | $0.28 |
| Dec 2024 | 44.86 | -2.33% | $12.56 | $0.28 |
| Sep 2024 | 45.93 | 1.91% | $12.86 | $0.28 |
| Jun 2024 | 45.07 | -3.12% | $12.62 | $0.28 |
| Mar 2024 | 46.52 | -17.66% | $12.56 | $0.27 |
| Dec 2023 | 56.5 | 29.05% | $14.69 | $0.26 |
| Sep 2023 | 43.78 | 1.02% | $11.82 | $0.27 |
| Jun 2023 | 43.34 | -0.48% | $12.57 | $0.29 |
| Mar 2023 | 43.55 | -12.36% | $12.63 | $0.29 |
| Dec 2022 | 49.69 | -0.62% | $14.41 | $0.29 |
| Sep 2022 | 50 | -12.6% | $13 | $0.26 |
TFSL Price vs fair value
TFSL average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of TFSL is higher than its 3-year historical average, but it is lower than the 5 and 10-year averages.
PE comparison
TFS Financial's P/E of 48.06 is above the Financial Services sector and the industry average. In comparison with its Financial Services sector average of 12.1, TFS Financial's P/E is 297% higher.
TFSL PE vs peers
In comparison to its peer stocks CZWI and CFBK, TFSL's PE ratio is higher.
| Stock name | PE ratio | Market cap |
|---|---|---|
| CFBK Cf Bankshares Inc | 10.37 | $187.41M |
| CZWI Citizens Community Bancorp Inc | 13.43 | $198.19M |
| TFSL TFS Financial CORP | 49.48 | $4.58B |
Frequently asked questions
What is TFS Financial's PE ratio?
The price to earnings ratio for TFSL stock is 48.06 as of Jun 3, 2026.
What is the 3-year average PE ratio for TFS Financial (TFSL)?
As an average over the last 3 years, TFSL stock has a PE ratio of 45.04.
What is the 5-year average PE ratio for TFS Financial (TFSL)?
As an average over the last 5 years, TFSL stock has a PE ratio of 50.85.
What is the highest PE ratio for TFSL?
The highest quarterly PE ratio in the last ten years has been 72.5 and it was in the Jun 2021 quarter.
How does the current PE ratio for TFSL compare to its historical average?
TFSL's price to earnings ratio is currently 10% below its 10-year historical average.
How is TFSL's PE ratio calculated (TFS Financial PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Jun 3, 2026), TFS Financial's stock price is $15.86. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $0.33. Therefore, TFS Financial's PE ratio for today is 48.06. PE RATIO(48.06) = STOCK PRICE($15.86) / TTM EPS($0.33)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.