TFSL TFS Financial CORP

  1. Stocks
  2. Financial Services
  3. NASDAQ: TFSL

Price (delayed)

$12.63

Market cap

$3.54B

P/E Ratio

43.55

Dividend/share

$1.13

EPS

$0.29

Enterprise value

$8.22B

TFS Financial Corporation , a federally chartered stock holding company, conducts its principal activities through its wholly owned subsidiaries and had total consolidated assets of $14.6 billion at September 30, ...

Highlights
The P/E is 24% lower than the 5-year quarterly average of 57.4 and 23% lower than the last 4 quarters average of 56.5
TFS Financial's net income has increased by 12% YoY and by 8% QoQ
TFS Financial's debt has surged by 53% YoY and by 3.7% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.thirdfederal.com
Peers: CZWI CFBK

Key stats

What are the main financial stats of TFSL
Market
Shares outstanding
280.33M
Market cap
$3.54B
Enterprise value
$8.22B
Valuations
Price to earnings (P/E)
43.55
Price to book (P/B)
1.91
Price to sales (P/S)
11.54
EV/EBIT
82.34
EV/EBITDA
66.36
EV/Sales
27.09
Earnings
Revenue
$303.52M
EBIT
$99.85M
EBITDA
$123.9M
Free cash flow
$106.09M
Per share
EPS
$0.29
Free cash flow per share
$0.38
Book value per share
$6.6
Revenue per share
$1.09
TBVPS
$58.16
Balance sheet
Total assets
$16.13B
Total liabilities
$14.28B
Debt
$5.12B
Equity
$1.85B
Working capital
N/A
Liquidity
Debt to equity
2.77
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
37.78
Margins
EBITDA margin
40.8%
Gross margin
100%
Net margin
26.6%
Operating margin
32.9%
Efficiency
Return on assets
0.5%
Return on equity
4.4%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
32.9%
Dividend
Dividend yield
8.95%
DPS
$1.13
Payout ratio
390%

TFSL stock price

How has the TFS Financial stock price performed over time
Intraday
2.68%
1 week
-1.02%
1 month
-12.66%
1 year
-23.03%
YTD
-12.35%
QTD
-12.35%

Financial performance

How have TFS Financial's revenue and profit performed over time
Revenue
$303.52M
Gross profit
$303.52M
Operating income
$99.85M
Net income
$80.62M
Gross margin
100%
Net margin
26.6%
TFS Financial's net income has increased by 12% YoY and by 8% QoQ
TFS Financial's operating income has increased by 11% YoY and by 8% QoQ
TFS Financial's gross profit has increased by 8% YoY and by 4.6% QoQ
The revenue is up by 8% YoY and by 4.6% QoQ

Growth

What is TFS Financial's growth rate over time

Valuation

What is TFS Financial stock price valuation
P/E
43.55
P/B
1.91
P/S
11.54
EV/EBIT
82.34
EV/EBITDA
66.36
EV/Sales
27.09
The P/E is 24% lower than the 5-year quarterly average of 57.4 and 23% lower than the last 4 quarters average of 56.5
TFSL's EPS is up by 12% since the previous quarter and by 12% year-on-year
The P/B is 29% less than the 5-year quarterly average of 2.7 and 13% less than the last 4 quarters average of 2.2
The equity has increased by 5% YoY
TFSL's price to sales (P/S) is 25% lower than its 5-year quarterly average of 15.4 and 18% lower than its last 4 quarters average of 14.0
The revenue is up by 8% YoY and by 4.6% QoQ

Efficiency

How efficient is TFS Financial business performance
TFSL's return on equity is up by 7% since the previous quarter and by 4.8% year-on-year
TFSL's ROS is up by 3.8% since the previous quarter and by 3.1% year-on-year

Dividends

What is TFSL's dividend history
Dividend details
DPS
$1.13
Dividend yield
8.95%
Payout ratio
390%
Recent dividends

Financial health

How did TFS Financial financials performed over time
TFSL's total assets is 13% greater than its total liabilities
TFSL's total liabilities is up by 15% year-on-year and by 2.4% since the previous quarter
TFSL's total assets is up by 14% year-on-year and by 2.1% since the previous quarter
TFS Financial's debt is 177% higher than its equity
TFS Financial's debt has surged by 53% YoY and by 3.7% QoQ
The company's debt to equity rose by 44% YoY and by 3.4% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.