TFSL TFS Financial CORP

Price (delayed)

$12.71

Market cap

$3.57B

P/E Ratio

43.83

Dividend/share

$1.13

EPS

$0.29

Enterprise value

$8.15B

TFS Financial Corporation , a federally chartered stock holding company, conducts its principal activities through its wholly owned subsidiaries and had total consolidated assets of $14.6 billion at September 30, ...

Highlights
The P/E is 17% lower than the 5-year quarterly average of 53.1 and 2.4% lower than the last 4 quarters average of 44.9
TFSL's EPS is up by 3.6% since the previous quarter and by 3.6% year-on-year
TFS Financial's debt has increased by 7% QoQ and by 2.4% YoY

Key stats

What are the main financial stats of TFSL
Market
Shares outstanding
280.69M
Market cap
$3.57B
Enterprise value
$8.15B
Valuations
Price to earnings (P/E)
43.83
Price to book (P/B)
1.89
Price to sales (P/S)
11.48
EV/EBIT
77.34
EV/EBITDA
64.09
EV/Sales
26.39
Earnings
Revenue
$308.63M
Gross profit
$308.63M
Operating income
$105.33M
Net income
$83.18M
EBIT
$105.33M
EBITDA
$127.1M
Free cash flow
$24.82M
Per share
EPS
$0.29
EPS diluted
$0.29
Free cash flow per share
$0.09
Book value per share
$6.72
Revenue per share
$1.11
TBVPS
$62.32
Balance sheet
Total assets
$17.38B
Total liabilities
$15.49B
Debt
$5.03B
Equity
$1.89B
Working capital
N/A
Liquidity
Debt to equity
2.66
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
36.02
Margins
EBITDA margin
41.2%
Gross margin
100%
Net margin
27%
Operating margin
34.1%
Efficiency
Return on assets
0.5%
Return on equity
4.4%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
34.1%
Dividend
Dividend yield
8.89%
DPS
$1.13
Payout ratio
403.6%

TFSL stock price

How has the TFS Financial stock price performed over time
Intraday
0.24%
1 week
-0.94%
1 month
-4.79%
1 year
-2.68%
YTD
1.19%
QTD
-1.85%

Financial performance

How have TFS Financial's revenue and profit performed over time
Revenue
$308.63M
Gross profit
$308.63M
Operating income
$105.33M
Net income
$83.18M
Gross margin
100%
Net margin
27%
TFS Financial's operating income has increased by 4.6% YoY and by 2.1% QoQ
TFS Financial's net income has increased by 2.8% YoY
TFSL's operating margin is up by 3.3% year-on-year

Price vs fundamentals

How does TFSL's price correlate with its fundamentals

Growth

What is TFS Financial's growth rate over time

Valuation

What is TFS Financial stock price valuation
P/E
43.83
P/B
1.89
P/S
11.48
EV/EBIT
77.34
EV/EBITDA
64.09
EV/Sales
26.39
The P/E is 17% lower than the 5-year quarterly average of 53.1 and 2.4% lower than the last 4 quarters average of 44.9
TFSL's EPS is up by 3.6% since the previous quarter and by 3.6% year-on-year
The P/B is 18% less than the 5-year quarterly average of 2.3
TFSL's price to sales (P/S) is 17% lower than its 5-year quarterly average of 13.8

Efficiency

How efficient is TFS Financial business performance
TFSL's return on equity is up by 4.8% year-on-year and by 2.3% since the previous quarter
TFSL's ROS is up by 3.3% year-on-year

Dividends

What is TFSL's dividend history
DPS
$1.13
Dividend yield
8.89%
Payout ratio
403.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did TFS Financial financials performed over time
TFSL's total assets is 12% greater than its total liabilities
TFSL's total liabilities is up by 2.4% year-on-year
TFSL's total assets is up by 2% year-on-year
TFS Financial's debt is 166% higher than its equity
TFS Financial's debt has increased by 7% QoQ and by 2.4% YoY
The company's debt to equity rose by 7% QoQ and by 3.5% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.