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TFSL TFS Financial CORP
- Stocks
- Financial Services
- NASDAQ: TFSL
Price (delayed)
$12.95
Market cap
$3.64B
P/E Ratio
46.25
Dividend/share
$1.13
EPS
$0.28
Enterprise value
$7.89B
TFS Financial Corporation , a federally chartered stock holding company, conducts its principal activities through its wholly owned subsidiaries and had total consolidated assets of $14.6 billion at September 30,
Highlights
TFS Financial's debt has decreased by 7% YoY and by 2.5% QoQ
TFS Financial's net income has increased by 3.9% YoY
The P/E is 14% lower than the 5-year quarterly average of 53.6 but 2.8% higher than the last 4 quarters average of 45.0
Key stats
What are the main financial stats of TFSL
Market
Valuations
Earnings
Shares outstanding
280.84M
Market cap
$3.64B
Enterprise value
$7.89B
Price to earnings (P/E)
46.25
Price to book (P/B)
1.92
Price to sales (P/S)
11.87
EV/EBIT
76.44
EV/EBITDA
63.61
EV/Sales
25.94
Revenue
$304.1M
Gross profit
$304.1M
Operating income
$103.2M
Net income
$81.62M
EBIT
$103.2M
EBITDA
$124M
Free cash flow
$95.7M
Per share
Balance sheet
Liquidity
EPS
$0.28
EPS diluted
$0.28
Free cash flow per share
$0.34
Book value per share
$6.75
Revenue per share
$1.09
TBVPS
$61.39
Total assets
$17.11B
Total liabilities
$15.22B
Debt
$4.71B
Equity
$1.9B
Working capital
N/A
Debt to equity
2.49
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
34.28
Margins
Efficiency
Dividend
EBITDA margin
40.8%
Gross margin
100%
Net margin
26.8%
Operating margin
33.9%
Return on assets
0.5%
Return on equity
4.3%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
33.9%
Dividend yield
8.73%
DPS
$1.13
Payout ratio
403.6%
TFSL stock price
How has the TFS Financial stock price performed over time
Intraday
0.15%
1 week
-0.31%
1 month
-1.97%
1 year
2.61%
YTD
3.11%
QTD
4.52%
Financial performance
How have TFS Financial's revenue and profit performed over time
Revenue
$304.1M
Gross profit
$304.1M
Operating income
$103.2M
Net income
$81.62M
Gross margin
100%
Net margin
26.8%
TFSL's operating margin is up by 6% year-on-year
TFS Financial's operating income has increased by 6% YoY
TFS Financial's net income has increased by 3.9% YoY
TFS Financial's net margin has increased by 3.9% YoY
Price vs fundamentals
How does TFSL's price correlate with its fundamentals
Growth
What is TFS Financial's growth rate over time
Valuation
What is TFS Financial stock price valuation
P/E
46.25
P/B
1.92
P/S
11.87
EV/EBIT
76.44
EV/EBITDA
63.61
EV/Sales
25.94
The P/E is 14% lower than the 5-year quarterly average of 53.6 but 2.8% higher than the last 4 quarters average of 45.0
TFSL's EPS is up by 3.7% year-on-year
The P/B is 17% less than the 5-year quarterly average of 2.3
TFSL's price to sales (P/S) is 15% lower than its 5-year quarterly average of 13.9 but 3.2% higher than its last 4 quarters average of 11.5
Efficiency
How efficient is TFS Financial business performance
TFSL's ROIC is up by 25% YoY
TFSL's ROS is up by 6% year-on-year
TFSL's return on equity is up by 4.9% year-on-year
Dividends
What is TFSL's dividend history
DPS
$1.13
Dividend yield
8.73%
Payout ratio
403.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did TFS Financial financials performed over time
TFSL's total assets is 12% greater than its total liabilities
TFS Financial's debt is 149% higher than its equity
TFS Financial's debt has decreased by 7% YoY and by 2.5% QoQ
The company's debt to equity fell by 6% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.