TFSL TFS Financial CORP

  1. Stocks
  2. Financial Services
  3. NASDAQ: TFSL

Price (delayed)

$19.9

Market cap

$5.58B

P/E Ratio

62.19

Dividend/share

$1.12

EPS

$0.32

Enterprise value

$8.35B

Highlights
TFS Financial's debt has decreased by 18% YoY and by 6% QoQ
TFSL's EPS is up by 10% year-on-year and by 7% since the previous quarter
The P/E is 16% higher than the last 4 quarters average of 53.7 and 12% higher than the 5-year quarterly average of 55.4
Sector: Financial Services
Industry: Banks - Regional
Peers: FBC

Key stats

What are the main financial stats of TFSL
Market
Shares outstanding
280.62M
Market cap
$5.58B
Enterprise value
$8.35B
Valuations
Price to earnings (P/E)
62.19
Price to book (P/B)
3.28
Price to sales (P/S)
18.01
EV/EBIT
76.07
EV/EBITDA
56.27
EV/Sales
27.32
Earnings
Revenue
$305.74M
EBIT
$109.81M
EBITDA
$148.45M
Free cash flow
$100.93M
Per share
EPS
$0.32
Free cash flow per share
$0.36
Book value per share
$6.07
Revenue per share
$1.1
TBVPS
$52.27
Balance sheet
Total assets
$14.46B
Total liabilities
$12.76B
Debt
$3.43B
Equity
$1.7B
Working capital
N/A
Liquidity
Debt to equity
2.02
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
18.65
Margins
EBITDA margin
48.6%
Gross margin
100%
Net margin
28.9%
Operating margin
35.9%
Efficiency
Return on assets
0.6%
Return on equity
5.3%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
35.9%
Dividend
Dividend yield
5.63%
DPS
$1.12
Payout ratio
350%

TFSL stock price

How has the TFS Financial stock price performed over time
Intraday
-2.59%
1 week
-6.4%
1 month
-8.88%
1 year
35.19%
YTD
12.88%
QTD
-2.31%

Financial performance

How have TFS Financial's revenue and profit performed over time
Revenue
$305.74M
Gross profit
$305.74M
Operating income
$109.81M
Net income
$88.43M
Gross margin
100%
Net margin
28.9%
TFS Financial's operating income has increased by 11% QoQ and by 10% YoY
TFSL's operating margin is up by 7% since the previous quarter and by 4.7% year-on-year
TFS Financial's net income has increased by 7% YoY and by 7% QoQ
TFS Financial's gross profit has increased by 4.8% YoY and by 3.4% QoQ

Growth

What is TFS Financial's growth rate over time

Valuation

What is TFS Financial stock price valuation
P/E
62.19
P/B
3.28
P/S
18.01
EV/EBIT
76.07
EV/EBITDA
56.27
EV/Sales
27.32
The P/E is 16% higher than the last 4 quarters average of 53.7 and 12% higher than the 5-year quarterly average of 55.4
TFSL's EPS is up by 10% year-on-year and by 7% since the previous quarter
The P/B is 17% more than the 5-year quarterly average of 2.8 and 17% more than the last 4 quarters average of 2.8
The equity has increased by 2.9% YoY and by 2.8% QoQ
TFSL's price to sales (P/S) is 19% higher than its 5-year quarterly average of 15.1 and 16% higher than its last 4 quarters average of 15.5
The revenue is up by 4.8% YoY and by 3.4% QoQ

Efficiency

How efficient is TFS Financial business performance
TFSL's ROIC is up by 20% QoQ and by 20% YoY
TFSL's return on equity is up by 8% year-on-year and by 6% since the previous quarter
TFSL's ROS is up by 7% since the previous quarter and by 4.7% year-on-year

Dividends

What is TFSL's dividend history
DPS
$1.12
Dividend yield
5.63%
Payout ratio
350%
Recent dividends

Financial health

How did TFS Financial financials performed over time
TFSL's total assets is 13% greater than its total liabilities
TFSL's total assets is down by 3.6% year-on-year
TFSL's total liabilities is down by 4.4% year-on-year
TFS Financial's debt is 102% higher than its equity
The company's debt to equity fell by 20% YoY and by 8% QoQ
TFS Financial's debt has decreased by 18% YoY and by 6% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.