TFSL TFS Financial CORP

  1. Stocks
  2. Financial Services
  3. NASDAQ: TFSL

Price (delayed)

$13.26

Market cap

$3.72B

P/E Ratio

49.11

Dividend/share

$1.13

EPS

$0.27

Enterprise value

$8.68B

TFS Financial Corporation , a federally chartered stock holding company, conducts its principal activities through its wholly owned subsidiaries and had total consolidated assets of $14.6 billion at September 30, ...

Highlights
TFS Financial's gross profit has increased by 6% YoY
The revenue is up by 6% YoY
The P/E is 15% lower than the 5-year quarterly average of 56.7 but 7% higher than the last 4 quarters average of 45.1
TFS Financial's debt has increased by 10% YoY but it has decreased by 2.1% QoQ
TFS Financial's net income has decreased by 7% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.thirdfederal.com
Peers: CFBK CZWI

Key stats

What are the main financial stats of TFSL
Market
Shares outstanding
280.36M
Market cap
$3.72B
Enterprise value
$8.68B
Valuations
Price to earnings (P/E)
49.11
Price to book (P/B)
1.93
Price to sales (P/S)
12
EV/EBIT
92.95
EV/EBITDA
77.85
EV/Sales
28.32
Earnings
Revenue
$306.5M
EBIT
$93.37M
EBITDA
$111.48M
Free cash flow
$85.62M
Per share
EPS
$0.27
Free cash flow per share
$0.31
Book value per share
$6.88
Revenue per share
$1.1
TBVPS
$60.98
Balance sheet
Total assets
$16.92B
Total liabilities
$14.99B
Debt
$5.43B
Equity
$1.93B
Working capital
N/A
Liquidity
Debt to equity
2.82
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
44.5
Margins
EBITDA margin
36.4%
Gross margin
100%
Net margin
24.6%
Operating margin
30.5%
Efficiency
Return on assets
0.5%
Return on equity
4%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
30.5%
Dividend
Dividend yield
8.52%
DPS
$1.13
Payout ratio
418.5%

TFSL stock price

How has the TFS Financial stock price performed over time
Intraday
1.53%
1 week
-1.63%
1 month
4.49%
1 year
-3.84%
YTD
-7.98%
QTD
12.18%

Financial performance

How have TFS Financial's revenue and profit performed over time
Revenue
$306.5M
Gross profit
$306.5M
Operating income
$93.37M
Net income
$75.25M
Gross margin
100%
Net margin
24.6%
TFS Financial's operating income has decreased by 8% QoQ
TFS Financial's net income has decreased by 7% QoQ
TFSL's operating margin is down by 6% since the previous quarter and by 3.8% year-on-year
TFS Financial's net margin has decreased by 6% QoQ and by 4.3% YoY

Growth

What is TFS Financial's growth rate over time

Valuation

What is TFS Financial stock price valuation
TFSL P/E details
P/E
49.11
P/B
1.93
P/S
12
EV/EBIT
92.95
EV/EBITDA
77.85
EV/Sales
28.32
The P/E is 15% lower than the 5-year quarterly average of 56.7 but 7% higher than the last 4 quarters average of 45.1
TFSL's EPS is down by 7% since the previous quarter but it is up by 3.8% year-on-year
The P/B is 27% less than the 5-year quarterly average of 2.6
The equity has increased by 4.5% YoY and by 2.2% QoQ
TFSL's price to sales (P/S) is 21% lower than its 5-year quarterly average of 15.0
The revenue is up by 6% YoY

Efficiency

How efficient is TFS Financial business performance
TFSL's ROIC is down by 20% QoQ and by 20% YoY
TFSL's return on equity is down by 9% since the previous quarter and by 2.4% year-on-year
TFSL's ROS is down by 6% since the previous quarter and by 3.8% year-on-year

Dividends

What is TFSL's dividend history
Dividend details
DPS
$1.13
Dividend yield
8.52%
Payout ratio
418.5%
Recent dividends

Financial health

How did TFS Financial financials performed over time
TFSL's total assets is 13% greater than its total liabilities
TFSL's total assets is up by 7% year-on-year
TFSL's total liabilities is up by 7% year-on-year
TFS Financial's debt is 182% higher than its equity
TFS Financial's debt has increased by 10% YoY but it has decreased by 2.1% QoQ
The company's debt to equity rose by 5% YoY but it fell by 4.1% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.