TFSL TFS Financial CORP

  1. Stocks
  2. Financial Services
  3. NASDAQ: TFSL

Price (delayed)

$19.97

Market cap

$5.6B

P/E Ratio

71.32

Dividend/share

$1.12

EPS

$0.28

Enterprise value

$8.26B

TFS Financial Corporation , a federally chartered stock holding company, conducts its principal activities through its wholly owned subsidiaries and had total consolidated assets of $14.6 billion at September 30, ...

Highlights
TFS Financial's debt has decreased by 17% YoY and by 6% QoQ
The equity has increased by 3.3% YoY
The P/E is 28% higher than the 5-year quarterly average of 55.6 and 17% higher than the last 4 quarters average of 61.0
TFSL's EPS is down by 15% year-on-year and by 13% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.thirdfederal.com
Peers: FBC CZWI CFBK

Key stats

What are the main financial stats of TFSL
Market
Shares outstanding
280.62M
Market cap
$5.6B
Enterprise value
$8.26B
Valuations
Price to earnings (P/E)
71.32
Price to book (P/B)
3.28
Price to sales (P/S)
18.74
EV/EBIT
85.94
EV/EBITDA
61.11
EV/Sales
28
Earnings
Revenue
$295.07M
EBIT
$96.12M
EBITDA
$135.17M
Free cash flow
$150.63M
Per share
EPS
$0.28
Free cash flow per share
$0.54
Book value per share
$6.09
Revenue per share
$1.07
TBVPS
$51.42
Balance sheet
Total assets
$14.24B
Total liabilities
$12.53B
Debt
$3.24B
Equity
$1.71B
Working capital
N/A
Liquidity
Debt to equity
1.89
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
19.65
Margins
EBITDA margin
45.8%
Gross margin
100%
Net margin
26.3%
Operating margin
32.6%
Efficiency
Return on assets
0.5%
Return on equity
4.6%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
32.6%
Dividend
Dividend yield
5.62%
DPS
$1.12
Payout ratio
401.1%

TFSL stock price

How has the TFS Financial stock price performed over time
Intraday
0.45%
1 week
0.45%
1 month
5.16%
1 year
21.99%
YTD
13.27%
QTD
4.77%

Financial performance

How have TFS Financial's revenue and profit performed over time
Revenue
$295.07M
Gross profit
$295.07M
Operating income
$96.12M
Net income
$77.57M
Gross margin
100%
Net margin
26.3%
TFS Financial's net income has decreased by 15% YoY and by 12% QoQ
TFS Financial's net margin has decreased by 14% YoY and by 9% QoQ
TFS Financial's operating income has decreased by 13% YoY and by 12% QoQ
TFSL's operating margin is down by 12% year-on-year and by 9% since the previous quarter

Growth

What is TFS Financial's growth rate over time

Valuation

What is TFS Financial stock price valuation
P/E
71.32
P/B
3.28
P/S
18.74
EV/EBIT
85.94
EV/EBITDA
61.11
EV/Sales
28
The P/E is 28% higher than the 5-year quarterly average of 55.6 and 17% higher than the last 4 quarters average of 61.0
TFSL's EPS is down by 15% year-on-year and by 13% since the previous quarter
The P/B is 17% more than the 5-year quarterly average of 2.8 and 9% more than the last 4 quarters average of 3.0
The equity has increased by 3.3% YoY
TFSL's price to sales (P/S) is 23% higher than its 5-year quarterly average of 15.2 and 10% higher than its last 4 quarters average of 17.0
The revenue is down by 3.5% QoQ

Efficiency

How efficient is TFS Financial business performance
The ROA is down by 17% since the previous quarter and by 17% year-on-year
TFSL's return on equity is down by 15% year-on-year and by 13% since the previous quarter
TFSL's ROS is down by 12% year-on-year and by 9% since the previous quarter

Dividends

What is TFSL's dividend history
DPS
$1.12
Dividend yield
5.62%
Payout ratio
401.1%
Recent dividends

Financial health

How did TFS Financial financials performed over time
TFSL's total assets is 14% greater than its total liabilities
TFSL's total liabilities is down by 4.9% year-on-year
TFSL's total assets is down by 4% year-on-year
TFS Financial's debt is 89% higher than its equity
The company's debt to equity fell by 20% YoY and by 6% QoQ
TFS Financial's debt has decreased by 17% YoY and by 6% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.