TFSL TFS Financial CORP

Price (delayed)

$13.11

Market cap

$3.68B

P/E Ratio

48.56

Dividend/share

$1.13

EPS

$0.27

Enterprise value

$8.17B

TFS Financial Corporation , a federally chartered stock holding company, conducts its principal activities through its wholly owned subsidiaries and had total consolidated assets of $14.6 billion at September 30, ...

Highlights
TFS Financial's debt has decreased by 4.8% YoY
The equity has increased by 4% YoY and by 2.2% QoQ
The P/E is 13% lower than the 5-year quarterly average of 55.9 but 2.2% higher than the last 4 quarters average of 47.5
TFSL's EPS is down by 7% year-on-year but it is up by 3.8% since the previous quarter

Key stats

What are the main financial stats of TFSL
Market
Shares outstanding
280.71M
Market cap
$3.68B
Enterprise value
$8.17B
Valuations
Price to book (P/B)
1.93
Price to sales (P/S)
11.99
EV/EBIT
83.97
EV/EBITDA
70.57
EV/Sales
26.86
Earnings
Revenue
$304.09M
EBIT
$97.26M
EBITDA
$115.73M
Free cash flow
$93.98M
Per share
EPS
$0.27
Free cash flow per share
$0.34
Book value per share
$6.8
Revenue per share
$1.09
TBVPS
$61.17
Balance sheet
Total assets
$17.02B
Total liabilities
$15.11B
Debt
$5.08B
Equity
$1.91B
Working capital
N/A
Liquidity
Debt to equity
2.66
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
38.77
Margins
EBITDA margin
38.1%
Gross margin
100%
Net margin
25.8%
Operating margin
32%
Efficiency
Return on assets
0.5%
Return on equity
4.1%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
32%
Dividend
Dividend yield
8.62%
DPS
$1.13
Payout ratio
418.5%

TFSL stock price

How has the TFS Financial stock price performed over time
Intraday
0.61%
1 week
6.07%
1 month
4.71%
1 year
1%
YTD
-10.76%
QTD
3.88%

Financial performance

How have TFS Financial's revenue and profit performed over time
Revenue
$304.09M
Gross profit
$304.09M
Operating income
$97.26M
Net income
$78.57M
Gross margin
100%
Net margin
25.8%
TFS Financial's net income has increased by 7% QoQ but it has decreased by 2.6% YoY
TFS Financial's operating income has increased by 6% QoQ but it has decreased by 3.2% YoY
TFSL's operating margin is up by 6% since the previous quarter
TFS Financial's net margin has increased by 5% QoQ

Growth

What is TFS Financial's growth rate over time

Valuation

What is TFS Financial stock price valuation
P/E
48.56
P/B
1.93
P/S
11.99
EV/EBIT
83.97
EV/EBITDA
70.57
EV/Sales
26.86
The P/E is 13% lower than the 5-year quarterly average of 55.9 but 2.2% higher than the last 4 quarters average of 47.5
TFSL's EPS is down by 7% year-on-year but it is up by 3.8% since the previous quarter
The P/B is 23% less than the 5-year quarterly average of 2.5
The equity has increased by 4% YoY and by 2.2% QoQ
TFSL's price to sales (P/S) is 18% lower than its 5-year quarterly average of 14.7 but 2.5% higher than its last 4 quarters average of 11.7

Efficiency

How efficient is TFS Financial business performance
The ROA is up by 25% since the previous quarter
TFSL's ROIC is down by 20% YoY
TFSL's return on equity is down by 7% year-on-year but it is up by 5% since the previous quarter
TFSL's ROS is up by 6% since the previous quarter

Dividends

What is TFSL's dividend history
DPS
$1.13
Dividend yield
8.62%
Payout ratio
418.5%
Recent dividends

Financial health

How did TFS Financial financials performed over time
TFSL's total assets is 13% greater than its total liabilities
TFSL's total assets is up by 4.6% year-on-year
TFSL's total liabilities is up by 4.7% year-on-year
TFS Financial's debt is 166% higher than its equity
The company's debt to equity fell by 9% YoY and by 4% QoQ
TFS Financial's debt has decreased by 4.8% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.