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Price (delayed)
$13
Market cap
$3.65B
P/E Ratio
46.43
Dividend/share
$1.13
EPS
$0.28
Enterprise value
$8B
TFS Financial Corporation , a federally chartered stock holding company, conducts its principal activities through its wholly owned subsidiaries and had total consolidated assets of $14.6 billion at September 30,
Highlights
The P/E is 17% lower than the 5-year quarterly average of 55.0 and 5% lower than the last 4 quarters average of 48.0
TFS Financial's debt has decreased by 11% YoY and by 3.3% QoQ
TFSL's EPS is up by 3.7% since the previous quarter but it is down by 3.4% year-on-year
Key stats
What are the main financial stats of TFSL
Market
Valuations
Earnings
Shares outstanding
280.71M
Market cap
$3.65B
Enterprise value
$8B
Price to earnings (P/E)
46.43
Price to book (P/B)
1.91
Price to sales (P/S)
11.84
EV/EBIT
79.43
EV/EBITDA
66.94
EV/Sales
26.19
Revenue
$305.49M
EBIT
$100.74M
EBITDA
$119.54M
Free cash flow
$157.7M
Per share
Balance sheet
Liquidity
EPS
$0.28
Free cash flow per share
$0.57
Book value per share
$6.82
Revenue per share
$1.1
TBVPS
$61.21
Total assets
$17.03B
Total liabilities
$15.12B
Debt
$4.91B
Equity
$1.92B
Working capital
N/A
Debt to equity
2.57
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
36.41
Margins
Efficiency
Dividend
EBITDA margin
39.1%
Gross margin
100%
Net margin
26.5%
Operating margin
33%
Return on assets
0.5%
Return on equity
4.2%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
33%
Dividend yield
8.69%
DPS
$1.13
Payout ratio
403.6%
TFSL stock price
How has the TFS Financial stock price performed over time
Intraday
1.96%
1 week
-1.66%
1 month
-0.69%
1 year
17.75%
YTD
-11.5%
QTD
1.09%
Financial performance
How have TFS Financial's revenue and profit performed over time
Revenue
$305.49M
Gross profit
$305.49M
Operating income
$100.74M
Net income
$80.92M
Gross margin
100%
Net margin
26.5%
TFS Financial's operating income has increased by 3.6% QoQ
TFS Financial's net margin has increased by 2.7% QoQ
TFS Financial's net income has increased by 3% QoQ
TFSL's operating margin is up by 3.1% since the previous quarter
Growth
What is TFS Financial's growth rate over time
Valuation
What is TFS Financial stock price valuation
P/E
46.43
P/B
1.91
P/S
11.84
EV/EBIT
79.43
EV/EBITDA
66.94
EV/Sales
26.19
The P/E is 17% lower than the 5-year quarterly average of 55.0 and 5% lower than the last 4 quarters average of 48.0
TFSL's EPS is up by 3.7% since the previous quarter but it is down by 3.4% year-on-year
The P/B is 25% less than the 5-year quarterly average of 2.5
TFSL's price to sales (P/S) is 20% lower than its 5-year quarterly average of 14.5
Efficiency
How efficient is TFS Financial business performance
TFSL's ROIC is up by 25% QoQ
TFSL's return on equity is down by 4.5% year-on-year but it is up by 2.4% since the previous quarter
TFSL's ROS is up by 3.1% since the previous quarter
Dividends
What is TFSL's dividend history
DPS
$1.13
Dividend yield
8.69%
Payout ratio
403.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did TFS Financial financials performed over time
TFSL's total assets is 13% greater than its total liabilities
TFSL's total assets is up by 2.7% year-on-year
TFSL's total liabilities is up by 2.8% year-on-year
TFS Financial's debt is 157% higher than its equity
The company's debt to equity fell by 13% YoY and by 3.4% QoQ
TFS Financial's debt has decreased by 11% YoY and by 3.3% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.