SOFI SoFi Technologies PEG ratio, current and historical analysis

?
Relative Growth: Rel. Growth: 78
Relative Strength: Rel. Strength: 20
Relative Valuation: Rel. Valuation: 33
Relative Profitability: Rel. Profitability: 66

As of Jun 5, 2026, SOFI's PEG ratio of 3.68 reflects its valuation relative to its growth. This value reflects a P/E ratio of 32.71 measured against EPS growth of 8.9%.

SOFI PEG ratio history

How has SOFI's PEG ratio performed in the past

SoFi Technologies's two years historical PEG ratio has an average of 0.74. Compared to historical data, SOFI's 3.68 PE to growth ratio represents a rise of 397%. SOFI reached its maximum PEG ratio of 3.64 during the Mar 2026 quarter over the past two years. The Jun 2025 quarter had the bottom reading at 0.08, indicating the most optimal growth-adjusted valuation.

Today
3.68
Average
0.74
Median
0.18
Minimum
0.08
Maximum
3.64

SoFi Technologies PEG ratio by year

Year PEG ratio PE ratio Growth YoY
2025 N/A 62.33 -8.7%
2024 0.15 33.48 227.8%
2023 N/A N/A 10%
2022 N/A N/A 60%
2021 N/A N/A 76.7%
2020 N/A N/A -7%
2019 N/A N/A 44.1%
2018 N/A N/A N/A

SoFi Technologies PEG ratio by quarter (TTM)

Year PEG ratio PE ratio Growth YoY
Mar 2026 3.64 32.41 8.9%
Dec 2025 N/A 62.33 -8.7%
Sep 2025 0.21 44.78 210.5%
Jun 2025 0.08 34.36 431.3%
Mar 2025 0.09 25.84 295.7%
Dec 2024 0.15 33.48 227.8%
Sep 2024 0.29 41.37 142.2%
Jun 2024 N/A N/A 36%
Mar 2024 N/A N/A 25.8%
Dec 2023 N/A N/A 10%
Sep 2023 N/A N/A -9.8%
Jun 2023 N/A N/A 32.4%
Mar 2023 N/A N/A 57.5%
Dec 2022 N/A N/A 60%
Sep 2022 N/A N/A 89.9%

SOFI average PEG ratio chart

What is the average PEG ratio of SOFI for the past years

Measured against past performance, SOFI's PEG ratio is higher than its 3 and 5-year averages.

3-year avg
0.74
5-year avg
0.74
10-year avg
N/A
15-year avg
N/A

PEG comparison

With a PEG of 3.68, SOFI is above the Financial Services sector and the industry average.

SOFI EPS growth

Earnings per share growth rates over time chart

SOFI Price vs fair value

How does SOFI's price compare to its estimated fair value based on its growth

SOFI PEG vs peers

What is SOFI's PEG ratio compared to its peers

SOFI has a PEG ratio above that of peer stock RM.

Stock name PEG ratio Market cap
RM Regional Management Corp 0.13 $330.85M
SOFI SoFi Technologies Inc 3.68 $20.56B

Frequently asked questions

What is SoFi Technologies's PEG ratio?

SOFI's Jun 5, 2026 PEG ratio comes in at 3.68.

What is the 3-year average PEG ratio for SoFi Technologies (SOFI)?

Over the last 3 years, SOFI's PEG ratio has settled near 0.74.

What is the 5-year average PEG ratio for SoFi Technologies (SOFI)?

Over the last 5 years, SOFI's PEG ratio has settled near 0.74.

What is the highest PEG ratio for SOFI?

At 3.68, SOFI's current PEG ratio marks the highest value observed over the past two years.

How does the current PEG ratio for SOFI compare to its historical average?

Currently, SOFI's PEG ratio stands 397% higher than its 2-year historical average.

Why is SoFi Technologies's PEG ratio so high?

A 3.68 PEG ratio for SOFI suggests the stock is priced at a premium relative to its growth trajectory.

How is SOFI's PEG ratio calculated (SoFi Technologies PEG ratio formula)?

PEG equals PE divided by EPS growth (YoY TTM). As of Jun 5, 2026, SoFi Technologies has a P/E ratio of 32.71. Earnings grew at 8.9% over the TTM period ending Mar 2026. Applying the formula, this produces a price to earnings growth ratio of 3.68. PEG RATIO(3.68) = PE RATIO(32.71) / EPS GROWTH(8.9%)

All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.