As of Jun 5, 2026, SOFI's PEG ratio of 3.68 reflects its valuation relative to its growth. This value reflects a P/E ratio of 32.71 measured against EPS growth of 8.9%.
SoFi Technologies's two years historical PEG ratio has an average of 0.74. Compared to historical data, SOFI's 3.68 PE to growth ratio represents a rise of 397%. SOFI reached its maximum PEG ratio of 3.64 during the Mar 2026 quarter over the past two years. The Jun 2025 quarter had the bottom reading at 0.08, indicating the most optimal growth-adjusted valuation.
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | N/A | 62.33 | -8.7% |
| 2024 | 0.15 | 33.48 | 227.8% |
| 2023 | N/A | N/A | 10% |
| 2022 | N/A | N/A | 60% |
| 2021 | N/A | N/A | 76.7% |
| 2020 | N/A | N/A | -7% |
| 2019 | N/A | N/A | 44.1% |
| 2018 | N/A | N/A | N/A |
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Mar 2026 | 3.64 | 32.41 | 8.9% |
| Dec 2025 | N/A | 62.33 | -8.7% |
| Sep 2025 | 0.21 | 44.78 | 210.5% |
| Jun 2025 | 0.08 | 34.36 | 431.3% |
| Mar 2025 | 0.09 | 25.84 | 295.7% |
| Dec 2024 | 0.15 | 33.48 | 227.8% |
| Sep 2024 | 0.29 | 41.37 | 142.2% |
| Jun 2024 | N/A | N/A | 36% |
| Mar 2024 | N/A | N/A | 25.8% |
| Dec 2023 | N/A | N/A | 10% |
| Sep 2023 | N/A | N/A | -9.8% |
| Jun 2023 | N/A | N/A | 32.4% |
| Mar 2023 | N/A | N/A | 57.5% |
| Dec 2022 | N/A | N/A | 60% |
| Sep 2022 | N/A | N/A | 89.9% |
Measured against past performance, SOFI's PEG ratio is higher than its 3 and 5-year averages.
With a PEG of 3.68, SOFI is above the Financial Services sector and the industry average.
SOFI has a PEG ratio above that of peer stock RM.
| Stock name | PEG ratio | Market cap |
|---|---|---|
| RM Regional Management Corp | 0.13 | $330.85M |
| SOFI SoFi Technologies Inc | 3.68 | $20.56B |
SOFI's Jun 5, 2026 PEG ratio comes in at 3.68.
Over the last 3 years, SOFI's PEG ratio has settled near 0.74.
Over the last 5 years, SOFI's PEG ratio has settled near 0.74.
At 3.68, SOFI's current PEG ratio marks the highest value observed over the past two years.
Currently, SOFI's PEG ratio stands 397% higher than its 2-year historical average.
A 3.68 PEG ratio for SOFI suggests the stock is priced at a premium relative to its growth trajectory.
PEG equals PE divided by EPS growth (YoY TTM). As of Jun 5, 2026, SoFi Technologies has a P/E ratio of 32.71. Earnings grew at 8.9% over the TTM period ending Mar 2026. Applying the formula, this produces a price to earnings growth ratio of 3.68. PEG RATIO(3.68) = PE RATIO(32.71) / EPS GROWTH(8.9%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.