SOFI SoFi Technologies Earnings and EPS analysis

Relative Growth: Rel. Growth: 66

Relative Strength: Rel. Strength: 22

Relative Valuation: Rel. Valuation: 25

Relative Profitability: Rel. Profitability: 62

EPS in 2026 (TTM): $0.52

Last Report Period Date: Jun 30, 2026

As of September this year, based on SoFi Technologies's most recent financial report, the company's trailing twelve months EPS is $0.52. During 2025, SOFI reported a per-share earnings of $0.42, which shows a decline compared to the EPS of $0.46 recorded in 2024. SoFi Technologies's EPS for the quarterly period ending on Jun 30, 2026 came in at $0.12.

SOFI earnings history

Historical annual and quarterly earnings per share (EPS) data for SoFi Technologies

EPS (TTM)

$0.52

EPS Growth YoY (Quarterly)

33.3%

EPS (Quarterly)

$0.12

EPS Growth (Quarterly)

-7.7%

The yearly earnings per share during 2025 was $0.42, a decline of 8.7% compared to $0.46 recorded in 2024. Over the quarter ending Jun 30, 2026, the earnings per share came in at $0.12, reflecting a 33.3% increase compared to the same quarter a year earlier. As of June 2026, the TTM EPS is $0.52. During 2024, the annual earnings per share was $0.46, representing an increase of 227.8% compared to 2023.

SOFI EPS vs price chart

SOFI EPS growth history

Earnings per share growth rates over time

EPS Growth YoY (Quarterly)

33.3%

EPS growth YoY

-8.7%

EPS growth 3Y avg

N/A

EPS growth 5Y avg

N/A

In the past 12 months, SoFi Technologies has recorded an earnings per share growth rate of 33.3% (YoY, quarterly).

SOFI Earnings Waterfall

Breakdown of revenue, profit and net income for SoFi Technologies

SOFI Earnings vs Peers

What are the earnings of SOFI compared to its peers

Stock name	Price to Earnings	EPS grwoth 1Y	EPS grwoth 3Y	EPS grwoth 5Y
RM Regional Management Corp	6.36	10%	-5.1%	14%
SOFI SoFi Technologies Inc	32.43	-8.7%	N/A	N/A

All data is based on quarterly TTM periods, unless otherwise specified.