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SOFI SoFi Technologies Inc

Price (delayed)

$13.57

Market cap

$15B

P/E Ratio

30.16

Dividend/share

N/A

EPS

$0.45

Enterprise value

$15.42B

Highlights
The revenue has increased by 22% year-on-year and by 4.7% since the previous quarter
SOFI's gross profit is up by 21% YoY and by 4.1% from the previous quarter
The debt has grown by 4.6% YoY
The net income has contracted by 3.4% from the previous quarter

Key stats

What are the main financial stats of SOFI
Market
Shares outstanding
1.11B
Market cap
$15B
Enterprise value
$15.42B
Valuations
Price to earnings (P/E)
30.16
Price to book (P/B)
2.23
Price to sales (P/S)
5.32
EV/EBIT
70.46
EV/EBITDA
35.94
EV/Sales
5.51
Earnings
Revenue
$2.8B
Gross profit
$2.3B
Operating income
$256.29M
Net income
$481.74M
EBIT
$218.9M
EBITDA
$429.14M
Free cash flow
-$2.02B
Per share
EPS
$0.45
EPS diluted
$0.43
Free cash flow per share
-$1.84
Book value per share
$6.09
Revenue per share
$2.55
TBVPS
$32.5
Balance sheet
Total assets
$37.75B
Total liabilities
$31.07B
Debt
$3.14B
Equity
$6.68B
Working capital
N/A
Liquidity
Debt to equity
0.47
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.99
Margins
EBITDA margin
15.3%
Gross margin
82.3%
Net margin
17.2%
Operating margin
9.1%
Efficiency
Return on assets
1.4%
Return on equity
7.6%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
7.8%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

SOFI stock price

How has the SoFi Technologies stock price performed over time
Intraday
-3.28%
1 week
2.34%
1 month
24.04%
1 year
86.66%
YTD
-11.88%
QTD
16.68%

Financial performance

How have SoFi Technologies's revenue and profit performed over time
Revenue
$2.8B
Gross profit
$2.3B
Operating income
$256.29M
Net income
$481.74M
Gross margin
82.3%
Net margin
17.2%
The revenue has increased by 22% year-on-year and by 4.7% since the previous quarter
SOFI's gross profit is up by 21% YoY and by 4.1% from the previous quarter
SOFI's operating margin is down by 8% since the previous quarter
The net margin has contracted by 8% from the previous quarter

Price vs fundamentals

How does SOFI's price correlate with its fundamentals

Growth

What is SoFi Technologies's growth rate over time

Valuation

What is SoFi Technologies stock price valuation
P/E
30.16
P/B
2.23
P/S
5.32
EV/EBIT
70.46
EV/EBITDA
35.94
EV/Sales
5.51
The EPS has contracted by 2.2% from the previous quarter
SOFI's P/B is 31% above its 5-year quarterly average of 1.7 and 24% above its last 4 quarters average of 1.8
SoFi Technologies's equity has increased by 15% YoY and by 2.4% QoQ
SOFI's price to sales (P/S) is 27% higher than its last 4 quarters average of 4.2 and 9% higher than its 5-year quarterly average of 4.9
The revenue has increased by 22% year-on-year and by 4.7% since the previous quarter

Efficiency

How efficient is SoFi Technologies business performance
The ROS has contracted by 10% from the previous quarter
SoFi Technologies's ROA has decreased by 7% from the previous quarter
SoFi Technologies's return on equity has decreased by 7% QoQ

Dividends

What is SOFI's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for SOFI.

Financial health

How did SoFi Technologies financials performed over time
SoFi Technologies's total assets is 21% more than its total liabilities
SOFI's total liabilities is up by 23% year-on-year and by 4.5% since the previous quarter
SoFi Technologies's total assets has increased by 21% YoY and by 4.1% from the previous quarter
The debt is 53% less than the equity
SoFi Technologies's equity has increased by 15% YoY and by 2.4% QoQ
The debt to equity has contracted by 10% YoY and by 4.1% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.