SOFI SoFi Technologies Inc
Price (delayed)
$12.31
Market cap
$13.5B
P/E Ratio
26.76
Dividend/share
N/A
EPS
$0.46
Enterprise value
$13.98B
Highlights
The EPS has soared by 142% from the previous quarter
The net income has soared by 133% from the previous quarter
Key stats
What are the main financial stats of SOFI
Market
Valuations
Earnings
Shares outstanding
1.1B
Market cap
$13.5B
Enterprise value
$13.98B
Price to earnings (P/E)
26.76
Price to book (P/B)
2.05
Price to sales (P/S)
4.83
EV/EBIT
59.91
EV/EBITDA
32
EV/Sales
5.23
Revenue
$2.67B
Gross profit
$2.21B
Operating income
$265.06M
Net income
$498.67M
EBIT
$233.35M
EBITDA
$436.84M
Free cash flow
-$1.28B
Per share
Balance sheet
Liquidity
EPS
$0.46
EPS diluted
$0.39
Free cash flow per share
-$1.22
Book value per share
$6.01
Revenue per share
$2.55
TBVPS
$32.58
Total assets
$36.25B
Total liabilities
$29.73B
Debt
$3.19B
Equity
$6.53B
Working capital
N/A
Debt to equity
0.49
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.1
Margins
Efficiency
Dividend
EBITDA margin
16.3%
Gross margin
82.7%
Net margin
18.6%
Operating margin
9.9%
Return on assets
1.5%
Return on equity
8.2%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
8.7%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
SOFI stock price
How has the SoFi Technologies stock price performed over time
Intraday
4.86%
1 week
12.11%
1 month
-10.28%
1 year
61.97%
YTD
-20.06%
QTD
5.85%
Financial performance
How have SoFi Technologies's revenue and profit performed over time
Revenue
$2.67B
Gross profit
$2.21B
Operating income
$265.06M
Net income
$498.67M
Gross margin
82.7%
Net margin
18.6%
SOFI's operating margin has surged by 185% year-on-year but it is down by 9% since the previous quarter
The net income has soared by 133% from the previous quarter
The net margin has soared by 121% from the previous quarter
SOFI's gross profit is up by 27% YoY and by 4.5% from the previous quarter
Growth
What is SoFi Technologies's growth rate over time
Valuation
What is SoFi Technologies stock price valuation
P/E
26.76
P/B
2.05
P/S
4.83
EV/EBIT
59.91
EV/EBITDA
32
EV/Sales
5.23
The EPS has soared by 142% from the previous quarter
SOFI's P/B is 28% above its last 4 quarters average of 1.6
SoFi Technologies's equity has increased by 25% YoY and by 7% QoQ
SOFI's price to sales (P/S) is 27% higher than its last 4 quarters average of 3.8 but 3.4% lower than its 5-year quarterly average of 5.0
The revenue has increased by 26% year-on-year and by 4.6% since the previous quarter
Efficiency
How efficient is SoFi Technologies business performance
The return on invested capital has surged by 164% year-on-year
The ROS has soared by 161% YoY
SoFi Technologies's return on equity has surged by 122% QoQ
SoFi Technologies's ROA has soared by 114% from the previous quarter
Dividends
What is SOFI's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for SOFI.
Financial health
How did SoFi Technologies financials performed over time
SoFi Technologies's total assets is 22% more than its total liabilities
SOFI's total liabilities is up by 21% year-on-year and by 5% since the previous quarter
SoFi Technologies's total assets has increased by 21% YoY and by 5% from the previous quarter
The debt is 51% less than the equity
The debt to equity has plunged by 52% YoY and by 9% from the previous quarter
The debt has contracted by 40% YoY and by 2.8% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.