Have a feature idea you'd love to see implemented?
Let us know!
Price (delayed)
$150.29
Market cap
$5.41B
P/E Ratio
19.75
Dividend/share
$3.4
EPS
$7.61
Enterprise value
$5.85B
The Hanover Insurance Group, Inc. is the holding company for several property and casualty insurance companies, which together constitute one of the largest insurance businesses in the United States. The
Highlights
The gross profit has surged by 102% year-on-year and by 18% since the previous quarter
THG's gross margin has soared by 91% year-on-year and by 18% since the previous quarter
Key stats
What are the main financial stats of THG
Market
Valuations
Earnings
Shares outstanding
35.98M
Market cap
$5.41B
Enterprise value
$5.85B
Price to earnings (P/E)
19.75
Price to book (P/B)
2.12
Price to sales (P/S)
0.88
EV/EBIT
15.36
EV/EBITDA
15.21
EV/Sales
0.95
Revenue
$6.13B
EBIT
$381.1M
EBITDA
$385M
Free cash flow
$505.7M
Per share
Balance sheet
Liquidity
EPS
$7.61
Free cash flow per share
$14.05
Book value per share
$71.01
Revenue per share
$170.37
TBVPS
$408.15
Total assets
$14.87B
Total liabilities
$12.32B
Debt
$783.7M
Equity
$2.55B
Working capital
N/A
Debt to equity
0.31
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.16
Margins
Efficiency
Dividend
EBITDA margin
6.3%
Gross margin
16.6%
Net margin
4.4%
Operating margin
6.2%
Return on assets
1.9%
Return on equity
11.3%
Return on invested capital
2.6%
Return on capital employed
N/A
Return on sales
6.2%
Dividend yield
2.26%
DPS
$3.4
Payout ratio
44.7%
THG stock price
How has the Hanover Insurance Group stock price performed over time
Intraday
1.31%
1 week
-0.05%
1 month
1.47%
1 year
29.97%
YTD
23.78%
QTD
1.47%
Financial performance
How have Hanover Insurance Group's revenue and profit performed over time
Revenue
$6.13B
Gross profit
$1.02B
Operating income
$380M
Net income
$272.5M
Gross margin
16.6%
Net margin
4.4%
The gross profit has surged by 102% year-on-year and by 18% since the previous quarter
THG's gross margin has soared by 91% year-on-year and by 18% since the previous quarter
The net income has surged by 67% since the previous quarter
The net margin has soared by 63% QoQ
Growth
What is Hanover Insurance Group's growth rate over time
Valuation
What is Hanover Insurance Group stock price valuation
P/E
19.75
P/B
2.12
P/S
0.88
EV/EBIT
15.36
EV/EBITDA
15.21
EV/Sales
0.95
THG's EPS has surged by 68% since the previous quarter
The price to earnings (P/E) is 13% lower than the 5-year quarterly average of 22.5
The P/B is 23% higher than the 5-year quarterly average of 1.7 and 16% higher than the last 4 quarters average of 1.8
Hanover Insurance Group's equity has increased by 14% YoY
THG's price to sales (P/S) is 24% higher than its last 4 quarters average of 0.7 but 3.3% lower than its 5-year quarterly average of 0.9
Hanover Insurance Group's revenue has increased by 6% YoY
Efficiency
How efficient is Hanover Insurance Group business performance
THG's ROA has soared by 73% QoQ
The company's return on invested capital has surged by 63% QoQ
Hanover Insurance Group's return on equity has surged by 61% QoQ
THG's return on sales has surged by 59% since the previous quarter
Dividends
What is THG's dividend history
DPS
$3.4
Dividend yield
2.26%
Payout ratio
44.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Hanover Insurance Group financials performed over time
The total assets is 21% higher than the total liabilities
The total assets has increased by 4.8% YoY
The total liabilities is up by 3.1% year-on-year and by 2.1% since the previous quarter
The debt is 69% lower than the equity
Hanover Insurance Group's equity has increased by 14% YoY
THG's debt to equity is down by 11% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.