THG Hanover Insurance Group Inc

Price (delayed)

$132.03

Market cap

$4.71B

P/E Ratio

9.64

Dividend/share

$2.8

EPS

$13.69

Enterprise value

$5.39B

The Hanover Insurance Group, Inc. is the holding company for several property and casualty insurance companies, which together constitute one of the largest insurance businesses in the United States. The ...

Highlights
THG's EPS has surged by 76% year-on-year and by 4.2% since the previous quarter
The net income has surged by 66% year-on-year and by 2.7% since the previous quarter
The debt rose by 20% YoY

Key stats

What are the main financial stats of THG
Market
Shares outstanding
35.7M
Market cap
$4.71B
Enterprise value
$5.39B
Valuations
Price to earnings (P/E)
9.64
Price to book (P/B)
1.5
Price to sales (P/S)
0.93
EV/EBIT
8.14
EV/EBITDA
7.94
EV/Sales
1.05
Earnings
Revenue
$5.12B
EBIT
$661.8M
EBITDA
$678.7M
Free cash flow
$780.1M
Per share
EPS
$13.69
Free cash flow per share
$21.73
Book value per share
$87.86
Revenue per share
$142.72
TBVPS
$377.42
Balance sheet
Total assets
$13.73B
Total liabilities
$10.57B
Debt
$781.2M
Equity
$3.15B
Working capital
N/A
Liquidity
Debt to equity
0.25
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.99
Margins
EBITDA margin
13.2%
Gross margin
24%
Net margin
9.9%
Operating margin
13.1%
Efficiency
Return on assets
3.7%
Return on equity
16.1%
Return on invested capital
4.7%
Return on capital employed
N/A
Return on sales
12.9%
Dividend
Dividend yield
2.12%
DPS
$2.8
Payout ratio
20.5%

THG stock price

How has the Hanover Insurance Group stock price performed over time
Intraday
-0.48%
1 week
-1.09%
1 month
-0.8%
1 year
29.78%
YTD
12.92%
QTD
1.86%

Financial performance

How have Hanover Insurance Group's revenue and profit performed over time
Revenue
$5.12B
Gross profit
$1.23B
Operating income
$671M
Net income
$504.7M
Gross margin
24%
Net margin
9.9%
Hanover Insurance Group's operating income has surged by 72% YoY and by 2.4% QoQ
The net income has surged by 66% year-on-year and by 2.7% since the previous quarter
The operating margin has surged by 60% year-on-year
The net margin has soared by 55% YoY and by 2.1% QoQ

Growth

What is Hanover Insurance Group's growth rate over time

Valuation

What is Hanover Insurance Group stock price valuation
P/E
9.64
P/B
1.5
P/S
0.93
EV/EBIT
8.14
EV/EBITDA
7.94
EV/Sales
1.05
THG's EPS has surged by 76% year-on-year and by 4.2% since the previous quarter
The price to earnings (P/E) is 44% lower than the 5-year quarterly average of 17.3 and 12% lower than the last 4 quarters average of 10.9
The P/B is 7% higher than the last 4 quarters average of 1.4
Hanover Insurance Group's equity has increased by 3.5% QoQ and by 2.7% YoY
Hanover Insurance Group's revenue has increased by 8% YoY
THG's price to sales (P/S) is 7% lower than its 5-year quarterly average of 1.0 but 3.3% higher than its last 4 quarters average of 0.9

Efficiency

How efficient is Hanover Insurance Group business performance
Hanover Insurance Group's return on equity has surged by 56% YoY
THG's return on sales has surged by 55% year-on-year
THG's ROA has soared by 54% YoY
The company's return on invested capital has surged by 52% YoY

Dividends

What is THG's dividend history
DPS
$2.8
Dividend yield
2.12%
Payout ratio
20.5%
Recent dividends

Financial health

How did Hanover Insurance Group financials performed over time
The total assets is 30% higher than the total liabilities
The total liabilities is up by 8% year-on-year
The total assets has increased by 7% YoY and by 2.1% QoQ
The debt is 75% lower than the equity
The debt rose by 20% YoY
THG's debt to equity is up by 19% YoY but it is down by 3.8% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.