THG Hanover Insurance Group Inc

Price (delayed)

$132.55

Market cap

$4.76B

P/E Ratio

10.09

Dividend/share

$2.75

EPS

$13.14

Enterprise value

$5.43B

The Hanover Insurance Group, Inc. is the holding company for several property and casualty insurance companies, which together constitute one of the largest insurance businesses in the United States. The ...

Highlights
THG's EPS has surged by 100% year-on-year and by 38% since the previous quarter
The net income has surged by 87% year-on-year and by 37% since the previous quarter
Hanover Insurance Group's equity has increased by 11% YoY but it has decreased by 4.9% QoQ
The debt rose by 10% YoY

Key stats

What are the main financial stats of THG
Market
Shares outstanding
35.9M
Market cap
$4.76B
Enterprise value
$5.43B
Valuations
Price to earnings (P/E)
10.09
Price to book (P/B)
1.58
Price to sales (P/S)
0.95
EV/EBIT
8.39
EV/EBITDA
8.18
EV/Sales
1.07
Earnings
Revenue
$5.05B
EBIT
$646.9M
EBITDA
$663.8M
Free cash flow
$798.8M
Per share
EPS
$13.14
Free cash flow per share
$21.95
Book value per share
$83.73
Revenue per share
$138.86
TBVPS
$364.54
Balance sheet
Total assets
$13.45B
Total liabilities
$10.4B
Debt
$781M
Equity
$3.05B
Working capital
N/A
Liquidity
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.01
Margins
EBITDA margin
13.1%
Gross margin
23.8%
Net margin
9.7%
Operating margin
13%
Efficiency
Return on assets
3.7%
Return on equity
15.8%
Return on invested capital
4.7%
Return on capital employed
N/A
Return on sales
12.8%
Dividend
Dividend yield
2.07%
DPS
$2.75
Payout ratio
20.9%

THG stock price

How has the Hanover Insurance Group stock price performed over time
Intraday
0.96%
1 week
-3.16%
1 month
-1.1%
1 year
31.38%
YTD
13.37%
QTD
-2.28%

Financial performance

How have Hanover Insurance Group's revenue and profit performed over time
Revenue
$5.05B
Gross profit
$1.2B
Operating income
$655.1M
Net income
$491.4M
Gross margin
23.8%
Net margin
9.7%
The net income has surged by 87% year-on-year and by 37% since the previous quarter
Hanover Insurance Group's operating income has surged by 83% YoY and by 34% QoQ
The net margin has soared by 73% YoY and by 31% QoQ
The operating margin has surged by 71% year-on-year and by 29% since the previous quarter

Growth

What is Hanover Insurance Group's growth rate over time

Valuation

What is Hanover Insurance Group stock price valuation
P/E
10.09
P/B
1.58
P/S
0.95
EV/EBIT
8.39
EV/EBITDA
8.18
EV/Sales
1.07
THG's EPS has surged by 100% year-on-year and by 38% since the previous quarter
The price to earnings (P/E) is 42% lower than the 5-year quarterly average of 17.5 and 14% lower than the last 4 quarters average of 11.7
The P/B is 22% higher than the last 4 quarters average of 1.3 and 5% higher than the 5-year quarterly average of 1.5
Hanover Insurance Group's equity has increased by 11% YoY but it has decreased by 4.9% QoQ
THG's price to sales (P/S) is 19% higher than its last 4 quarters average of 0.8 but 5% lower than its 5-year quarterly average of 1.0
Hanover Insurance Group's revenue has increased by 7% YoY and by 4.7% QoQ

Efficiency

How efficient is Hanover Insurance Group business performance
Hanover Insurance Group's return on equity has surged by 76% YoY and by 34% QoQ
THG's ROA has soared by 76% YoY and by 32% QoQ
THG's return on sales has surged by 73% year-on-year and by 29% since the previous quarter
The company's return on invested capital has surged by 68% YoY and by 31% QoQ

Dividends

What is THG's dividend history
DPS
$2.75
Dividend yield
2.07%
Payout ratio
20.9%
Recent dividends

Financial health

How did Hanover Insurance Group financials performed over time
The total assets is 29% higher than the total liabilities
The total assets has increased by 10% YoY
The total liabilities is up by 9% year-on-year
The debt is 74% lower than the equity
Hanover Insurance Group's equity has increased by 11% YoY but it has decreased by 4.9% QoQ
The debt rose by 10% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.