THG Hanover Insurance Group Inc

  1. Stocks
  2. Financial Services
  3. NYSE: THG

Price (delayed)

$115.12

Market cap

$4.11B

P/E Ratio

N/A

Dividend/share

$3.12

EPS

-$0.02

Enterprise value

$4.71B

The Hanover Insurance Group, Inc. is the holding company for several property and casualty insurance companies, which together constitute one of the largest insurance businesses in the United States. The ...

Highlights
Hanover Insurance Group's revenue has increased by 6% YoY and by 2.1% QoQ
Hanover Insurance Group's equity has decreased by 16% YoY but it has increased by 2.4% QoQ
THG's EPS has dropped by 101% since the previous quarter and by 100% year-on-year
The net income has dropped by 101% since the previous quarter and by 100% year-on-year
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: https://www.hanover.com/
Peers: SIGI OB WRB AFG

Key stats

What are the main financial stats of THG
Market
Shares outstanding
35.73M
Market cap
$4.11B
Enterprise value
$4.71B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
1.72
Price to sales (P/S)
0.73
EV/EBIT
155.57
EV/EBITDA
111.97
EV/Sales
0.84
Earnings
Revenue
$5.58B
EBIT
$30.3M
EBITDA
$42.1M
Free cash flow
$523.9M
Per share
EPS
-$0.02
Free cash flow per share
$14.72
Book value per share
$67.1
Revenue per share
$156.79
TBVPS
$390.81
Balance sheet
Total assets
$14.09B
Total liabilities
$11.7B
Debt
$782.6M
Equity
$2.39B
Working capital
N/A
Liquidity
Debt to equity
0.33
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
14.28
Margins
EBITDA margin
0.8%
Gross margin
10.9%
Net margin
0%
Operating margin
0.5%
Efficiency
Return on assets
0%
Return on equity
0%
Return on invested capital
0.2%
Return on capital employed
N/A
Return on sales
0.5%
Dividend
Dividend yield
2.71%
DPS
$3.12
Payout ratio
N/A

THG stock price

How has the Hanover Insurance Group stock price performed over time
Intraday
2.62%
1 week
2.49%
1 month
-1.47%
1 year
-21.69%
YTD
-14.81%
QTD
-10.41%

Financial performance

How have Hanover Insurance Group's revenue and profit performed over time
Revenue
$5.58B
Gross profit
$609.2M
Operating income
$30.6M
Net income
-$800,000
Gross margin
10.9%
Net margin
0%
The net income has dropped by 101% since the previous quarter and by 100% year-on-year
The net margin has shrunk by 100% QoQ and by 100% YoY
The operating margin has dropped by 95% year-on-year and by 85% since the previous quarter
Hanover Insurance Group's operating income has shrunk by 95% YoY and by 83% QoQ

Growth

What is Hanover Insurance Group's growth rate over time

Valuation

What is Hanover Insurance Group stock price valuation
P/E
N/A
P/B
1.72
P/S
0.73
EV/EBIT
155.57
EV/EBITDA
111.97
EV/Sales
0.84
THG's EPS has dropped by 101% since the previous quarter and by 100% year-on-year
Hanover Insurance Group's equity has decreased by 16% YoY but it has increased by 2.4% QoQ
The P/B is 14% lower than the last 4 quarters average of 2.0
THG's price to sales (P/S) is 27% lower than its 5-year quarterly average of 1.0 and 19% lower than its last 4 quarters average of 0.9
Hanover Insurance Group's revenue has increased by 6% YoY and by 2.1% QoQ

Efficiency

How efficient is Hanover Insurance Group business performance
Hanover Insurance Group's return on equity has shrunk by 100% QoQ and by 100% YoY
THG's ROA has shrunk by 100% QoQ and by 100% YoY
THG's return on sales has dropped by 95% year-on-year and by 84% since the previous quarter
The company's return on invested capital has shrunk by 95% YoY and by 85% QoQ

Dividends

What is THG's dividend history
Dividend details
DPS
$3.12
Dividend yield
2.71%
Payout ratio
N/A
Recent dividends

Financial health

How did Hanover Insurance Group financials performed over time
The total assets is 20% higher than the total liabilities
The total liabilities is up by 6% year-on-year
The debt is 67% lower than the equity
THG's debt to equity is up by 18% YoY but it is down by 2.9% QoQ
Hanover Insurance Group's equity has decreased by 16% YoY but it has increased by 2.4% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.