THG Hanover Insurance Group Inc

  1. Stocks
  2. Financial Services
  3. NYSE: THG

Price (delayed)

$133.29

Market cap

$4.77B

P/E Ratio

134.64

Dividend/share

$3.32

EPS

$0.99

Enterprise value

$5.24B

The Hanover Insurance Group, Inc. is the holding company for several property and casualty insurance companies, which together constitute one of the largest insurance businesses in the United States. The ...

Highlights
Hanover Insurance Group's equity has increased by 17% QoQ and by 6% YoY
Hanover Insurance Group's revenue has increased by 10% YoY
The net income has surged by 142% since the previous quarter but it has dropped by 70% year-on-year
THG's EPS has surged by 142% since the previous quarter but it has dropped by 70% year-on-year
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: https://www.hanover.com/
Peers: OB SIGI WRB AFG

Key stats

What are the main financial stats of THG
Market
Shares outstanding
35.82M
Market cap
$4.77B
Enterprise value
$5.24B
Valuations
Price to earnings (P/E)
134.64
Price to book (P/B)
1.93
Price to sales (P/S)
0.79
EV/EBIT
68.07
EV/EBITDA
62.93
EV/Sales
0.87
Earnings
Revenue
$5.99B
EBIT
$77M
EBITDA
$83.3M
Free cash flow
$349.8M
Per share
EPS
$0.99
Free cash flow per share
$9.8
Book value per share
$68.94
Revenue per share
$167.89
TBVPS
$404.31
Balance sheet
Total assets
$14.61B
Total liabilities
$12.15B
Debt
$783.2M
Equity
$2.47B
Working capital
N/A
Liquidity
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.61
Margins
EBITDA margin
1.4%
Gross margin
11.4%
Net margin
0.6%
Operating margin
1.3%
Efficiency
Return on assets
0.2%
Return on equity
1.5%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
1.3%
Dividend
Dividend yield
2.49%
DPS
$3.32
Payout ratio
335.4%

THG stock price

How has the Hanover Insurance Group stock price performed over time
Intraday
1.69%
1 week
4.33%
1 month
4.8%
1 year
9.97%
YTD
9.78%
QTD
-2.12%

Financial performance

How have Hanover Insurance Group's revenue and profit performed over time
Revenue
$5.99B
Gross profit
$682.9M
Operating income
$75.2M
Net income
$35.3M
Gross margin
11.4%
Net margin
0.6%
The operating margin has surged by 187% since the previous quarter but it has dropped by 61% year-on-year
Hanover Insurance Group's operating income has surged by 184% QoQ but it has shrunk by 58% YoY
The net margin has soared by 143% QoQ but it has shrunk by 71% YoY
The net income has surged by 142% since the previous quarter but it has dropped by 70% year-on-year

Growth

What is Hanover Insurance Group's growth rate over time

Valuation

What is Hanover Insurance Group stock price valuation
THG P/E details
P/E
134.64
P/B
1.93
P/S
0.79
EV/EBIT
68.07
EV/EBITDA
62.93
EV/Sales
0.87
THG's EPS has surged by 142% since the previous quarter but it has dropped by 70% year-on-year
Hanover Insurance Group's equity has increased by 17% QoQ and by 6% YoY
The P/B is 14% higher than the 5-year quarterly average of 1.7 and 7% higher than the last 4 quarters average of 1.8
THG's price to sales (P/S) is 13% higher than its last 4 quarters average of 0.7 but 12% lower than its 5-year quarterly average of 0.9
Hanover Insurance Group's revenue has increased by 10% YoY

Efficiency

How efficient is Hanover Insurance Group business performance
THG's return on sales has surged by 187% since the previous quarter but it has dropped by 59% year-on-year
The company's return on invested capital has surged by 183% QoQ but it has shrunk by 62% YoY
Hanover Insurance Group's return on equity has surged by 141% QoQ but it has shrunk by 67% YoY
THG's ROA has soared by 133% QoQ but it has shrunk by 75% YoY

Dividends

What is THG's dividend history
Dividend details
DPS
$3.32
Dividend yield
2.49%
Payout ratio
335.4%
Recent dividends

Financial health

How did Hanover Insurance Group financials performed over time
The total assets is 20% higher than the total liabilities
The total liabilities is up by 4.2% year-on-year
The total assets has increased by 4.4% YoY and by 2.1% QoQ
The debt is 68% lower than the equity
Hanover Insurance Group's equity has increased by 17% QoQ and by 6% YoY
THG's debt to equity is down by 14% QoQ and by 6% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.