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THG Hanover Insurance Group Inc

Price (delayed)

$162.74

Market cap

$5.86B

P/E Ratio

15.94

Dividend/share

$3.4

EPS

$10.21

Enterprise value

$6.22B

The Hanover Insurance Group, Inc. is the holding company for several property and casualty insurance companies, which together constitute one of the largest insurance businesses in the United States. The ...

Highlights
The gross profit has surged by 127% year-on-year and by 14% since the previous quarter
THG's gross margin has soared by 119% year-on-year and by 13% since the previous quarter

Key stats

What are the main financial stats of THG
Market
Shares outstanding
36.03M
Market cap
$5.86B
Enterprise value
$6.22B
Valuations
Price to book (P/B)
2.03
Price to sales (P/S)
0.95
EV/EBIT
12.17
EV/EBITDA
12.1
EV/Sales
1.01
Earnings
Revenue
$6.18B
EBIT
$511.3M
EBITDA
$514.2M
Free cash flow
$676.2M
Per share
EPS
$10.21
Free cash flow per share
$18.78
Book value per share
$79.97
Revenue per share
$171.72
TBVPS
$421.89
Balance sheet
Total assets
$15.37B
Total liabilities
$12.49B
Debt
$783.9M
Equity
$2.88B
Working capital
N/A
Liquidity
Debt to equity
0.27
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.69
Margins
EBITDA margin
8.3%
Gross margin
18.8%
Net margin
5.9%
Operating margin
8.3%
Efficiency
Return on assets
2.5%
Return on equity
14.1%
Return on invested capital
3.4%
Return on capital employed
N/A
Return on sales
8.3%
Dividend
Dividend yield
2.09%
DPS
$3.4
Payout ratio
33.3%

THG stock price

How has the Hanover Insurance Group stock price performed over time
Intraday
0.27%
1 week
0.4%
1 month
6.47%
1 year
35.89%
YTD
34.03%
QTD
9.88%

Financial performance

How have Hanover Insurance Group's revenue and profit performed over time
Revenue
$6.18B
Gross profit
$1.16B
Operating income
$510.6M
Net income
$366M
Gross margin
18.8%
Net margin
5.9%
The gross profit has surged by 127% year-on-year and by 14% since the previous quarter
THG's gross margin has soared by 119% year-on-year and by 13% since the previous quarter
The net margin rose by 34% QoQ
Hanover Insurance Group's operating income has increased by 34% QoQ

Growth

What is Hanover Insurance Group's growth rate over time

Valuation

What is Hanover Insurance Group stock price valuation
P/E
15.94
P/B
2.03
P/S
0.95
EV/EBIT
12.17
EV/EBITDA
12.1
EV/Sales
1.01
The price to earnings (P/E) is 65% lower than the last 4 quarters average of 45.9 and 28% lower than the 5-year quarterly average of 22.0
THG's EPS is up by 34% since the previous quarter
Hanover Insurance Group's equity has increased by 36% YoY and by 13% QoQ
The P/B is 19% higher than the 5-year quarterly average of 1.7 and 13% higher than the last 4 quarters average of 1.8
THG's price to sales (P/S) is 19% higher than its last 4 quarters average of 0.8 and 6% higher than its 5-year quarterly average of 0.9
Hanover Insurance Group's revenue has increased by 4% YoY

Efficiency

How efficient is Hanover Insurance Group business performance
THG's return on sales is up by 34% since the previous quarter
THG's ROA is up by 32% QoQ
The company's return on invested capital rose by 31% QoQ
Hanover Insurance Group's return on equity has increased by 25% QoQ

Dividends

What is THG's dividend history
DPS
$3.4
Dividend yield
2.09%
Payout ratio
33.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Hanover Insurance Group financials performed over time
The total assets is 23% higher than the total liabilities
The total assets has increased by 7% YoY and by 3.3% QoQ
The total liabilities is up by 2.4% year-on-year
The debt is 73% lower than the equity
Hanover Insurance Group's equity has increased by 36% YoY and by 13% QoQ
THG's debt to equity is down by 27% YoY and by 13% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.