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THG Hanover Insurance Group Inc
- Stocks
- Financial Services
- NYSE: THG
Price (delayed)
$167.57
Market cap
$6.02B
P/E Ratio
13.74
Dividend/share
$3.5
EPS
$12.2
Enterprise value
$6.49B
The Hanover Insurance Group, Inc. is the holding company for several property and casualty insurance companies, which together constitute one of the largest insurance businesses in the United States. The
Highlights
The net income has surged by 169% year-on-year and by 3% since the previous quarter
THG's EPS has surged by 169% year-on-year and by 3% since the previous quarter
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: https://www.hanover.com/
Key stats
What are the main financial stats of THG
Market
Valuations
Earnings
Shares outstanding
35.92M
Market cap
$6.02B
Enterprise value
$6.49B
Price to earnings (P/E)
13.74
Price to book (P/B)
1.98
Price to sales (P/S)
0.96
EV/EBIT
11.04
EV/EBITDA
11.05
EV/Sales
1.03
Revenue
$6.29B
Gross profit
$1.28B
Operating income
$586.7M
Net income
$438.7M
EBIT
$587.4M
EBITDA
$587M
Free cash flow
$777.2M
Per share
Balance sheet
Liquidity
EPS
$12.2
EPS diluted
$12
Free cash flow per share
$21.59
Book value per share
$84.74
Revenue per share
$174.71
TBVPS
$424.76
Total assets
$15.47B
Total liabilities
$12.43B
Debt
$784.3M
Equity
$3.04B
Working capital
N/A
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.8
Margins
Efficiency
Dividend
EBITDA margin
9.3%
Gross margin
20.3%
Net margin
7%
Operating margin
9.3%
Return on assets
2.9%
Return on equity
15.5%
Return on invested capital
3.8%
Return on capital employed
N/A
Return on sales
9.3%
Dividend yield
2.09%
DPS
$3.5
Payout ratio
28.7%
THG stock price
How has the Hanover Insurance Group stock price performed over time
Intraday
0.54%
1 week
-0.47%
1 month
7.35%
1 year
23.74%
YTD
8.35%
QTD
-3.67%
Financial performance
How have Hanover Insurance Group's revenue and profit performed over time
Revenue
$6.29B
Gross profit
$1.28B
Operating income
$586.7M
Net income
$438.7M
Gross margin
20.3%
Net margin
7%
The net income has surged by 169% year-on-year and by 3% since the previous quarter
The net margin has soared by 159% YoY and by 2.9% QoQ
Hanover Insurance Group's operating income has surged by 147% YoY and by 2.6% QoQ
The operating margin has surged by 138% year-on-year
Price vs fundamentals
How does THG's price correlate with its fundamentals
Growth
What is Hanover Insurance Group's growth rate over time
Valuation
What is Hanover Insurance Group stock price valuation
P/E
13.74
P/B
1.98
P/S
0.96
EV/EBIT
11.04
EV/EBITDA
11.05
EV/Sales
1.03
THG's EPS has surged by 169% year-on-year and by 3% since the previous quarter
The price to earnings (P/E) is 38% lower than the 5-year quarterly average of 22.1 and 6% lower than the last 4 quarters average of 14.6
Hanover Insurance Group's equity has increased by 21% YoY and by 7% QoQ
The P/B is 16% higher than the 5-year quarterly average of 1.7 and 4.2% higher than the last 4 quarters average of 1.9
THG's price to sales (P/S) is 7% higher than its 5-year quarterly average of 0.9 and 7% higher than its last 4 quarters average of 0.9
Hanover Insurance Group's revenue has increased by 3.1% YoY
Efficiency
How efficient is Hanover Insurance Group business performance
THG's ROA has soared by 164% YoY and by 3.6% QoQ
The company's return on invested capital has surged by 138% YoY
THG's return on sales has surged by 138% year-on-year
Hanover Insurance Group's return on equity has surged by 121% YoY
Dividends
What is THG's dividend history
DPS
$3.5
Dividend yield
2.09%
Payout ratio
28.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Hanover Insurance Group financials performed over time
The total assets is 25% higher than the total liabilities
The total assets has increased by 6% YoY
The total liabilities is up by 2.9% year-on-year
The debt is 74% lower than the equity
Hanover Insurance Group's equity has increased by 21% YoY and by 7% QoQ
THG's debt to equity is down by 16% YoY and by 7% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.