SHBI
Shore Bancshares
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: SHBI
- PE Ratio
The price-to-earnings ratio for Shore Bancshares stock stands at 11.8 as of Jun 22, 2026. This is calculated based on the current EPS of $1.87 and the stock price of $22.07 per share. An increase of 20% has been recorded in the PE ratio compared to the average of 9.8 of the last four quarters.
SHBI PE ratio history
Over the last ten years, the average PE ratio of Shore Bancshares has been 13.94. The current 11.8 P/E ratio is 15% lower than the historical average. In the past ten years, SHBI's PE ratio peaked in the Dec 2023 quarter at 33.93, with a price of $14.25 and an EPS of $0.42. The Dec 2018 quarter marked the lowest point at 7.42, with a price of $14.54 and an EPS of $1.96.
Shore Bancshares PE ratio by year
Maximum annual increase: 205.68% in 2023
Maximum annual decrease: -64.6% in 2024
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 9.93 | -17.32% | $17.68 | $1.78 |
| 2024 | 12.01 | -64.6% | $15.85 | $1.32 |
| 2023 | 33.93 | 205.68% | $14.25 | $0.42 |
| 2022 | 11.1 | -37.71% | $17.43 | $1.57 |
| 2021 | 17.82 | 54.96% | $20.85 | $1.17 |
| 2020 | 11.5 | -15.87% | $14.6 | $1.27 |
| 2019 | 13.67 | 84.23% | $17.36 | $1.27 |
| 2018 | 7.42 | -60.45% | $14.54 | $1.96 |
| 2017 | 18.76 | -6.53% | $16.7 | $0.89 |
| 2016 | 20.07 | 3.29% | $15.25 | $0.76 |
| 2015 | 19.43 | -4.33% | $10.88 | $0.56 |
| 2014 | 20.31 | N/A | $9.34 | $0.46 |
| 2013 | N/A | N/A | $9.22 | -$1.14 |
| 2012 | N/A | N/A | $5.39 | -$1.14 |
| 2011 | N/A | N/A | $5.15 | -$0.11 |
Shore Bancshares PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 9.99 | 0.6% | $18.68 | $1.87 |
| Dec 2025 | 9.93 | 2.9% | $17.68 | $1.78 |
| Sep 2025 | 9.65 | -1.13% | $16.41 | $1.7 |
| Jun 2025 | 9.76 | 7.37% | $15.72 | $1.61 |
| Mar 2025 | 9.09 | -24.31% | $13.54 | $1.49 |
| Dec 2024 | 12.01 | 13.3% | $15.85 | $1.32 |
| Sep 2024 | 10.6 | -36.11% | $13.99 | $1.32 |
| Jun 2024 | 16.59 | -20.66% | $11.45 | $0.69 |
| Mar 2024 | 20.91 | -38.37% | $11.5 | $0.55 |
| Dec 2023 | 33.93 | 109.7% | $14.25 | $0.42 |
| Sep 2023 | 16.18 | 100.25% | $10.52 | $0.65 |
| Jun 2023 | 8.08 | -8.91% | $11.56 | $1.43 |
| Mar 2023 | 8.87 | -20.09% | $14.28 | $1.61 |
| Dec 2022 | 11.1 | -20.54% | $17.43 | $1.57 |
| Sep 2022 | 13.97 | -13.92% | $17.32 | $1.24 |
SHBI Price vs fair value
SHBI average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
SHBI's current P/E ratio is lower than the 3, 5 and 10-year averages.
PE comparison
Shore Bancshares's P/E of 11.8 is below the Financial Services sector, the industry and its peers average. In comparison with its Financial Services sector average of 12.78, Shore Bancshares's P/E is 8% lower.
SHBI PE vs peers
In comparison to its peers WFC and PNC, SHBI's PE ratio is lower, but it is higher than FUNC's. Shore Bancshares's current PE ratio of 11.8 is lower than the average of its peers, which is 12.48.
| Stock name | PE ratio | Market cap |
|---|---|---|
| FUNC First United Corp | 11.04 | $278.3M |
| SHBI Shore Bancshares Inc | 12.02 | $752.09M |
| WFC Wells Fargo & Company | 12.82 | $257.45B |
| MTB M&T Bank Corp | 12.88 | $33.86B |
| PNC Pnc Financial Services Group Inc | 13.86 | $95.84B |
Frequently asked questions
What is Shore Bancshares's PE ratio?
The price to earnings ratio for SHBI stock is 11.8 as of Jun 22, 2026.
What is the 3-year average PE ratio for Shore Bancshares (SHBI)?
The 3-year average price to earnings ratio for SHBI stock is 13.89.
What is the 5-year average PE ratio for Shore Bancshares (SHBI)?
The 5-year average price to earnings ratio for SHBI stock is 13.96.
What is the highest PE ratio for SHBI?
The highest quarterly PE ratio in the last ten years has been 33.93 and it was in the Dec 2023 quarter.
How does the current PE ratio for SHBI compare to its historical average?
The current price to earnings ratio of SHBI is 15% lower than the 10-year historical average.
How is SHBI's PE ratio calculated (Shore Bancshares PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Jun 22, 2026), Shore Bancshares's stock price is $22.07. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $1.87. Therefore, Shore Bancshares's PE ratio for today is 11.8. PE RATIO(11.8) = STOCK PRICE($22.07) / TTM EPS($1.87)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.