RMBI Richmond Mutual Bancorporation Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: RMBI

Price (delayed)

$14.56

Market cap

$152.9M

P/E Ratio

11.29

Dividend/share

$0.6

EPS

$1.29

Enterprise value

$372.05M

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Relative Growth: Rel. Growth: 74
Relative Strength: Rel. Strength: 49
Relative Valuation: Rel. Valuation: 77
Relative Profitability: Rel. Profitability: 81

Richmond Mutual Bancorporation, Inc., headquartered in Richmond, Indiana, is the holding company for First Bank Richmond, a community-oriented financial institution offering traditional financial and trust services within its local communities ...

Highlights
The EPS has grown by 43% year-on-year and by 8% since the previous quarter
The net income is up by 38% year-on-year and by 7% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.firstbankrichmond.com
Peers: NRIM NKSH

Key stats

What are the main financial stats of RMBI

RMBI stock price

How has the Richmond Mutual Bancorporation stock price performed over time
Intraday
1.68%
1 week
-0.68%
1 month
-3.89%
1 year
11.15%
YTD
3.7%
QTD
7.3%

Financial performance

How have Richmond Mutual Bancorporation's revenue and profit performed over time
Revenue
$48.12M
Gross profit
$48.12M
Operating income
$14.84M
Net income
$12.39M
Gross margin
100%
Net margin
25.8%
Richmond Mutual Bancorporation's operating income has increased by 39% YoY and by 7% QoQ
The net income is up by 38% year-on-year and by 7% since the previous quarter
The operating margin rose by 24% year-on-year and by 4.4% since the previous quarter
Richmond Mutual Bancorporation's net margin has increased by 23% YoY and by 4% QoQ

Price vs fundamentals

How does RMBI's price correlate with its fundamentals

Growth

What is Richmond Mutual Bancorporation's growth rate over time

Valuation

What is Richmond Mutual Bancorporation stock price valuation
RMBI P/E details
P/E
11.29
P/B
1.06
P/S
3.18
EV/EBIT
25.34
EV/EBITDA
23.54
EV/Sales
7.73
The EPS has grown by 43% year-on-year and by 8% since the previous quarter
The stock's P/E is 16% less than its 5-year quarterly average of 13.2 and 10% less than its last 4 quarters average of 12.4
The equity has grown by 11% YoY
The price to book (P/B) is 5% lower than the 5-year quarterly average of 1.1 but 4% higher than the last 4 quarters average of 1.0
The company's revenue rose by 12% YoY and by 2.9% QoQ
RMBI's price to sales (P/S) is 11% lower than its 5-year quarterly average of 3.5 and 2.2% lower than its last 4 quarters average of 3.2

Efficiency

How efficient is Richmond Mutual Bancorporation business performance
The company's return on assets rose by 33% YoY
The ROIC is up by 33% year-on-year
The company's return on equity rose by 31% YoY and by 4.8% QoQ
The return on sales has grown by 25% year-on-year and by 4.5% since the previous quarter

Dividends

What is RMBI's dividend history
Dividend details
DPS
$0.6
Dividend yield
4.12%
Payout ratio
46.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Richmond Mutual Bancorporation financials performed over time
Richmond Mutual Bancorporation's total assets is 11% higher than its total liabilities
Richmond Mutual Bancorporation's debt is 77% higher than its equity
The company's debt to equity fell by 16% YoY but it rose by 2.3% QoQ
The equity has grown by 11% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.