RMBI Richmond Mutual Bancorporation Inc
- Stocks
- Financial Services
- NASDAQ: RMBI
Price (delayed)
$13.2
Market cap
$137.63M
P/E Ratio
13.61
Dividend/share
$0.59
EPS
$0.97
Enterprise value
$377.78M
Relative Growth:
58
Relative Strength:
40
Relative Valuation:
68
Relative Profitability:
76
Richmond Mutual Bancorporation, Inc., headquartered in Richmond, Indiana, is the holding company for First Bank Richmond, a community-oriented financial institution offering traditional financial and trust services within its local communities
Highlights
The EPS has grown by 20% year-on-year and by 8% since the previous quarter
The net income is up by 14% year-on-year and by 6% since the previous quarter
Richmond Mutual Bancorporation's debt has increased by 6% YoY but it has decreased by 2.6% QoQ
Key stats
What are the main financial stats of RMBI
Market
Valuations
Earnings
Shares outstanding
10.43M
Market cap
$137.63M
Enterprise value
$377.78M
Price to earnings (P/E)
13.61
Price to book (P/B)
1.04
Price to sales (P/S)
3.16
PEG
0.69
EV/EBIT
34.1
EV/EBITDA
31.12
EV/Sales
8.68
Revenue
$43.5M
Gross profit
$43.5M
Operating income
$11.28M
Net income
$9.52M
EBIT
$11.08M
EBITDA
$12.14M
Free cash flow
$15.76M
Per share
Balance sheet
Liquidity
EPS
$0.97
EPS diluted
$0.94
Free cash flow per share
$1.51
Book value per share
$12.71
Revenue per share
$4.18
TBVPS
$144.87
Total assets
$1.51B
Total liabilities
$1.38B
Debt
$267.67M
Equity
$132.32M
Working capital
N/A
Debt to equity
2.02
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
19.78
Margins
Efficiency
Dividend
EBITDA margin
27.9%
Gross margin
100%
Net margin
21.9%
Operating margin
25.9%
Return on assets
0.6%
Return on equity
7.1%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
25.5%
Dividend yield
4.47%
DPS
$0.59
Payout ratio
60.8%
RMBI stock price
How has the Richmond Mutual Bancorporation stock price performed over time
Intraday
1.3%
1 week
-0.53%
1 month
-8.17%
1 year
2.72%
YTD
-6.71%
QTD
-7.11%
Financial performance
How have Richmond Mutual Bancorporation's revenue and profit performed over time
Revenue
$43.5M
Gross profit
$43.5M
Operating income
$11.28M
Net income
$9.52M
Gross margin
100%
Net margin
21.9%
Richmond Mutual Bancorporation's operating income has increased by 16% YoY and by 6% QoQ
The net income is up by 14% year-on-year and by 6% since the previous quarter
The operating margin rose by 11% year-on-year and by 4% since the previous quarter
Richmond Mutual Bancorporation's net margin has increased by 10% YoY and by 4.3% QoQ
Price vs fundamentals
How does RMBI's price correlate with its fundamentals
Growth
What is Richmond Mutual Bancorporation's growth rate over time
Valuation
What is Richmond Mutual Bancorporation stock price valuation
P/E
13.61
P/B
1.04
P/S
3.16
EV/EBIT
34.1
EV/EBITDA
31.12
EV/Sales
8.68
The EPS has grown by 20% year-on-year and by 8% since the previous quarter
The stock's P/E is 8% less than its last 4 quarters average of 14.6 and 2.7% less than its 5-year quarterly average of 13.8
The price to book (P/B) is 7% lower than the 5-year quarterly average of 1.1 and 7% lower than the last 4 quarters average of 1.1
RMBI's price to sales (P/S) is 16% lower than its 5-year quarterly average of 3.7 and 8% lower than its last 4 quarters average of 3.4
The company's revenue rose by 4.5% YoY
Efficiency
How efficient is Richmond Mutual Bancorporation business performance
The return on sales has grown by 12% year-on-year and by 4.5% since the previous quarter
The company's return on equity rose by 11% YoY and by 6% QoQ
Dividends
What is RMBI's dividend history
DPS
$0.59
Dividend yield
4.47%
Payout ratio
60.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Richmond Mutual Bancorporation financials performed over time
Richmond Mutual Bancorporation's total assets is 10% higher than its total liabilities
Richmond Mutual Bancorporation's debt is 102% higher than its equity
Richmond Mutual Bancorporation's debt has increased by 6% YoY but it has decreased by 2.6% QoQ
The company's debt to equity rose by 4.7% YoY but it fell by 3.8% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.