RMBI Richmond Mutual Bancorporation Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: RMBI

Price (delayed)

$15.86

Market cap

$265.8M

P/E Ratio

12.69

Dividend/share

$0.6

EPS

$1.25

Enterprise value

$472.95M

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 77

Richmond Mutual Bancorporation, Inc., headquartered in Richmond, Indiana, is the holding company for First Bank Midwest, a community-oriented financial institution offering traditional financial and trust services within its local communities through ...

Highlights
The company's revenue rose by 15% YoY and by 3.6% QoQ
RMBI's gross profit is up by 15% YoY and by 3.6% QoQ
The EPS has grown by 29% year-on-year but it has declined by 3.1% since the previous quarter
The net income is up by 26% year-on-year but it has declined by 3% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.firstbankrichmond.com
Peers: NRIM NKSH

Key stats

What are the main financial stats of RMBI

RMBI stock price

How has the Richmond Mutual Bancorporation stock price performed over time
Intraday
-0.25%
1 week
-0.56%
1 month
0.95%
1 year
8.33%
YTD
12.96%
QTD
-0.13%

Financial performance

How have Richmond Mutual Bancorporation's revenue and profit performed over time
Revenue
$49.85M
Gross profit
$49.85M
Operating income
$14.54M
Net income
$12.02M
Gross margin
100%
Net margin
24.1%
Richmond Mutual Bancorporation's operating income has increased by 29% YoY but it has decreased by 2% QoQ
The net income is up by 26% year-on-year but it has declined by 3% since the previous quarter
The company's revenue rose by 15% YoY and by 3.6% QoQ
RMBI's gross profit is up by 15% YoY and by 3.6% QoQ

Price vs fundamentals

How does RMBI's price correlate with its fundamentals

Growth

What is Richmond Mutual Bancorporation's growth rate over time

Valuation

What is Richmond Mutual Bancorporation stock price valuation
RMBI P/E details
P/E
12.69
P/B
1.12
P/S
3.34
EV/EBIT
32.93
EV/EBITDA
30.51
EV/Sales
9.49
The EPS has grown by 29% year-on-year but it has declined by 3.1% since the previous quarter
The stock's P/E is 6% more than its last 4 quarters average of 12.0 but 2.4% less than its 5-year quarterly average of 13.0
The equity has grown by 12% YoY and by 2.3% from the previous quarter
The price to book (P/B) is 12% higher than the last 4 quarters average of 1.0
The company's revenue rose by 15% YoY and by 3.6% QoQ
RMBI's price to sales (P/S) is 4.4% higher than its last 4 quarters average of 3.2

Efficiency

How efficient is Richmond Mutual Bancorporation business performance
The company's return on assets rose by 33% YoY
The ROIC is up by 33% year-on-year
The company's return on equity rose by 17% YoY but it fell by 6% QoQ
The return on sales has grown by 13% year-on-year but it has declined by 6% since the previous quarter

Dividends

What is RMBI's dividend history
Dividend details
DPS
$0.6
Dividend yield
3.78%
Payout ratio
48%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Richmond Mutual Bancorporation financials performed over time
Richmond Mutual Bancorporation's total assets is 11% higher than its total liabilities
Richmond Mutual Bancorporation's total assets has increased by 2.9% YoY and by 2.2% QoQ
The total liabilities rose by 2.1% since the previous quarter and by 2.1% year-on-year
Richmond Mutual Bancorporation's debt is 65% higher than its equity
The company's debt to equity fell by 18% YoY and by 7% QoQ
The equity has grown by 12% YoY and by 2.3% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.