Have a feature idea you'd love to see implemented?
Let us know!
Price (delayed)
$13.2
Market cap
$145.09M
P/E Ratio
16.3
Dividend/share
$0.56
EPS
$0.81
Enterprise value
$378.69M
Richmond Mutual Bancorporation, Inc., headquartered in Richmond, Indiana, is the holding company for First Bank Richmond, a community-oriented financial institution offering traditional financial and trust services within its local communities
Highlights
Richmond Mutual Bancorporation's debt has increased by 11% YoY but it has decreased by 8% QoQ
The net income has declined by 31% year-on-year and by 7% since the previous quarter
The EPS has declined by 29% year-on-year and by 7% since the previous quarter
Key stats
What are the main financial stats of RMBI
Market
Valuations
Earnings
Shares outstanding
10.99M
Market cap
$145.09M
Enterprise value
$378.69M
Price to earnings (P/E)
16.3
Price to book (P/B)
1.11
Price to sales (P/S)
3.51
EV/EBIT
39.92
EV/EBITDA
35.8
EV/Sales
9.1
Revenue
$41.64M
EBIT
$9.49M
EBITDA
$10.58M
Free cash flow
$10.33M
Per share
Balance sheet
Liquidity
EPS
$0.81
Free cash flow per share
$0.93
Book value per share
$11.85
Revenue per share
$3.76
TBVPS
$135.12
Total assets
$1.5B
Total liabilities
$1.36B
Debt
$252.61M
Equity
$131.11M
Working capital
N/A
Debt to equity
1.93
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
22.08
Margins
Efficiency
Dividend
EBITDA margin
25.4%
Gross margin
100%
Net margin
20%
Operating margin
23.3%
Return on assets
0.6%
Return on equity
6.4%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
22.8%
Dividend yield
4.24%
DPS
$0.56
Payout ratio
69.1%
RMBI stock price
How has the Richmond Mutual Bancorporation stock price performed over time
Intraday
1.54%
1 week
0.76%
1 month
2.88%
1 year
35.52%
YTD
14.68%
QTD
2.33%
Financial performance
How have Richmond Mutual Bancorporation's revenue and profit performed over time
Revenue
$41.64M
Gross profit
$41.64M
Operating income
$9.7M
Net income
$8.32M
Gross margin
100%
Net margin
20%
Richmond Mutual Bancorporation's operating income has decreased by 33% YoY and by 8% QoQ
The net income has declined by 31% year-on-year and by 7% since the previous quarter
The operating margin has declined by 28% year-on-year and by 8% since the previous quarter
Richmond Mutual Bancorporation's net margin has decreased by 26% YoY and by 7% QoQ
Growth
What is Richmond Mutual Bancorporation's growth rate over time
Valuation
What is Richmond Mutual Bancorporation stock price valuation
P/E
16.3
P/B
1.11
P/S
3.51
EV/EBIT
39.92
EV/EBITDA
35.8
EV/Sales
9.1
The EPS has declined by 29% year-on-year and by 7% since the previous quarter
The stock's P/E is 28% more than its last 4 quarters average of 12.7
The price to book (P/B) is 11% higher than the 5-year quarterly average of 1.0 and 11% higher than the last 4 quarters average of 1.0
RMBI's price to sales (P/S) is 17% higher than its last 4 quarters average of 3.0 but 12% lower than its 5-year quarterly average of 4.0
The company's revenue fell by 7% YoY
Efficiency
How efficient is Richmond Mutual Bancorporation business performance
The company's return on assets fell by 33% YoY
The ROIC has declined by 33% year-on-year
The company's return on equity fell by 30% YoY and by 7% QoQ
The return on sales has declined by 29% year-on-year and by 8% since the previous quarter
Dividends
What is RMBI's dividend history
DPS
$0.56
Dividend yield
4.24%
Payout ratio
69.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Richmond Mutual Bancorporation financials performed over time
Richmond Mutual Bancorporation's total assets is 10% higher than its total liabilities
The total liabilities rose by 7% year-on-year
Richmond Mutual Bancorporation's total assets has increased by 6% YoY
Richmond Mutual Bancorporation's debt is 93% higher than its equity
The company's debt to equity rose by 12% YoY but it fell by 7% QoQ
Richmond Mutual Bancorporation's debt has increased by 11% YoY but it has decreased by 8% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.