As of Jun 3, 2026, the Richmond Mutual Bancorporation stock's PE ratio is 11.1. This results from the current EPS of $1.29 and stock price of $14.32. The PE ratio has decreased by 10% from the past four quarters average of 12.4.
The PE ratio of Richmond Mutual Bancorporation has averaged 13.49 over the last six years. The current price-to-earnings ratio of 11.1 is 18% less than the historical average. In the past six years, RMBI's PE ratio reached its highest point in the Jun 2021 quarter at 16.74, when the stock price was $14.9 and the EPS was $0.89. The lowest point was recorded in the Mar 2023 quarter, when it reached 8.64 with a price of $10.37 and an EPS of $1.2.
Maximum annual increase: 20.32% in 2024
Maximum annual decrease: -33.82% in 2022
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 11.7 | -23.13% | $14.04 | $1.2 |
| 2024 | 15.22 | 20.32% | $14.15 | $0.93 |
| 2023 | 12.65 | 16.7% | $11.51 | $0.91 |
| 2022 | 10.84 | -33.82% | $13.01 | $1.2 |
| 2021 | 16.38 | -1.68% | $16.05 | $0.98 |
| 2020 | 16.66 | N/A | $13.66 | $0.82 |
| 2019 | N/A | N/A | $15.96 | -$1.27 |
| 2018 | N/A | N/A | N/A | N/A |
| 2017 | N/A | N/A | N/A | N/A |
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 10.52 | -10.09% | $13.57 | $1.29 |
| Dec 2025 | 11.7 | -10.28% | $14.04 | $1.2 |
| Sep 2025 | 13.04 | -8.36% | $14.21 | $1.09 |
| Jun 2025 | 14.23 | 0.07% | $13.8 | $0.97 |
| Mar 2025 | 14.22 | -6.57% | $12.8 | $0.9 |
| Dec 2024 | 15.22 | 2.63% | $14.15 | $0.93 |
| Sep 2024 | 14.83 | 2.35% | $12.9 | $0.87 |
| Jun 2024 | 14.49 | 13.38% | $11.74 | $0.81 |
| Mar 2024 | 12.78 | 1.03% | $11.12 | $0.87 |
| Dec 2023 | 12.65 | 16.81% | $11.51 | $0.91 |
| Sep 2023 | 10.83 | 11.88% | $11.15 | $1.03 |
| Jun 2023 | 9.68 | 12.04% | $11.04 | $1.14 |
| Mar 2023 | 8.64 | -20.3% | $10.37 | $1.2 |
| Dec 2022 | 10.84 | -8.75% | $13.01 | $1.2 |
| Sep 2022 | 11.88 | -5.64% | $13.43 | $1.13 |
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, RMBI's PE ratio is lower than the 3 and 5-year averages.
With a P/E of 11.1, RMBI stands below the Financial Services sector and the industry average. Looking at its Financial Services sector average of 12.1, Richmond Mutual Bancorporation's P/E is 8% lower.
RMBI's PE ratio is less than its peer stock NKSH, but it is above NRIM's.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NRIM Northrim Bancorp Inc | 8.44 | $551.89M |
| RMBI Richmond Mutual Bancorporation Inc | 11.26 | $152.58M |
| NKSH National Bankshares Inc | 12.64 | $222.26M |
The price to earnings ratio for RMBI stock as of Jun 3, 2026, stands at 11.1.
Over the last 3 years, the average PE ratio for RMBI stock is 12.85.
Over the last 5 years, the average PE ratio for RMBI stock is 13.21.
The highest quarterly PE ratio in the last six years has been 16.74 and it was in the Jun 2021 quarter.
RMBI's price to earnings ratio is currently 18% below its 6-year historical average.
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Jun 3, 2026), Richmond Mutual Bancorporation's stock price is $14.32. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $1.29. Therefore, Richmond Mutual Bancorporation's price to earnings ratio for today is 11.1. PE RATIO(11.1) = STOCK PRICE($14.32) / TTM EPS($1.29)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.