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PWOD Penns Woods Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: PWOD
Price (delayed)
$29.47
Market cap
$224.39M
P/E Ratio
10.45
Dividend/share
$1.28
EPS
$2.82
Enterprise value
$487.24M
Penns Woods Bancorp, Inc. is the bank holding company for Jersey Shore State Bank and Luzerne Bank. The banks serve customers in North Central and North Eastern Pennsylvania through their
Highlights
The company's net income rose by 35% YoY and by 20% QoQ
The EPS has grown by 29% YoY and by 20% from the previous quarter
Key stats
What are the main financial stats of PWOD
Market
Valuations
Earnings
Shares outstanding
7.61M
Market cap
$224.39M
Enterprise value
$487.24M
Price to earnings (P/E)
10.45
Price to book (P/B)
1.06
Price to sales (P/S)
3.02
EV/EBIT
18.37
EV/EBITDA
15.88
EV/Sales
6.59
Revenue
$73.98M
Gross profit
$73.98M
Operating income
$26.53M
Net income
$21.3M
EBIT
$26.53M
EBITDA
$30.68M
Free cash flow
$16.87M
Per share
Balance sheet
Liquidity
EPS
$2.82
EPS diluted
$2.8
Free cash flow per share
$2.22
Book value per share
$27.85
Revenue per share
$9.75
TBVPS
$294.57
Total assets
$2.25B
Total liabilities
$2.04B
Debt
$300.29M
Equity
$212.02M
Working capital
N/A
Debt to equity
1.42
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
8.57
Margins
Efficiency
Dividend
EBITDA margin
41.5%
Gross margin
100%
Net margin
28.8%
Operating margin
35.9%
Return on assets
0.9%
Return on equity
10.4%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
35.9%
Dividend yield
4.34%
DPS
$1.28
Payout ratio
45.4%
PWOD stock price
How has the Penns Woods Bancorp stock price performed over time
Intraday
1.31%
1 week
-0.41%
1 month
0.58%
1 year
44.67%
YTD
-3.03%
QTD
5.59%
Financial performance
How have Penns Woods Bancorp's revenue and profit performed over time
Revenue
$73.98M
Gross profit
$73.98M
Operating income
$26.53M
Net income
$21.3M
Gross margin
100%
Net margin
28.8%
The operating income has grown by 38% YoY and by 21% from the previous quarter
The company's net income rose by 35% YoY and by 20% QoQ
The company's operating margin rose by 20% YoY and by 12% QoQ
PWOD's net margin is up by 18% year-on-year and by 11% since the previous quarter
Price vs fundamentals
How does PWOD's price correlate with its fundamentals
Growth
What is Penns Woods Bancorp's growth rate over time
Valuation
What is Penns Woods Bancorp stock price valuation
P/E
10.45
P/B
1.06
P/S
3.02
EV/EBIT
18.37
EV/EBITDA
15.88
EV/Sales
6.59
The EPS has grown by 29% YoY and by 20% from the previous quarter
The price to book (P/B) is 16% more than the last 4 quarters average of 0.9 and 4% more than the 5-year quarterly average of 1.0
PWOD's equity is up by 10% YoY and by 3.3% from the previous quarter
Penns Woods Bancorp's revenue has increased by 15% YoY and by 8% QoQ
The P/S is 10% above the 5-year quarterly average of 2.7 and 6% above the last 4 quarters average of 2.8
Efficiency
How efficient is Penns Woods Bancorp business performance
Penns Woods Bancorp's return on invested capital has increased by 38% YoY and by 22% QoQ
The return on assets rose by 29% year-on-year and by 13% since the previous quarter
The ROE has grown by 21% YoY and by 17% from the previous quarter
The ROS has grown by 20% YoY and by 12% from the previous quarter
Dividends
What is PWOD's dividend history
DPS
$1.28
Dividend yield
4.34%
Payout ratio
45.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Penns Woods Bancorp financials performed over time
PWOD's total assets is 10% greater than its total liabilities
PWOD's debt is 42% greater than its equity
Penns Woods Bancorp's debt to equity has decreased by 27% YoY and by 2.7% QoQ
PWOD's debt is down by 20% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.