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PWOD Penns Woods Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: PWOD
Price (delayed)
$30.19
Market cap
$229.83M
P/E Ratio
12.85
Dividend/share
$1.28
EPS
$2.35
Enterprise value
$491.55M
Penns Woods Bancorp, Inc. is the bank holding company for Jersey Shore State Bank and Luzerne Bank. The banks serve customers in North Central and North Eastern Pennsylvania through their
Highlights
PWOD's debt is down by 25% year-on-year and by 10% since the previous quarter
PWOD's equity is up by 7% YoY
The company's net income fell by 9% QoQ but it rose by 7% YoY
PWOD's price to earnings (P/E) is 27% higher than its last 4 quarters average of 9.9 and 24% higher than its 5-year quarterly average of 10.2
The EPS has contracted by 11% from the previous quarter
Key stats
What are the main financial stats of PWOD
Market
Valuations
Earnings
Shares outstanding
7.61M
Market cap
$229.83M
Enterprise value
$491.55M
Price to earnings (P/E)
12.85
Price to book (P/B)
1.11
Price to sales (P/S)
3.33
EV/EBIT
22.45
EV/EBITDA
18.9
EV/Sales
7.19
Revenue
$68.38M
Gross profit
$68.38M
Operating income
$21.89M
Net income
$17.74M
EBIT
$21.89M
EBITDA
$26M
Free cash flow
$18.91M
Per share
Balance sheet
Liquidity
EPS
$2.35
EPS diluted
$2.35
Free cash flow per share
$2.51
Book value per share
$27.2
Revenue per share
$9.07
TBVPS
$294.05
Total assets
$2.23B
Total liabilities
$2.03B
Debt
$299.68M
Equity
$205.23M
Working capital
N/A
Debt to equity
1.46
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
10.06
Margins
Efficiency
Dividend
EBITDA margin
38%
Gross margin
100%
Net margin
25.9%
Operating margin
32%
Return on assets
0.8%
Return on equity
8.9%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
32%
Dividend yield
4.24%
DPS
$1.28
Payout ratio
54.5%
PWOD stock price
How has the Penns Woods Bancorp stock price performed over time
Intraday
1.86%
1 week
2.62%
1 month
19.05%
1 year
58.06%
YTD
-0.66%
QTD
8.17%
Financial performance
How have Penns Woods Bancorp's revenue and profit performed over time
Revenue
$68.38M
Gross profit
$68.38M
Operating income
$21.89M
Net income
$17.74M
Gross margin
100%
Net margin
25.9%
The operating income has contracted by 9% from the previous quarter but it has grown by 8% YoY
The company's net income fell by 9% QoQ but it rose by 7% YoY
PWOD's net margin is down by 9% since the previous quarter
The company's operating margin fell by 9% QoQ
Price vs fundamentals
How does PWOD's price correlate with its fundamentals
Growth
What is Penns Woods Bancorp's growth rate over time
Valuation
What is Penns Woods Bancorp stock price valuation
P/E
12.85
P/B
1.11
P/S
3.33
EV/EBIT
22.45
EV/EBITDA
18.9
EV/Sales
7.19
PWOD's price to earnings (P/E) is 27% higher than its last 4 quarters average of 9.9 and 24% higher than its 5-year quarterly average of 10.2
The EPS has contracted by 11% from the previous quarter
The price to book (P/B) is 21% more than the last 4 quarters average of 0.9 and 9% more than the 5-year quarterly average of 1.0
PWOD's equity is up by 7% YoY
The P/S is 26% above the last 4 quarters average of 2.6 and 21% above the 5-year quarterly average of 2.7
Penns Woods Bancorp's revenue has increased by 5% YoY
Efficiency
How efficient is Penns Woods Bancorp business performance
Penns Woods Bancorp's return on invested capital has increased by 13% YoY
The return on assets has declined by 11% since the previous quarter
The ROE has contracted by 11% from the previous quarter and by 4.3% YoY
The ROS has contracted by 9% from the previous quarter
Dividends
What is PWOD's dividend history
DPS
$1.28
Dividend yield
4.24%
Payout ratio
54.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Penns Woods Bancorp financials performed over time
PWOD's total assets is 10% greater than its total liabilities
PWOD's debt is 46% greater than its equity
Penns Woods Bancorp's debt to equity has decreased by 30% YoY and by 11% QoQ
PWOD's debt is down by 25% year-on-year and by 10% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.