PLBC Plumas Bancorp
Price (delayed)
$43.49
Market cap
$257.46M
P/E Ratio
8.97
Dividend/share
$1.11
EPS
$4.85
Enterprise value
$237.28M
Founded in 1980, Plumas Bank is a locally owned and managed full-service community bank headquartered in Northeastern California. The bank operates thirteen branches: eleven located in the northern California counties
Highlights
Plumas Bancorp's debt has decreased by 47% from the previous quarter and by 47% YoY
PLBC's gross profit is up by 4.5% year-on-year
The equity has grown by 21% YoY but it has contracted by 2.2% from the previous quarter
PLBC's P/E is 11% above its 5-year quarterly average of 8.1 and 8% above its last 4 quarters average of 8.3
The EPS has declined by 4.5% year-on-year
Key stats
What are the main financial stats of PLBC
Market
Valuations
Earnings
Shares outstanding
5.92M
Market cap
$257.46M
Enterprise value
$237.28M
Price to earnings (P/E)
8.97
Price to book (P/B)
1.44
Price to sales (P/S)
3.16
EV/EBIT
6.08
EV/EBITDA
5.86
EV/Sales
2.92
Revenue
$81.28M
Gross profit
$81.28M
Operating income
$39M
Net income
$28.62M
EBIT
$39M
EBITDA
$40.5M
Free cash flow
$56.28M
Per share
Balance sheet
Liquidity
EPS
$4.85
EPS diluted
$4.8
Free cash flow per share
$9.54
Book value per share
$30.17
Revenue per share
$13.78
TBVPS
$274.33
Total assets
$1.62B
Total liabilities
$1.45B
Debt
$61.83M
Equity
$177.9M
Working capital
N/A
Debt to equity
0.35
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.5
Margins
Efficiency
Dividend
EBITDA margin
49.8%
Gross margin
100%
Net margin
35.2%
Operating margin
48%
Return on assets
1.7%
Return on equity
16.7%
Return on invested capital
2.4%
Return on capital employed
N/A
Return on sales
48%
Dividend yield
2.55%
DPS
$1.11
Payout ratio
22.9%
PLBC stock price
How has the Plumas Bancorp stock price performed over time
Intraday
0.51%
1 week
0.14%
1 month
-5.37%
1 year
20.17%
YTD
-7.98%
QTD
0.51%
Financial performance
How have Plumas Bancorp's revenue and profit performed over time
Revenue
$81.28M
Gross profit
$81.28M
Operating income
$39M
Net income
$28.62M
Gross margin
100%
Net margin
35.2%
Plumas Bancorp's net margin has decreased by 8% YoY
Plumas Bancorp's operating margin has decreased by 7% YoY
PLBC's gross profit is up by 4.5% year-on-year
Plumas Bancorp's revenue has increased by 4.5% YoY
Growth
What is Plumas Bancorp's growth rate over time
Valuation
What is Plumas Bancorp stock price valuation
P/E
8.97
P/B
1.44
P/S
3.16
EV/EBIT
6.08
EV/EBITDA
5.86
EV/Sales
2.92
PLBC's P/E is 11% above its 5-year quarterly average of 8.1 and 8% above its last 4 quarters average of 8.3
The EPS has declined by 4.5% year-on-year
The equity has grown by 21% YoY but it has contracted by 2.2% from the previous quarter
The stock's price to book (P/B) is 4% less than its 5-year quarterly average of 1.5 but 2.9% more than its last 4 quarters average of 1.4
Plumas Bancorp's revenue has increased by 4.5% YoY
PLBC's P/S is 5% above its 5-year quarterly average of 3.0 and 5% above its last 4 quarters average of 3.0
Efficiency
How efficient is Plumas Bancorp business performance
The ROE has contracted by 26% YoY and by 3.5% from the previous quarter
PLBC's return on assets is down by 11% year-on-year
The ROIC has contracted by 8% YoY but it has grown by 4.3% from the previous quarter
The return on sales has declined by 7% year-on-year
Dividends
What is PLBC's dividend history
DPS
$1.11
Dividend yield
2.55%
Payout ratio
22.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Plumas Bancorp financials performed over time
Plumas Bancorp's total assets is 12% higher than its total liabilities
Plumas Bancorp's total assets has decreased by 2.4% QoQ
Plumas Bancorp's total liabilities has decreased by 2.5% QoQ
Plumas Bancorp's debt is 65% less than its equity
The debt to equity has dropped by 56% year-on-year and by 45% since the previous quarter
Plumas Bancorp's debt has decreased by 47% from the previous quarter and by 47% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.