PLBC Plumas Bancorp
Price (delayed)
$44.24
Market cap
$260.9M
P/E Ratio
9.18
Dividend/share
$1.11
EPS
$4.82
Enterprise value
$259.91M
Founded in 1980, Plumas Bank is a locally owned and managed full-service community bank headquartered in Northeastern California. The bank operates thirteen branches: eleven located in the northern California counties
Highlights
The equity has soared by 52% YoY and by 10% from the previous quarter
Plumas Bancorp's debt has decreased by 26% from the previous quarter
PLBC's P/E is 16% above its last 4 quarters average of 7.9 and 15% above its 5-year quarterly average of 8.0
PLBC's net income is down by 6% year-on-year
Key stats
What are the main financial stats of PLBC
Market
Valuations
Earnings
Shares outstanding
5.9M
Market cap
$260.9M
Enterprise value
$259.91M
Price to earnings (P/E)
9.18
Price to book (P/B)
1.43
Price to sales (P/S)
3.27
EV/EBIT
6.75
EV/EBITDA
6.49
EV/Sales
3.25
Revenue
$79.87M
Gross profit
$79.87M
Operating income
$38.49M
Net income
$28.39M
EBIT
$38.49M
EBITDA
$40.07M
Free cash flow
$48.08M
Per share
Balance sheet
Liquidity
EPS
$4.82
EPS diluted
$4.77
Free cash flow per share
$8.15
Book value per share
$30.86
Revenue per share
$13.55
TBVPS
$281.29
Total assets
$1.66B
Total liabilities
$1.48B
Debt
$116.98M
Equity
$181.94M
Working capital
N/A
Debt to equity
0.64
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.02
Margins
Efficiency
Dividend
EBITDA margin
50.2%
Gross margin
100%
Net margin
35.5%
Operating margin
48.2%
Return on assets
1.7%
Return on equity
17.3%
Return on invested capital
2.3%
Return on capital employed
N/A
Return on sales
48.2%
Dividend yield
2.51%
DPS
$1.11
Payout ratio
23%
PLBC stock price
How has the Plumas Bancorp stock price performed over time
Intraday
-1.58%
1 week
-2.17%
1 month
-5.25%
1 year
29.85%
YTD
-6.39%
QTD
-6.39%
Financial performance
How have Plumas Bancorp's revenue and profit performed over time
Revenue
$79.87M
Gross profit
$79.87M
Operating income
$38.49M
Net income
$28.39M
Gross margin
100%
Net margin
35.5%
Plumas Bancorp's operating margin has decreased by 9% YoY
Plumas Bancorp's net margin has decreased by 9% YoY and by 2.2% from the previous quarter
PLBC's net income is down by 6% year-on-year
Plumas Bancorp's operating income has decreased by 5% YoY
Growth
What is Plumas Bancorp's growth rate over time
Valuation
What is Plumas Bancorp stock price valuation
P/E
9.18
P/B
1.43
P/S
3.27
EV/EBIT
6.75
EV/EBITDA
6.49
EV/Sales
3.25
PLBC's P/E is 16% above its last 4 quarters average of 7.9 and 15% above its 5-year quarterly average of 8.0
The EPS has declined by 6% year-on-year
The equity has soared by 52% YoY and by 10% from the previous quarter
The stock's price to book (P/B) is 4.7% less than its 5-year quarterly average of 1.5 but 2.1% more than its last 4 quarters average of 1.4
PLBC's P/S is 13% above its last 4 quarters average of 2.9 and 9% above its 5-year quarterly average of 3.0
Plumas Bancorp's revenue has increased by 3.6% YoY
Efficiency
How efficient is Plumas Bancorp business performance
The ROE has contracted by 29% YoY and by 10% from the previous quarter
The ROIC has contracted by 15% YoY and by 4.2% from the previous quarter
PLBC's return on assets is down by 11% year-on-year and by 6% since the previous quarter
The return on sales has declined by 9% year-on-year
Dividends
What is PLBC's dividend history
DPS
$1.11
Dividend yield
2.51%
Payout ratio
23%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Plumas Bancorp financials performed over time
Plumas Bancorp's total assets is 12% higher than its total liabilities
Plumas Bancorp's total assets has increased by 6% YoY
Plumas Bancorp's total liabilities has increased by 2% YoY
Plumas Bancorp's debt is 36% less than its equity
The debt to equity has soared by 191% year-on-year but it has declined by 33% since the previous quarter
The equity has soared by 52% YoY and by 10% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.