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PLBC Plumas Bancorp

Price (delayed)

$45.03

Market cap

$266.99M

P/E Ratio

9.01

Dividend/share

$1.14

EPS

$5

Enterprise value

$237.92M

Founded in 1980, Plumas Bank is a locally owned and managed full-service community bank headquartered in Northeastern California. The bank operates thirteen branches: eleven located in the northern California counties ...

Highlights
Plumas Bancorp's debt has plunged by 65% YoY and by 6% from the previous quarter
The equity has grown by 16% YoY and by 5% from the previous quarter
PLBC's P/E is 10% above its 5-year quarterly average of 8.2 and 4.8% above its last 4 quarters average of 8.6

Key stats

What are the main financial stats of PLBC
Market
Shares outstanding
5.93M
Market cap
$266.99M
Enterprise value
$237.92M
Valuations
Price to earnings (P/E)
9.01
Price to book (P/B)
1.42
Price to sales (P/S)
3.17
EV/EBIT
5.85
EV/EBITDA
5.66
EV/Sales
2.83
Earnings
Revenue
$84M
Gross profit
$84M
Operating income
$40.66M
Net income
$29.55M
EBIT
$40.66M
EBITDA
$42.07M
Free cash flow
$28.95M
Per share
EPS
$5
EPS diluted
$4.95
Free cash flow per share
$4.89
Book value per share
$31.69
Revenue per share
$14.19
TBVPS
$274.96
Balance sheet
Total assets
$1.63B
Total liabilities
$1.45B
Debt
$58.26M
Equity
$187.6M
Working capital
N/A
Liquidity
Debt to equity
0.31
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.69
Margins
EBITDA margin
50.1%
Gross margin
100%
Net margin
35.2%
Operating margin
48.4%
Efficiency
Return on assets
1.8%
Return on equity
16.6%
Return on invested capital
2.5%
Return on capital employed
N/A
Return on sales
48.4%
Dividend
Dividend yield
2.53%
DPS
$1.14
Payout ratio
22.8%

PLBC stock price

How has the Plumas Bancorp stock price performed over time
Intraday
-4.05%
1 week
2.5%
1 month
12.89%
1 year
27.28%
YTD
-4.72%
QTD
4.07%

Financial performance

How have Plumas Bancorp's revenue and profit performed over time
Revenue
$84M
Gross profit
$84M
Operating income
$40.66M
Net income
$29.55M
Gross margin
100%
Net margin
35.2%
Plumas Bancorp's revenue has increased by 9% YoY and by 3.4% QoQ
PLBC's gross profit is up by 9% year-on-year and by 3.4% since the previous quarter
Plumas Bancorp's operating income has increased by 6% YoY and by 4.2% from the previous quarter
Plumas Bancorp's net margin has decreased by 4.6% YoY

Price vs fundamentals

How does PLBC's price correlate with its fundamentals

Growth

What is Plumas Bancorp's growth rate over time

Valuation

What is Plumas Bancorp stock price valuation
P/E
9.01
P/B
1.42
P/S
3.17
EV/EBIT
5.85
EV/EBITDA
5.66
EV/Sales
2.83
PLBC's P/E is 10% above its 5-year quarterly average of 8.2 and 4.8% above its last 4 quarters average of 8.6
The EPS rose by 3.3% year-on-year and by 3.1% since the previous quarter
The equity has grown by 16% YoY and by 5% from the previous quarter
The stock's price to book (P/B) is 5% less than its 5-year quarterly average of 1.5
Plumas Bancorp's revenue has increased by 9% YoY and by 3.4% QoQ
PLBC's P/S is 6% above its 5-year quarterly average of 3.0 and 6% above its last 4 quarters average of 3.0

Efficiency

How efficient is Plumas Bancorp business performance
The ROE has contracted by 19% YoY
PLBC's return on assets is up by 6% since the previous quarter
The ROIC has grown by 4.2% from the previous quarter and by 4.2% YoY
The return on sales has declined by 2.6% year-on-year

Dividends

What is PLBC's dividend history
DPS
$1.14
Dividend yield
2.53%
Payout ratio
22.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Plumas Bancorp financials performed over time
Plumas Bancorp's total assets is 13% higher than its total liabilities
Plumas Bancorp's total liabilities has decreased by 2.2% YoY
Plumas Bancorp's debt is 69% less than its equity
The debt to equity has dropped by 70% year-on-year and by 11% since the previous quarter
Plumas Bancorp's debt has plunged by 65% YoY and by 6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.