PCB PCB Bancorp.
Price (delayed)
$18.5
Market cap
$266.04M
P/E Ratio
10.57
Dividend/share
$0.74
EPS
$1.75
Enterprise value
$100.92M
PCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California.
Highlights
The equity has grown by 4.3% YoY
The debt has surged by 74% since the previous quarter but it has declined by 43% year-on-year
PCB's EPS is down by 18% YoY but it is up by 3.6% from the previous quarter
The P/E is 23% more than the 5-year quarterly average of 8.6
The company's gross profit fell by 3% YoY
Key stats
What are the main financial stats of PCB
Market
Valuations
Earnings
Shares outstanding
14.38M
Market cap
$266.04M
Enterprise value
$100.92M
Price to earnings (P/E)
10.57
Price to book (P/B)
0.73
Price to sales (P/S)
2.74
EV/EBIT
2.78
EV/EBITDA
2.62
EV/Sales
1.05
Revenue
$96.31M
Gross profit
$96.31M
Operating income
$36.29M
Net income
$25.81M
EBIT
$36.29M
EBITDA
$38.54M
Free cash flow
$34.91M
Per share
Balance sheet
Liquidity
EPS
$1.75
EPS diluted
$1.74
Free cash flow per share
$2.45
Book value per share
$25.5
Revenue per share
$6.76
TBVPS
$214.73
Total assets
$3.06B
Total liabilities
$2.7B
Debt
$33.67M
Equity
$363.81M
Working capital
N/A
Debt to equity
0.09
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.28
Margins
Efficiency
Dividend
EBITDA margin
40%
Gross margin
100%
Net margin
26.8%
Operating margin
37.7%
Return on assets
0.9%
Return on equity
7%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
37.7%
Dividend yield
4%
DPS
$0.74
Payout ratio
42.3%
PCB stock price
How has the PCB Bancorp stock price performed over time
Intraday
-1.12%
1 week
-1.86%
1 month
-5.85%
1 year
16.65%
YTD
-8.6%
QTD
-1.12%
Financial performance
How have PCB Bancorp's revenue and profit performed over time
Revenue
$96.31M
Gross profit
$96.31M
Operating income
$36.29M
Net income
$25.81M
Gross margin
100%
Net margin
26.8%
PCB Bancorp's operating income has decreased by 16% YoY but it has increased by 6% from the previous quarter
PCB's net income is down by 16% year-on-year but it is up by 4.5% since the previous quarter
PCB Bancorp's operating margin has decreased by 14% YoY but it has increased by 4.4% from the previous quarter
The net margin has declined by 13% year-on-year but it rose by 3.1% since the previous quarter
Growth
What is PCB Bancorp's growth rate over time
Valuation
What is PCB Bancorp stock price valuation
P/E
10.57
P/B
0.73
P/S
2.74
EV/EBIT
2.78
EV/EBITDA
2.62
EV/Sales
1.05
The P/E is 23% more than the 5-year quarterly average of 8.6
PCB's EPS is down by 18% YoY but it is up by 3.6% from the previous quarter
PCB's P/B is 9% below its 5-year quarterly average of 0.8 but 4.3% above its last 4 quarters average of 0.7
The equity has grown by 4.3% YoY
The revenue has contracted by 3% YoY
Efficiency
How efficient is PCB Bancorp business performance
PCB's ROIC is down by 28% year-on-year
The ROA has contracted by 25% YoY
PCB Bancorp's return on equity has decreased by 22% YoY but it has increased by 2.9% QoQ
PCB's ROS is down by 14% YoY but it is up by 4.4% from the previous quarter
Dividends
What is PCB's dividend history
DPS
$0.74
Dividend yield
4%
Payout ratio
42.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did PCB Bancorp financials performed over time
PCB Bancorp's total assets is 13% higher than its total liabilities
PCB Bancorp's total liabilities has increased by 11% YoY and by 7% from the previous quarter
PCB Bancorp's total assets has increased by 10% YoY and by 6% QoQ
The debt is 91% smaller than the equity
PCB's debt to equity has soared by 80% from the previous quarter but it is down by 47% YoY
The debt has surged by 74% since the previous quarter but it has declined by 43% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.