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PCB PCB Bancorp.
- Stocks
- Financial Services
- NASDAQ: PCB
Price (delayed)
$19.17
Market cap
$275.68M
P/E Ratio
10.95
Dividend/share
$0.76
EPS
$1.75
Enterprise value
$110.56M
PCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California.
Highlights
The equity has grown by 4.3% YoY
The debt has surged by 74% since the previous quarter but it has declined by 43% year-on-year
PCB's EPS is down by 18% YoY but it is up by 3.6% from the previous quarter
The P/E is 29% more than the 5-year quarterly average of 8.6 and 5% more than the last 4 quarters average of 10.5
The company's gross profit fell by 3% YoY
Key stats
What are the main financial stats of PCB
Market
Valuations
Earnings
Shares outstanding
14.38M
Market cap
$275.68M
Enterprise value
$110.56M
Price to earnings (P/E)
10.95
Price to book (P/B)
0.75
Price to sales (P/S)
2.83
EV/EBIT
3.05
EV/EBITDA
2.87
EV/Sales
1.15
Revenue
$96.31M
Gross profit
$96.31M
Operating income
$36.29M
Net income
$25.81M
EBIT
$36.29M
EBITDA
$38.54M
Free cash flow
$34.91M
Per share
Balance sheet
Liquidity
EPS
$1.75
EPS diluted
$1.74
Free cash flow per share
$2.45
Book value per share
$25.5
Revenue per share
$6.76
TBVPS
$214.73
Total assets
$3.06B
Total liabilities
$2.7B
Debt
$33.67M
Equity
$363.81M
Working capital
N/A
Debt to equity
0.09
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.28
Margins
Efficiency
Dividend
EBITDA margin
40%
Gross margin
100%
Net margin
26.8%
Operating margin
37.7%
Return on assets
0.9%
Return on equity
7%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
37.7%
Dividend yield
3.96%
DPS
$0.76
Payout ratio
43.4%
PCB stock price
How has the PCB Bancorp stock price performed over time
Intraday
-1.08%
1 week
-1.54%
1 month
-3.18%
1 year
28.74%
YTD
-5.29%
QTD
2.46%
Financial performance
How have PCB Bancorp's revenue and profit performed over time
Revenue
$96.31M
Gross profit
$96.31M
Operating income
$36.29M
Net income
$25.81M
Gross margin
100%
Net margin
26.8%
PCB's net income is down by 16% year-on-year but it is up by 4.5% since the previous quarter
PCB Bancorp's operating income has decreased by 16% YoY but it has increased by 6% from the previous quarter
PCB Bancorp's operating margin has decreased by 14% YoY but it has increased by 4.4% from the previous quarter
The net margin has declined by 13% year-on-year but it rose by 3.1% since the previous quarter
Price vs fundamentals
How does PCB's price correlate with its fundamentals
Growth
What is PCB Bancorp's growth rate over time
Valuation
What is PCB Bancorp stock price valuation
P/E
10.95
P/B
0.75
P/S
2.83
EV/EBIT
3.05
EV/EBITDA
2.87
EV/Sales
1.15
The P/E is 29% more than the 5-year quarterly average of 8.6 and 5% more than the last 4 quarters average of 10.5
PCB's EPS is down by 18% YoY but it is up by 3.6% from the previous quarter
PCB's P/B is 9% above its last 4 quarters average of 0.7 but 5% below its 5-year quarterly average of 0.8
The equity has grown by 4.3% YoY
PCB's P/S is 6% above its 5-year quarterly average of 2.7 and 6% above its last 4 quarters average of 2.7
The revenue has contracted by 3% YoY
Efficiency
How efficient is PCB Bancorp business performance
PCB's ROIC is down by 28% year-on-year
The ROA has contracted by 25% YoY
PCB Bancorp's return on equity has decreased by 22% YoY but it has increased by 2.9% QoQ
PCB's ROS is down by 14% YoY but it is up by 4.4% from the previous quarter
Dividends
What is PCB's dividend history
DPS
$0.76
Dividend yield
3.96%
Payout ratio
43.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did PCB Bancorp financials performed over time
PCB Bancorp's total assets is 13% higher than its total liabilities
PCB Bancorp's total liabilities has increased by 11% YoY and by 7% from the previous quarter
PCB Bancorp's total assets has increased by 10% YoY and by 6% QoQ
The debt is 91% smaller than the equity
PCB's debt to equity has soared by 80% from the previous quarter but it is down by 47% YoY
The debt has surged by 74% since the previous quarter but it has declined by 43% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.