PCB PCB Bancorp.
Price (delayed)
$19.4
Market cap
$276.77M
P/E Ratio
11.48
Dividend/share
$0.74
EPS
$1.69
Enterprise value
$103.01M
PCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California.
Highlights
The debt has dropped by 65% since the previous quarter
The equity has grown by 6% YoY and by 2.5% from the previous quarter
PCB's net income is down by 26% year-on-year but it is up by 3.3% since the previous quarter
The P/E is 36% more than the 5-year quarterly average of 8.4 and 18% more than the last 4 quarters average of 9.7
PCB's EPS is down by 27% YoY
Key stats
What are the main financial stats of PCB
Market
Valuations
Earnings
Shares outstanding
14.27M
Market cap
$276.77M
Enterprise value
$103.01M
Price to earnings (P/E)
11.48
Price to book (P/B)
0.76
Price to sales (P/S)
2.91
EV/EBIT
3.01
EV/EBITDA
2.83
EV/Sales
1.09
Revenue
$94.83M
Gross profit
$94.83M
Operating income
$34.24M
Net income
$24.69M
EBIT
$34.24M
EBITDA
$36.4M
Free cash flow
$40.37M
Per share
Balance sheet
Liquidity
EPS
$1.69
EPS diluted
$1.69
Free cash flow per share
$2.83
Book value per share
$25.42
Revenue per share
$6.66
TBVPS
$202.51
Total assets
$2.89B
Total liabilities
$2.53B
Debt
$19.3M
Equity
$362.3M
Working capital
N/A
Debt to equity
0.05
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.77
Margins
Efficiency
Dividend
EBITDA margin
38.4%
Gross margin
100%
Net margin
26%
Operating margin
36.1%
Return on assets
0.9%
Return on equity
6.8%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
36.1%
Dividend yield
3.81%
DPS
$0.74
Payout ratio
43.8%
PCB stock price
How has the PCB Bancorp stock price performed over time
Intraday
0.41%
1 week
-2.85%
1 month
2.59%
1 year
21.25%
YTD
-4.15%
QTD
-4.15%
Financial performance
How have PCB Bancorp's revenue and profit performed over time
Revenue
$94.83M
Gross profit
$94.83M
Operating income
$34.24M
Net income
$24.69M
Gross margin
100%
Net margin
26%
PCB Bancorp's operating income has decreased by 28% YoY but it has increased by 2.1% from the previous quarter
PCB's net income is down by 26% year-on-year but it is up by 3.3% since the previous quarter
PCB Bancorp's operating margin has decreased by 22% YoY
The net margin has declined by 21% year-on-year
Growth
What is PCB Bancorp's growth rate over time
Valuation
What is PCB Bancorp stock price valuation
P/E
11.48
P/B
0.76
P/S
2.91
EV/EBIT
3.01
EV/EBITDA
2.83
EV/Sales
1.09
The P/E is 36% more than the 5-year quarterly average of 8.4 and 18% more than the last 4 quarters average of 9.7
PCB's EPS is down by 27% YoY
PCB's P/B is 9% above its last 4 quarters average of 0.7 but 5% below its 5-year quarterly average of 0.8
The equity has grown by 6% YoY and by 2.5% from the previous quarter
PCB's P/S is 12% above its 5-year quarterly average of 2.6 and 12% above its last 4 quarters average of 2.6
The revenue has contracted by 7% YoY
Efficiency
How efficient is PCB Bancorp business performance
PCB's ROIC is down by 35% year-on-year
PCB Bancorp's return on equity has decreased by 31% YoY
The ROA has contracted by 31% YoY
PCB's ROS is down by 22% YoY
Dividends
What is PCB's dividend history
DPS
$0.74
Dividend yield
3.81%
Payout ratio
43.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did PCB Bancorp financials performed over time
PCB Bancorp's total assets is 14% higher than its total liabilities
PCB Bancorp's total liabilities has increased by 14% YoY
PCB Bancorp's total assets has increased by 13% YoY
The debt is 95% smaller than the equity
PCB's debt to equity has soared by 150% YoY but it has plunged by 69% from the previous quarter
The debt has dropped by 65% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.