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PCB PCB Bancorp.
- Stocks
- Financial Services
- NASDAQ: PCB
Price (delayed)
$20.03
Market cap
$286.61M
P/E Ratio
10.27
Dividend/share
$0.76
EPS
$1.95
Enterprise value
$121.73M
PCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California.
Highlights
The equity has grown by 16% YoY and by 12% from the previous quarter
PCB's net income is up by 15% year-on-year and by 12% since the previous quarter
The debt rose by 47% since the previous quarter but it has declined by 29% year-on-year
The P/E is 18% more than the 5-year quarterly average of 8.7 but 2.2% less than the last 4 quarters average of 10.5
Key stats
What are the main financial stats of PCB
Market
Valuations
Earnings
Shares outstanding
14.31M
Market cap
$286.61M
Enterprise value
$121.73M
Price to earnings (P/E)
10.27
Price to book (P/B)
0.71
Price to sales (P/S)
2.9
EV/EBIT
3
EV/EBITDA
2.84
EV/Sales
1.23
Revenue
$98.72M
Gross profit
$98.72M
Operating income
$40.58M
Net income
$28.86M
EBIT
$40.58M
EBITDA
$42.84M
Free cash flow
$30.48M
Per share
Balance sheet
Liquidity
EPS
$1.95
EPS diluted
$1.95
Free cash flow per share
$2.14
Book value per share
$28.28
Revenue per share
$6.92
TBVPS
$225.19
Total assets
$3.22B
Total liabilities
$2.81B
Debt
$49.47M
Equity
$406.64M
Working capital
N/A
Debt to equity
0.12
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.85
Margins
Efficiency
Dividend
EBITDA margin
43.4%
Gross margin
100%
Net margin
29.2%
Operating margin
41.1%
Return on assets
0.9%
Return on equity
7.5%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
41.1%
Dividend yield
3.79%
DPS
$0.76
Payout ratio
39%
PCB stock price
How has the PCB Bancorp stock price performed over time
Intraday
-0.55%
1 week
3.35%
1 month
-2.96%
1 year
35.34%
YTD
-1.04%
QTD
7.06%
Financial performance
How have PCB Bancorp's revenue and profit performed over time
Revenue
$98.72M
Gross profit
$98.72M
Operating income
$40.58M
Net income
$28.86M
Gross margin
100%
Net margin
29.2%
PCB's net income is up by 15% year-on-year and by 12% since the previous quarter
PCB Bancorp's operating income has increased by 15% YoY and by 12% from the previous quarter
PCB Bancorp's operating margin has increased by 9% YoY and by 9% from the previous quarter
The net margin rose by 9% year-on-year and by 9% since the previous quarter
Price vs fundamentals
How does PCB's price correlate with its fundamentals
Growth
What is PCB Bancorp's growth rate over time
Valuation
What is PCB Bancorp stock price valuation
P/E
10.27
P/B
0.71
P/S
2.9
EV/EBIT
3
EV/EBITDA
2.84
EV/Sales
1.23
The P/E is 18% more than the 5-year quarterly average of 8.7 but 2.2% less than the last 4 quarters average of 10.5
PCB's EPS is up by 11% from the previous quarter and by 11% YoY
The equity has grown by 16% YoY and by 12% from the previous quarter
PCB's P/B is 11% below its 5-year quarterly average of 0.8
PCB's P/S is 7% above its 5-year quarterly average of 2.7 and 7% above its last 4 quarters average of 2.7
The revenue has grown by 5% YoY and by 2.5% from the previous quarter
Efficiency
How efficient is PCB Bancorp business performance
PCB's ROS is up by 9% YoY and by 9% from the previous quarter
PCB's ROIC is up by 8% since the previous quarter
PCB Bancorp's return on equity has increased by 7% QoQ and by 2.7% YoY
Dividends
What is PCB's dividend history
DPS
$0.76
Dividend yield
3.79%
Payout ratio
39%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did PCB Bancorp financials performed over time
PCB Bancorp's total assets is 14% higher than its total liabilities
PCB Bancorp's total assets has increased by 13% YoY and by 5% QoQ
PCB Bancorp's total liabilities has increased by 12% YoY and by 4.2% from the previous quarter
The debt is 88% smaller than the equity
The debt rose by 47% since the previous quarter but it has declined by 29% year-on-year
PCB's debt to equity is down by 40% YoY but it is up by 33% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.