PCB PCB Bancorp PE ratio, current and historical analysis
The price-to-earnings ratio for PCB Bancorp stock stands at 11.79 as of May 20, 2025. This is based on the current EPS of $1.75 and the stock price of $20.63 per share. An increase of 13% has been recorded in the PE ratio compared to the average of 10.5 of the past four quarters.
PCB PE ratio history
Over the last seven years, the average PE ratio of PCB Bancorp has been 9.09. The current 11.79 price-to-earnings ratio is 30% more than the historical average. In the past seven years, PCB's PE ratio reached its highest point in the Sep 2018 quarter at 13.52, with a price of $19.34 and an EPS of $1.43. The Mar 2023 quarter saw the lowest point at 6.09, with a price of $14.49 and an EPS of $2.38.
PCB Bancorp PE ratio by year
Maximum annual increase: 34.38% in 2024
Maximum annual decrease: -15.3% in 2020
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 11.57 | 34.38% | $20.24 | $1.75 |
| 2023 | 8.61 | 14.34% | $18.43 | $2.14 |
| 2022 | 7.53 | -8.84% | $17.69 | $2.35 |
| 2021 | 8.26 | -14.23% | $21.96 | $2.66 |
| 2020 | 9.63 | -15.3% | $10.11 | $1.05 |
| 2019 | 11.37 | 22.79% | $17.28 | $1.52 |
| 2018 | 9.26 | N/A | $15.65 | $1.69 |
| 2017 | N/A | N/A | N/A | $1.22 |
| 2016 | N/A | N/A | N/A | $1.12 |
PCB Bancorp PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Dec 2024 | 11.57 | 4.05% | $20.24 | $1.75 |
| Sep 2024 | 11.12 | 13.35% | $18.79 | $1.69 |
| Jun 2024 | 9.81 | 5.14% | $16.28 | $1.66 |
| Mar 2024 | 9.33 | 8.36% | $16.33 | $1.75 |
| Dec 2023 | 8.61 | 28.7% | $18.43 | $2.14 |
| Sep 2023 | 6.69 | 4.21% | $15.45 | $2.31 |
| Jun 2023 | 6.42 | 5.42% | $14.71 | $2.29 |
| Mar 2023 | 6.09 | -19.12% | $14.49 | $2.38 |
| Dec 2022 | 7.53 | 3.72% | $17.69 | $2.35 |
| Sep 2022 | 7.26 | 7.24% | $18.07 | $2.49 |
| Jun 2022 | 6.77 | -17.44% | $18.68 | $2.76 |
| Mar 2022 | 8.2 | -0.73% | $22.95 | $2.8 |
| Dec 2021 | 8.26 | -3.73% | $21.96 | $2.66 |
| Sep 2021 | 8.58 | -4.03% | $19.91 | $2.32 |
| Jun 2021 | 8.94 | -18.36% | $16.1 | $1.8 |
PCB Price vs fair value
You can ether set your own Fair P/E multiple or use one of the automatically calculated Fair P/E multiples.
Fair P/E calculation
PE Ratio is an attempt to estimate a fair PE ratio of a stock based on its earnings and growth rate.
This formula is a modified version of the classic Graham-Dodd Formula (V= EPS x (8.5+2g)), originally developed by Benjamin Graham, to calculate the fair price of a stock based on its earnings and growth rate.
The formula we have created is an adaptation of this approach, designed to maintain a balance between simplicity and growth sensitivity.
It is calculated using the following formula:
IF g < 5: Fair PE = b
IF g >= 5: Fair PE = m × g
Here’s what each part of the formula means:
g: Growth is calculated as the average of the three-year average EPS growth rate and the one-year EPS growth rate (annually). This approach provides a balanced measure of growth by factoring in both the long-term growth trend and the most recent annual growth performance. If one of the growth metrics is not available, the remaining metric is used to determine growth. The fair P/E value is capped at 100 to prevent distortions caused by extreme EPS growth rates, such as those resulting from large percentage increases from a low base.
m: This is the long term historical median PEG (Price/Earnings to Growth) ratio of the overall market. It serves as a benchmark, adjusting the Fair PE based on typical market conditions.
b: Base PE (static value set to 8). If the company's growth rate is less than 5, the Fair PE is set at a conservative baseline of 8. This is because declining companies generally deserve a lower PE ratio.
Fixed vs Dynamic
Fixed: The Fair PE ratio for all data points is calculated using a single, constant average EPS growth rate, determined based on the most recent period. This means that the same growth rate is applied to all historical data points. Dynamic: The Fair PE ratio for each historical data point is calculated using the trailing average EPS growth rate specific to that point in time. This means that for each data point, the corresponding trailing EPS growth rate is used, ensuring that the Fair PE ratio reflects the growth conditions that were relevant at that specific point in history.
PCB average PE ratio chart
The current PE ratio of PCB is above the 3 and 5-year averages.
PCB PE vs peers
When compared to its peer WBS, PCB's PE ratio is lower, but it is higher than EWBC's and WAL's. PCB Bancorp's PE ratio is trading above the peer group average of 10.77.
| Stock name | PE ratio | Market cap |
|---|---|---|
| ZION Zions Bancorporation National Association | 9.34 | $7.06B |
| WAL Western Alliance Bancorporation | 10.05 | $8.13B |
| BPOP Popular Inc | 10.74 | $7.13B |
| CMA Comerica Inc | 10.77 | $7.54B |
| EWBC East West Bancorp Inc | 10.99 | $12.78B |
| PCB PCB Bancorp. | 11.67 | $293.8M |
| WBS Webster Financial Corp | 11.74 | $8.77B |
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Frequently asked questions
What is PCB Bancorp's PE ratio?
The price to earnings ratio for PCB stock is 11.79 as of May 20, 2025.
What is the 3-year average PE ratio for PCB Bancorp (PCB)?
As an average over the last 3 years, PCB stock has a PE ratio of 8.29.
What is the 5-year average PE ratio for PCB Bancorp (PCB)?
As an average over the last 5 years, PCB stock has a PE ratio of 8.64.
What is the highest PE ratio for PCB?
The highest quarterly PE ratio in the last seven years has been 13.52 and it was in the Sep 2018 quarter.
How does the current PE ratio for PCB compare to its historical average?
PCB's current price to earnings ratio is 30% above its 7-year historical average.
How is PCB's PE ratio calculated (PCB Bancorp PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (May 20, 2025), PCB Bancorp's stock price is $20.63. The earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $1.75. Therefore, PCB Bancorp's price to earnings ratio for today is 11.79. PE RATIO(11.79) = STOCK PRICE($20.63) / TTM EPS($1.75)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.