ZION Zions Bancorporation National Association

  1. Stocks
  2. Financial Services
  3. NASDAQ: ZION

Price (delayed)

$58.22

Market cap

$8.76B

P/E Ratio

10.84

Dividend/share

$1.52

EPS

$5.37

Enterprise value

$8.64B

Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah. Zions Bancorporation originated as Keystone Insurance and Investment Co., a Utah Corporation, in April 1955. In April ...

Highlights
The debt has increased by 27% QoQ but it has decreased by 18% YoY
ZION's price to earnings (P/E) is 14% higher than its last 4 quarters average of 9.5 but 9% lower than its 5-year quarterly average of 11.9
The equity has declined by 30% year-on-year and by 11% since the previous quarter
The company's net income fell by 24% YoY and by 15% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.zionsbank.com/
Peers: GBCI WAL USB NBHC

Key stats

What are the main financial stats of ZION
Market
Shares outstanding
150.47M
Market cap
$8.76B
Enterprise value
$8.64B
Valuations
Price to earnings (P/E)
10.84
Price to book (P/B)
1.56
Price to sales (P/S)
3.02
EV/EBIT
7.89
EV/EBITDA
7.6
EV/Sales
2.98
Earnings
Revenue
$2.9B
EBIT
$1.1B
EBITDA
$1.14B
Free cash flow
$926M
Per share
EPS
$5.37
Free cash flow per share
$6.15
Book value per share
$37.21
Revenue per share
$19.26
TBVPS
$576.02
Balance sheet
Total assets
$87.78B
Total liabilities
$82.15B
Debt
$1.69B
Equity
$5.63B
Working capital
N/A
Liquidity
Debt to equity
0.3
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.1
Margins
EBITDA margin
39.2%
Gross margin
100%
Net margin
29.6%
Operating margin
37.7%
Efficiency
Return on assets
0.9%
Return on equity
12.2%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
37.7%
Dividend
Dividend yield
2.61%
DPS
$1.52
Payout ratio
28.3%

ZION stock price

How has the Zions Bancorporation National Association stock price performed over time
Intraday
1.69%
1 week
7.81%
1 month
15.98%
1 year
4.08%
YTD
-7.82%
QTD
14.38%

Financial performance

How have Zions Bancorporation National Association's revenue and profit performed over time
Revenue
$2.9B
Gross profit
$2.9B
Operating income
$1.1B
Net income
$859M
Gross margin
100%
Net margin
29.6%
The operating income has declined by 24% year-on-year and by 15% since the previous quarter
The company's net income fell by 24% YoY and by 15% QoQ
The net margin has decreased by 17% YoY and by 10% QoQ
The operating margin has declined by 17% year-on-year and by 11% since the previous quarter

Growth

What is Zions Bancorporation National Association's growth rate over time

Valuation

What is Zions Bancorporation National Association stock price valuation
P/E
10.84
P/B
1.56
P/S
3.02
EV/EBIT
7.89
EV/EBITDA
7.6
EV/Sales
2.98
The company's EPS fell by 19% YoY and by 13% QoQ
ZION's price to earnings (P/E) is 14% higher than its last 4 quarters average of 9.5 but 9% lower than its 5-year quarterly average of 11.9
The stock's price to book (P/B) is 42% more than its 5-year quarterly average of 1.1 and 11% more than its last 4 quarters average of 1.4
The equity has declined by 30% year-on-year and by 11% since the previous quarter
Zions Bancorporation National Association's revenue has decreased by 8% YoY and by 5% from the previous quarter

Efficiency

How efficient is Zions Bancorporation National Association business performance
ZION's return on assets is down by 31% year-on-year and by 18% since the previous quarter
Zions Bancorporation National Association's return on invested capital has decreased by 28% YoY and by 19% QoQ
The company's return on sales fell by 17% YoY and by 11% QoQ
The company's return on equity fell by 13% YoY and by 8% QoQ

Dividends

What is ZION's dividend history
Dividend details
DPS
$1.52
Dividend yield
2.61%
Payout ratio
28.3%
Recent dividends

Financial health

How did Zions Bancorporation National Association financials performed over time
ZION's total assets is 7% greater than its total liabilities
The total liabilities rose by 3.8% year-on-year but it has declined by 3.2% since the previous quarter
ZION's total assets is down by 3.7% since the previous quarter
The debt is 70% lower than the equity
Zions Bancorporation National Association's debt to equity has increased by 43% from the previous quarter and by 15% YoY
The equity has declined by 30% year-on-year and by 11% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.