ZION Zions Bancorporation National Association

Price (delayed)

$52.29

Market cap

$7.72B

P/E Ratio

13.14

Dividend/share

$1.64

EPS

$3.98

Enterprise value

$9.87B

Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah. Zions Bancorporation originated as Keystone Insurance and Investment Co., a Utah Corporation, in April 1955. In April ...

Highlights
The equity has increased by 12% year-on-year and by 2.4% since the previous quarter
The debt has shrunk by 57% YoY but it has increased by 11% QoQ
ZION's price to earnings (P/E) is 63% higher than its last 4 quarters average of 8.0 and 37% higher than its 5-year quarterly average of 9.5
The company's EPS fell by 32% YoY and by 9% QoQ

Key stats

What are the main financial stats of ZION
Market
Shares outstanding
147.65M
Market cap
$7.72B
Enterprise value
$9.87B
Valuations
Price to book (P/B)
1.33
Price to sales (P/S)
2.64
EV/EBIT
12.23
EV/EBITDA
10.47
EV/Sales
3.38
Earnings
Revenue
$2.92B
EBIT
$807M
EBITDA
$943M
Free cash flow
$813M
Per share
EPS
$3.98
Free cash flow per share
$5.52
Book value per share
$39.34
Revenue per share
$19.8
TBVPS
$583.71
Balance sheet
Total assets
$87.06B
Total liabilities
$81.23B
Debt
$5.44B
Equity
$5.83B
Working capital
N/A
Liquidity
Debt to equity
0.93
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.28
Margins
EBITDA margin
32.3%
Gross margin
100%
Net margin
21.6%
Operating margin
27.7%
Efficiency
Return on assets
0.7%
Return on equity
10.7%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
27.7%
Dividend
Dividend yield
3.14%
DPS
$1.64
Payout ratio
41.2%

ZION stock price

How has the Zions Bancorporation National Association stock price performed over time
Intraday
0.95%
1 week
6.76%
1 month
24.95%
1 year
35.99%
YTD
19.19%
QTD
20.57%

Financial performance

How have Zions Bancorporation National Association's revenue and profit performed over time
Revenue
$2.92B
Gross profit
$2.92B
Operating income
$807M
Net income
$629M
Gross margin
100%
Net margin
21.6%
The operating income has declined by 32% year-on-year and by 9% since the previous quarter
The company's net income fell by 31% YoY and by 8% QoQ
The operating margin has declined by 27% year-on-year and by 7% since the previous quarter
The net margin has decreased by 26% YoY and by 5% QoQ

Growth

What is Zions Bancorporation National Association's growth rate over time

Valuation

What is Zions Bancorporation National Association stock price valuation
P/E
13.14
P/B
1.33
P/S
2.64
EV/EBIT
12.23
EV/EBITDA
10.47
EV/Sales
3.38
ZION's price to earnings (P/E) is 63% higher than its last 4 quarters average of 8.0 and 37% higher than its 5-year quarterly average of 9.5
The company's EPS fell by 32% YoY and by 9% QoQ
The stock's price to book (P/B) is 32% more than its last 4 quarters average of 1.0 and 20% more than its 5-year quarterly average of 1.1
The equity has increased by 12% year-on-year and by 2.4% since the previous quarter
ZION's price to sales (P/S) is 46% more than its last 4 quarters average of 1.8 and 4.8% more than its 5-year quarterly average of 2.5
Zions Bancorporation National Association's revenue has decreased by 6% YoY and by 2.2% from the previous quarter

Efficiency

How efficient is Zions Bancorporation National Association business performance
The company's return on equity fell by 38% YoY and by 12% QoQ
Zions Bancorporation National Association's return on invested capital has decreased by 31% YoY and by 10% QoQ
ZION's return on assets is down by 30% year-on-year
The company's return on sales fell by 27% YoY and by 7% QoQ

Dividends

What is ZION's dividend history
DPS
$1.64
Dividend yield
3.14%
Payout ratio
41.2%
Recent dividends

Financial health

How did Zions Bancorporation National Association financials performed over time
ZION's total assets is 7% greater than its total liabilities
The total liabilities has declined by 2.6% year-on-year
The debt is 7% lower than the equity
Zions Bancorporation National Association's debt to equity has plunged by 62% YoY but it has increased by 8% from the previous quarter
The debt has shrunk by 57% YoY but it has increased by 11% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.