ZION Zions Bancorporation National Association

Price (delayed)

$29.07

Market cap

$4.31B

P/E Ratio

4.96

Dividend/share

$1.64

EPS

$5.86

Enterprise value

$13.07B

Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah. Zions Bancorporation originated as Keystone Insurance and Investment Co., a Utah Corporation, in April 1955. In April ...

Highlights
ZION's price to earnings (P/E) is 52% lower than its 5-year quarterly average of 10.4 and 40% lower than its last 4 quarters average of 8.2
Zions Bancorporation National Association's revenue has increased by 2.5% from the previous quarter
The equity has declined by 18% year-on-year but it has increased by 6% since the previous quarter
The debt has increased by 16% QoQ
The company's net income fell by 10% YoY

Key stats

What are the main financial stats of ZION
Market
Shares outstanding
148.1M
Market cap
$4.31B
Enterprise value
$13.07B
Valuations
Price to book (P/B)
0.83
Price to sales (P/S)
1.39
EV/EBIT
11.09
EV/EBITDA
10.01
EV/Sales
4.21
Earnings
Revenue
$3.11B
EBIT
$1.18B
EBITDA
$1.31B
Free cash flow
$1.24B
Per share
EPS
$5.86
Free cash flow per share
$8.34
Book value per share
$34.87
Revenue per share
$20.98
TBVPS
$591.22
Balance sheet
Total assets
$88.57B
Total liabilities
$83.39B
Debt
$12.79B
Equity
$5.18B
Working capital
N/A
Liquidity
Debt to equity
2.47
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.71
Margins
EBITDA margin
42.1%
Gross margin
100%
Net margin
29.2%
Operating margin
38%
Efficiency
Return on assets
1%
Return on equity
17.3%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
38%
Dividend
Dividend yield
5.64%
DPS
$1.64
Payout ratio
28%

ZION stock price

How has the Zions Bancorporation National Association stock price performed over time
Intraday
5.06%
1 week
1.43%
1 month
21.53%
1 year
-49.09%
YTD
-40.87%
QTD
-2.87%

Financial performance

How have Zions Bancorporation National Association's revenue and profit performed over time
Revenue
$3.11B
Gross profit
$3.11B
Operating income
$1.18B
Net income
$908M
Gross margin
100%
Net margin
29.2%
The net margin has decreased by 12% YoY and by 2.3% QoQ
The company's net income fell by 10% YoY
The operating margin has declined by 10% year-on-year
The operating income has declined by 9% year-on-year but it has increased by 2.3% since the previous quarter

Growth

What is Zions Bancorporation National Association's growth rate over time

Valuation

What is Zions Bancorporation National Association stock price valuation
P/E
4.96
P/B
0.83
P/S
1.39
EV/EBIT
11.09
EV/EBITDA
10.01
EV/Sales
4.21
ZION's price to earnings (P/E) is 52% lower than its 5-year quarterly average of 10.4 and 40% lower than its last 4 quarters average of 8.2
The company's EPS fell by 4.9% YoY
The stock's price to book (P/B) is 36% less than its last 4 quarters average of 1.3 and 25% less than its 5-year quarterly average of 1.1
The equity has declined by 18% year-on-year but it has increased by 6% since the previous quarter
ZION's price to sales (P/S) is 50% less than its 5-year quarterly average of 2.8 and 40% less than its last 4 quarters average of 2.3
Zions Bancorporation National Association's revenue has increased by 2.5% from the previous quarter

Efficiency

How efficient is Zions Bancorporation National Association business performance
The company's return on equity rose by 30% YoY and by 6% QoQ
Zions Bancorporation National Association's return on invested capital has decreased by 19% YoY
The company's return on sales fell by 10% YoY
ZION's return on assets is down by 9% year-on-year

Dividends

What is ZION's dividend history
DPS
$1.64
Dividend yield
5.64%
Payout ratio
28%
Recent dividends

Financial health

How did Zions Bancorporation National Association financials performed over time
ZION's total assets is 6% greater than its total liabilities
ZION's total assets is down by 2.8% year-on-year
The debt is 147% higher than the equity
The equity has declined by 18% year-on-year but it has increased by 6% since the previous quarter
The debt has increased by 16% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.