ZION Zions Bancorporation, N.A.

Price (delayed)

$31.42

Market cap

$5.15B

P/E Ratio

11.9

Dividend/share

$1.36

EPS

$2.64

Enterprise value

$5.22B

Sector: Financial Services
Industry: Banks - Regional
Zions Bancorporation NA is a bank holding company, which engages in the provision of full banking and related services. It operates through the following segments: Zions Bank, Amegy Bank, California Bank & Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington. The company was founded in April 1955 and is headquartered in Salt Lake City, UT.

Highlights

The debt has shrunk by 70% YoY and by 60% QoQ
ZION's price to earnings (P/E) is 24% lower than its 5-year quarterly average of 15.6 but 12% higher than its last 4 quarters average of 10.6
The company's net income fell by 44% YoY and by 21% QoQ
The company's EPS fell by 40% YoY and by 21% QoQ

Key stats

What are the main financial stats of ZION
Market
Shares outstanding
163.98M
Market cap
$5.15B
Enterprise value
$5.22B
Valuations
Price to earnings (P/E)
11.9
Price to book (P/B)
0.68
Price to sales (P/S)
2.19
EV/EBIT
8.4
EV/EBITDA
6.7
EV/Sales
2.22
Earnings
Revenue
$2.35B
EBIT
$621M
EBITDA
$779M
Free cash flow
$736M
Per share
EPS
$2.64
Free cash flow per share
$4.5
Book value per share
$46.23
Revenue per share
$14.34
TBVPS
$461.25
Balance sheet
Total assets
$76.45B
Total liabilities
$68.87B
Debt
$2.21B
Equity
$7.58B
Working capital
N/A
Liquidity
Debt to equity
0.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.08
Margins
EBITDA margin
33.2%
Gross margin
100%
Net margin
20.7%
Operating margin
26.5%
Efficiency
Return on assets
0.6%
Return on equity
6%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
26.5%
Dividend
Dividend yield
4.33%
DPS
$1.36
Payout ratio
51.5%

ZION stock price

How has the Zions Bancorporation National Association stock price performed over time

Financial performance

How have Zions Bancorporation National Association's revenue and profit performed over time
Revenue
$2.35B
Gross profit
$2.35B
Operating income
$621M
Net income
$485M
Gross margin
100%
Net margin
20.7%
The operating income has declined by 44% year-on-year and by 22% since the previous quarter
The company's net income fell by 44% YoY and by 21% QoQ
The operating margin has declined by 33% year-on-year and by 16% since the previous quarter
The net margin has decreased by 32% YoY and by 16% QoQ

Growth

What is Zions Bancorporation National Association's growth rate over time

Valuation

What is Zions Bancorporation National Association stock price valuation
P/E
11.9
P/B
0.68
P/S
2.19
EV/EBIT
8.4
EV/EBITDA
6.7
EV/Sales
2.22
The company's EPS fell by 40% YoY and by 21% QoQ
ZION's price to earnings (P/E) is 24% lower than its 5-year quarterly average of 15.6 but 12% higher than its last 4 quarters average of 10.6
The stock's price to book (P/B) is 32% less than its 5-year quarterly average of 1.0 and 24% less than its last 4 quarters average of 0.9
ZION's price to sales (P/S) is 29% less than its 5-year quarterly average of 3.1 and 12% less than its last 4 quarters average of 2.5
Zions Bancorporation National Association's revenue has decreased by 16% YoY and by 7% from the previous quarter

Efficiency

How efficient is Zions Bancorporation National Association business performance
ZION's return on assets has dropped by 50% year-on-year and by 25% since the previous quarter
Zions Bancorporation National Association's return on invested capital has decreased by 47% YoY and by 27% QoQ
The company's return on equity fell by 45% YoY and by 23% QoQ
The company's return on sales fell by 33% YoY and by 16% QoQ

Dividends

What is ZION's dividend history
DPS
$1.36
Dividend yield
4.33%
Payout ratio
51.5%
Recent dividends

Financial health

How did Zions Bancorporation National Association financials performed over time
ZION's total assets is 11% greater than its total liabilities
The total liabilities rose by 10% year-on-year and by 8% since the previous quarter
ZION's total assets is up by 9% year-on-year and by 7% since the previous quarter
The debt is 71% lower than the equity
Zions Bancorporation National Association's debt to equity has plunged by 70% YoY and by 61% from the previous quarter
The debt has shrunk by 70% YoY and by 60% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.