ZION Zions Bancorporation National Association
Price (delayed)
$53.42
Market cap
$7.89B
P/E Ratio
12.17
Dividend/share
$1.68
EPS
$4.39
Enterprise value
$8B
Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah. Zions Bancorporation originated as Keystone Insurance and Investment Co., a Utah Corporation, in April 1955. In April
Highlights
The debt has decreased by 44% QoQ and by 29% YoY
The equity has increased by 20% year-on-year and by 6% since the previous quarter
The company's EPS fell by 19% YoY but it rose by 6% QoQ
The company's net income fell by 17% YoY but it rose by 6% QoQ
ZION's price to earnings (P/E) is 28% higher than its 5-year quarterly average of 9.5 and 15% higher than its last 4 quarters average of 10.6
The gross profit has contracted by 2.3% YoY
Key stats
What are the main financial stats of ZION
Market
Valuations
Earnings
Shares outstanding
147.71M
Market cap
$7.89B
Enterprise value
$8B
Price to earnings (P/E)
12.17
Price to book (P/B)
1.24
Price to sales (P/S)
2.61
EV/EBIT
8.97
EV/EBITDA
7.86
EV/Sales
2.66
Revenue
$3.01B
Gross profit
$3.01B
Operating income
$892M
Net income
$694M
EBIT
$892M
EBITDA
$1.02B
Free cash flow
$288M
Per share
Balance sheet
Liquidity
EPS
$4.39
EPS diluted
$4.39
Free cash flow per share
$1.96
Book value per share
$43.23
Revenue per share
$20.46
TBVPS
$584.34
Total assets
$87.03B
Total liabilities
$80.65B
Debt
$3.47B
Equity
$6.39B
Working capital
N/A
Debt to equity
0.54
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.11
Margins
Efficiency
Dividend
EBITDA margin
33.9%
Gross margin
100%
Net margin
23.1%
Operating margin
29.6%
Return on assets
0.7%
Return on equity
10.9%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
29.6%
Dividend yield
3.14%
DPS
$1.68
Payout ratio
38.3%
ZION stock price
How has the Zions Bancorporation National Association stock price performed over time
Intraday
-3.08%
1 week
-4.16%
1 month
-9.5%
1 year
34.9%
YTD
-1.53%
QTD
-1.53%
Financial performance
How have Zions Bancorporation National Association's revenue and profit performed over time
Revenue
$3.01B
Gross profit
$3.01B
Operating income
$892M
Net income
$694M
Gross margin
100%
Net margin
23.1%
The operating income has declined by 19% year-on-year but it has increased by 6% since the previous quarter
The operating margin has declined by 17% year-on-year but it rose by 3.9% since the previous quarter
The company's net income fell by 17% YoY but it rose by 6% QoQ
The net margin has decreased by 15% YoY but it has increased by 4.1% QoQ
Growth
What is Zions Bancorporation National Association's growth rate over time
Valuation
What is Zions Bancorporation National Association stock price valuation
P/E
12.17
P/B
1.24
P/S
2.61
EV/EBIT
8.97
EV/EBITDA
7.86
EV/Sales
2.66
ZION's price to earnings (P/E) is 28% higher than its 5-year quarterly average of 9.5 and 15% higher than its last 4 quarters average of 10.6
The company's EPS fell by 19% YoY but it rose by 6% QoQ
The equity has increased by 20% year-on-year and by 6% since the previous quarter
The stock's price to book (P/B) is 13% more than its 5-year quarterly average of 1.1 and 13% more than its last 4 quarters average of 1.1
ZION's price to sales (P/S) is 19% more than its last 4 quarters average of 2.2 and 9% more than its 5-year quarterly average of 2.4
Zions Bancorporation National Association's revenue has decreased by 2.3% YoY
Efficiency
How efficient is Zions Bancorporation National Association business performance
The company's return on equity fell by 31% YoY
ZION's return on assets is down by 22% year-on-year
The company's return on sales fell by 17% YoY but it rose by 3.9% QoQ
Zions Bancorporation National Association's return on invested capital has decreased by 17% YoY
Dividends
What is ZION's dividend history
DPS
$1.68
Dividend yield
3.14%
Payout ratio
38.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Zions Bancorporation National Association financials performed over time
ZION's total assets is 8% greater than its total liabilities
The debt is 46% lower than the equity
Zions Bancorporation National Association's debt to equity has decreased by 48% from the previous quarter and by 41% YoY
The debt has decreased by 44% QoQ and by 29% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.