ZION Zions Bancorporation National Association

Price (delayed)

$55.79

Market cap

$9.16B

P/E Ratio

18.23

Dividend/share

$1.36

EPS

$3.06

Enterprise value

$10.45B

Sector: Financial Services
Industry: Banks - Regional

Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah. Zions Bancorporation originated as Keystone Insurance and Investment Co., a Utah Corporation, in April 1955. In April ...

Highlights

The equity has increased by 7% year-on-year and by 2.8% since the previous quarter
The company's net income fell by 34% YoY but it rose by 23% QoQ
The company's EPS fell by 31% YoY but it rose by 26% QoQ
ZION's price to earnings (P/E) is 54% higher than its last 4 quarters average of 11.8 and 26% higher than its 5-year quarterly average of 14.5

Key stats

What are the main financial stats of ZION
Market
Shares outstanding
164.21M
Market cap
$9.16B
Enterprise value
$10.45B
Valuations
Price to earnings (P/E)
18.23
Price to book (P/B)
1.16
Price to sales (P/S)
3.84
EV/EBIT
15.55
EV/EBITDA
13.79
EV/Sales
4.4
Earnings
Revenue
$2.38B
EBIT
$672M
EBITDA
$758M
Free cash flow
$548M
Per share
EPS
$3.06
Free cash flow per share
$3.35
Book value per share
$48.08
Revenue per share
$14.51
TBVPS
$491.42
Balance sheet
Total assets
$81.48B
Total liabilities
$73.59B
Debt
$2.91B
Equity
$7.89B
Working capital
N/A
Liquidity
Debt to equity
0.37
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.7
Margins
EBITDA margin
31.9%
Gross margin
100%
Net margin
22.7%
Operating margin
28.3%
Efficiency
Return on assets
0.7%
Return on equity
6.6%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
28.3%
Dividend
Dividend yield
2.44%
DPS
$1.36
Payout ratio
44.4%

ZION stock price

How has the Zions Bancorporation National Association stock price performed over time
Intraday
3.39%
1 week
4.93%
1 month
16.89%
1 year
54.54%
YTD
28.43%
QTD
28.43%

Financial performance

How have Zions Bancorporation National Association's revenue and profit performed over time
Revenue
$2.38B
Gross profit
$2.38B
Operating income
$672M
Net income
$539M
Gross margin
100%
Net margin
22.7%
The operating income has declined by 36% year-on-year but it has increased by 23% since the previous quarter
The company's net income fell by 34% YoY but it rose by 23% QoQ
The operating margin has declined by 25% year-on-year but it rose by 19% since the previous quarter
The net margin has decreased by 22% YoY but it has increased by 19% QoQ

Growth

What is Zions Bancorporation National Association's growth rate over time

Valuation

What is Zions Bancorporation National Association stock price valuation
P/E
18.23
P/B
1.16
P/S
3.84
EV/EBIT
15.55
EV/EBITDA
13.79
EV/Sales
4.4
ZION's price to earnings (P/E) is 54% higher than its last 4 quarters average of 11.8 and 26% higher than its 5-year quarterly average of 14.5
The company's EPS fell by 31% YoY but it rose by 26% QoQ
The stock's price to book (P/B) is 66% more than its last 4 quarters average of 0.7 and 16% more than its 5-year quarterly average of 1.0
The equity has increased by 7% year-on-year and by 2.8% since the previous quarter
ZION's price to sales (P/S) is 67% more than its last 4 quarters average of 2.3 and 24% more than its 5-year quarterly average of 3.1
Zions Bancorporation National Association's revenue has decreased by 15% YoY but it has increased by 3.3% from the previous quarter

Efficiency

How efficient is Zions Bancorporation National Association business performance
ZION's return on assets is up by 40% since the previous quarter but it is down by 36% year-on-year
The company's return on equity fell by 37% YoY but it rose by 22% QoQ
Zions Bancorporation National Association's return on invested capital has decreased by 36% YoY but it has increased by 29% QoQ
The company's return on sales fell by 25% YoY but it rose by 19% QoQ

Dividends

What is ZION's dividend history
DPS
$1.36
Dividend yield
2.44%
Payout ratio
44.4%
Recent dividends

Financial health

How did Zions Bancorporation National Association financials performed over time
ZION's total assets is 11% greater than its total liabilities
The total liabilities rose by 19% year-on-year and by 4.1% since the previous quarter
ZION's total assets is up by 18% year-on-year and by 4% since the previous quarter
The debt is 63% lower than the equity
Zions Bancorporation National Association's debt to equity has decreased by 27% YoY but it has increased by 9% from the previous quarter
The debt has decreased by 23% YoY but it has increased by 12% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.