ZION Zions Bancorporation National Association
Price (delayed)
$42.85
Market cap
$6.34B
P/E Ratio
8.66
Dividend/share
$1.68
EPS
$4.95
Enterprise value
$6.17B
Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah. Zions Bancorporation originated as Keystone Insurance and Investment Co., a Utah Corporation, in April 1955. In April
Highlights
ZION's price to earnings (P/E) is 18% lower than its last 4 quarters average of 10.8 and 9% lower than its 5-year quarterly average of 9.7
The company's net income rose by 15% YoY and by 13% QoQ
The debt has increased by 38% QoQ but it has decreased by 2.8% YoY
The equity has increased by 8% year-on-year but it has declined by 4.1% since the previous quarter
Key stats
What are the main financial stats of ZION
Market
Valuations
Earnings
Shares outstanding
147.89M
Market cap
$6.34B
Enterprise value
$6.17B
Price to earnings (P/E)
8.66
Price to book (P/B)
1.03
Price to sales (P/S)
2.06
EV/EBIT
6.09
EV/EBITDA
5.43
EV/Sales
2.02
Revenue
$3.06B
Gross profit
$3.06B
Operating income
$1.01B
Net income
$784M
EBIT
$1.01B
EBITDA
$1.14B
Free cash flow
$1.05B
Per share
Balance sheet
Liquidity
EPS
$4.95
EPS diluted
$4.95
Free cash flow per share
$7.14
Book value per share
$41.46
Revenue per share
$20.77
TBVPS
$595.9
Total assets
$88.78B
Total liabilities
$82.65B
Debt
$4.78B
Equity
$6.12B
Working capital
N/A
Debt to equity
0.78
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.15
Margins
Efficiency
Dividend
EBITDA margin
37.1%
Gross margin
100%
Net margin
25.6%
Operating margin
33.1%
Return on assets
0.8%
Return on equity
12.1%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
33.1%
Dividend yield
3.92%
DPS
$1.68
Payout ratio
33.9%
ZION stock price
How has the Zions Bancorporation National Association stock price performed over time
Intraday
-1.77%
1 week
-2.15%
1 month
-13.45%
1 year
3.7%
YTD
-21.01%
QTD
-14.06%
Financial performance
How have Zions Bancorporation National Association's revenue and profit performed over time
Revenue
$3.06B
Gross profit
$3.06B
Operating income
$1.01B
Net income
$784M
Gross margin
100%
Net margin
25.6%
The company's net income rose by 15% YoY and by 13% QoQ
The operating income has increased by 14% year-on-year and by 13% since the previous quarter
The net margin has increased by 12% YoY and by 11% QoQ
The operating margin rose by 12% since the previous quarter and by 11% year-on-year
Growth
What is Zions Bancorporation National Association's growth rate over time
Valuation
What is Zions Bancorporation National Association stock price valuation
P/E
8.66
P/B
1.03
P/S
2.06
EV/EBIT
6.09
EV/EBITDA
5.43
EV/Sales
2.02
ZION's price to earnings (P/E) is 18% lower than its last 4 quarters average of 10.8 and 9% lower than its 5-year quarterly average of 9.7
The company's EPS rose by 14% YoY and by 13% QoQ
The equity has increased by 8% year-on-year but it has declined by 4.1% since the previous quarter
The stock's price to book (P/B) is 4.5% less than its 5-year quarterly average of 1.1 and 4.5% less than its last 4 quarters average of 1.1
ZION's price to sales (P/S) is 13% less than its 5-year quarterly average of 2.4 and 9% less than its last 4 quarters average of 2.3
Zions Bancorporation National Association's revenue has increased by 2.5% YoY
Efficiency
How efficient is Zions Bancorporation National Association business performance
Zions Bancorporation National Association's return on invested capital has increased by 20% QoQ and by 20% YoY
ZION's return on assets is up by 14% since the previous quarter and by 14% year-on-year
The company's return on sales rose by 12% QoQ and by 11% YoY
The company's return on equity rose by 11% QoQ
Dividends
What is ZION's dividend history
DPS
$1.68
Dividend yield
3.92%
Payout ratio
33.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Zions Bancorporation National Association financials performed over time
ZION's total assets is 7% greater than its total liabilities
The total liabilities rose by 2.5% since the previous quarter
ZION's total assets is up by 2% since the previous quarter
The debt is 22% lower than the equity
Zions Bancorporation National Association's debt to equity has increased by 44% from the previous quarter but it has decreased by 9% YoY
The debt has increased by 38% QoQ but it has decreased by 2.8% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.