ZION Zions Bancorporation National Association

Price (delayed)

$40.825

Market cap

$6.05B

P/E Ratio

9.39

Dividend/share

$1.64

EPS

$4.35

Enterprise value

$7.83B

Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah. Zions Bancorporation originated as Keystone Insurance and Investment Co., a Utah Corporation, in April 1955. In April ...

Highlights
The debt has shrunk by 56% YoY
The equity has increased by 16% year-on-year and by 7% since the previous quarter
ZION's price to earnings (P/E) is 39% higher than its last 4 quarters average of 6.6 but 3.4% lower than its 5-year quarterly average of 9.5
The company's net income fell by 25% YoY and by 19% QoQ
The company's EPS fell by 25% YoY and by 20% QoQ

Key stats

What are the main financial stats of ZION
Market
Shares outstanding
148.16M
Market cap
$6.05B
Enterprise value
$7.83B
Valuations
Price to book (P/B)
1.06
Price to sales (P/S)
2.02
EV/EBIT
8.84
EV/EBITDA
7.63
EV/Sales
2.62
Earnings
Revenue
$2.98B
EBIT
$886M
EBITDA
$1.03B
Free cash flow
$772M
Per share
EPS
$4.35
Free cash flow per share
$5.23
Book value per share
$38.41
Revenue per share
$20.19
TBVPS
$583.05
Balance sheet
Total assets
$87.2B
Total liabilities
$81.51B
Debt
$4.92B
Equity
$5.69B
Working capital
N/A
Liquidity
Debt to equity
0.86
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.73
Margins
EBITDA margin
34.4%
Gross margin
100%
Net margin
22.8%
Operating margin
29.7%
Efficiency
Return on assets
0.7%
Return on equity
12.1%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
29.7%
Dividend
Dividend yield
4.02%
DPS
$1.64
Payout ratio
37.7%

ZION stock price

How has the Zions Bancorporation National Association stock price performed over time
Intraday
2.27%
1 week
1.03%
1 month
0.43%
1 year
39.1%
YTD
-6.94%
QTD
-5.93%

Financial performance

How have Zions Bancorporation National Association's revenue and profit performed over time
Revenue
$2.98B
Gross profit
$2.98B
Operating income
$886M
Net income
$680M
Gross margin
100%
Net margin
22.8%
The company's net income fell by 25% YoY and by 19% QoQ
The net margin has decreased by 24% YoY and by 16% QoQ
The operating income has declined by 23% year-on-year and by 19% since the previous quarter
The operating margin has declined by 22% year-on-year and by 16% since the previous quarter

Growth

What is Zions Bancorporation National Association's growth rate over time

Valuation

What is Zions Bancorporation National Association stock price valuation
P/E
9.39
P/B
1.06
P/S
2.02
EV/EBIT
8.84
EV/EBITDA
7.63
EV/Sales
2.62
ZION's price to earnings (P/E) is 39% higher than its last 4 quarters average of 6.6 but 3.4% lower than its 5-year quarterly average of 9.5
The company's EPS fell by 25% YoY and by 20% QoQ
The stock's price to book (P/B) is 16% more than its last 4 quarters average of 0.9 but 5% less than its 5-year quarterly average of 1.1
The equity has increased by 16% year-on-year and by 7% since the previous quarter
ZION's price to sales (P/S) is 24% more than its last 4 quarters average of 1.6 but 21% less than its 5-year quarterly average of 2.5
Zions Bancorporation National Association's revenue has decreased by 3.2% from the previous quarter

Efficiency

How efficient is Zions Bancorporation National Association business performance
ZION's return on assets is down by 30% year-on-year and by 22% since the previous quarter
The company's return on equity fell by 26% YoY and by 23% QoQ
Zions Bancorporation National Association's return on invested capital has decreased by 23% YoY and by 17% QoQ
The company's return on sales fell by 22% YoY and by 16% QoQ

Dividends

What is ZION's dividend history
DPS
$1.64
Dividend yield
4.02%
Payout ratio
37.7%
Recent dividends

Financial health

How did Zions Bancorporation National Association financials performed over time
ZION's total assets is 7% greater than its total liabilities
The total liabilities has declined by 3.7% year-on-year
ZION's total assets is down by 2.6% year-on-year
The debt is 14% lower than the equity
Zions Bancorporation National Association's debt to equity has plunged by 62% YoY and by 7% from the previous quarter
The debt has shrunk by 56% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.