ZION Zions Bancorporation N.A

Price (delayed)

$41.60

Market cap

$6.82B

P/E Ratio

17.19

Dividend/share

$1.36

EPS

$2.42

Enterprise value

$7.99B

Sector: Financial Services
Industry: Banks - Regional

Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah. Zions Bancorporation originated as Keystone Insurance and Investment Co., a Utah Corporation, in April 1955. In April ...

Highlights

The equity has increased by 2.1% year-on-year
The debt has shrunk by 55% YoY but it has increased by 17% QoQ
ZION's price to earnings (P/E) is 53% higher than its last 4 quarters average of 11.2 and 15% higher than its 5-year quarterly average of 14.9
The company's net income fell by 49% YoY and by 10% QoQ

Key stats

What are the main financial stats of ZION
Market
Shares outstanding
164.01M
Market cap
$6.82B
Enterprise value
$7.99B
Valuations
Price to earnings (P/E)
17.19
Price to book (P/B)
0.89
Price to sales (P/S)
2.96
EV/EBIT
14.58
EV/EBITDA
11.96
EV/Sales
3.47
Earnings
Revenue
$2.3B
EBIT
$548M
EBITDA
$668M
Free cash flow
$753M
Per share
EPS
$2.42
Free cash flow per share
$4.6
Book value per share
$46.76
Revenue per share
$14.06
TBVPS
$472.72
Balance sheet
Total assets
$78.36B
Total liabilities
$70.69B
Debt
$2.6B
Equity
$7.67B
Working capital
N/A
Liquidity
Debt to equity
0.34
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.75
Margins
EBITDA margin
29%
Gross margin
100%
Net margin
19%
Operating margin
23.8%
Efficiency
Return on assets
0.5%
Return on equity
5.4%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
23.8%
Dividend
Dividend yield
3.27%
DPS
$1.36
Payout ratio
56.2%

ZION stock price

How has the Zions Bancorporation National Association stock price performed over time
Intraday
3.82%
1 week
1.59%
1 month
25.23%
1 year
-15.96%
YTD
-19.88%
QTD
42.37%

Financial performance

How have Zions Bancorporation National Association's revenue and profit performed over time
Revenue
$2.3B
Gross profit
$2.3B
Operating income
$548M
Net income
$438M
Gross margin
100%
Net margin
19%
The operating income has dropped by 51% year-on-year and by 12% since the previous quarter
The company's net income fell by 49% YoY and by 10% QoQ
The operating margin has declined by 40% year-on-year and by 10% since the previous quarter
The net margin has decreased by 38% YoY and by 8% QoQ

Growth

What is Zions Bancorporation National Association's growth rate over time

Valuation

What is Zions Bancorporation National Association stock price valuation
P/E
17.19
P/B
0.89
P/S
2.96
EV/EBIT
14.58
EV/EBITDA
11.96
EV/Sales
3.47
ZION's price to earnings (P/E) is 53% higher than its last 4 quarters average of 11.2 and 15% higher than its 5-year quarterly average of 14.9
The company's EPS fell by 46% YoY and by 8% QoQ
The stock's price to book (P/B) is 11% more than its last 4 quarters average of 0.8 but 11% less than its 5-year quarterly average of 1.0
The equity has increased by 2.1% year-on-year
ZION's price to sales (P/S) is 23% more than its last 4 quarters average of 2.4 but 4.5% less than its 5-year quarterly average of 3.1
Zions Bancorporation National Association's revenue has decreased by 18% YoY

Efficiency

How efficient is Zions Bancorporation National Association business performance
ZION's return on assets has dropped by 58% year-on-year and by 17% since the previous quarter
Zions Bancorporation National Association's return on invested capital has shrunk by 53% YoY and by 13% QoQ
The company's return on equity has shrunk by 50% YoY and by 10% QoQ
The company's return on sales fell by 40% YoY and by 10% QoQ

Dividends

What is ZION's dividend history
DPS
$1.36
Dividend yield
3.27%
Payout ratio
56.2%
Recent dividends

Financial health

How did Zions Bancorporation National Association financials performed over time
ZION's total assets is 11% greater than its total liabilities
The total liabilities rose by 12% year-on-year and by 2.6% since the previous quarter
ZION's total assets is up by 11% year-on-year and by 2.5% since the previous quarter
The debt is 66% lower than the equity
Zions Bancorporation National Association's debt to equity has plunged by 56% YoY but it has increased by 17% from the previous quarter
The debt has shrunk by 55% YoY but it has increased by 17% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.