Price (delayed)
$45.54
Market cap
$6.73B
P/E Ratio
10.97
Dividend/share
$1.64
EPS
$4.15
Enterprise value
$8.99B
Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah. Zions Bancorporation originated as Keystone Insurance and Investment Co., a Utah Corporation, in April 1955. In April
Highlights
The equity has increased by 14% year-on-year and by 3.4% since the previous quarter
The company's EPS fell by 27% YoY but it rose by 4.3% QoQ
The company's net income fell by 26% YoY but it rose by 4.1% QoQ
ZION's price to earnings (P/E) is 15% higher than its last 4 quarters average of 9.5 and 14% higher than its 5-year quarterly average of 9.6
The debt has increased by 14% QoQ and by 2.4% YoY
Key stats
What are the main financial stats of ZION
Market
Valuations
Earnings
Shares outstanding
147.7M
Market cap
$6.73B
Enterprise value
$8.99B
Price to earnings (P/E)
10.97
Price to book (P/B)
1.12
Price to sales (P/S)
2.27
EV/EBIT
10.67
EV/EBITDA
9.23
EV/Sales
3.04
Revenue
$2.96B
EBIT
$843M
EBITDA
$974M
Free cash flow
$471M
Per share
Balance sheet
Liquidity
EPS
$4.15
Free cash flow per share
$3.2
Book value per share
$40.8
Revenue per share
$20.09
TBVPS
$588.32
Total assets
$87.61B
Total liabilities
$81.58B
Debt
$6.2B
Equity
$6.03B
Working capital
N/A
Debt to equity
1.03
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.33
Margins
Efficiency
Dividend
EBITDA margin
33%
Gross margin
100%
Net margin
22.2%
Operating margin
28.5%
Return on assets
0.7%
Return on equity
10.8%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
28.5%
Dividend yield
3.6%
DPS
$1.64
Payout ratio
39.5%
ZION stock price
How has the Zions Bancorporation National Association stock price performed over time
Intraday
1.13%
1 week
-8.11%
1 month
-0.89%
1 year
30.41%
YTD
3.81%
QTD
5%
Financial performance
How have Zions Bancorporation National Association's revenue and profit performed over time
Revenue
$2.96B
Gross profit
$2.96B
Operating income
$843M
Net income
$655M
Gross margin
100%
Net margin
22.2%
The company's net income fell by 26% YoY but it rose by 4.1% QoQ
The operating income has declined by 26% year-on-year but it has increased by 4.5% since the previous quarter
The operating margin has declined by 23% year-on-year but it rose by 2.9% since the previous quarter
The net margin has decreased by 22% YoY but it has increased by 2.8% QoQ
Growth
What is Zions Bancorporation National Association's growth rate over time
Valuation
What is Zions Bancorporation National Association stock price valuation
P/E
10.97
P/B
1.12
P/S
2.27
EV/EBIT
10.67
EV/EBITDA
9.23
EV/Sales
3.04
The company's EPS fell by 27% YoY but it rose by 4.3% QoQ
ZION's price to earnings (P/E) is 15% higher than its last 4 quarters average of 9.5 and 14% higher than its 5-year quarterly average of 9.6
The equity has increased by 14% year-on-year and by 3.4% since the previous quarter
ZION's price to sales (P/S) is 14% more than its last 4 quarters average of 2.0 but 9% less than its 5-year quarterly average of 2.5
Zions Bancorporation National Association's revenue has decreased by 5% YoY
Efficiency
How efficient is Zions Bancorporation National Association business performance
The company's return on equity fell by 36% YoY
ZION's return on assets is down by 30% year-on-year
The company's return on sales fell by 23% YoY but it rose by 2.9% QoQ
Zions Bancorporation National Association's return on invested capital has decreased by 17% YoY but it has increased by 11% QoQ
Dividends
What is ZION's dividend history
DPS
$1.64
Dividend yield
3.6%
Payout ratio
39.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Zions Bancorporation National Association financials performed over time
ZION's total assets is 7% greater than its total liabilities
The debt is 2.9% higher than the equity
The debt has increased by 14% QoQ and by 2.4% YoY
The equity has increased by 14% year-on-year and by 3.4% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.