CMA Comerica Inc

  1. Stocks
  2. Financial Services
  3. NYSE: CMA

Price (delayed)

$51.56

Market cap

$6.83B

P/E Ratio

7.97

Dividend/share

$2.84

EPS

$6.47

Enterprise value

$7.1B

Comerica Incorporated is a financial services company headquartered in Dallas, Texas. It has retail banking operations in Texas, Michigan, Arizona, California and Florida, with select business operations in several other ...

Highlights
Comerica's equity has increased by 29% from the previous quarter and by 24% YoY
CMA's debt has surged by 57% year-on-year but it is down by 10% since the previous quarter
CMA's P/E is 42% above its last 4 quarters average of 5.6 but 10% below its 5-year quarterly average of 8.9
The EPS has decreased by 27% from the previous quarter and by 24% YoY
The net income has declined by 26% since the previous quarter and by 23% year-on-year
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.comerica.com/
Peers: RF KEY BAC WFC

Key stats

What are the main financial stats of CMA
Market
Shares outstanding
132.49M
Market cap
$6.83B
Enterprise value
$7.1B
Valuations
Price to earnings (P/E)
7.97
Price to book (P/B)
1.06
Price to sales (P/S)
1.94
EV/EBIT
6.21
EV/EBITDA
5.77
EV/Sales
2.03
Earnings
Revenue
$3.5B
EBIT
$1.14B
EBITDA
$1.23B
Free cash flow
$1.1B
Per share
EPS
$6.47
Free cash flow per share
$8.33
Book value per share
$48.58
Revenue per share
$26.56
TBVPS
$650.88
Balance sheet
Total assets
$85.83B
Total liabilities
$79.43B
Debt
$9.77B
Equity
$6.41B
Working capital
N/A
Liquidity
Debt to equity
1.53
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.22
Margins
EBITDA margin
35.1%
Gross margin
100%
Net margin
25.1%
Operating margin
32.7%
Efficiency
Return on assets
1%
Return on equity
14.9%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
32.7%
Dividend
Dividend yield
5.51%
DPS
$2.84
Payout ratio
43.9%

CMA stock price

How has the Comerica stock price performed over time
Intraday
1.78%
1 week
0.62%
1 month
3.39%
1 year
9.49%
YTD
-7.62%
QTD
-6.24%

Financial performance

How have Comerica's revenue and profit performed over time
Revenue
$3.5B
Gross profit
$3.5B
Operating income
$1.14B
Net income
$881M
Gross margin
100%
Net margin
25.1%
Comerica's operating income has decreased by 26% QoQ and by 22% YoY
The net income has declined by 26% since the previous quarter and by 23% year-on-year
CMA's net margin is down by 24% year-on-year and by 22% since the previous quarter
The operating margin has declined by 23% year-on-year and by 21% since the previous quarter

Growth

What is Comerica's growth rate over time

Valuation

What is Comerica stock price valuation
CMA P/E details
P/E
7.97
P/B
1.06
P/S
1.94
EV/EBIT
6.21
EV/EBITDA
5.77
EV/Sales
2.03
CMA's P/E is 42% above its last 4 quarters average of 5.6 but 10% below its 5-year quarterly average of 8.9
The EPS has decreased by 27% from the previous quarter and by 24% YoY
Comerica's equity has increased by 29% from the previous quarter and by 24% YoY
The P/B is 12% less than the 5-year quarterly average of 1.2 and 3.6% less than the last 4 quarters average of 1.1
CMA's price to sales (P/S) is 28% lower than its 5-year quarterly average of 2.7 but 21% higher than its last 4 quarters average of 1.6
The revenue has contracted by 6% from the previous quarter

Efficiency

How efficient is Comerica business performance
Comerica's ROIC has decreased by 33% YoY and by 29% from the previous quarter
CMA's ROE is down by 31% since the previous quarter and by 21% year-on-year
CMA's ROA is down by 23% since the previous quarter and by 23% year-on-year
The ROS has decreased by 23% YoY and by 21% from the previous quarter

Dividends

What is CMA's dividend history
Dividend details
DPS
$2.84
Dividend yield
5.51%
Payout ratio
43.9%
Recent dividends

Financial health

How did Comerica financials performed over time
The total assets is 8% greater than the total liabilities
CMA's debt is 53% greater than its equity
CMA's debt has surged by 57% year-on-year but it is down by 10% since the previous quarter
CMA's debt to equity is down by 30% from the previous quarter but it is up by 28% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.