PBHC Pathfinder Bancorp, Inc.

  1. Stocks
  2. Financial Services
  3. NASDAQ: PBHC

Price (delayed)

$15.5999

Market cap

$97.95M

P/E Ratio

1,559.99

Dividend/share

$0.4

EPS

$0.01

Enterprise value

$252.89M

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 41

Pathfinder Bank is a New York State chartered commercial bank headquartered in Oswego, whose deposits are insured by the Federal Deposit Insurance Corporation. The Bank is a wholly owned subsidiary ...

Highlights
Pathfinder Bancorp's net income has soared by 106% from the previous quarter but it has plunged by 94% YoY
Pathfinder Bancorp's EPS has soared by 102% from the previous quarter but it has plunged by 97% YoY
The company's debt has surged by 141% QoQ and by 25% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.pathfinderbank.com
Peers: CZNC CFFI FUNC PKBK

Key stats

What are the main financial stats of PBHC

PBHC stock price

How has the Pathfinder Bancorp stock price performed over time
Intraday
-0.32%
1 week
-4.41%
1 month
-3.23%
1 year
4.22%
YTD
10.56%
QTD
-1.76%

Financial performance

How have Pathfinder Bancorp's revenue and profit performed over time
Revenue
$33.79M
Gross profit
$33.79M
Operating income
-$1.65M
Net income
$143,000
Gross margin
100%
Net margin
0.4%
The company's operating margin has shrunk by 152% YoY but it has surged by 70% QoQ
Pathfinder Bancorp's operating income has plunged by 144% YoY but it has soared by 66% from the previous quarter
Pathfinder Bancorp's net income has soared by 106% from the previous quarter but it has plunged by 94% YoY
The company's net margin has surged by 105% QoQ but it has shrunk by 93% YoY

Price vs fundamentals

How does PBHC's price correlate with its fundamentals

Growth

What is Pathfinder Bancorp's growth rate over time

Valuation

What is Pathfinder Bancorp stock price valuation
PBHC P/E details
P/E
1,559.99
P/B
0.78
P/S
2.89
EV/EBIT
N/A
EV/EBITDA
2,161.41
EV/Sales
7.48
Pathfinder Bancorp's EPS has soared by 102% from the previous quarter but it has plunged by 97% YoY
PBHC's P/B is 11% above its last 4 quarters average of 0.7 but 2.5% below its 5-year quarterly average of 0.8
PBHC's P/S is 20% above its 5-year quarterly average of 2.4 and 7% above its last 4 quarters average of 2.7
The revenue has declined by 13% year-on-year but it has grown by 13% since the previous quarter

Efficiency

How efficient is Pathfinder Bancorp business performance
PBHC's return on invested capital has dropped by 200% year-on-year but it has surged by 67% since the previous quarter
Pathfinder Bancorp's ROS has plunged by 182% YoY but it has soared by 70% from the previous quarter
The ROE has soared by 105% from the previous quarter but it has plunged by 94% YoY
The ROA has soared by 100% from the previous quarter but it has plunged by 100% YoY

Dividends

What is PBHC's dividend history
Dividend details
DPS
$0.4
Dividend yield
2.56%
Payout ratio
4,000%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Pathfinder Bancorp financials performed over time
Pathfinder Bancorp's total assets is 9% more than its total liabilities
Pathfinder Bancorp's total assets has increased by 5% from the previous quarter
The company's total liabilities rose by 5% QoQ
The company's debt is 44% higher than its equity
The company's debt has surged by 141% QoQ and by 25% YoY
Pathfinder Bancorp's debt to equity has surged by 136% QoQ and by 24% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.