PBHC Pathfinder Bancorp, Inc.

  1. Stocks
  2. Financial Services
  3. NASDAQ: PBHC

Price (delayed)

$15.45

Market cap

$96.66M

P/E Ratio

N/A

Dividend/share

$0.4

EPS

-$0.41

Enterprise value

$132.61M

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Relative Growth: Rel. Growth: 9
Relative Strength: Rel. Strength: 49
Relative Valuation: Rel. Valuation: 16
Relative Profitability: Rel. Profitability: 39

Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York. The company ...

Highlights
The company's debt fell by 29% QoQ and by 19% YoY
Pathfinder Bancorp's EPS has plunged by 160% YoY and by 32% from the previous quarter
Pathfinder Bancorp's net income has plunged by 159% YoY and by 29% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.pathfinderbank.com
Peers: CZNC CFFI FUNC PKBK

Key stats

What are the main financial stats of PBHC

PBHC stock price

How has the Pathfinder Bancorp stock price performed over time
Intraday
4.04%
1 week
11.43%
1 month
14.53%
1 year
1.31%
YTD
9.5%
QTD
21.08%

Financial performance

How have Pathfinder Bancorp's revenue and profit performed over time
Revenue
$29.97M
Gross profit
$29.97M
Operating income
-$4.87M
Net income
-$2.49M
Gross margin
100%
Net margin
-8.3%
The company's net margin has shrunk by 181% YoY and by 32% QoQ
Pathfinder Bancorp's operating income has plunged by 179% YoY and by 19% from the previous quarter
Pathfinder Bancorp's net income has plunged by 159% YoY and by 29% from the previous quarter
The revenue has declined by 27% year-on-year

Price vs fundamentals

How does PBHC's price correlate with its fundamentals

Growth

What is Pathfinder Bancorp's growth rate over time

Valuation

What is Pathfinder Bancorp stock price valuation
PBHC P/E details
P/E
N/A
P/B
0.78
P/S
3.23
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
4.42
Pathfinder Bancorp's EPS has plunged by 160% YoY and by 32% from the previous quarter
PBHC's P/B is 11% above its last 4 quarters average of 0.7 but 2.5% below its 5-year quarterly average of 0.8
PBHC's P/S is 35% above its 5-year quarterly average of 2.4 and 29% above its last 4 quarters average of 2.5
The revenue has declined by 27% year-on-year

Efficiency

How efficient is Pathfinder Bancorp business performance
PBHC's return on invested capital has dropped by 200% year-on-year
The ROA has plunged by 167% YoY and by 100% from the previous quarter
The ROE has plunged by 157% YoY and by 25% from the previous quarter
Pathfinder Bancorp's ROS has decreased by 21% from the previous quarter

Dividends

What is PBHC's dividend history
Dividend details
DPS
$0.4
Dividend yield
2.59%
Payout ratio
N/A
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Pathfinder Bancorp financials performed over time
Pathfinder Bancorp's total assets is 10% more than its total liabilities
Pathfinder Bancorp's total assets has decreased by 4.9% YoY
The company's total liabilities fell by 5% YoY
The company's debt is 39% lower than its equity
Pathfinder Bancorp's debt to equity has decreased by 30% QoQ and by 18% YoY
The company's debt fell by 29% QoQ and by 19% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.