PBHC Pathfinder Bancorp PE ratio, current and historical analysis

As of Apr 1, 2025, the Pathfinder Bancorp stock's P/E ratio is 31.2. This takes into account the latest EPS of $0.54 and stock price of $16.85. The PE ratio has increased by 25% from its last 4 quarters average of 25.0.

PBHC PE ratio history

How has PBHC's PE ratio performed in the past

The PE ratio of Pathfinder Bancorp has averaged 14.81 over the last ten years. The current price-to-earnings ratio of 31.2 is 111% more than the historical average. Analyzing the last ten years, PBHC's PE ratio reached its highest point in the Sep 2024 quarter at 49.47, when the price was $15.83 and the EPS was $0.32. The lowest point was recorded in the Jun 2023 quarter, when it reached 7.62 with a price of $14.1 and an EPS of $1.85.

Today
31.2
Average
14.81
Median
15.52
Minimum
7.62
Maximum
49.47

Pathfinder Bancorp PE ratio by year

Maximum annual increase: 249.25% in 2024

Maximum annual decrease: -43.56% in 2020

Year PE ratio PE change Price EPS
2024 32.41 249.25% $17.5 $0.54
2023 9.28 3.23% $14.01 $1.51
2022 8.99 8.44% $19.14 $2.13
2021 8.29 -15.49% $17.17 $2.07
2020 9.81 -43.56% $11.48 $1.17
2019 17.38 7.68% $13.9 $0.8
2018 16.14 -9.88% $15.66 $0.97
2017 17.91 4.86% $15.4 $0.86
2016 17.08 -11.32% $13.49 $0.79
2015 19.26 25.8% $12.91 $0.67
2014 15.31 -1.35% $9.8 $0.64
2013 15.52 33.33% $9 $0.58
2012 11.64 -31.41% $6.87 $0.59
2011 16.97 64.76% $5.94 $0.35
2010 10.3 13.19% $5.67 $0.55

Pathfinder Bancorp PE ratio by quarter (TTM)

Year PE ratio PE change Price EPS
Dec 2024 32.41 -34.49% $17.5 $0.54
Sep 2024 49.47 432.51% $15.83 $0.32
Jun 2024 9.29 6.54% $13.19 $1.42
Mar 2024 8.72 -6.03% $12.38 $1.42
Dec 2023 9.28 13.03% $14.01 $1.51
Sep 2023 8.21 7.74% $13.8 $1.68
Jun 2023 7.62 -8.63% $14.1 $1.85
Mar 2023 8.34 -7.23% $17.27 $2.07
Dec 2022 8.99 -3.23% $19.14 $2.13
Sep 2022 9.29 3.91% $20.34 $2.19
Jun 2022 8.94 -10.96% $19.93 $2.23
Mar 2022 10.04 21.11% $21.98 $2.19
Dec 2021 8.29 -10.96% $17.17 $2.07
Sep 2021 9.31 -16.65% $16.2 $1.74
Jun 2021 11.17 -5.42% $15.97 $1.43

PBHC average PE ratio chart

What is the average PE ratio of PBHC for the past years

PBHC's current PE ratio is higher than the 3, 5 and 10-year averages.

3-year avg
14.6
5-year avg
12.53
10-year avg
14.81
15-year avg
14.61

PBHC PE vs peers

What is PBHC's PE ratio compared to its peers

PBHC's PE ratio is less than its peer stock FFNW, but it is above CZNC's and PKBK's. Pathfinder Bancorp's current PE ratio of 31.2 is in line with the average of its peers, which is 10.13.

Stock name PE ratio Market cap
PKBK Parke Bancorp Inc 8.18 $222.76M
FUNC First United Corp 9.43 $192.32M
CFFI C & F Financial Corp 11.1 $216.1M
CZNC Citizens & Northern Corp 11.81 $308.7M
PBHC Pathfinder Bancorp, Inc. 31.2 $103.53M
FFNW First Financial Northwest Inc 188.58 $208.83M

Frequently asked questions

What is Pathfinder Bancorp's PE ratio?

As of Apr 1, 2025, PBHC stock has a price to earnings ratio of 31.2.

What is the 3-year average PE ratio for Pathfinder Bancorp (PBHC)?

The average PE ratio for PBHC stock over the past 3 years is 14.6.

What is the 5-year average PE ratio for Pathfinder Bancorp (PBHC)?

The average PE ratio for PBHC stock over the past 5 years is 12.53.

What is the highest PE ratio for PBHC?

Over the last ten years, the quarterly PE ratio reached its highest level at 49.47 in the Sep 2024 quarter.

How does the current PE ratio for PBHC compare to its historical average?

PBHC's price to earnings ratio is currently 111% above its 10-year historical average.

How is PBHC's PE ratio calculated (Pathfinder Bancorp PE ratio formula)?

The P/E ratio is calculated by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Apr 1, 2025), Pathfinder Bancorp's share price is $16.85. The company's earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $0.54. Therefore, Pathfinder Bancorp's price to earnings ratio for today is 31.2. PE RATIO(31.2) = STOCK PRICE($16.85) / TTM EPS($0.54)

All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from and Sharadar.