CFFI C & F Financial Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: CFFI

Price (delayed)

$72.79

Market cap

$236.89M

P/E Ratio

8.37

Dividend/share

$1.86

EPS

$8.7

Enterprise value

$262.71M

?
Relative Growth: Rel. Growth: 72
Relative Strength: Rel. Strength: 49
Relative Valuation: Rel. Valuation: 94
Relative Profitability: Rel. Profitability: 83

C&F Bank operates 31 retail banking offices and three commercial loan offices located throughout the Hampton to Charlottesville corridor and the Northern Neck region in Virginia and offers full wealth ...

Highlights
The EPS has grown by 30% year-on-year and by 4.9% since the previous quarter
CFFI's net income is up by 29% year-on-year and by 5% since the previous quarter
The price to earnings (P/E) is 3.7% lower than the last 4 quarters average of 8.4 but 2.4% higher than the 5-year quarterly average of 7.9
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.cffc.com
Peers: CCNE MTB WFC PNC

Key stats

What are the main financial stats of CFFI

CFFI stock price

How has the C & F Financial stock price performed over time
Intraday
3.42%
1 week
-2.28%
1 month
-1.17%
1 year
11.71%
YTD
0.28%
QTD
-0.21%

Financial performance

How have C & F Financial's revenue and profit performed over time
Revenue
$132.37M
Gross profit
$132.37M
Operating income
$34.89M
Net income
$28.21M
Gross margin
100%
Net margin
21.3%
C & F Financial's operating income has increased by 31% YoY and by 6% from the previous quarter
CFFI's net income is up by 29% year-on-year and by 5% since the previous quarter
The company's operating margin rose by 15% YoY and by 3.1% QoQ
C & F Financial's net margin has increased by 14% YoY and by 2.4% from the previous quarter

Price vs fundamentals

How does CFFI's price correlate with its fundamentals

Growth

What is C & F Financial's growth rate over time

Valuation

What is C & F Financial stock price valuation
CFFI P/E details
P/E
8.37
P/B
0.89
P/S
1.79
EV/EBIT
7.57
EV/EBITDA
6.81
EV/Sales
1.98
The EPS has grown by 30% year-on-year and by 4.9% since the previous quarter
The price to earnings (P/E) is 3.7% lower than the last 4 quarters average of 8.4 but 2.4% higher than the 5-year quarterly average of 7.9
C & F Financial's equity has increased by 13% YoY
CFFI's P/B is 4.4% below its 5-year quarterly average of 0.9 and 4.4% below its last 4 quarters average of 0.9
The revenue has increased by 14% year-on-year and by 2.4% since the previous quarter
CFFI's P/S is 8% above its 5-year quarterly average of 1.6

Efficiency

How efficient is C & F Financial business performance
The company's return on invested capital rose by 30% YoY and by 8% QoQ
The return on equity is up by 16% year-on-year and by 2.8% since the previous quarter
The return on sales has grown by 15% year-on-year and by 2.7% since the previous quarter
The ROA has increased by 11% YoY

Dividends

What is CFFI's dividend history
Dividend details
DPS
$1.86
Dividend yield
2.56%
Payout ratio
21.4%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did C & F Financial financials performed over time
C & F Financial's total assets is 10% higher than its total liabilities
C & F Financial's total assets has increased by 8% YoY
The company's total liabilities rose by 7% YoY
C & F Financial's debt is 61% less than its equity
CFFI's debt to equity is down by 24% YoY and by 9% from the previous quarter
C & F Financial's debt has decreased by 14% YoY and by 9% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.