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CFFI C & F Financial Corp
- Stocks
- Financial Services
- NASDAQ: CFFI
Price (delayed)
$67.75
Market cap
$219.5M
P/E Ratio
10.16
Dividend/share
$1.78
EPS
$6.67
Enterprise value
$262.99M
C&F Bank operates 31 retail banking offices and three commercial loan offices located throughout the Hampton to Charlottesville corridor and the Northern Neck region in Virginia and offers full wealth
Highlights
The EPS has grown by 11% since the previous quarter and by 10% year-on-year
CFFI's net income is up by 10% since the previous quarter and by 6% year-on-year
The price to earnings (P/E) is 35% higher than the 5-year quarterly average of 7.5
Key stats
What are the main financial stats of CFFI
Market
Valuations
Earnings
Shares outstanding
3.24M
Market cap
$219.5M
Enterprise value
$262.99M
Price to earnings (P/E)
10.16
Price to book (P/B)
0.94
Price to sales (P/S)
1.88
EV/EBIT
9.89
EV/EBITDA
8.63
EV/Sales
2.26
Revenue
$116.5M
Gross profit
$116.5M
Operating income
$26.66M
Net income
$21.8M
EBIT
$26.58M
EBITDA
$30.49M
Free cash flow
$37.54M
Per share
Balance sheet
Liquidity
EPS
$6.67
EPS diluted
$6.67
Free cash flow per share
$11.59
Book value per share
$72.42
Revenue per share
$35.96
TBVPS
$798.26
Total assets
$2.61B
Total liabilities
$2.38B
Debt
$119.46M
Equity
$234.63M
Working capital
N/A
Debt to equity
0.51
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.43
Margins
Efficiency
Dividend
EBITDA margin
26.2%
Gross margin
100%
Net margin
18.7%
Operating margin
22.9%
Return on assets
0.9%
Return on equity
9.6%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
22.8%
Dividend yield
2.63%
DPS
$1.78
Payout ratio
26.7%
CFFI stock price
How has the C & F Financial stock price performed over time
Intraday
0.19%
1 week
-2.1%
1 month
13.39%
1 year
52.59%
YTD
-4.91%
QTD
0.53%
Financial performance
How have C & F Financial's revenue and profit performed over time
Revenue
$116.5M
Gross profit
$116.5M
Operating income
$26.66M
Net income
$21.8M
Gross margin
100%
Net margin
18.7%
CFFI's net income is up by 10% since the previous quarter and by 6% year-on-year
C & F Financial's operating income has increased by 10% from the previous quarter and by 6% YoY
The company's operating margin rose by 8% QoQ and by 5% YoY
C & F Financial's net margin has increased by 7% from the previous quarter and by 5% YoY
Price vs fundamentals
How does CFFI's price correlate with its fundamentals
Growth
What is C & F Financial's growth rate over time
Valuation
What is C & F Financial stock price valuation
P/E
10.16
P/B
0.94
P/S
1.88
EV/EBIT
9.89
EV/EBITDA
8.63
EV/Sales
2.26
The price to earnings (P/E) is 35% higher than the 5-year quarterly average of 7.5
The EPS has grown by 11% since the previous quarter and by 10% year-on-year
C & F Financial's equity has increased by 8% YoY and by 3.7% from the previous quarter
CFFI's P/B is 4.4% above its 5-year quarterly average of 0.9 and 4.4% above its last 4 quarters average of 0.9
CFFI's P/S is 25% above its 5-year quarterly average of 1.5 and 11% above its last 4 quarters average of 1.7
The revenue has increased by 2.1% since the previous quarter
Efficiency
How efficient is C & F Financial business performance
The ROA has increased by 13% from the previous quarter and by 13% YoY
The company's return on invested capital rose by 11% QoQ
The return on sales has grown by 8% since the previous quarter and by 5% year-on-year
The return on equity is up by 8% since the previous quarter but it has declined by 3% year-on-year
Dividends
What is CFFI's dividend history
DPS
$1.78
Dividend yield
2.63%
Payout ratio
26.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did C & F Financial financials performed over time
C & F Financial's total assets is 10% higher than its total liabilities
The company's total liabilities rose by 6% YoY
C & F Financial's total assets has increased by 6% YoY
C & F Financial's debt is 49% less than its equity
CFFI's debt to equity is down by 9% YoY and by 6% from the previous quarter
C & F Financial's equity has increased by 8% YoY and by 3.7% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.