CFFI C & F Financial Corp

Price (delayed)

$92.58

Market cap

$301.04M

P/E Ratio

10.33

Dividend/share

$1.9

EPS

$8.96

Enterprise value

$357.11M

Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 77

C&F Bank operates 31 banking offices and four commercial loan offices located throughout eastern and central Virginia and offers full wealth management services through its subsidiary C&F Wealth Management, Inc. ...

Highlights
CFFI's net income is up by 19% year-on-year and by 3.1% since the previous quarter
The EPS has grown by 19% year-on-year and by 3% since the previous quarter
C & F Financial's debt has decreased by 19% YoY but it has increased by 14% from the previous quarter
The price to earnings (P/E) is 28% higher than the 5-year quarterly average of 8.0 and 19% higher than the last 4 quarters average of 8.6

Key stats

What are the main financial stats of CFFI

CFFI stock price

How has the C & F Financial stock price performed over time
Intraday
1.3%
1 week
-1.52%
1 month
6.43%
1 year
34.27%
YTD
27.54%
QTD
15.73%

Financial performance

How have C & F Financial's revenue and profit performed over time
Revenue
$136.33M
Gross profit
$136.33M
Operating income
$36.13M
Net income
$29.09M
Gross margin
100%
Net margin
21.3%
C & F Financial's operating income has increased by 20% YoY and by 3.6% from the previous quarter
CFFI's net income is up by 19% year-on-year and by 3.1% since the previous quarter
The revenue has increased by 12% year-on-year and by 3% since the previous quarter
The company's gross profit rose by 12% YoY and by 3% QoQ

Price vs fundamentals

How does CFFI's price correlate with its fundamentals

Growth

What is C & F Financial's growth rate over time

Valuation

What is C & F Financial stock price valuation
P/E
10.33
P/B
1.08
P/S
2.21
EV/EBIT
9.93
EV/EBITDA
8.97
EV/Sales
2.62
The price to earnings (P/E) is 28% higher than the 5-year quarterly average of 8.0 and 19% higher than the last 4 quarters average of 8.6
The EPS has grown by 19% year-on-year and by 3% since the previous quarter
CFFI's P/B is 19% above its 5-year quarterly average of 0.9 and 19% above its last 4 quarters average of 0.9
C & F Financial's equity has increased by 16% YoY and by 4.6% from the previous quarter
CFFI's P/S is 36% above its 5-year quarterly average of 1.6 and 21% above its last 4 quarters average of 1.8
The revenue has increased by 12% year-on-year and by 3% since the previous quarter

Efficiency

How efficient is C & F Financial business performance
The company's return on invested capital rose by 18% YoY
The ROA has increased by 11% YoY
The return on sales has grown by 8% year-on-year
The return on equity is up by 4.8% year-on-year

Dividends

What is CFFI's dividend history
DPS
$1.9
Dividend yield
2.05%
Payout ratio
21.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did C & F Financial financials performed over time
C & F Financial's total assets is 11% higher than its total liabilities
C & F Financial's total assets has increased by 4.6% YoY
The company's total liabilities rose by 3.5% YoY
C & F Financial's debt is 57% less than its equity
CFFI's debt to equity is down by 30% YoY but it is up by 10% from the previous quarter
C & F Financial's debt has decreased by 19% YoY but it has increased by 14% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.