CFFI C & F Financial Corp

Price (delayed)

$110.98

Market cap

$360.87M

P/E Ratio

12.39

Dividend/share

$1.9

EPS

$8.96

Enterprise value

$416.94M

?
Relative Growth: Rel. Growth: 66
Relative Strength: Rel. Strength: 92
Relative Valuation: Rel. Valuation: 79
Relative Profitability: Rel. Profitability: 77

C&F Bank operates 31 banking offices and four commercial loan offices located throughout eastern and central Virginia and offers full wealth management services through its subsidiary C&F Wealth Management, Inc. ...

Highlights
The EPS has grown by 19% year-on-year and by 3% since the previous quarter
CFFI's net income is up by 19% year-on-year and by 3.1% since the previous quarter
C & F Financial's debt has decreased by 19% YoY but it has increased by 14% from the previous quarter
The price to earnings (P/E) is 53% higher than the 5-year quarterly average of 8.1 and 44% higher than the last 4 quarters average of 8.6

Key stats

What are the main financial stats of CFFI

CFFI stock price

How has the C & F Financial stock price performed over time
Intraday
-0.22%
1 week
2.22%
1 month
12.9%
1 year
62.28%
YTD
52.89%
QTD
13.28%

Financial performance

How have C & F Financial's revenue and profit performed over time
Revenue
$136.33M
Gross profit
$136.33M
Operating income
$36.13M
Net income
$29.09M
Gross margin
100%
Net margin
21.3%
C & F Financial's operating income has increased by 20% YoY and by 3.6% from the previous quarter
CFFI's net income is up by 19% year-on-year and by 3.1% since the previous quarter
The revenue has increased by 12% year-on-year and by 3% since the previous quarter
The company's gross profit rose by 12% YoY and by 3% QoQ

Price vs fundamentals

How does CFFI's price correlate with its fundamentals

Growth

What is C & F Financial's growth rate over time

Valuation

What is C & F Financial stock price valuation
P/E
12.39
P/B
1.3
P/S
2.65
EV/EBIT
11.59
EV/EBITDA
10.48
EV/Sales
3.06
The price to earnings (P/E) is 53% higher than the 5-year quarterly average of 8.1 and 44% higher than the last 4 quarters average of 8.6
The EPS has grown by 19% year-on-year and by 3% since the previous quarter
CFFI's P/B is 44% above its 5-year quarterly average of 0.9 and 44% above its last 4 quarters average of 0.9
C & F Financial's equity has increased by 16% YoY and by 4.6% from the previous quarter
CFFI's P/S is 66% above its 5-year quarterly average of 1.6 and 48% above its last 4 quarters average of 1.8
The revenue has increased by 12% year-on-year and by 3% since the previous quarter

Efficiency

How efficient is C & F Financial business performance
The company's return on invested capital rose by 18% YoY
The ROA has increased by 11% YoY
The return on sales has grown by 8% year-on-year
The return on equity is up by 4.8% year-on-year

Dividends

What is CFFI's dividend history
DPS
$1.9
Dividend yield
1.71%
Payout ratio
21.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did C & F Financial financials performed over time
C & F Financial's total assets is 11% higher than its total liabilities
C & F Financial's total assets has increased by 4.6% YoY
The company's total liabilities rose by 3.5% YoY
C & F Financial's debt is 57% less than its equity
CFFI's debt to equity is down by 30% YoY but it is up by 10% from the previous quarter
C & F Financial's debt has decreased by 19% YoY but it has increased by 14% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.