SFST Southern First Bancshares Inc
Price (delayed)
$33.27
Market cap
$272.06M
P/E Ratio
17.33
Dividend/share
N/A
EPS
$1.92
Enterprise value
$374.1M
Southern First Bancshares, Inc., Greenville, South Carolina is a registered bank holding company incorporated under the laws of South Carolina. The company's wholly-owned subsidiary, Southern First Bank, is the largest
Highlights
SFST's net income is up by 16% YoY and by 10% from the previous quarter
Southern First Bancshares's EPS has increased by 15% YoY and by 10% from the previous quarter
SFST's P/E is 28% above its 5-year quarterly average of 13.4 but 10% below its last 4 quarters average of 19.2
Key stats
What are the main financial stats of SFST
Market
Valuations
Earnings
Shares outstanding
8.18M
Market cap
$272.06M
Enterprise value
$374.1M
Price to earnings (P/E)
17.33
Price to book (P/B)
0.82
Price to sales (P/S)
2.88
EV/EBIT
18.79
EV/EBITDA
15.13
EV/Sales
4.01
Revenue
$93.24M
Gross profit
$93.24M
Operating income
$19.91M
Net income
$15.53M
EBIT
$19.91M
EBITDA
$24.72M
Free cash flow
$24.8M
Per share
Balance sheet
Liquidity
EPS
$1.92
EPS diluted
$1.91
Free cash flow per share
$3.07
Book value per share
$40.5
Revenue per share
$11.54
TBVPS
$505.85
Total assets
$4.09B
Total liabilities
$3.76B
Debt
$264.9M
Equity
$330.44M
Working capital
N/A
Debt to equity
0.8
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.13
Margins
Efficiency
Dividend
EBITDA margin
26.5%
Gross margin
100%
Net margin
16.7%
Operating margin
21.4%
Return on assets
0.4%
Return on equity
4.8%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
21.4%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
SFST stock price
How has the Southern First Bancshares stock price performed over time
Intraday
0.79%
1 week
-0.98%
1 month
-2.61%
1 year
13.7%
YTD
-16.3%
QTD
1.06%
Financial performance
How have Southern First Bancshares's revenue and profit performed over time
Revenue
$93.24M
Gross profit
$93.24M
Operating income
$19.91M
Net income
$15.53M
Gross margin
100%
Net margin
16.7%
SFST's net income is up by 16% YoY and by 10% from the previous quarter
The company's operating income rose by 14% YoY and by 8% QoQ
SFST's revenue is up by 8% YoY and by 3.4% from the previous quarter
The gross profit is up by 8% year-on-year and by 3.4% since the previous quarter
Growth
What is Southern First Bancshares's growth rate over time
Valuation
What is Southern First Bancshares stock price valuation
P/E
17.33
P/B
0.82
P/S
2.88
EV/EBIT
18.79
EV/EBITDA
15.13
EV/Sales
4.01
SFST's P/E is 28% above its 5-year quarterly average of 13.4 but 10% below its last 4 quarters average of 19.2
Southern First Bancshares's EPS has increased by 15% YoY and by 10% from the previous quarter
SFST's P/B is 25% below its 5-year quarterly average of 1.1 and 9% below its last 4 quarters average of 0.9
The equity rose by 6% YoY
The price to sales (P/S) is 11% lower than the 5-year quarterly average of 3.2 and 4.7% lower than the last 4 quarters average of 3.0
SFST's revenue is up by 8% YoY and by 3.4% from the previous quarter
Efficiency
How efficient is Southern First Bancshares business performance
Southern First Bancshares's ROA has increased by 33% from the previous quarter and by 33% YoY
The ROIC has increased by 25% from the previous quarter and by 25% YoY
The ROE is up by 9% since the previous quarter and by 9% year-on-year
Southern First Bancshares's ROS has increased by 6% YoY and by 4.9% from the previous quarter
Dividends
What is SFST's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for SFST.
Financial health
How did Southern First Bancshares financials performed over time
SFST's total assets is 9% higher than its total liabilities
The total liabilities has declined by 2.4% since the previous quarter
SFST's total assets is down by 2.1% QoQ
Southern First Bancshares's debt is 20% lower than its equity
The debt to equity has declined by 20% year-on-year
Southern First Bancshares's debt has decreased by 15% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.