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SFST Southern First Bancshares Inc
Price (delayed)
$40.65
Market cap
$331.7M
P/E Ratio
23.36
Dividend/share
N/A
EPS
$1.74
Enterprise value
$336.03M
Southern First Bancshares, Inc., Greenville, South Carolina is a registered bank holding company incorporated under the laws of South Carolina. The company's wholly-owned subsidiary, Southern First Bank, is the largest
Highlights
Southern First Bancshares's debt has decreased by 15% YoY and by 4.2% QoQ
The equity rose by 7% YoY and by 2.4% QoQ
SFST's net income is down by 4.6% YoY but it is up by 2.1% from the previous quarter
SFST's P/E is 84% above its 5-year quarterly average of 12.7 and 20% above its last 4 quarters average of 19.5
Southern First Bancshares's EPS has decreased by 6% YoY
Key stats
What are the main financial stats of SFST
Market
Valuations
Earnings
Shares outstanding
8.16M
Market cap
$331.7M
Enterprise value
$336.03M
Price to earnings (P/E)
23.36
Price to book (P/B)
1.02
Price to sales (P/S)
3.64
EV/EBIT
18.31
EV/EBITDA
14.49
EV/Sales
3.73
Revenue
$90.17M
Gross profit
$90.17M
Net income
$14.07M
EBIT
$18.36M
EBITDA
$23.18M
Free cash flow
$33.54M
Per share
Balance sheet
Liquidity
EPS
$1.74
EPS diluted
$1.73
Free cash flow per share
$4.16
Book value per share
$40.04
Revenue per share
$11.18
TBVPS
$517.67
Total assets
$4.17B
Total liabilities
$3.85B
Debt
$264.9M
Equity
$326.54M
Working capital
N/A
Debt to equity
0.81
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.19
Margins
Efficiency
Dividend
EBITDA margin
25.7%
Gross margin
100%
Net margin
15.6%
Operating margin
20.4%
Return on assets
0.3%
Return on equity
4.4%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
20.4%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
SFST stock price
How has the Southern First Bancshares stock price performed over time
Intraday
2.14%
1 week
-3.67%
1 month
-5.55%
1 year
17.45%
YTD
9.57%
QTD
19.28%
Financial performance
How have Southern First Bancshares's revenue and profit performed over time
Revenue
$90.17M
Gross profit
$90.17M
Operating income
$18.36M
Net income
$14.07M
Gross margin
100%
Net margin
15.6%
Southern First Bancshares's net margin has decreased by 8% YoY
The operating margin has declined by 7% year-on-year
SFST's net income is down by 4.6% YoY but it is up by 2.1% from the previous quarter
The company's operating income fell by 4.3% YoY but it rose by 2.4% QoQ
Growth
What is Southern First Bancshares's growth rate over time
Valuation
What is Southern First Bancshares stock price valuation
P/E
23.36
P/B
1.02
P/S
3.64
EV/EBIT
18.31
EV/EBITDA
14.49
EV/Sales
3.73
SFST's P/E is 84% above its 5-year quarterly average of 12.7 and 20% above its last 4 quarters average of 19.5
Southern First Bancshares's EPS has decreased by 6% YoY
SFST's P/B is 28% above its last 4 quarters average of 0.8 but 7% below its 5-year quarterly average of 1.1
The equity rose by 7% YoY and by 2.4% QoQ
The price to sales (P/S) is 21% higher than the last 4 quarters average of 3.0 and 14% higher than the 5-year quarterly average of 3.2
SFST's revenue is up by 3.2% YoY
Efficiency
How efficient is Southern First Bancshares business performance
Southern First Bancshares's ROA has decreased by 25% YoY
The ROIC has decreased by 20% YoY
The ROE is down by 10% year-on-year
Southern First Bancshares's ROS has decreased by 7% YoY
Dividends
What is SFST's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for SFST.
Financial health
How did Southern First Bancshares financials performed over time
SFST's total assets is 8% higher than its total liabilities
SFST's total assets is up by 3.8% YoY
The total liabilities is up by 3.6% year-on-year
Southern First Bancshares's debt is 19% lower than its equity
The debt to equity has declined by 21% year-on-year and by 7% since the previous quarter
Southern First Bancshares's debt has decreased by 15% YoY and by 4.2% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.