SFST Southern First Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: SFST

Price (delayed)

$26.12

Market cap

$213.04M

P/E Ratio

15.83

Dividend/share

N/A

EPS

$1.65

Enterprise value

$322.08M

Southern First Bancshares, Inc., Greenville, South Carolina is a registered bank holding company incorporated under the laws of South Carolina. The company's wholly-owned subsidiary, Southern First Bank, is the largest ...

Highlights
The equity rose by 5% YoY
Southern First Bancshares's debt has surged by 71% YoY but it has decreased by 11% QoQ
SFST's P/E is 30% above its 5-year quarterly average of 12.0 but 6% below its last 4 quarters average of 16.6
Southern First Bancshares's EPS has decreased by 45% YoY
SFST's net income is down by 44% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.southernfirst.com
Peers: FCCO WFC

Key stats

What are the main financial stats of SFST
Market
Shares outstanding
8.16M
Market cap
$213.04M
Enterprise value
$322.08M
Valuations
Price to earnings (P/E)
15.83
Price to book (P/B)
0.68
Price to sales (P/S)
2.43
EV/EBIT
18.65
EV/EBITDA
14.57
EV/Sales
3.7
Earnings
Revenue
$87.1M
EBIT
$17.27M
EBITDA
$22.1M
Free cash flow
$12.15M
Per share
EPS
$1.65
Free cash flow per share
$1.5
Book value per share
$38.65
Revenue per share
$10.74
TBVPS
$506.24
Balance sheet
Total assets
$4.11B
Total liabilities
$3.79B
Debt
$276.35M
Equity
$315.26M
Working capital
N/A
Liquidity
Debt to equity
0.88
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.93
Margins
EBITDA margin
25.4%
Gross margin
100%
Net margin
15.2%
Operating margin
19.8%
Efficiency
Return on assets
0.3%
Return on equity
4.3%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
19.8%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

SFST stock price

How has the Southern First Bancshares stock price performed over time
Intraday
1.63%
1 week
-4.29%
1 month
-10.73%
1 year
8.25%
YTD
-29.6%
QTD
-17.76%

Financial performance

How have Southern First Bancshares's revenue and profit performed over time
Revenue
$87.1M
Gross profit
$87.1M
Operating income
$17.27M
Net income
$13.25M
Gross margin
100%
Net margin
15.2%
The company's operating income fell by 45% YoY
SFST's net income is down by 44% YoY
The operating margin has declined by 39% year-on-year
Southern First Bancshares's net margin has decreased by 38% YoY and by 2.6% QoQ

Growth

What is Southern First Bancshares's growth rate over time

Valuation

What is Southern First Bancshares stock price valuation
P/E
15.83
P/B
0.68
P/S
2.43
EV/EBIT
18.65
EV/EBITDA
14.57
EV/Sales
3.7
Southern First Bancshares's EPS has decreased by 45% YoY
SFST's P/E is 30% above its 5-year quarterly average of 12.0 but 6% below its last 4 quarters average of 16.6
SFST's P/B is 45% below its 5-year quarterly average of 1.2 and 18% below its last 4 quarters average of 0.8
The equity rose by 5% YoY
The price to sales (P/S) is 28% lower than the 5-year quarterly average of 3.3 and 15% lower than the last 4 quarters average of 2.8
SFST's revenue is down by 10% YoY

Efficiency

How efficient is Southern First Bancshares business performance
Southern First Bancshares's ROA has plunged by 57% YoY
The ROIC has plunged by 56% YoY
The ROE is down by 48% year-on-year and by 2.3% since the previous quarter
Southern First Bancshares's ROS has decreased by 39% YoY

Dividends

What is SFST's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for SFST.

Financial health

How did Southern First Bancshares financials performed over time
SFST's total assets is 8% higher than its total liabilities
The total liabilities is up by 4.2% year-on-year
SFST's total assets is up by 4.3% YoY
Southern First Bancshares's debt is 12% lower than its equity
Southern First Bancshares's debt has surged by 71% YoY but it has decreased by 11% QoQ
The debt to equity has surged by 63% year-on-year but it has declined by 12% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.