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SFST Southern First Bancshares Inc
Price (delayed)
$34.06
Market cap
$277.76M
P/E Ratio
19.92
Dividend/share
N/A
EPS
$1.71
Enterprise value
$359.31M
Southern First Bancshares, Inc., Greenville, South Carolina is a registered bank holding company incorporated under the laws of South Carolina. The company's wholly-owned subsidiary, Southern First Bank, is the largest
Highlights
The equity rose by 6% YoY
Southern First Bancshares's EPS has decreased by 29% YoY but it has increased by 3.6% from the previous quarter
SFST's net income is down by 28% YoY but it is up by 4.1% from the previous quarter
SFST's P/E is 61% above its 5-year quarterly average of 12.4 and 9% above its last 4 quarters average of 18.3
Southern First Bancshares's debt has increased by 28% YoY
Key stats
What are the main financial stats of SFST
Market
Valuations
Earnings
Shares outstanding
8.16M
Market cap
$277.76M
Enterprise value
$359.31M
Price to earnings (P/E)
19.92
Price to book (P/B)
0.87
Price to sales (P/S)
3.11
EV/EBIT
20.05
EV/EBITDA
15.79
EV/Sales
4.04
Revenue
$89M
EBIT
$17.92M
EBITDA
$22.76M
Free cash flow
$23.19M
Per share
Balance sheet
Liquidity
EPS
$1.71
Free cash flow per share
$2.85
Book value per share
$39.08
Revenue per share
$10.95
TBVPS
$505.77
Total assets
$4.11B
Total liabilities
$3.79B
Debt
$276.38M
Equity
$318.75M
Working capital
N/A
Debt to equity
0.87
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.58
Margins
Efficiency
Dividend
EBITDA margin
25.6%
Gross margin
100%
Net margin
15.5%
Operating margin
20.1%
Return on assets
0.3%
Return on equity
4.4%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
20.1%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
SFST stock price
How has the Southern First Bancshares stock price performed over time
Intraday
0.95%
1 week
2.41%
1 month
9.62%
1 year
25.08%
YTD
-8.19%
QTD
-0.06%
Financial performance
How have Southern First Bancshares's revenue and profit performed over time
Revenue
$89M
Gross profit
$89M
Operating income
$17.92M
Net income
$13.79M
Gross margin
100%
Net margin
15.5%
SFST's net income is down by 28% YoY but it is up by 4.1% from the previous quarter
The company's operating income fell by 28% YoY but it rose by 3.8% QoQ
The operating margin has declined by 26% year-on-year
Southern First Bancshares's net margin has decreased by 25% YoY
Growth
What is Southern First Bancshares's growth rate over time
Valuation
What is Southern First Bancshares stock price valuation
P/E
19.92
P/B
0.87
P/S
3.11
EV/EBIT
20.05
EV/EBITDA
15.79
EV/Sales
4.04
SFST's P/E is 61% above its 5-year quarterly average of 12.4 and 9% above its last 4 quarters average of 18.3
Southern First Bancshares's EPS has decreased by 29% YoY but it has increased by 3.6% from the previous quarter
SFST's P/B is 28% below its 5-year quarterly average of 1.2 but 9% above its last 4 quarters average of 0.8
The equity rose by 6% YoY
The price to sales (P/S) is 7% higher than the last 4 quarters average of 2.9 but 2.8% lower than the 5-year quarterly average of 3.2
SFST's revenue is down by 3.2% YoY but it is up by 2.2% from the previous quarter
Efficiency
How efficient is Southern First Bancshares business performance
The ROIC has decreased by 43% YoY
Southern First Bancshares's ROA has decreased by 40% YoY
The ROE is down by 31% year-on-year but it is up by 2.3% since the previous quarter
Southern First Bancshares's ROS has decreased by 26% YoY
Dividends
What is SFST's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for SFST.
Financial health
How did Southern First Bancshares financials performed over time
SFST's total assets is 8% higher than its total liabilities
SFST's total assets is up by 2.7% YoY
The total liabilities is up by 2.4% year-on-year
Southern First Bancshares's debt is 13% lower than its equity
Southern First Bancshares's debt has increased by 28% YoY
The debt to equity has grown by 21% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.