NAVI Navient PE ratio, current and historical analysis
As at Nov 21, 2024, the NAVI stock has a PE ratio of 19.64. This is based on the current EPS of $0.76 and the stock price of $14.93 per share. An increase of 54% has been seen in the P/E ratio compared to the average of 12.8 of the last 4 quarters.
NAVI PE ratio history
The mean historical PE ratio of Navient over the last ten years is 6.91. The current 19.64 PE ratio is 184% above the historical average. Over the past ten years, NAVI's PE ratio was at its highest in the Sep 2024 quarter at 20.51, with a price of $15.59 and an EPS of $0.76. The Mar 2021 quarter recorded the bottom point at 3.03, with a price of $14.31 and an EPS of $4.73.
Navient PE ratio by year
Maximum annual increase: 175.14% in 2023
Maximum annual decrease: -53.86% in 2018
| Year | PE ratio | Change |
|---|---|---|
| 2023 | 9.96 | 175.14% |
| 2022 | 3.62 | -27.89% |
| 2021 | 5.02 | 9.37% |
| 2020 | 4.59 | -13.07% |
| 2019 | 5.28 | -8.97% |
| 2018 | 5.8 | -53.86% |
| 2017 | 12.57 | 64.53% |
| 2016 | 7.64 | 74.83% |
| 2015 | 4.37 | -45.17% |
| 2014 | 7.97 | N/A |
NAVI average PE ratio chart
Currently, NAVI's PE ratio is greater than its 3, 5 and 10-year historical averages.
NAVI PE vs peers
Compared to its peers SCHW and NNI, NAVI's PE ratio stands lower, however it is higher than CIM's. Navient's current PE ratio of 19.64 is below the average of its peers, which is 26.26.
| Stock name | PE ratio | Market cap |
|---|---|---|
| CIM Chimera Investment Corp | 4.31 | $1.18B |
| NAVI Navient Corp | 19.64 | $1.6B |
| SCHW Schwab Charles Corp | 31.44 | $147.91B |
| LC LendingClub Corp | 34.57 | $1.79B |
| NNI Nelnet Inc | 34.73 | $3.84B |
Frequently asked questions
What is Navient's PE ratio?
NAVI stock has a price to earnings ratio of 19.64 as of Nov 21, 2024.
What is the 3-year average PE ratio for Navient (NAVI)?
As an average over the last 3 years, NAVI stock has a PE ratio of 7.35.
What is the 5-year average PE ratio for Navient (NAVI)?
As an average over the last 5 years, NAVI stock has a PE ratio of 6.12.
What is the highest PE ratio for NAVI?
The highest quarterly PE ratio in the last ten years has been 20.51 and it was in the Sep 2024 quarter.
How does the current PE ratio for NAVI compare to its historical average?
NAVI's current price to earnings ratio is 184% above its 10-year historical average.
How is NAVI's PE ratio calculated (Navient PE ratio formula)?
The PE ratio is calculated by dividing the most recent price of a stock by its trailing twelve months EPS. As of today (Nov 21, 2024), Navient's stock price is $14.93. The earnings per share for the trailing twelve months (TTM) ending Sep 2024 is $0.76. Therefore, Navient's P/E ratio for today is 19.64. PE RATIO(19.64) = STOCK PRICE($14.93) / TTM EPS($0.76)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.