NAVI Navient PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: NAVI
- PE Ratio
As at May 1, 2025, the NAVI stock has a PE ratio of 24.57. This is based on the current EPS of $0.51 and the stock price of $12.53 per share. An increase of 48% has been seen in the P/E ratio compared to the average of 16.6 of the last 4 quarters.
NAVI PE ratio history
The mean historical PE ratio of Navient over the last ten years is 7.43. The current 24.57 PE ratio is comparable to the historical average. Over the past ten years, NAVI's PE ratio was at its highest in the Mar 2025 quarter at 24.76, with a price of $12.63 and an EPS of $0.51. The Mar 2021 quarter recorded the bottom point at 3.03, with a price of $14.31 and an EPS of $4.73.
Navient PE ratio by year
Maximum annual increase: 175.14% in 2023
Maximum annual decrease: -53.86% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 11.08 | 11.24% | $13.29 | $1.2 |
| 2023 | 9.96 | 175.14% | $18.62 | $1.87 |
| 2022 | 3.62 | -27.89% | $16.45 | $4.54 |
| 2021 | 5.02 | 9.37% | $21.22 | $4.23 |
| 2020 | 4.59 | -13.07% | $9.82 | $2.14 |
| 2019 | 5.28 | -8.97% | $13.68 | $2.59 |
| 2018 | 5.8 | -53.86% | $8.81 | $1.52 |
| 2017 | 12.57 | 64.53% | $13.32 | $1.06 |
| 2016 | 7.64 | 74.83% | $16.43 | $2.15 |
| 2015 | 4.37 | -45.17% | $11.45 | $2.62 |
| 2014 | 7.97 | N/A | $21.61 | $2.71 |
| 2013 | N/A | N/A | N/A | $3.18 |
| 2012 | N/A | N/A | N/A | $1.93 |
| 2011 | N/A | N/A | N/A | $1.19 |
| 2010 | N/A | N/A | N/A | $0.94 |
Navient PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 24.76 | 123.47% | $12.63 | $0.51 |
| Dec 2024 | 11.08 | -45.98% | $13.29 | $1.2 |
| Sep 2024 | 20.51 | 102.87% | $15.59 | $0.76 |
| Jun 2024 | 10.11 | -4.17% | $14.56 | $1.44 |
| Mar 2024 | 10.55 | 5.92% | $17.4 | $1.65 |
| Dec 2023 | 9.96 | 67.11% | $18.62 | $1.87 |
| Sep 2023 | 5.96 | -4.33% | $17.22 | $2.89 |
| Jun 2023 | 6.23 | 43.22% | $18.58 | $2.98 |
| Mar 2023 | 4.35 | 20.17% | $15.99 | $3.68 |
| Dec 2022 | 3.62 | -8.82% | $16.45 | $4.54 |
| Sep 2022 | 3.97 | 13.43% | $14.69 | $3.7 |
| Jun 2022 | 3.5 | -21.17% | $13.99 | $4 |
| Mar 2022 | 4.44 | -11.55% | $17.04 | $3.84 |
| Dec 2021 | 5.02 | 30.39% | $21.22 | $4.23 |
| Sep 2021 | 3.85 | 2.67% | $19.73 | $5.12 |
NAVI average PE ratio chart
Currently, NAVI's PE ratio is greater than its 3, 5 and 10-year historical averages.
NAVI PE vs peers
Compared to its peer SCHW, NAVI's PE ratio stands lower, however it is higher than NNI's and LC's. Navient's current PE ratio of 24.57 is above the average of its peers, which is 20.15.
| Stock name | PE ratio | Market cap |
|---|---|---|
| CIM Chimera Investment Corp | 11.02 | $998.58M |
| NNI Nelnet Inc | 21.53 | $3.92B |
| LC LendingClub Corp | 22.46 | $1.17B |
| NAVI Navient Corp | 25.02 | $1.29B |
| SCHW Schwab Charles Corp | 27.7 | $150.73B |
Frequently asked questions
What is Navient's PE ratio?
NAVI stock has a price to earnings ratio of 24.57 as of May 1, 2025.
What is the 3-year average PE ratio for Navient (NAVI)?
As an average over the last 3 years, NAVI stock has a PE ratio of 9.55.
What is the 5-year average PE ratio for Navient (NAVI)?
As an average over the last 5 years, NAVI stock has a PE ratio of 7.41.
What is the highest PE ratio for NAVI?
The highest quarterly PE ratio in the last ten years has been 24.76 and it was in the Mar 2025 quarter.
How does the current PE ratio for NAVI compare to its historical average?
NAVI's current price to earnings ratio is 231% above its 10-year historical average.
How is NAVI's PE ratio calculated (Navient PE ratio formula)?
The PE ratio is calculated by dividing the most recent price of a stock by its trailing twelve months EPS. As of today (May 1, 2025), Navient's stock price is $12.53. The earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $0.51. Therefore, Navient's P/E ratio for today is 24.57. PE RATIO(24.57) = STOCK PRICE($12.53) / TTM EPS($0.51)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.