NAVI Navient Corp
- Stocks
- Financial Services
- NASDAQ: NAVI
Price (delayed)
$12.53
Market cap
$1.27B
P/E Ratio
24.57
Dividend/share
$0.64
EPS
$0.51
Enterprise value
$46.94B
Navient is a leading provider of education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels. Navient helps clients and
Highlights
Navient's debt has decreased by 14% YoY
The net income has plunged by 71% YoY and by 57% from the previous quarter
The EPS has dropped by 69% year-on-year and by 58% since the previous quarter
Key stats
What are the main financial stats of NAVI
Market
Valuations
Earnings
Shares outstanding
101.33M
Market cap
$1.27B
Enterprise value
$46.94B
Price to earnings (P/E)
24.57
Price to book (P/B)
0.49
Price to sales (P/S)
1.43
EV/EBIT
579.53
EV/EBITDA
579.53
EV/Sales
52.68
Revenue
$891M
Gross profit
$891M
Operating income
$81M
Net income
$56M
EBIT
$81M
EBITDA
$81M
Free cash flow
$348M
Per share
Balance sheet
Liquidity
EPS
$0.51
EPS diluted
$0.51
Free cash flow per share
$3.41
Book value per share
$25.31
Revenue per share
$8.74
TBVPS
$495.23
Total assets
$50.95B
Total liabilities
$48.36B
Debt
$47.73B
Equity
$2.59B
Working capital
N/A
Debt to equity
18.43
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
563.85
Margins
Efficiency
Dividend
EBITDA margin
9.1%
Gross margin
100%
Net margin
6.3%
Operating margin
9.1%
Return on assets
0.1%
Return on equity
2.1%
Return on invested capital
0.1%
Return on capital employed
N/A
Return on sales
9.1%
Dividend yield
5.11%
DPS
$0.64
Payout ratio
125.5%
NAVI stock price
How has the Navient stock price performed over time
Intraday
1.21%
1 week
5.21%
1 month
-0.71%
1 year
-18.74%
YTD
-5.72%
QTD
-0.79%
Financial performance
How have Navient's revenue and profit performed over time
Revenue
$891M
Gross profit
$891M
Operating income
$81M
Net income
$56M
Gross margin
100%
Net margin
6.3%
The net income has plunged by 71% YoY and by 57% from the previous quarter
Navient's operating income has plunged by 69% YoY and by 53% from the previous quarter
Navient's net margin has plunged by 64% YoY and by 50% from the previous quarter
The operating margin has dropped by 62% year-on-year and by 46% since the previous quarter
Growth
What is Navient's growth rate over time
Valuation
What is Navient stock price valuation
P/E
24.57
P/B
0.49
P/S
1.43
EV/EBIT
579.53
EV/EBITDA
579.53
EV/Sales
52.68
The EPS has dropped by 69% year-on-year and by 58% since the previous quarter
The P/E is 48% above the last 4 quarters average of 16.6
The stock's price to book (P/B) is 30% less than its 5-year quarterly average of 0.7 and 18% less than its last 4 quarters average of 0.6
The equity has contracted by 6% YoY
NAVI's revenue is down by 18% year-on-year and by 14% since the previous quarter
NAVI's P/S is 4.7% below its last 4 quarters average of 1.5 but 2.1% above its 5-year quarterly average of 1.4
Efficiency
How efficient is Navient business performance
NAVI's return on assets has dropped by 67% year-on-year and by 50% since the previous quarter
The ROS has dropped by 62% year-on-year and by 46% since the previous quarter
Navient's return on equity has shrunk by 56% QoQ and by 54% YoY
The ROIC has plunged by 50% from the previous quarter and by 50% YoY
Dividends
What is NAVI's dividend history
DPS
$0.64
Dividend yield
5.11%
Payout ratio
125.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Navient financials performed over time
The total assets is 5% greater than the total liabilities
The total liabilities is down by 14% year-on-year
The total assets has declined by 14% year-on-year
Navient's debt has decreased by 14% YoY
The debt to equity is down by 8% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.