NAVI Navient Corp

Price (delayed)

$14.47

Market cap

$1.62B

P/E Ratio

8.77

Dividend/share

$0.64

EPS

$1.65

Enterprise value

$53.95B

Navient is a leading provider of education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels. Navient helps clients and ...

Highlights
Navient's debt has decreased by 12% YoY and by 4.1% from the previous quarter
The P/E is 65% above the 5-year quarterly average of 5.3 and 7% above the last 4 quarters average of 8.2
The net income has plunged by 62% YoY and by 17% from the previous quarter

Key stats

What are the main financial stats of NAVI
Market
Shares outstanding
111.82M
Market cap
$1.62B
Enterprise value
$53.95B
Valuations
Price to book (P/B)
0.59
Price to sales (P/S)
1.5
EV/EBIT
209.09
EV/EBITDA
209.09
EV/Sales
49.58
Earnings
Revenue
$1.09B
EBIT
$258M
EBITDA
$258M
Free cash flow
$713M
Per share
EPS
$1.65
Free cash flow per share
$6.31
Book value per share
$24.53
Revenue per share
$9.63
TBVPS
$516.26
Balance sheet
Total assets
$59.03B
Total liabilities
$56.26B
Debt
$55.28B
Equity
$2.77B
Working capital
N/A
Liquidity
Debt to equity
19.98
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
202.82
Margins
EBITDA margin
23.7%
Gross margin
100%
Net margin
17.5%
Operating margin
23.7%
Efficiency
Return on assets
0.3%
Return on equity
6.7%
Return on invested capital
0.2%
Return on capital employed
N/A
Return on sales
23.7%
Dividend
Dividend yield
4.42%
DPS
$0.64
Payout ratio
38.8%

NAVI stock price

How has the Navient stock price performed over time
Intraday
1.47%
1 week
-0.69%
1 month
-4.24%
1 year
-20.76%
YTD
-22.29%
QTD
-16.84%

Financial performance

How have Navient's revenue and profit performed over time
Revenue
$1.09B
Gross profit
$1.09B
Operating income
$258M
Net income
$190M
Gross margin
100%
Net margin
17.5%
The net income has plunged by 62% YoY and by 17% from the previous quarter
Navient's operating income has plunged by 60% YoY and by 18% from the previous quarter
Navient's net margin has decreased by 49% YoY and by 12% from the previous quarter
The operating margin is down by 46% year-on-year and by 13% since the previous quarter

Growth

What is Navient's growth rate over time

Valuation

What is Navient stock price valuation
P/E
8.77
P/B
0.59
P/S
1.5
EV/EBIT
209.09
EV/EBITDA
209.09
EV/Sales
49.58
The P/E is 65% above the 5-year quarterly average of 5.3 and 7% above the last 4 quarters average of 8.2
The EPS has dropped by 55% year-on-year and by 12% since the previous quarter
The stock's price to book (P/B) is 26% less than its 5-year quarterly average of 0.8 and 26% less than its last 4 quarters average of 0.8
The equity has contracted by 6% YoY
NAVI's revenue is down by 25% year-on-year and by 5% since the previous quarter
NAVI's P/S is 17% below its last 4 quarters average of 1.8 but 7% above its 5-year quarterly average of 1.4

Efficiency

How efficient is Navient business performance
The ROIC has plunged by 60% YoY and by 33% from the previous quarter
NAVI's return on assets has dropped by 57% year-on-year and by 25% since the previous quarter
The ROS has declined by 46% year-on-year and by 13% since the previous quarter
Navient's return on equity has decreased by 44% YoY and by 15% QoQ

Dividends

What is NAVI's dividend history
DPS
$0.64
Dividend yield
4.42%
Payout ratio
38.8%
Recent dividends

Financial health

How did Navient financials performed over time
The total assets is 4.9% greater than the total liabilities
The total liabilities is down by 12% year-on-year and by 4% since the previous quarter
The total assets has declined by 12% year-on-year and by 3.8% since the previous quarter
Navient's debt has decreased by 12% YoY and by 4.1% from the previous quarter
The equity has contracted by 6% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.