NAVI Navient Corp

Price (delayed)

$18.34

Market cap

$3.29B

P/E Ratio

3.88

Dividend/share

$0.64

EPS

$4.73

Enterprise value

$80.55B

Navient is a leading provider of education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels. Navient helps clients and ...

Highlights
The net income has soared by 144% YoY and by 115% from the previous quarter
The EPS has soared by 121% since the previous quarter

Key stats

What are the main financial stats of NAVI
Market
Shares outstanding
179.51M
Market cap
$3.29B
Enterprise value
$80.55B
Valuations
Price to earnings (P/E)
3.88
Price to book (P/B)
1.24
Price to sales (P/S)
1.56
EV/EBIT
70.23
EV/EBITDA
70.23
EV/Sales
37.45
Earnings
Revenue
$2.15B
EBIT
$1.15B
EBITDA
$1.15B
Free cash flow
$713M
Per share
EPS
$4.73
Free cash flow per share
$3.9
Book value per share
$14.82
Revenue per share
$11.75
TBVPS
$460.25
Balance sheet
Total assets
$84.96B
Total liabilities
$82.22B
Debt
$81.36B
Equity
$2.72B
Working capital
N/A
Liquidity
Debt to equity
29.88
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
67.35
Margins
EBITDA margin
53.3%
Gross margin
100%
Net margin
41.2%
Operating margin
53.3%
Efficiency
Return on assets
1%
Return on equity
37.2%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
53.3%
Dividend
Dividend yield
3.49%
DPS
$0.64
Payout ratio
13.5%

NAVI stock price

How has the Navient stock price performed over time
Intraday
-5.17%
1 week
-5.51%
1 month
6.01%
1 year
127.83%
YTD
86.76%
QTD
28.16%

Financial performance

How have Navient's revenue and profit performed over time
Revenue
$2.15B
Gross profit
$2.15B
Operating income
$1.15B
Net income
$887M
Gross margin
100%
Net margin
41.2%
Navient's operating income has soared by 146% YoY and by 116% from the previous quarter
The net income has soared by 144% YoY and by 115% from the previous quarter
The operating margin has soared by 69% year-on-year and by 53% since the previous quarter
Navient's net margin has soared by 68% YoY and by 53% from the previous quarter

Growth

What is Navient's growth rate over time

Valuation

What is Navient stock price valuation
P/E
3.88
P/B
1.24
P/S
1.56
EV/EBIT
70.23
EV/EBITDA
70.23
EV/Sales
37.45
The EPS has soared by 121% since the previous quarter
The P/E is 46% below the 5-year quarterly average of 7.2 and 5% below the last 4 quarters average of 4.1
The stock's price to book (P/B) is 55% more than its last 4 quarters average of 0.8 and 24% more than its 5-year quarterly average of 1.0
The equity has grown by 34% YoY and by 12% from the previous quarter
NAVI's revenue is up by 45% year-on-year and by 41% since the previous quarter
NAVI's P/S is 42% above its last 4 quarters average of 1.1 but 13% below its 5-year quarterly average of 1.8

Efficiency

How efficient is Navient business performance
NAVI's return on assets has surged by 150% year-on-year and by 100% since the previous quarter
The ROIC has soared by 133% from the previous quarter and by 133% YoY
Navient's return on equity has surged by 100% QoQ
The ROS has soared by 69% year-on-year and by 53% since the previous quarter

Dividends

What is NAVI's dividend history
DPS
$0.64
Dividend yield
3.49%
Payout ratio
13.5%
Recent dividends

Financial health

How did Navient financials performed over time
The total assets is 3.3% greater than the total liabilities
The total liabilities is down by 10% year-on-year and by 3.2% since the previous quarter
The total assets has declined by 9% year-on-year and by 2.8% since the previous quarter
The equity has grown by 34% YoY and by 12% from the previous quarter
The debt to equity is down by 32% year-on-year and by 13% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.