NAVI Navient Corp

Price (delayed)

$17.35

Market cap

$1.96B

P/E Ratio

9.28

Dividend/share

$0.64

EPS

$1.87

Enterprise value

$56.79B

Navient is a leading provider of education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels. Navient helps clients and ...

Highlights
The equity has soared by 177% from the previous quarter
Navient's debt has decreased by 14% YoY and by 3.3% from the previous quarter
The P/E is 81% above the 5-year quarterly average of 5.1 and 40% above the last 4 quarters average of 6.6
The net income has plunged by 65% YoY and by 37% from the previous quarter

Key stats

What are the main financial stats of NAVI
Market
Shares outstanding
112.75M
Market cap
$1.96B
Enterprise value
$56.79B
Valuations
Price to book (P/B)
0.25
Price to sales (P/S)
1.84
EV/EBIT
181.44
EV/EBITDA
181.44
EV/Sales
49.47
Earnings
Revenue
$1.15B
EBIT
$313M
EBITDA
$313M
Free cash flow
$676M
Per share
EPS
$1.87
Free cash flow per share
$5.54
Book value per share
$68.16
Revenue per share
$9.41
TBVPS
$497.38
Balance sheet
Total assets
$61.38B
Total liabilities
$58.62B
Debt
$57.63B
Equity
$8.01B
Working capital
N/A
Liquidity
Debt to equity
7.19
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
175.19
Margins
EBITDA margin
27.3%
Gross margin
100%
Net margin
19.9%
Operating margin
27.3%
Efficiency
Return on assets
0.4%
Return on equity
5.4%
Return on invested capital
0.3%
Return on capital employed
N/A
Return on sales
27.3%
Dividend
Dividend yield
3.69%
DPS
$0.64
Payout ratio
34.2%

NAVI stock price

How has the Navient stock price performed over time
Intraday
0.75%
1 week
2.18%
1 month
10.16%
1 year
11.43%
YTD
-6.82%
QTD
-6.82%

Financial performance

How have Navient's revenue and profit performed over time
Revenue
$1.15B
Gross profit
$1.15B
Operating income
$313M
Net income
$228M
Gross margin
100%
Net margin
19.9%
The net income has plunged by 65% YoY and by 37% from the previous quarter
Navient's operating income has plunged by 62% YoY and by 33% from the previous quarter
Navient's net margin has decreased by 49% YoY and by 28% from the previous quarter
The operating margin is down by 45% year-on-year and by 24% since the previous quarter

Growth

What is Navient's growth rate over time

Valuation

What is Navient stock price valuation
P/E
9.28
P/B
0.25
P/S
1.84
EV/EBIT
181.44
EV/EBITDA
181.44
EV/Sales
49.47
The P/E is 81% above the 5-year quarterly average of 5.1 and 40% above the last 4 quarters average of 6.6
The EPS has dropped by 59% year-on-year and by 35% since the previous quarter
The equity has soared by 177% from the previous quarter
The stock's price to book (P/B) is 69% less than its 5-year quarterly average of 0.8 and 58% less than its last 4 quarters average of 0.6
NAVI's revenue is down by 31% year-on-year and by 11% since the previous quarter
NAVI's P/S is 31% above its 5-year quarterly average of 1.4 and 8% above its last 4 quarters average of 1.7

Efficiency

How efficient is Navient business performance
Navient's return on equity has shrunk by 65% YoY and by 38% QoQ
NAVI's return on assets has dropped by 56% year-on-year and by 20% since the previous quarter
The ROIC has plunged by 50% YoY and by 25% from the previous quarter
The ROS has declined by 45% year-on-year and by 24% since the previous quarter

Dividends

What is NAVI's dividend history
DPS
$0.64
Dividend yield
3.69%
Payout ratio
34.2%
Recent dividends

Financial health

How did Navient financials performed over time
The total assets is 4.7% greater than the total liabilities
The total liabilities is down by 14% year-on-year and by 3.1% since the previous quarter
The total assets has declined by 13% year-on-year and by 3.2% since the previous quarter
The equity has soared by 177% from the previous quarter
The debt to equity has dropped by 65% since the previous quarter and by 15% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.