NAVI Navient Corp

Price (delayed)

$22.425

Market cap

$3.76B

P/E Ratio

4.35

Dividend/share

$0.64

EPS

$5.15

Enterprise value

$79.88B

Navient is a leading provider of education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels. Navient helps clients and ...

Highlights
The net income has soared by 182% YoY and by 7% from the previous quarter
NAVI's revenue has soared by 59% year-on-year and by 5% since the previous quarter
The P/E is 40% below the 5-year quarterly average of 7.2 but 11% above the last 4 quarters average of 3.9

Key stats

What are the main financial stats of NAVI
Market
Shares outstanding
167.84M
Market cap
$3.76B
Enterprise value
$79.88B
Valuations
Price to earnings (P/E)
4.35
Price to book (P/B)
1.49
Price to sales (P/S)
1.73
EV/EBIT
65.64
EV/EBITDA
65.64
EV/Sales
35.33
Earnings
Revenue
$2.26B
EBIT
$1.22B
EBITDA
$1.22B
Free cash flow
$725M
Per share
EPS
$5.15
Free cash flow per share
$4.17
Book value per share
$15.05
Revenue per share
$12.99
TBVPS
$474.84
Balance sheet
Total assets
$83.35B
Total liabilities
$80.64B
Debt
$79.88B
Equity
$2.7B
Working capital
N/A
Liquidity
Debt to equity
29.57
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
62.55
Margins
EBITDA margin
53.8%
Gross margin
100%
Net margin
41.9%
Operating margin
53.8%
Efficiency
Return on assets
1.1%
Return on equity
37.5%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
53.8%
Dividend
Dividend yield
2.85%
DPS
$0.64
Payout ratio
12.4%

NAVI stock price

How has the Navient stock price performed over time
Intraday
0.56%
1 week
-4.53%
1 month
1.38%
1 year
191.23%
YTD
128.36%
QTD
16.01%

Financial performance

How have Navient's revenue and profit performed over time
Revenue
$2.26B
Gross profit
$2.26B
Operating income
$1.22B
Net income
$947M
Gross margin
100%
Net margin
41.9%
The net income has soared by 182% YoY and by 7% from the previous quarter
Navient's operating income has soared by 175% YoY and by 6% from the previous quarter
Navient's net margin has soared by 78% YoY
The operating margin has soared by 73% year-on-year

Growth

What is Navient's growth rate over time

Valuation

What is Navient stock price valuation
P/E
4.35
P/B
1.49
P/S
1.73
EV/EBIT
65.64
EV/EBITDA
65.64
EV/Sales
35.33
The P/E is 40% below the 5-year quarterly average of 7.2 but 11% above the last 4 quarters average of 3.9
The EPS has increased by 9% since the previous quarter
The stock's price to book (P/B) is 64% more than its last 4 quarters average of 0.9 and 48% more than its 5-year quarterly average of 1.0
The equity has grown by 28% YoY
NAVI's revenue has soared by 59% year-on-year and by 5% since the previous quarter
NAVI's P/S is 32% above its last 4 quarters average of 1.3 but 4.4% below its 5-year quarterly average of 1.8

Efficiency

How efficient is Navient business performance
Navient's return on equity has surged by 200% YoY
NAVI's return on assets has surged by 175% year-on-year and by 10% since the previous quarter
The ROS has soared by 73% year-on-year

Dividends

What is NAVI's dividend history
DPS
$0.64
Dividend yield
2.85%
Payout ratio
12.4%
Recent dividends

Financial health

How did Navient financials performed over time
The total assets is 3.4% greater than the total liabilities
The total liabilities is down by 9% year-on-year
The total assets has declined by 8% year-on-year
The debt to equity is down by 29% year-on-year
The equity has grown by 28% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.