- Stocks
- Financial Services
- NASDAQ: NAVI

Price (delayed)

$15.55

Market cap

$1.97B

P/E Ratio

4.23

Dividend/share

$0.64

EPS

$3.68

Enterprise value

$62.33B

Navient is a leading provider of education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels. Navient helps clients and

Navient's debt has decreased by 15% YoY and by 6% from the previous quarter

The equity has grown by 4.7% YoY

The P/E is 24% below the 5-year quarterly average of 5.6 but 8% above the last 4 quarters average of 3.9

The gross profit is down by 27% year-on-year and by 13% since the previous quarter

NAVI's revenue is down by 27% year-on-year and by 13% since the previous quarter

What are the main financial stats of NAVI

Market
Valuations
Earnings

Shares outstanding

126.46M

Market cap

$1.97B

Enterprise value

$62.33B

Price to earnings (P/E)

4.23

Price to book (P/B)

0.68

Price to sales (P/S)

1.38

EV/EBIT

97.54

EV/EBITDA

97.54

EV/Sales

42.99

Revenue

$1.45B

EBIT

$639M

EBITDA

$639M

Free cash flow

$559M

Per share
Balance sheet
Liquidity

EPS

$3.68

Free cash flow per share

$4.33

Book value per share

$22.94

Revenue per share

$11.24

TBVPS

$513.26

Total assets

$66.91B

Total liabilities

$63.96B

Debt

$63.14B

Equity

$2.96B

Working capital

N/A

Debt to equity

21.35

Current ratio

N/A

Quick ratio

N/A

Net debt/EBITDA

94.46

Margins
Efficiency
Dividend

EBITDA margin

44.1%

Gross margin

100%

Net margin

34.6%

Operating margin

44.1%

Return on assets

0.7%

Return on equity

16.9%

Return on invested capital

0.5%

Return on capital employed

N/A

Return on sales

44.1%

Dividend yield

4.12%

DPS

$0.64

Payout ratio

17.4%

How has the Navient stock price performed over time

Intraday

2.1%

1 week

1.3%

1 month

-5.3%

1 year

-1.08%

YTD

-5.47%

QTD

-2.75%

How have Navient's revenue and profit performed over time

Revenue

$1.45B

Gross profit

$1.45B

Operating income

$639M

Net income

$501M

Gross margin

100%

Net margin

34.6%

The gross profit is down by 27% year-on-year and by 13% since the previous quarter

NAVI's revenue is down by 27% year-on-year and by 13% since the previous quarter

Navient's operating income has decreased by 23% from the previous quarter and by 18% YoY

The net income has contracted by 22% from the previous quarter and by 17% YoY

What is Navient's growth rate over time

What is Navient stock price valuation

P/E

4.23

P/B

0.68

P/S

1.38

EV/EBIT

97.54

EV/EBITDA

97.54

EV/Sales

42.99

The P/E is 24% below the 5-year quarterly average of 5.6 but 8% above the last 4 quarters average of 3.9

The EPS has declined by 19% since the previous quarter and by 4.2% year-on-year

The stock's price to book (P/B) is 24% less than its 5-year quarterly average of 0.9 and 2.9% less than its last 4 quarters average of 0.7

The equity has grown by 4.7% YoY

NAVI's revenue is down by 27% year-on-year and by 13% since the previous quarter

NAVI's P/S is 8% below its 5-year quarterly average of 1.5 but 6% above its last 4 quarters average of 1.3

How efficient is Navient business performance

Navient's return on equity has decreased by 24% YoY and by 23% QoQ

NAVI's return on assets is down by 22% since the previous quarter

The ROIC has contracted by 17% from the previous quarter

The ROS has increased by 12% year-on-year but it has declined by 12% since the previous quarter

What is NAVI's dividend history

DPS

$0.64

Dividend yield

4.12%

Payout ratio

17.4%

Recent dividends

How did Navient financials performed over time

The total assets is 4.6% greater than the total liabilities

The total liabilities is down by 15% year-on-year and by 6% since the previous quarter

The total assets has declined by 14% year-on-year and by 5% since the previous quarter

The debt to equity is down by 19% year-on-year and by 5% since the previous quarter

Navient's debt has decreased by 15% YoY and by 6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.