WTBA West Bancorporation Inc

Price (delayed)

$19.59

Market cap

$329.75M

P/E Ratio

13.7

Dividend/share

$1

EPS

$1.43

Enterprise value

$478.9M

West Bancorporation, Inc. is headquartered in West Des Moines, Iowa. Serving customers since 1893, West Bank, a wholly-owned subsidiary of West Bancorporation, Inc., is a community bank that focuses on ...

Highlights
West Bancorporation's debt has decreased by 34% YoY and by 11% from the previous quarter
The net income has increased by 12% since the previous quarter
The stock's price to earnings (P/E) is 29% more than its 5-year quarterly average of 10.6 but 4.9% less than its last 4 quarters average of 14.4
The equity has declined by 3.2% since the previous quarter

Key stats

What are the main financial stats of WTBA
Market
Shares outstanding
16.83M
Market cap
$329.75M
Enterprise value
$478.9M
Valuations
Price to earnings (P/E)
13.7
Price to book (P/B)
1.45
Price to sales (P/S)
4.18
EV/EBIT
17.45
EV/EBITDA
15.37
EV/Sales
6.08
Earnings
Revenue
$78.8M
Gross profit
$78.8M
Operating income
$27.44M
Net income
$24.05M
EBIT
$27.44M
EBITDA
$31.17M
Free cash flow
$13.67M
Per share
EPS
$1.43
EPS diluted
$1.42
Free cash flow per share
$0.81
Book value per share
$13.54
Revenue per share
$4.68
TBVPS
$238.52
Balance sheet
Total assets
$4.01B
Total liabilities
$3.79B
Debt
$392.63M
Equity
$227.88M
Working capital
N/A
Liquidity
Debt to equity
1.72
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.79
Margins
EBITDA margin
39.6%
Gross margin
100%
Net margin
30.5%
Operating margin
34.8%
Efficiency
Return on assets
0.6%
Return on equity
10.6%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
34.8%
Dividend
Dividend yield
5.1%
DPS
$1
Payout ratio
69.9%

WTBA stock price

How has the West Bancorporation stock price performed over time
Intraday
-1.76%
1 week
-2.15%
1 month
-13.4%
1 year
13.3%
YTD
-9.52%
QTD
-1.76%

Financial performance

How have West Bancorporation's revenue and profit performed over time
Revenue
$78.8M
Gross profit
$78.8M
Operating income
$27.44M
Net income
$24.05M
Gross margin
100%
Net margin
30.5%
The net income has increased by 12% since the previous quarter
West Bancorporation's net margin has increased by 9% from the previous quarter
The operating income has declined by 8% year-on-year but it is up by 3.2% since the previous quarter
WTBA's operating margin is down by 8% year-on-year

Growth

What is West Bancorporation's growth rate over time

Valuation

What is West Bancorporation stock price valuation
P/E
13.7
P/B
1.45
P/S
4.18
EV/EBIT
17.45
EV/EBITDA
15.37
EV/Sales
6.08
The stock's price to earnings (P/E) is 29% more than its 5-year quarterly average of 10.6 but 4.9% less than its last 4 quarters average of 14.4
West Bancorporation's EPS has increased by 12% from the previous quarter
The price to book (P/B) is 9% less than the 5-year quarterly average of 1.6 but 3.6% more than the last 4 quarters average of 1.4
The equity has declined by 3.2% since the previous quarter
The stock's price to sales (P/S) is 4.5% more than its 5-year quarterly average of 4.0
The revenue rose by 2.7% since the previous quarter

Efficiency

How efficient is West Bancorporation business performance
The return on assets rose by 20% since the previous quarter but it has declined by 14% year-on-year
WTBA's return on invested capital is down by 14% year-on-year
WTBA's ROE is up by 12% QoQ but it is down by 5% YoY
West Bancorporation's ROS has decreased by 8% YoY

Dividends

What is WTBA's dividend history
DPS
$1
Dividend yield
5.1%
Payout ratio
69.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did West Bancorporation financials performed over time
The company's total assets is 6% higher than its total liabilities
The company's total assets rose by 4.9% YoY
WTBA's total liabilities is up by 5% year-on-year
West Bancorporation's debt is 72% more than its equity
WTBA's debt to equity is down by 35% year-on-year and by 8% since the previous quarter
West Bancorporation's debt has decreased by 34% YoY and by 11% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.