WTBA West Bancorporation Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: WTBA

Price (delayed)

$16.82

Market cap

$281.32M

P/E Ratio

11.68

Dividend/share

$1

EPS

$1.44

Enterprise value

$808.6M

West Bancorporation, Inc. is headquartered in West Des Moines, Iowa. Serving customers since 1893, West Bank, a wholly-owned subsidiary of West Bancorporation, Inc., is a community bank that focuses on ...

Highlights
The equity rose by 10% since the previous quarter and by 7% year-on-year
West Bancorporation's debt has increased by 22% YoY but it has decreased by 16% from the previous quarter
The net income has declined by 48% year-on-year and by 15% since the previous quarter
West Bancorporation's EPS has decreased by 48% YoY and by 16% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.westbankstrong.com
Peers: ATLO MOFG QCRH HWBK

Key stats

What are the main financial stats of WTBA
Market
Shares outstanding
16.73M
Market cap
$281.32M
Enterprise value
$808.6M
Valuations
Price to earnings (P/E)
11.68
Price to book (P/B)
1.25
Price to sales (P/S)
3.59
EV/EBIT
27.15
EV/EBITDA
25.55
EV/Sales
10.31
Earnings
Revenue
$78.4M
EBIT
$29.79M
EBITDA
$31.64M
Free cash flow
-$11.14M
Per share
EPS
$1.44
Free cash flow per share
-$0.67
Book value per share
$13.46
Revenue per share
$4.69
TBVPS
$228.74
Balance sheet
Total assets
$3.83B
Total liabilities
$3.6B
Debt
$592.64M
Equity
$225.04M
Working capital
N/A
Liquidity
Debt to equity
2.63
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
16.66
Margins
EBITDA margin
40.4%
Gross margin
100%
Net margin
30.8%
Operating margin
38%
Efficiency
Return on assets
0.7%
Return on equity
11.2%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
38%
Dividend
Dividend yield
5.95%
DPS
$1
Payout ratio
69.4%

WTBA stock price

How has the West Bancorporation stock price performed over time
Intraday
-0.53%
1 week
4.67%
1 month
-1.46%
1 year
-1.23%
YTD
-20.66%
QTD
-5.66%

Financial performance

How have West Bancorporation's revenue and profit performed over time
Revenue
$78.4M
Gross profit
$78.4M
Operating income
$29.79M
Net income
$24.14M
Gross margin
100%
Net margin
30.8%
The operating income has declined by 50% year-on-year and by 16% since the previous quarter
The net income has declined by 48% year-on-year and by 15% since the previous quarter
WTBA's operating margin is down by 33% year-on-year and by 10% since the previous quarter
West Bancorporation's net margin has decreased by 31% YoY and by 10% from the previous quarter

Growth

What is West Bancorporation's growth rate over time

Valuation

What is West Bancorporation stock price valuation
P/E
11.68
P/B
1.25
P/S
3.59
EV/EBIT
27.15
EV/EBITDA
25.55
EV/Sales
10.31
West Bancorporation's EPS has decreased by 48% YoY and by 16% from the previous quarter
The stock's price to earnings (P/E) is 16% more than its 5-year quarterly average of 10.1 and 15% more than its last 4 quarters average of 10.2
The price to book (P/B) is 26% less than the 5-year quarterly average of 1.7 and 11% less than the last 4 quarters average of 1.4
The equity rose by 10% since the previous quarter and by 7% year-on-year
The revenue has declined by 25% year-on-year and by 6% since the previous quarter
The stock's price to sales (P/S) is 12% less than its 5-year quarterly average of 4.1

Efficiency

How efficient is West Bancorporation business performance
WTBA's return on invested capital has dropped by 53% year-on-year and by 13% since the previous quarter
WTBA's ROE is down by 48% YoY and by 17% QoQ
The return on assets has declined by 46% year-on-year and by 13% since the previous quarter
West Bancorporation's ROS has decreased by 33% YoY and by 10% from the previous quarter

Dividends

What is WTBA's dividend history
Dividend details
DPS
$1
Dividend yield
5.95%
Payout ratio
69.4%
Recent dividends

Financial health

How did West Bancorporation financials performed over time
The company's total assets is 6% higher than its total liabilities
The company's total assets rose by 6% YoY and by 3.3% QoQ
WTBA's total liabilities is up by 6% year-on-year and by 2.9% since the previous quarter
West Bancorporation's debt is 163% more than its equity
WTBA's debt to equity is down by 24% since the previous quarter but it is up by 14% year-on-year
West Bancorporation's debt has increased by 22% YoY but it has decreased by 16% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.