MCBS MetroCity Bankshares Inc
Price (delayed)
$29.93
Market cap
$758.18M
P/E Ratio
12.68
Dividend/share
$0.86
EPS
$2.36
Enterprise value
$849.27M
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. It provides consumer and commercial checking accounts,
Highlights
MetroCity Bankshares's EPS has increased by 18% YoY and by 10% from the previous quarter
The net income has increased by 18% YoY and by 10% from the previous quarter
MCBS's price to earnings (P/E) is 32% higher than its 5-year quarterly average of 9.6 and 2.3% higher than its last 4 quarters average of 12.4
MetroCity Bankshares's debt has increased by 15% YoY
Key stats
What are the main financial stats of MCBS
Market
Valuations
Earnings
Shares outstanding
25.33M
Market cap
$758.18M
Enterprise value
$849.27M
Price to earnings (P/E)
12.68
Price to book (P/B)
1.86
Price to sales (P/S)
5.6
EV/EBIT
10.28
EV/EBITDA
9.93
EV/Sales
6.27
Revenue
$135.38M
Gross profit
$135.38M
Operating income
$82.6M
Net income
$59.62M
EBIT
$82.6M
EBITDA
$85.53M
Free cash flow
$34.11M
Per share
Balance sheet
Liquidity
EPS
$2.36
EPS diluted
$2.32
Free cash flow per share
$1.35
Book value per share
$16.07
Revenue per share
$5.34
TBVPS
$140.9
Total assets
$3.57B
Total liabilities
$3.16B
Debt
$382.3M
Equity
$407.19M
Working capital
N/A
Debt to equity
0.94
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.06
Margins
Efficiency
Dividend
EBITDA margin
63.2%
Gross margin
100%
Net margin
44%
Operating margin
61%
Return on assets
1.7%
Return on equity
15%
Return on invested capital
2.2%
Return on capital employed
N/A
Return on sales
61%
Dividend yield
2.87%
DPS
$0.86
Payout ratio
36.4%
MCBS stock price
How has the MetroCity Bankshares stock price performed over time
Intraday
-0.1%
1 week
-4.01%
1 month
-4.29%
1 year
25.07%
YTD
-6.32%
QTD
-6.32%
Financial performance
How have MetroCity Bankshares's revenue and profit performed over time
Revenue
$135.38M
Gross profit
$135.38M
Operating income
$82.6M
Net income
$59.62M
Gross margin
100%
Net margin
44%
The net income has increased by 18% YoY and by 10% from the previous quarter
MetroCity Bankshares's gross profit has increased by 12% YoY and by 7% from the previous quarter
The revenue rose by 12% YoY and by 7% QoQ
MCBS's operating income is up by 10% YoY and by 9% from the previous quarter
Growth
What is MetroCity Bankshares's growth rate over time
Valuation
What is MetroCity Bankshares stock price valuation
P/E
12.68
P/B
1.86
P/S
5.6
EV/EBIT
10.28
EV/EBITDA
9.93
EV/Sales
6.27
MCBS's price to earnings (P/E) is 32% higher than its 5-year quarterly average of 9.6 and 2.3% higher than its last 4 quarters average of 12.4
MetroCity Bankshares's EPS has increased by 18% YoY and by 10% from the previous quarter
The stock's price to book (P/B) is 16% more than its 5-year quarterly average of 1.6 and 9% more than its last 4 quarters average of 1.7
The company's equity rose by 6% YoY
The P/S is 34% above the 5-year quarterly average of 4.2 and 6% above the last 4 quarters average of 5.3
The revenue rose by 12% YoY and by 7% QoQ
Efficiency
How efficient is MetroCity Bankshares business performance
MCBS's return on assets is up by 13% since the previous quarter and by 13% year-on-year
MetroCity Bankshares's return on equity has increased by 9% QoQ and by 9% YoY
MetroCity Bankshares's return on invested capital has increased by 4.8% QoQ and by 4.8% YoY
MetroCity Bankshares's ROS has decreased by 2.6% YoY
Dividends
What is MCBS's dividend history
DPS
$0.86
Dividend yield
2.87%
Payout ratio
36.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did MetroCity Bankshares financials performed over time
MetroCity Bankshares's total assets is 13% higher than its total liabilities
MetroCity Bankshares's debt is 6% lower than its equity
MetroCity Bankshares's debt has increased by 15% YoY
MCBS's debt to equity is up by 9% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.