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MCBS MetroCity Bankshares Inc

Price (delayed)

$27.89

Market cap

$708.45M

P/E Ratio

10.69

Dividend/share

$0.89

EPS

$2.61

Enterprise value

$856.36M

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. It provides consumer and commercial checking accounts, ...

Highlights
The net income has increased by 31% YoY and by 2.6% from the previous quarter
MetroCity Bankshares's EPS has increased by 31% YoY and by 2.4% from the previous quarter
MCBS's price to earnings (P/E) is 12% lower than its last 4 quarters average of 12.1 but 7% higher than its 5-year quarterly average of 10.0
MetroCity Bankshares's debt has increased by 21% YoY and by 13% QoQ

Key stats

What are the main financial stats of MCBS
Market
Shares outstanding
25.4M
Market cap
$708.45M
Enterprise value
$856.36M
Valuations
Price to earnings (P/E)
10.69
Price to book (P/B)
1.66
Price to sales (P/S)
4.93
EV/EBIT
9.63
EV/EBITDA
9.31
EV/Sales
5.96
Earnings
Revenue
$143.78M
Gross profit
$143.78M
Operating income
$88.96M
Net income
$66.17M
EBIT
$88.96M
EBITDA
$92M
Free cash flow
$37.94M
Per share
EPS
$2.61
EPS diluted
$2.57
Free cash flow per share
$1.49
Book value per share
$16.85
Revenue per share
$5.66
TBVPS
$144.07
Balance sheet
Total assets
$3.66B
Total liabilities
$3.23B
Debt
$432.96M
Equity
$427.97M
Working capital
N/A
Liquidity
Debt to equity
1.01
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.61
Margins
EBITDA margin
64%
Gross margin
100%
Net margin
46%
Operating margin
61.9%
Efficiency
Return on assets
1.8%
Return on equity
15.9%
Return on invested capital
2.4%
Return on capital employed
N/A
Return on sales
61.9%
Dividend
Dividend yield
3.19%
DPS
$0.89
Payout ratio
34.1%

MCBS stock price

How has the MetroCity Bankshares stock price performed over time
Intraday
2.12%
1 week
-0.18%
1 month
-0.36%
1 year
14.77%
YTD
-12.71%
QTD
1.16%

Financial performance

How have MetroCity Bankshares's revenue and profit performed over time
Revenue
$143.78M
Gross profit
$143.78M
Operating income
$88.96M
Net income
$66.17M
Gross margin
100%
Net margin
46%

MCBS financials

The net income has increased by 31% YoY and by 2.6% from the previous quarter
MCBS's operating income is up by 26% YoY
MetroCity Bankshares's gross profit has increased by 20% YoY and by 2.2% from the previous quarter
The revenue rose by 20% YoY and by 2.2% QoQ

Price vs fundamentals

How does MCBS's price correlate with its fundamentals

MCBS Price vs fundamentals

MCBS Earnings waterfall

MCBS Price vs fair value

Growth

What is MetroCity Bankshares's growth rate over time

MCBS growth chart

Valuation

What is MetroCity Bankshares stock price valuation
P/E
10.69
P/B
1.66
P/S
4.93
EV/EBIT
9.63
EV/EBITDA
9.31
EV/Sales
5.96

Valuation vs average

Price to earnings (P/E)

MetroCity Bankshares's EPS has increased by 31% YoY and by 2.4% from the previous quarter
MCBS's price to earnings (P/E) is 12% lower than its last 4 quarters average of 12.1 but 7% higher than its 5-year quarterly average of 10.0

Price to book (P/B)

The stock's price to book (P/B) is 8% less than its last 4 quarters average of 1.8 but 3.8% more than its 5-year quarterly average of 1.6
The company's equity rose by 8% YoY

Price to sales (P/S)

The revenue rose by 20% YoY and by 2.2% QoQ
The P/S is 12% above the 5-year quarterly average of 4.4 but 9% below the last 4 quarters average of 5.4

Efficiency

How efficient is MetroCity Bankshares business performance
MCBS's return on assets is up by 29% year-on-year
MetroCity Bankshares's return on invested capital has increased by 26% YoY
MetroCity Bankshares's return on equity has increased by 20% YoY
MetroCity Bankshares's ROS has increased by 4.9% YoY

Dividends

What is MCBS's dividend history
DPS
$0.89
Dividend yield
3.19%
Payout ratio
34.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did MetroCity Bankshares financials performed over time

Assets vs liabilities

MetroCity Bankshares's total assets is 13% higher than its total liabilities

Debt vs equity

MetroCity Bankshares's debt has increased by 21% YoY and by 13% QoQ
MCBS's debt to equity is up by 12% year-on-year and by 11% since the previous quarter

Balance sheet

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.