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MCBS MetroCity Bankshares Inc

Price (delayed)

$28.655

Market cap

$727.92M

P/E Ratio

11.24

Dividend/share

$0.89

EPS

$2.55

Enterprise value

$860.98M

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. It provides consumer and commercial checking accounts, ...

Highlights
The net income has increased by 25% YoY and by 8% from the previous quarter
MetroCity Bankshares's EPS has increased by 24% YoY and by 8% from the previous quarter
MCBS's price to earnings (P/E) is 14% higher than its 5-year quarterly average of 9.9 but 11% lower than its last 4 quarters average of 12.6
MetroCity Bankshares's debt has increased by 15% YoY

Key stats

What are the main financial stats of MCBS
Market
Shares outstanding
25.4M
Market cap
$727.92M
Enterprise value
$860.98M
Valuations
Price to earnings (P/E)
11.24
Price to book (P/B)
1.72
Price to sales (P/S)
5.16
EV/EBIT
9.86
EV/EBITDA
9.54
EV/Sales
6.12
Earnings
Revenue
$140.69M
Gross profit
$140.69M
Operating income
$87.31M
Net income
$64.5M
EBIT
$87.31M
EBITDA
$90.27M
Free cash flow
$62.22M
Per share
EPS
$2.55
EPS diluted
$2.52
Free cash flow per share
$2.46
Book value per share
$16.63
Revenue per share
$5.55
TBVPS
$141.88
Balance sheet
Total assets
$3.59B
Total liabilities
$3.17B
Debt
$382.94M
Equity
$421.35M
Working capital
N/A
Liquidity
Debt to equity
0.91
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.47
Margins
EBITDA margin
64.2%
Gross margin
100%
Net margin
45.8%
Operating margin
62.1%
Efficiency
Return on assets
1.8%
Return on equity
15.8%
Return on invested capital
2.4%
Return on capital employed
N/A
Return on sales
62.1%
Dividend
Dividend yield
3.11%
DPS
$0.89
Payout ratio
34.9%

MCBS stock price

How has the MetroCity Bankshares stock price performed over time
Intraday
1.72%
1 week
3%
1 month
12.42%
1 year
14.71%
YTD
-10.31%
QTD
3.94%

Financial performance

How have MetroCity Bankshares's revenue and profit performed over time
Revenue
$140.69M
Gross profit
$140.69M
Operating income
$87.31M
Net income
$64.5M
Gross margin
100%
Net margin
45.8%
The net income has increased by 25% YoY and by 8% from the previous quarter
MCBS's operating income is up by 21% YoY and by 6% from the previous quarter
MetroCity Bankshares's gross profit has increased by 18% YoY and by 3.8% from the previous quarter
The revenue rose by 18% YoY and by 3.8% QoQ

Price vs fundamentals

How does MCBS's price correlate with its fundamentals

Growth

What is MetroCity Bankshares's growth rate over time

Valuation

What is MetroCity Bankshares stock price valuation
P/E
11.24
P/B
1.72
P/S
5.16
EV/EBIT
9.86
EV/EBITDA
9.54
EV/Sales
6.12
MetroCity Bankshares's EPS has increased by 24% YoY and by 8% from the previous quarter
MCBS's price to earnings (P/E) is 14% higher than its 5-year quarterly average of 9.9 but 11% lower than its last 4 quarters average of 12.6
The company's equity rose by 10% YoY and by 3.5% QoQ
The stock's price to book (P/B) is 8% more than its 5-year quarterly average of 1.6 but 4.4% less than its last 4 quarters average of 1.8
The revenue rose by 18% YoY and by 3.8% QoQ
The P/S is 17% above the 5-year quarterly average of 4.4 but 6% below the last 4 quarters average of 5.5

Efficiency

How efficient is MetroCity Bankshares business performance
MCBS's return on assets is up by 20% year-on-year and by 6% since the previous quarter
MetroCity Bankshares's return on invested capital has increased by 20% YoY and by 9% QoQ
MetroCity Bankshares's return on equity has increased by 14% YoY and by 5% QoQ
MetroCity Bankshares's ROS has increased by 3.3% YoY

Dividends

What is MCBS's dividend history
DPS
$0.89
Dividend yield
3.11%
Payout ratio
34.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did MetroCity Bankshares financials performed over time
MetroCity Bankshares's total assets is 13% higher than its total liabilities
MetroCity Bankshares's total assets has increased by 2.6% YoY
MetroCity Bankshares's debt is 9% lower than its equity
MetroCity Bankshares's debt has increased by 15% YoY
The company's equity rose by 10% YoY and by 3.5% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.