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MCBS MetroCity Bankshares Inc

Price (delayed)

$32.55

Market cap

$824.55M

P/E Ratio

13.79

Dividend/share

$0.83

EPS

$2.36

Enterprise value

$915.63M

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. It provides consumer and commercial checking accounts, ...

Highlights
The net income has increased by 18% YoY and by 10% from the previous quarter
MetroCity Bankshares's EPS has increased by 18% YoY and by 10% from the previous quarter
MCBS's price to earnings (P/E) is 44% higher than its 5-year quarterly average of 9.6 and 11% higher than its last 4 quarters average of 12.4
MetroCity Bankshares's debt has increased by 15% YoY

Key stats

What are the main financial stats of MCBS
Market
Shares outstanding
25.33M
Market cap
$824.55M
Enterprise value
$915.63M
Valuations
Price to book (P/B)
2.03
Price to sales (P/S)
6.09
EV/EBIT
11.09
EV/EBITDA
10.71
EV/Sales
6.76
Earnings
Revenue
$135.38M
Gross profit
$135.38M
Net income
$59.62M
EBIT
$82.6M
EBITDA
$85.53M
Free cash flow
$34.11M
Per share
EPS
$2.36
EPS diluted
$2.32
Free cash flow per share
$1.35
Book value per share
$16.07
Revenue per share
$5.34
TBVPS
$140.9
Balance sheet
Total assets
$3.57B
Total liabilities
$3.16B
Debt
$382.3M
Equity
$407.19M
Working capital
N/A
Liquidity
Debt to equity
0.94
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.06
Margins
EBITDA margin
63.2%
Gross margin
100%
Net margin
44%
Operating margin
61%
Efficiency
Return on assets
1.7%
Return on equity
15%
Return on invested capital
2.2%
Return on capital employed
N/A
Return on sales
61%
Dividend
Dividend yield
2.55%
DPS
$0.83
Payout ratio
35.2%

MCBS stock price

How has the MetroCity Bankshares stock price performed over time
Intraday
1.09%
1 week
-5.62%
1 month
-7.66%
1 year
31.57%
YTD
35.51%
QTD
6.3%

Financial performance

How have MetroCity Bankshares's revenue and profit performed over time
Revenue
$135.38M
Gross profit
$135.38M
Operating income
$82.6M
Net income
$59.62M
Gross margin
100%
Net margin
44%
The net income has increased by 18% YoY and by 10% from the previous quarter
MetroCity Bankshares's gross profit has increased by 12% YoY and by 7% from the previous quarter
The revenue rose by 12% YoY and by 7% QoQ
MCBS's operating income is up by 10% YoY and by 9% from the previous quarter

Growth

What is MetroCity Bankshares's growth rate over time

Valuation

What is MetroCity Bankshares stock price valuation
P/E
13.79
P/B
2.03
P/S
6.09
EV/EBIT
11.09
EV/EBITDA
10.71
EV/Sales
6.76
MCBS's price to earnings (P/E) is 44% higher than its 5-year quarterly average of 9.6 and 11% higher than its last 4 quarters average of 12.4
MetroCity Bankshares's EPS has increased by 18% YoY and by 10% from the previous quarter
The stock's price to book (P/B) is 27% more than its 5-year quarterly average of 1.6 and 19% more than its last 4 quarters average of 1.7
The company's equity rose by 6% YoY
The P/S is 45% above the 5-year quarterly average of 4.2 and 15% above the last 4 quarters average of 5.3
The revenue rose by 12% YoY and by 7% QoQ

Efficiency

How efficient is MetroCity Bankshares business performance
MCBS's return on assets is up by 13% since the previous quarter and by 13% year-on-year
MetroCity Bankshares's return on equity has increased by 9% QoQ and by 9% YoY
MetroCity Bankshares's return on invested capital has increased by 4.8% QoQ and by 4.8% YoY
MetroCity Bankshares's ROS has decreased by 2.6% YoY

Dividends

What is MCBS's dividend history
DPS
$0.83
Dividend yield
2.55%
Payout ratio
35.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did MetroCity Bankshares financials performed over time
MetroCity Bankshares's total assets is 13% higher than its total liabilities
MetroCity Bankshares's debt is 6% lower than its equity
MetroCity Bankshares's debt has increased by 15% YoY
MCBS's debt to equity is up by 9% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.