MCBS
MetroCity Bankshares
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: MCBS
- PE Ratio
The PE ratio for MetroCity Bankshares stock stands at 11.58 as of Jun 3, 2026. The calculation is based on the latest EPS of $2.8 and the stock price of $32.42 per share. An increase of 11% has been observed in the PE ratio compared to its average of 10.4 of the last four quarters.
MCBS PE ratio history
Over the last seven years, the average PE ratio of MetroCity Bankshares has been 9.88. The current 11.58 P/E ratio is 17% higher than the historical average. Looking back at the last seven years, MCBS's PE ratio peaked in the Sep 2024 quarter at 12.97, with a price of $30.62 and an EPS of $2.36. The Mar 2020 quarter marked the lowest point at 6.35, with a price of $11.74 and an EPS of $1.85.
MetroCity Bankshares PE ratio by year
Maximum annual increase: 33.33% in 2023
Maximum annual decrease: -23.03% in 2022
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 9.98 | -20.35% | $26.54 | $2.66 |
| 2024 | 12.53 | 6.91% | $31.95 | $2.55 |
| 2023 | 11.72 | 33.33% | $24.02 | $2.05 |
| 2022 | 8.79 | -23.03% | $21.63 | $2.46 |
| 2021 | 11.42 | 12.51% | $27.53 | $2.41 |
| 2020 | 10.15 | 5.51% | $14.42 | $1.42 |
| 2019 | 9.62 | N/A | $17.51 | $1.82 |
| 2018 | N/A | N/A | N/A | $1.71 |
| 2017 | N/A | N/A | N/A | $1.34 |
MetroCity Bankshares PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 10.24 | 2.61% | $28.67 | $2.8 |
| Dec 2025 | 9.98 | -5.58% | $26.54 | $2.66 |
| Sep 2025 | 10.57 | -3.82% | $27.69 | $2.62 |
| Jun 2025 | 10.99 | 4.07% | $28.58 | $2.6 |
| Mar 2025 | 10.56 | -15.72% | $27.57 | $2.61 |
| Dec 2024 | 12.53 | -3.39% | $31.95 | $2.55 |
| Sep 2024 | 12.97 | 5.62% | $30.62 | $2.36 |
| Jun 2024 | 12.28 | -1.6% | $26.4 | $2.15 |
| Mar 2024 | 12.48 | 6.48% | $24.96 | $2 |
| Dec 2023 | 11.72 | 19.11% | $24.02 | $2.05 |
| Sep 2023 | 9.84 | 21.48% | $19.68 | $2 |
| Jun 2023 | 8.1 | 9.91% | $17.89 | $2.21 |
| Mar 2023 | 7.37 | -16.15% | $17.09 | $2.32 |
| Dec 2022 | 8.79 | 22.25% | $21.63 | $2.46 |
| Sep 2022 | 7.19 | -3.36% | $19.64 | $2.73 |
MCBS Price vs fair value
MCBS average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, MCBS's PE ratio is higher than its 3 and 5-year averages.
PE comparison
MetroCity Bankshares's price to earnings (P/E) of 11.58 is lower than the Financial Services sector, the industry and its peers average. But in comparison with the Financial Services sector average of 12.1, MetroCity Bankshares's price to earnings (P/E) is only 4.3% lower.
MCBS PE vs peers
In comparison to its peers CFR and PB, MCBS's PE ratio is lower, but it is higher than WAL's and HOMB's. MetroCity Bankshares's PE ratio is trading below the peer average of 12.48.
| Stock name | PE ratio | Market cap |
|---|---|---|
| CUBI Customers Bancorp Inc | 9.16 | $2.53B |
| WAL Western Alliance Bancorporation | 9.34 | $8.82B |
| HOMB Home Bancshares Inc | 11.05 | $5.41B |
| FIBK First Interstate Bancsystem Inc | 11.64 | $3.47B |
| MCBS MetroCity Bankshares Inc | 11.97 | $960.4M |
| PB Prosperity Bancshares Inc | 12.45 | $6.93B |
| CFR Cullen/Frost Bankers Inc | 13.42 | $8.66B |
| TCBI Texas Capital Bancshares Inc | 13.61 | $4.47B |
| GBCI Glacier Bancorp Inc | 22.05 | $6.14B |
Frequently asked questions
What is MetroCity Bankshares's PE ratio?
As of Jun 3, 2026, MCBS stock has a price to earnings ratio of 11.58.
What is the 3-year average PE ratio for MetroCity Bankshares (MCBS)?
The average PE ratio for MCBS stock over the past 3 years is 11.02.
What is the 5-year average PE ratio for MetroCity Bankshares (MCBS)?
The average PE ratio for MCBS stock over the past 5 years is 10.15.
What is the highest PE ratio for MCBS?
Over the last seven years, the quarterly PE ratio reached its highest level at 12.97 in the Sep 2024 quarter.
How does the current PE ratio for MCBS compare to its historical average?
MCBS's current price to earnings ratio is 17% above its 7-year historical average.
How is MCBS's PE ratio calculated (MetroCity Bankshares PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Jun 3, 2026), MetroCity Bankshares's share price is $32.42. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $2.8. Therefore, MetroCity Bankshares's PE ratio for today is 11.58. PE RATIO(11.58) = STOCK PRICE($32.42) / TTM EPS($2.8)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.