FIBK First Interstate Bancsystem Inc
Price (delayed)
$25.99
Market cap
$2.72B
P/E Ratio
11.87
Dividend/share
$1.88
EPS
$2.19
Enterprise value
$4.21B
First Interstate BancSystem, Inc. is a financial and bank holding company focused on community banking. Incorporated in 1971 and headquartered in Billings, Montana, the Company operates banking offices, including detached
Highlights
FIBK's debt is down by 35% YoY and by 19% QoQ
The price to earnings (P/E) is 16% lower than the 5-year quarterly average of 14.2 and 6% lower than the last 4 quarters average of 12.6
The net income is down by 12% YoY and by 4% QoQ
First Interstate Bancsystem's EPS has decreased by 12% YoY and by 3.9% QoQ
Key stats
What are the main financial stats of FIBK
Market
Valuations
Earnings
Shares outstanding
104.53M
Market cap
$2.72B
Enterprise value
$4.21B
Price to earnings (P/E)
11.87
Price to book (P/B)
0.82
Price to sales (P/S)
2.92
EV/EBIT
14.28
EV/EBITDA
11.97
EV/Sales
4.51
Revenue
$931.9M
Gross profit
$931.9M
Operating income
$294.5M
Net income
$226M
EBIT
$294.5M
EBITDA
$351.5M
Free cash flow
$332M
Per share
Balance sheet
Liquidity
EPS
$2.19
EPS diluted
$2.19
Free cash flow per share
$3.18
Book value per share
$31.61
Revenue per share
$8.92
TBVPS
$267.33
Total assets
$29.14B
Total liabilities
$25.83B
Debt
$2.39B
Equity
$3.3B
Working capital
N/A
Debt to equity
0.72
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.24
Margins
Efficiency
Dividend
EBITDA margin
37.7%
Gross margin
100%
Net margin
24.3%
Operating margin
31.6%
Return on assets
0.8%
Return on equity
6.9%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
31.6%
Dividend yield
7.23%
DPS
$1.88
Payout ratio
85.8%
FIBK stock price
How has the First Interstate Bancsystem stock price performed over time
Intraday
0%
1 week
5.01%
1 month
-9.44%
1 year
1.52%
YTD
-19.96%
QTD
-9.28%
Financial performance
How have First Interstate Bancsystem's revenue and profit performed over time
Revenue
$931.9M
Gross profit
$931.9M
Operating income
$294.5M
Net income
$226M
Gross margin
100%
Net margin
24.3%
The operating income has contracted by 13% YoY and by 4.6% from the previous quarter
The net income is down by 12% YoY and by 4% QoQ
First Interstate Bancsystem's operating margin has decreased by 7% YoY and by 2.8% from the previous quarter
FIBK's net margin is down by 6% YoY
Growth
What is First Interstate Bancsystem's growth rate over time
Valuation
What is First Interstate Bancsystem stock price valuation
P/E
11.87
P/B
0.82
P/S
2.92
EV/EBIT
14.28
EV/EBITDA
11.97
EV/Sales
4.51
The price to earnings (P/E) is 16% lower than the 5-year quarterly average of 14.2 and 6% lower than the last 4 quarters average of 12.6
First Interstate Bancsystem's EPS has decreased by 12% YoY and by 3.9% QoQ
The stock's price to book (P/B) is 25% less than its 5-year quarterly average of 1.1 and 9% less than its last 4 quarters average of 0.9
FIBK's equity is up by 2.4% YoY
The stock's P/S is 21% below its 5-year quarterly average of 3.7 and 9% below its last 4 quarters average of 3.2
The company's revenue fell by 6% YoY and by 2% QoQ
Efficiency
How efficient is First Interstate Bancsystem business performance
The ROE has contracted by 16% YoY and by 4.2% from the previous quarter
First Interstate Bancsystem's return on sales has decreased by 7% YoY and by 2.8% QoQ
Dividends
What is FIBK's dividend history
DPS
$1.88
Dividend yield
7.23%
Payout ratio
85.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Interstate Bancsystem financials performed over time
First Interstate Bancsystem's total assets is 13% more than its total liabilities
First Interstate Bancsystem's total liabilities has decreased by 6% YoY
First Interstate Bancsystem's total assets has decreased by 5% YoY
FIBK's debt is 28% lower than its equity
The debt to equity has contracted by 37% YoY and by 17% from the previous quarter
FIBK's debt is down by 35% YoY and by 19% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.