FIBK First Interstate Bancsystem Inc

Price (delayed)

$26.27

Market cap

$2.76B

P/E Ratio

9.66

Dividend/share

$1.88

EPS

$2.72

Enterprise value

$5.41B

First Interstate BancSystem, Inc. is a financial and bank holding company focused on community banking. Incorporated in 1971 and headquartered in Billings, Montana, the Company operates banking offices, including detached ...

Highlights
The price to earnings (P/E) is 34% lower than the 5-year quarterly average of 14.5 and 20% lower than the last 4 quarters average of 12.0
FIBK's equity is up by 2.7% YoY
The net income has soared by 68% YoY but it is down by 4.4% QoQ
FIBK's debt has soared by 63% YoY but it is down by 15% QoQ

Key stats

What are the main financial stats of FIBK
Market
Shares outstanding
105M
Market cap
$2.76B
Enterprise value
$5.41B
Valuations
Price to book (P/B)
0.89
Price to sales (P/S)
2.64
EV/EBIT
14.77
EV/EBITDA
12.86
EV/Sales
5.24
Earnings
Revenue
$1.03B
EBIT
$365.9M
EBITDA
$420.5M
Free cash flow
$451.8M
Per share
EPS
$2.72
Free cash flow per share
$4.35
Book value per share
$29.38
Revenue per share
$9.94
TBVPS
$282.46
Balance sheet
Total assets
$30.54B
Total liabilities
$27.46B
Debt
$3.24B
Equity
$3.09B
Working capital
N/A
Liquidity
Debt to equity
1.05
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.3
Margins
EBITDA margin
40.7%
Gross margin
100%
Net margin
27.3%
Operating margin
35.5%
Efficiency
Return on assets
0.9%
Return on equity
9.1%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
35.5%
Dividend
Dividend yield
7.16%
DPS
$1.88
Payout ratio
69.1%

FIBK stock price

How has the First Interstate Bancsystem stock price performed over time
Intraday
1%
1 week
-1.46%
1 month
-10.65%
1 year
-26.08%
YTD
-14.57%
QTD
-14.57%

Financial performance

How have First Interstate Bancsystem's revenue and profit performed over time
Revenue
$1.03B
Gross profit
$1.03B
Operating income
$365.9M
Net income
$281.8M
Gross margin
100%
Net margin
27.3%
The operating income has soared by 71% YoY but it has contracted by 3.5% from the previous quarter
The net income has soared by 68% YoY but it is down by 4.4% QoQ
First Interstate Bancsystem's operating margin has soared by 50% YoY
FIBK's net margin is up by 48% YoY but it is down by 2.2% QoQ

Growth

What is First Interstate Bancsystem's growth rate over time

Valuation

What is First Interstate Bancsystem stock price valuation
P/E
9.66
P/B
0.89
P/S
2.64
EV/EBIT
14.77
EV/EBITDA
12.86
EV/Sales
5.24
First Interstate Bancsystem's EPS has increased by 46% YoY but it has decreased by 3.5% QoQ
The price to earnings (P/E) is 34% lower than the 5-year quarterly average of 14.5 and 20% lower than the last 4 quarters average of 12.0
The stock's price to book (P/B) is 26% less than its 5-year quarterly average of 1.2 and 11% less than its last 4 quarters average of 1.0
FIBK's equity is up by 2.7% YoY
The stock's P/S is 33% below its 5-year quarterly average of 3.9 and 10% below its last 4 quarters average of 2.9
The company's revenue rose by 14% YoY but it fell by 2.4% QoQ

Efficiency

How efficient is First Interstate Bancsystem business performance
The ROE has soared by 60% YoY but it has contracted by 4.2% from the previous quarter
FIBK's return on assets has surged by 50% year-on-year
First Interstate Bancsystem's return on sales has surged by 50% YoY
The company's return on invested capital rose by 38% YoY but it fell by 8% QoQ

Dividends

What is FIBK's dividend history
DPS
$1.88
Dividend yield
7.16%
Payout ratio
69.1%
Recent dividends

Financial health

How did First Interstate Bancsystem financials performed over time
First Interstate Bancsystem's total assets is 11% more than its total liabilities
First Interstate Bancsystem's total assets has decreased by 2.6% YoY
First Interstate Bancsystem's total liabilities has decreased by 3.1% YoY
FIBK's debt is 5% higher than its equity
FIBK's debt has soared by 63% YoY but it is down by 15% QoQ
The debt to equity has soared by 59% YoY but it has contracted by 14% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.