FIBK First Interstate Bancsystem Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: FIBK

Price (delayed)

$26.95

Market cap

$2.8B

P/E Ratio

10.87

Dividend/share

$1.88

EPS

$2.48

Enterprise value

$5.89B

First Interstate BancSystem, Inc. is a financial and bank holding company focused on community banking. Incorporated in 1971 and headquartered in Billings, Montana, the Company operates banking offices, including detached ...

Highlights
FIBK's equity is up by 5% YoY and by 4.6% from the previous quarter
The net income is up by 27% YoY but it is down by 9% QoQ
First Interstate Bancsystem's EPS has increased by 27% YoY but it has decreased by 9% QoQ
FIBK's debt is up by 13% QoQ
The company's revenue fell by 3.7% QoQ and by 2.9% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.firstinterstatebank.com
Peers: ZION GBCI WAL USB

Key stats

What are the main financial stats of FIBK
Market
Shares outstanding
103.94M
Market cap
$2.8B
Enterprise value
$5.89B
Valuations
Price to earnings (P/E)
10.87
Price to book (P/B)
0.88
Price to sales (P/S)
2.85
EV/EBIT
17.5
EV/EBITDA
15.09
EV/Sales
5.93
Earnings
Revenue
$993.6M
EBIT
$336.8M
EBITDA
$390.6M
Free cash flow
$399.8M
Per share
EPS
$2.48
Free cash flow per share
$3.81
Book value per share
$30.74
Revenue per share
$9.46
TBVPS
$280.58
Balance sheet
Total assets
$30.67B
Total liabilities
$27.44B
Debt
$3.67B
Equity
$3.23B
Working capital
N/A
Liquidity
Debt to equity
1.14
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
7.92
Margins
EBITDA margin
39.3%
Gross margin
100%
Net margin
25.9%
Operating margin
33.9%
Efficiency
Return on assets
0.8%
Return on equity
8.2%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
33.9%
Dividend
Dividend yield
6.98%
DPS
$1.88
Payout ratio
75.8%

FIBK stock price

How has the First Interstate Bancsystem stock price performed over time
Intraday
1.43%
1 week
9.11%
1 month
2.28%
1 year
1.7%
YTD
-12.36%
QTD
-0.96%

Financial performance

How have First Interstate Bancsystem's revenue and profit performed over time
Revenue
$993.6M
Gross profit
$993.6M
Operating income
$336.8M
Net income
$257.5M
Gross margin
100%
Net margin
25.9%
First Interstate Bancsystem's operating margin has increased by 35% YoY but it has decreased by 4.5% from the previous quarter
The operating income has grown by 31% YoY but it has contracted by 8% from the previous quarter
FIBK's net margin is up by 31% YoY but it is down by 5% QoQ
The net income is up by 27% YoY but it is down by 9% QoQ

Growth

What is First Interstate Bancsystem's growth rate over time

Valuation

What is First Interstate Bancsystem stock price valuation
FIBK P/E details
P/E
10.87
P/B
0.88
P/S
2.85
EV/EBIT
17.5
EV/EBITDA
15.09
EV/Sales
5.93
First Interstate Bancsystem's EPS has increased by 27% YoY but it has decreased by 9% QoQ
The price to earnings (P/E) is 25% lower than the 5-year quarterly average of 14.4 but 7% higher than the last 4 quarters average of 10.2
The stock's price to book (P/B) is 27% less than its 5-year quarterly average of 1.2 and 2.2% less than its last 4 quarters average of 0.9
FIBK's equity is up by 5% YoY and by 4.6% from the previous quarter
The stock's P/S is 27% below its 5-year quarterly average of 3.9 but 6% above its last 4 quarters average of 2.7
The company's revenue fell by 3.7% QoQ and by 2.9% YoY

Efficiency

How efficient is First Interstate Bancsystem business performance
First Interstate Bancsystem's return on sales has increased by 35% YoY but it has decreased by 4.5% QoQ
FIBK's return on assets is up by 33% year-on-year but it is down by 11% since the previous quarter
The ROE has grown by 30% YoY but it has contracted by 10% from the previous quarter
The company's return on invested capital rose by 25% YoY but it fell by 9% QoQ

Dividends

What is FIBK's dividend history
Dividend details
DPS
$1.88
Dividend yield
6.98%
Payout ratio
75.8%
Recent dividends

Financial health

How did First Interstate Bancsystem financials performed over time
First Interstate Bancsystem's total assets is 12% more than its total liabilities
First Interstate Bancsystem's total liabilities has decreased by 6% YoY
First Interstate Bancsystem's total assets has decreased by 5% YoY
FIBK's debt is 14% higher than its equity
FIBK's debt is up by 13% QoQ
The debt to equity has grown by 9% from the previous quarter but it has contracted by 4.2% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.