Price (delayed)
$30.76
Market cap
$3.22B
P/E Ratio
12.61
Dividend/share
$1.88
EPS
$2.44
Enterprise value
$5.98B
First Interstate BancSystem, Inc. is a financial and bank holding company focused on community banking. Incorporated in 1971 and headquartered in Billings, Montana, the Company operates banking offices, including detached
Highlights
FIBK's equity is up by 3.3% YoY
FIBK's debt is down by 2.2% YoY
The price to earnings (P/E) is 16% higher than the last 4 quarters average of 10.9 but 10% lower than the 5-year quarterly average of 14.1
The net income is down by 14% YoY and by 2.7% QoQ
First Interstate Bancsystem's EPS has decreased by 13% YoY and by 2.8% QoQ
Key stats
What are the main financial stats of FIBK
Market
Valuations
Earnings
Shares outstanding
104.55M
Market cap
$3.22B
Enterprise value
$5.98B
Price to earnings (P/E)
12.61
Price to book (P/B)
1
Price to sales (P/S)
3.3
EV/EBIT
18.07
EV/EBITDA
15.59
EV/Sales
6.13
Revenue
$974.9M
EBIT
$330.7M
EBITDA
$383.3M
Free cash flow
$344.4M
Per share
Balance sheet
Liquidity
EPS
$2.44
Free cash flow per share
$3.29
Book value per share
$30.84
Revenue per share
$9.32
TBVPS
$278.17
Total assets
$30.29B
Total liabilities
$27.06B
Debt
$3.72B
Equity
$3.23B
Working capital
N/A
Debt to equity
1.15
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
7.2
Margins
Efficiency
Dividend
EBITDA margin
39.3%
Gross margin
100%
Net margin
25.9%
Operating margin
33.9%
Return on assets
0.8%
Return on equity
7.9%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
33.9%
Dividend yield
6.11%
DPS
$1.88
Payout ratio
77%
FIBK stock price
How has the First Interstate Bancsystem stock price performed over time
Intraday
-0.13%
1 week
5.81%
1 month
5.09%
1 year
23.29%
YTD
0.03%
QTD
10.77%
Financial performance
How have First Interstate Bancsystem's revenue and profit performed over time
Revenue
$974.9M
Gross profit
$974.9M
Operating income
$330.7M
Net income
$252.6M
Gross margin
100%
Net margin
25.9%
The net income is down by 14% YoY and by 2.7% QoQ
The operating income has contracted by 13% YoY and by 2.5% from the previous quarter
The company's revenue fell by 8% YoY
First Interstate Bancsystem's gross profit has decreased by 8% YoY
Growth
What is First Interstate Bancsystem's growth rate over time
Valuation
What is First Interstate Bancsystem stock price valuation
P/E
12.61
P/B
1
P/S
3.3
EV/EBIT
18.07
EV/EBITDA
15.59
EV/Sales
6.13
The price to earnings (P/E) is 16% higher than the last 4 quarters average of 10.9 but 10% lower than the 5-year quarterly average of 14.1
First Interstate Bancsystem's EPS has decreased by 13% YoY and by 2.8% QoQ
The stock's price to book (P/B) is 11% more than its last 4 quarters average of 0.9 but 9% less than its 5-year quarterly average of 1.1
FIBK's equity is up by 3.3% YoY
The stock's P/S is 14% above its last 4 quarters average of 2.9 but 11% below its 5-year quarterly average of 3.7
The company's revenue fell by 8% YoY
Efficiency
How efficient is First Interstate Bancsystem business performance
The company's return on invested capital fell by 17% YoY
The ROE has contracted by 17% YoY and by 3.7% from the previous quarter
FIBK's return on assets is down by 11% year-on-year
First Interstate Bancsystem's return on sales has decreased by 6% YoY
Dividends
What is FIBK's dividend history
DPS
$1.88
Dividend yield
6.11%
Payout ratio
77%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Interstate Bancsystem financials performed over time
First Interstate Bancsystem's total assets is 12% more than its total liabilities
First Interstate Bancsystem's total liabilities has decreased by 2.8% YoY
First Interstate Bancsystem's total assets has decreased by 2.2% YoY
FIBK's debt is 15% higher than its equity
The debt to equity has contracted by 6% YoY
FIBK's equity is up by 3.3% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.