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FIBK First Interstate Bancsystem Inc

Price (delayed)

$28.07

Market cap

$2.94B

P/E Ratio

13.3

Dividend/share

$1.88

EPS

$2.11

Enterprise value

$3.85B

First Interstate BancSystem, Inc. is a financial and bank holding company focused on community banking. Incorporated in 1971 and headquartered in Billings, Montana, the Company operates banking offices, including detached ...

Highlights
FIBK's debt has shrunk by 51% YoY and by 25% QoQ
The price to earnings (P/E) is 9% lower than the 5-year quarterly average of 14.1 and 3.9% lower than the last 4 quarters average of 13.3
First Interstate Bancsystem's EPS has decreased by 16% YoY and by 3.7% QoQ
The net income is down by 16% YoY and by 3.6% QoQ

Key stats

What are the main financial stats of FIBK
Market
Shares outstanding
104.89M
Market cap
$2.94B
Enterprise value
$3.85B
Valuations
Price to earnings (P/E)
13.3
Price to book (P/B)
0.87
Price to sales (P/S)
3.18
EV/EBIT
13.56
EV/EBITDA
11.48
EV/Sales
4.18
Earnings
Revenue
$922M
Gross profit
$922M
Operating income
$284.2M
Net income
$217.8M
EBIT
$284.2M
EBITDA
$335.8M
Free cash flow
$325.5M
Per share
EPS
$2.11
EPS diluted
$2.11
Free cash flow per share
$3.11
Book value per share
$32.16
Revenue per share
$8.82
TBVPS
$259.16
Balance sheet
Total assets
$28.28B
Total liabilities
$24.92B
Debt
$1.78B
Equity
$3.36B
Working capital
N/A
Liquidity
Debt to equity
0.53
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.71
Margins
EBITDA margin
36.4%
Gross margin
100%
Net margin
23.6%
Operating margin
30.8%
Efficiency
Return on assets
0.7%
Return on equity
6.6%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
30.8%
Dividend
Dividend yield
6.7%
DPS
$1.88
Payout ratio
89.1%

FIBK stock price

How has the First Interstate Bancsystem stock price performed over time
Intraday
4.08%
1 week
5.05%
1 month
15.37%
1 year
1.15%
YTD
-13.55%
QTD
-2.02%

Financial performance

How have First Interstate Bancsystem's revenue and profit performed over time
Revenue
$922M
Gross profit
$922M
Operating income
$284.2M
Net income
$217.8M
Gross margin
100%
Net margin
23.6%
The operating income has contracted by 16% YoY and by 3.5% from the previous quarter
The net income is down by 16% YoY and by 3.6% QoQ
FIBK's net margin is down by 10% YoY and by 2.9% QoQ
First Interstate Bancsystem's operating margin has decreased by 10% YoY and by 2.5% from the previous quarter

Price vs fundamentals

How does FIBK's price correlate with its fundamentals

Growth

What is First Interstate Bancsystem's growth rate over time

Valuation

What is First Interstate Bancsystem stock price valuation
P/E
13.3
P/B
0.87
P/S
3.18
EV/EBIT
13.56
EV/EBITDA
11.48
EV/Sales
4.18
First Interstate Bancsystem's EPS has decreased by 16% YoY and by 3.7% QoQ
The price to earnings (P/E) is 9% lower than the 5-year quarterly average of 14.1 and 3.9% lower than the last 4 quarters average of 13.3
The stock's price to book (P/B) is 24% less than its 5-year quarterly average of 1.1 and 7% less than its last 4 quarters average of 0.9
FIBK's equity is up by 4.7% YoY
The stock's P/S is 17% below its 5-year quarterly average of 3.7 and 7% below its last 4 quarters average of 3.3
The company's revenue fell by 7% YoY

Efficiency

How efficient is First Interstate Bancsystem business performance
The ROE has contracted by 20% YoY and by 4.3% from the previous quarter
FIBK's return on assets is down by 13% since the previous quarter and by 13% year-on-year
The company's return on invested capital fell by 10% QoQ and by 10% YoY
First Interstate Bancsystem's return on sales has decreased by 10% YoY and by 2.5% QoQ

Dividends

What is FIBK's dividend history
DPS
$1.88
Dividend yield
6.7%
Payout ratio
89.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First Interstate Bancsystem financials performed over time
First Interstate Bancsystem's total assets is 13% more than its total liabilities
First Interstate Bancsystem's total liabilities has decreased by 7% YoY and by 3.5% from the previous quarter
First Interstate Bancsystem's total assets has decreased by 6% YoY and by 2.9% from the previous quarter
FIBK's debt is 47% lower than its equity
The debt to equity has plunged by 54% YoY and by 26% from the previous quarter
FIBK's debt has shrunk by 51% YoY and by 25% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.