FIBK First Interstate Bancsystem Inc

Price (delayed)

$29.75

Market cap

$3.11B

P/E Ratio

15.18

Dividend/share

$1.76

EPS

$1.96

Enterprise value

$5.9B

First Interstate BancSystem, Inc. is a financial and bank holding company focused on community banking. Incorporated in 1971 and headquartered in Billings, Montana, the Company operates banking offices, including detached ...

Highlights
First Interstate Bancsystem's gross profit has soared by 57% YoY and by 13% from the previous quarter
The company's revenue has surged by 57% YoY and by 13% QoQ
First Interstate Bancsystem's EPS has decreased by 37% YoY but it has increased by 5% QoQ
FIBK's debt has soared by 193% YoY and by 85% QoQ

Key stats

What are the main financial stats of FIBK
Market
Shares outstanding
104.44M
Market cap
$3.11B
Enterprise value
$5.9B
Valuations
Price to earnings (P/E)
15.18
Price to book (P/B)
1.01
Price to sales (P/S)
3.04
EV/EBIT
22.95
EV/EBITDA
18.88
EV/Sales
5.77
Earnings
Revenue
$1.02B
EBIT
$257.1M
EBITDA
$312.6M
Free cash flow
$523.9M
Per share
EPS
$1.96
Free cash flow per share
$5.02
Book value per share
$29.43
Revenue per share
$9.8
TBVPS
$297.36
Balance sheet
Total assets
$32.29B
Total liabilities
$29.21B
Debt
$3.66B
Equity
$3.07B
Working capital
N/A
Liquidity
Debt to equity
1.19
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
8.94
Margins
EBITDA margin
30.6%
Gross margin
100%
Net margin
19.8%
Operating margin
25.1%
Efficiency
Return on assets
0.6%
Return on equity
6.3%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
25.1%
Dividend
Dividend yield
5.92%
DPS
$1.76
Payout ratio
89.8%

FIBK stock price

How has the First Interstate Bancsystem stock price performed over time
Intraday
-6.21%
1 week
-6.27%
1 month
-19.88%
1 year
-23.58%
YTD
-23.03%
QTD
-23.03%

Financial performance

How have First Interstate Bancsystem's revenue and profit performed over time
Revenue
$1.02B
Gross profit
$1.02B
Operating income
$257.1M
Net income
$202.2M
Gross margin
100%
Net margin
19.8%
First Interstate Bancsystem's gross profit has soared by 57% YoY and by 13% from the previous quarter
The company's revenue has surged by 57% YoY and by 13% QoQ
First Interstate Bancsystem's operating margin has decreased by 34% YoY but it has increased by 6% from the previous quarter
FIBK's net margin is down by 33% YoY but it is up by 7% QoQ

Growth

What is First Interstate Bancsystem's growth rate over time

Valuation

What is First Interstate Bancsystem stock price valuation
P/E
15.18
P/B
1.01
P/S
3.04
EV/EBIT
22.95
EV/EBITDA
18.88
EV/Sales
5.77
First Interstate Bancsystem's EPS has decreased by 37% YoY but it has increased by 5% QoQ
The price to earnings (P/E) is 26% lower than the last 4 quarters average of 20.4 and 2.7% lower than the 5-year quarterly average of 15.6
FIBK's equity has soared by 55% YoY and by 2.3% from the previous quarter
The stock's price to book (P/B) is 22% less than its 5-year quarterly average of 1.3 and 16% less than its last 4 quarters average of 1.2
The company's revenue has surged by 57% YoY and by 13% QoQ
The stock's P/S is 37% below its last 4 quarters average of 4.8 and 28% below its 5-year quarterly average of 4.2

Efficiency

How efficient is First Interstate Bancsystem business performance
The company's return on invested capital fell by 43% YoY
FIBK's return on assets is down by 40% year-on-year
The ROE has contracted by 36% YoY but it has grown by 11% from the previous quarter
First Interstate Bancsystem's return on sales has decreased by 34% YoY but it has increased by 6% QoQ

Dividends

What is FIBK's dividend history
DPS
$1.76
Dividend yield
5.92%
Payout ratio
89.8%
Recent dividends

Financial health

How did First Interstate Bancsystem financials performed over time
First Interstate Bancsystem's total assets is 11% more than its total liabilities
First Interstate Bancsystem's total liabilities has soared by 65% YoY and by 3.1% from the previous quarter
First Interstate Bancsystem's total assets has soared by 64% YoY and by 3% from the previous quarter
FIBK's debt is 19% higher than its equity
FIBK's debt has soared by 193% YoY and by 85% QoQ
The debt to equity has soared by 89% YoY and by 80% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.