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FIBK First Interstate Bancsystem Inc

Price (delayed)

$32.64

Market cap

$3.41B

P/E Ratio

14.32

Dividend/share

$1.88

EPS

$2.28

Enterprise value

$5.65B

First Interstate BancSystem, Inc. is a financial and bank holding company focused on community banking. Incorporated in 1971 and headquartered in Billings, Montana, the Company operates banking offices, including detached ...

Highlights
FIBK's debt is down by 21% QoQ and by 9% YoY
FIBK's equity is up by 9% YoY and by 4.4% from the previous quarter
The price to earnings (P/E) is 19% higher than the last 4 quarters average of 12.0 and 2.3% higher than the 5-year quarterly average of 14.0
The net income is down by 16% YoY and by 7% QoQ

Key stats

What are the main financial stats of FIBK
Market
Shares outstanding
104.53M
Market cap
$3.41B
Enterprise value
$5.65B
Valuations
Price to book (P/B)
1.01
Price to sales (P/S)
3.59
EV/EBIT
18.31
EV/EBITDA
15.55
EV/Sales
5.94
Earnings
Revenue
$951.2M
Gross profit
$951.2M
Net income
$235.4M
EBIT
$308.7M
EBITDA
$363.4M
Free cash flow
$303.9M
Per share
EPS
$2.28
EPS diluted
$2.28
Free cash flow per share
$2.91
Book value per share
$32.19
Revenue per share
$9.1
TBVPS
$271.63
Balance sheet
Total assets
$29.6B
Total liabilities
$26.23B
Debt
$2.94B
Equity
$3.37B
Working capital
N/A
Liquidity
Debt to equity
0.87
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.16
Margins
EBITDA margin
38.2%
Gross margin
100%
Net margin
24.7%
Operating margin
32.5%
Efficiency
Return on assets
0.8%
Return on equity
7.2%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
32.5%
Dividend
Dividend yield
5.76%
DPS
$1.88
Payout ratio
82.5%

FIBK stock price

How has the First Interstate Bancsystem stock price performed over time
Intraday
3.55%
1 week
-4.23%
1 month
-2.25%
1 year
5.97%
YTD
6.15%
QTD
6.39%

Financial performance

How have First Interstate Bancsystem's revenue and profit performed over time
Revenue
$951.2M
Gross profit
$951.2M
Operating income
$308.7M
Net income
$235.4M
Gross margin
100%
Net margin
24.7%
The operating income has contracted by 16% YoY and by 7% from the previous quarter
The net income is down by 16% YoY and by 7% QoQ
FIBK's net margin is down by 10% YoY and by 4.6% QoQ
First Interstate Bancsystem's gross profit has decreased by 8% YoY and by 2.4% from the previous quarter

Growth

What is First Interstate Bancsystem's growth rate over time

Valuation

What is First Interstate Bancsystem stock price valuation
P/E
14.32
P/B
1.01
P/S
3.59
EV/EBIT
18.31
EV/EBITDA
15.55
EV/Sales
5.94
The price to earnings (P/E) is 19% higher than the last 4 quarters average of 12.0 and 2.3% higher than the 5-year quarterly average of 14.0
First Interstate Bancsystem's EPS has decreased by 16% YoY and by 7% QoQ
The stock's price to book (P/B) is 12% more than its last 4 quarters average of 0.9 but 8% less than its 5-year quarterly average of 1.1
FIBK's equity is up by 9% YoY and by 4.4% from the previous quarter
The stock's P/S is 16% above its last 4 quarters average of 3.1 but 3% below its 5-year quarterly average of 3.7
The company's revenue fell by 8% YoY and by 2.4% QoQ

Efficiency

How efficient is First Interstate Bancsystem business performance
The ROE has contracted by 21% YoY and by 9% from the previous quarter
FIBK's return on assets is down by 11% year-on-year
The company's return on invested capital fell by 9% YoY
First Interstate Bancsystem's return on sales has decreased by 8% YoY and by 4.1% QoQ

Dividends

What is FIBK's dividend history
DPS
$1.88
Dividend yield
5.76%
Payout ratio
82.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First Interstate Bancsystem financials performed over time
First Interstate Bancsystem's total assets is 13% more than its total liabilities
First Interstate Bancsystem's total liabilities has decreased by 4.5% YoY and by 3.1% from the previous quarter
First Interstate Bancsystem's total assets has decreased by 3.1% YoY and by 2.3% from the previous quarter
FIBK's debt is 13% lower than its equity
The debt to equity has contracted by 24% from the previous quarter and by 17% YoY
FIBK's debt is down by 21% QoQ and by 9% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.