LCNB Lcnb Corp

Price (delayed)

$15.58

Market cap

$220.35M

P/E Ratio

17.7

Dividend/share

$0.87

EPS

$0.88

Enterprise value

$366.16M

LCNB Corp. is a financial holding company headquartered in Lebanon, Ohio. Through its subsidiary, LCNB National Bank (the 'Bank'), it serves customers and communities in Southwest and South Central Ohio. ...

Highlights
The company's equity rose by 15% YoY
Lcnb's debt has soared by 76% YoY but it has decreased by 18% from the previous quarter
LCNB's price to earnings (P/E) is 60% higher than its 5-year quarterly average of 10.6 and 39% higher than its last 4 quarters average of 12.2
The EPS has dropped by 54% year-on-year and by 20% since the previous quarter

Key stats

What are the main financial stats of LCNB
Market
Shares outstanding
14.14M
Market cap
$220.35M
Enterprise value
$366.16M
Valuations
Price to earnings (P/E)
17.7
Price to book (P/B)
0.88
Price to sales (P/S)
2.93
EV/EBIT
29.45
EV/EBITDA
24.12
EV/Sales
5.25
Earnings
Revenue
$69.8M
EBIT
$12.43M
EBITDA
$15.18M
Free cash flow
$3.49M
Per share
EPS
$0.88
Free cash flow per share
$0.27
Book value per share
$17.67
Revenue per share
$5.32
TBVPS
$167.38
Balance sheet
Total assets
$2.28B
Total liabilities
$2.05B
Debt
$178.76M
Equity
$233.66M
Working capital
N/A
Liquidity
Debt to equity
0.77
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
9.6
Margins
EBITDA margin
21.8%
Gross margin
100%
Net margin
14.9%
Operating margin
17.8%
Efficiency
Return on assets
0.5%
Return on equity
4.8%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
17.8%
Dividend
Dividend yield
5.58%
DPS
$0.87
Payout ratio
98.9%

LCNB stock price

How has the Lcnb stock price performed over time
Intraday
4.21%
1 week
2.7%
1 month
21.53%
1 year
-4.36%
YTD
-1.2%
QTD
12.01%

Financial performance

How have Lcnb's revenue and profit performed over time
Revenue
$69.8M
Gross profit
$69.8M
Operating income
$12.43M
Net income
$10.39M
Gross margin
100%
Net margin
14.9%
LCNB's operating income has dropped by 53% year-on-year and by 19% since the previous quarter
Lcnb's net income has shrunk by 52% YoY and by 18% QoQ
The operating margin has declined by 50% year-on-year and by 19% since the previous quarter
Lcnb's net margin has decreased by 49% YoY and by 18% from the previous quarter

Growth

What is Lcnb's growth rate over time

Valuation

What is Lcnb stock price valuation
P/E
17.7
P/B
0.88
P/S
2.93
EV/EBIT
29.45
EV/EBITDA
24.12
EV/Sales
5.25
LCNB's price to earnings (P/E) is 60% higher than its 5-year quarterly average of 10.6 and 39% higher than its last 4 quarters average of 12.2
The EPS has dropped by 54% year-on-year and by 20% since the previous quarter
The company's equity rose by 15% YoY
The stock's price to book (P/B) is 6% more than its last 4 quarters average of 0.8 but 6% less than its 5-year quarterly average of 0.9
The stock's price to sales (P/S) is 12% more than its last 4 quarters average of 2.5
The revenue has contracted by 7% YoY

Efficiency

How efficient is Lcnb business performance
Lcnb's return on invested capital has shrunk by 57% YoY and by 14% QoQ
LCNB's ROE has plunged by 56% YoY and by 20% from the previous quarter
LCNB's return on assets has dropped by 55% year-on-year and by 17% since the previous quarter
The return on sales has declined by 50% year-on-year and by 19% since the previous quarter

Dividends

What is LCNB's dividend history
DPS
$0.87
Dividend yield
5.58%
Payout ratio
98.9%
Recent dividends

Financial health

How did Lcnb financials performed over time
Lcnb's total assets is 11% more than its total liabilities
Lcnb's total assets has increased by 19% YoY
The total liabilities has grown by 19% year-on-year
Lcnb's debt is 23% less than its equity
Lcnb's debt has soared by 76% YoY but it has decreased by 18% from the previous quarter
The debt to equity has soared by 54% year-on-year but it is down by 16% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.