LCNB Lcnb Corp

Price (delayed)

$15.39

Market cap

$203.52M

P/E Ratio

13.99

Dividend/share

$0.86

EPS

$1.1

Enterprise value

$380.58M

LCNB Corp. is a financial holding company headquartered in Lebanon, Ohio. Through its subsidiary, LCNB National Bank (the 'Bank'), it serves customers and communities in Southwest and South Central Ohio. ...

Highlights
The company's equity rose by 17% YoY and by 17% QoQ
Lcnb's debt has soared by 123% YoY and by 46% from the previous quarter
Lcnb's net income has decreased by 43% YoY and by 35% QoQ

Key stats

What are the main financial stats of LCNB
Market
Shares outstanding
13.22M
Market cap
$203.52M
Enterprise value
$380.58M
Valuations
Price to earnings (P/E)
13.99
Price to book (P/B)
0.73
Price to sales (P/S)
2.52
EV/EBIT
24.94
EV/EBITDA
20.85
EV/Sales
5.46
Earnings
Revenue
$69.68M
EBIT
$15.26M
EBITDA
$18.25M
Free cash flow
$18.75M
Per share
EPS
$1.1
Free cash flow per share
$1.64
Book value per share
$21.15
Revenue per share
$6.1
TBVPS
$192.91
Balance sheet
Total assets
$2.29B
Total liabilities
$2.06B
Debt
$216.78M
Equity
$235.3M
Working capital
N/A
Liquidity
Debt to equity
0.92
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
9.7
Margins
EBITDA margin
26.2%
Gross margin
100%
Net margin
18.1%
Operating margin
21.9%
Efficiency
Return on assets
0.6%
Return on equity
6%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
21.9%
Dividend
Dividend yield
5.59%
DPS
$0.86
Payout ratio
78.2%

LCNB stock price

How has the Lcnb stock price performed over time
Intraday
4.91%
1 week
-3.02%
1 month
8.08%
1 year
-8.39%
YTD
-2.41%
QTD
-2.41%

Financial performance

How have Lcnb's revenue and profit performed over time
Revenue
$69.68M
Gross profit
$69.68M
Operating income
$15.26M
Net income
$12.63M
Gross margin
100%
Net margin
18.1%
Lcnb's net income has decreased by 43% YoY and by 35% QoQ
LCNB's operating income is down by 43% year-on-year and by 35% since the previous quarter
The operating margin has declined by 39% year-on-year and by 33% since the previous quarter
Lcnb's net margin has decreased by 39% YoY and by 32% from the previous quarter

Growth

What is Lcnb's growth rate over time

Valuation

What is Lcnb stock price valuation
P/E
13.99
P/B
0.73
P/S
2.52
EV/EBIT
24.94
EV/EBITDA
20.85
EV/Sales
5.46
The EPS has declined by 43% year-on-year and by 36% since the previous quarter
LCNB's price to earnings (P/E) is 43% higher than its last 4 quarters average of 9.8 and 33% higher than its 5-year quarterly average of 10.5
The stock's price to book (P/B) is 19% less than its 5-year quarterly average of 0.9 and 9% less than its last 4 quarters average of 0.8
The company's equity rose by 17% YoY and by 17% QoQ
The stock's price to sales (P/S) is 13% less than its 5-year quarterly average of 2.9 but 10% more than its last 4 quarters average of 2.3
The revenue has contracted by 7% YoY and by 3.9% from the previous quarter

Efficiency

How efficient is Lcnb business performance
LCNB's return on assets has dropped by 50% year-on-year and by 40% since the previous quarter
Lcnb's return on invested capital has shrunk by 50% YoY and by 42% QoQ
LCNB's ROE is down by 45% YoY and by 38% from the previous quarter
The return on sales has declined by 39% year-on-year and by 33% since the previous quarter

Dividends

What is LCNB's dividend history
DPS
$0.86
Dividend yield
5.59%
Payout ratio
78.2%
Recent dividends

Financial health

How did Lcnb financials performed over time
Lcnb's total assets is 11% more than its total liabilities
The total liabilities has grown by 20% year-on-year and by 16% since the previous quarter
Lcnb's total assets has increased by 19% YoY and by 16% from the previous quarter
Lcnb's debt is 8% less than its equity
Lcnb's debt has soared by 123% YoY and by 46% from the previous quarter
The debt to equity has soared by 92% year-on-year and by 24% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.