HBAN Huntington Bancshares Incorporated

Price (delayed)

$9.69

Market cap

$9.86B

P/E Ratio

12.27

Dividend/share

$0.6

EPS

$0.79

Enterprise value

$13.38B

Sector: Financial Services
Industry: Banks - Regional
Huntington Bancshares, Inc. operates as a bank holding company. It provides commercial and consumer banking services, mortgage banking services, automobile financing, recreational vehicle and marine financing, equipment leasing, investment management, trust services, brokerage services, insurance programs, and other financial products and services. The company operates through the following segments: Consumer & Business Banking, Commercial Banking, Commercial Real Estate & Vehicle Finance, Regional Banking & The Huntington Private Client Group, and Home Lending. The Consumer & Business Banking segment provides financial products and services to consumer and small business customers including but not limited to checking accounts, savings accounts, money market accounts, certificates of deposit, investments, consumer loans, credit cards and small business loans. The Commercial Banking segment provides products and services to the middle market, large corporate, and government public sector customers located primarily within its geographic footprint. The segment is divided into following business units: Middle Market, Large Corporate, Specialty Banking, Asset Finance, Capital Markets, Treasury Management, and Insurance. The Commercial Real Estate & Vehicle Finance segment provides products and services include providing financing for land, buildings, and other commercial real estate owned or constructed by real estate developers, automobile dealerships, or other customers with real estate project financing needs, and financing for the purchase of automobiles, light-duty trucks, recreational vehicles and marine craft at franchised dealerships, financing the acquisition of new and used vehicle inventory of franchised automotive dealerships. The Regional Banking and The Huntington Private Client Group segment consists of private banking, wealth & investment management, and retirement plan services. The Home Lending segment originates and services consumer loans and mortgages for customers who are located in primary banking markets. Huntington Bancshares was founded in 1966 and is headquartered in Columbus, OH.

Highlights

The debt has declined by 25% year-on-year and by 22% since the previous quarter
Huntington Bancshares's equity has increased by 6% YoY and by 4.6% from the previous quarter
HBAN's P/E is 16% above its last 4 quarters average of 10.6 but 6% below its 5-year quarterly average of 13.0
HBAN's EPS is down by 38% year-on-year and by 20% since the previous quarter
Huntington Bancshares's net income has decreased by 38% YoY and by 19% from the previous quarter

Key stats

What are the main financial stats of HBAN
Market
Shares outstanding
1.02B
Market cap
$9.86B
Enterprise value
$13.38B
Valuations
Price to earnings (P/E)
12.27
Price to book (P/B)
0.8
Price to sales (P/S)
2.63
EV/EBIT
12.74
EV/EBITDA
9.49
EV/Sales
3.57
Earnings
Revenue
$3.75B
EBIT
$1.05B
EBITDA
$1.41B
Free cash flow
$1.33B
Per share
EPS
$0.79
Free cash flow per share
$1.31
Book value per share
$12.14
Revenue per share
$3.69
TBVPS
$114.17
Balance sheet
Total assets
$118.43B
Total liabilities
$106.11B
Debt
$9.9B
Equity
$12.31B
Working capital
N/A
Liquidity
Debt to equity
0.8
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.5
Margins
EBITDA margin
37.7%
Gross margin
100%
Net margin
23.7%
Operating margin
28%
Efficiency
Return on assets
0.7%
Return on equity
6.8%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
28%
Dividend
Dividend yield
6.19%
DPS
$0.6
Payout ratio
75.9%

HBAN stock price

How has the Huntington Bancshares stock price performed over time

Financial performance

How have Huntington Bancshares's revenue and profit performed over time
Revenue
$3.75B
Gross profit
$3.75B
Operating income
$1.05B
Net income
$887M
Gross margin
100%
Net margin
23.7%
Huntington Bancshares's net income has decreased by 38% YoY and by 19% from the previous quarter
Huntington Bancshares's operating income has decreased by 38% YoY and by 19% QoQ
The net margin has declined by 27% year-on-year and by 14% since the previous quarter
The operating margin is down by 27% year-on-year and by 13% since the previous quarter

Growth

What is Huntington Bancshares's growth rate over time

Valuation

What is Huntington Bancshares stock price valuation
P/E
12.27
P/B
0.8
P/S
2.63
EV/EBIT
12.74
EV/EBITDA
9.49
EV/Sales
3.57
HBAN's EPS is down by 38% year-on-year and by 20% since the previous quarter
HBAN's P/E is 16% above its last 4 quarters average of 10.6 but 6% below its 5-year quarterly average of 13.0
HBAN's P/B is 33% below its 5-year quarterly average of 1.2 and 20% below its last 4 quarters average of 1.0
Huntington Bancshares's equity has increased by 6% YoY and by 4.6% from the previous quarter
HBAN's price to sales (P/S) is 20% lower than its 5-year quarterly average of 3.3 and 9% lower than its last 4 quarters average of 2.9
Huntington Bancshares's revenue has decreased by 15% YoY and by 7% QoQ

Efficiency

How efficient is Huntington Bancshares business performance
Huntington Bancshares's ROA has decreased by 46% YoY and by 22% from the previous quarter
HBAN's ROE is down by 44% year-on-year and by 22% since the previous quarter
Huntington Bancshares's ROIC has decreased by 40% YoY and by 18% from the previous quarter
HBAN's return on sales is down by 27% year-on-year and by 13% since the previous quarter

Dividends

What is HBAN's dividend history
DPS
$0.6
Dividend yield
6.19%
Payout ratio
75.9%
Recent dividends

Financial health

How did Huntington Bancshares financials performed over time
The company's total assets is 12% higher than its total liabilities
The total liabilities is up by 10% year-on-year and by 3.9% since the previous quarter
The company's total assets rose by 9% YoY and by 4% QoQ
The debt is 20% smaller than the equity
The company's debt to equity fell by 29% YoY and by 25% QoQ
The debt has declined by 25% year-on-year and by 22% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.