ISBA Isabella Bank Corp

Price (delayed)

$39.88

Market cap

$305.12M

P/E Ratio

13.94

Dividend/share

$1.12

EPS

$2.86

Enterprise value

$254.04M

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Relative Growth: Rel. Growth: 73
Relative Strength: Rel. Strength: 45
Relative Valuation: Rel. Valuation: 75
Relative Profitability: Rel. Profitability: 77

Isabella Bank Corporation is a financial services holding company and a bank holding company. The Company has three subsidiaries: Isabella Bank (the Bank), IB&T Employee Leasing, LLC and Financial Group ...

Highlights
The debt has declined by 40% since the previous quarter and by 4.4% year-on-year
Isabella Bank's net income has increased by 17% YoY and by 7% QoQ

Key stats

What are the main financial stats of ISBA

ISBA stock price

How has the Isabella Bank stock price performed over time
Intraday
-2.3%
1 week
2.73%
1 month
4.62%
1 year
4.18%
YTD
-20.24%
QTD
6.43%

Financial performance

How have Isabella Bank's revenue and profit performed over time
Revenue
$86.83M
Gross profit
$86.83M
Operating income
$29.55M
Net income
$21.33M
Gross margin
100%
Net margin
24.6%
The operating income has grown by 22% YoY and by 7% from the previous quarter
Isabella Bank's net income has increased by 17% YoY and by 7% QoQ
Isabella Bank's revenue has increased by 14% YoY and by 4.4% from the previous quarter
Isabella Bank's gross profit has increased by 14% YoY and by 4.4% from the previous quarter

Price vs fundamentals

How does ISBA's price correlate with its fundamentals

Growth

What is Isabella Bank's growth rate over time

Valuation

What is Isabella Bank stock price valuation
P/E
13.94
P/B
1.24
P/S
3.5
EV/EBIT
9.34
EV/EBITDA
8.62
EV/Sales
2.93
ISBA's EPS is up by 16% YoY and by 6% QoQ
ISBA's P/E is 11% below its last 4 quarters average of 16.0
The company's equity rose by 8% YoY
ISBA's P/B is 2.3% below its last 4 quarters average of 1.3
Isabella Bank's revenue has increased by 14% YoY and by 4.4% from the previous quarter
ISBA's P/S is 8% below its last 4 quarters average of 3.9

Efficiency

How efficient is Isabella Bank business performance
Isabella Bank's ROA has increased by 25% YoY and by 11% from the previous quarter
Isabella Bank's ROIC has increased by 9% from the previous quarter and by 9% YoY
ISBA's ROS is up by 8% YoY and by 3.3% QoQ
The return on equity rose by 7% year-on-year and by 4.7% since the previous quarter

Dividends

What is ISBA's dividend history
DPS
$1.12
Dividend yield
2.81%
Payout ratio
39.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Isabella Bank financials performed over time
The total assets is 12% greater than the total liabilities
The debt is 64% smaller than the equity
The debt has declined by 40% since the previous quarter and by 4.4% year-on-year
The debt to equity has contracted by 39% from the previous quarter and by 10% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.