ISBA Isabella Bank Corp

Price (delayed)

$41.63

Market cap

$305.25M

P/E Ratio

15.42

Dividend/share

$1.12

EPS

$2.7

Enterprise value

$398.22M

?
Relative Growth: Rel. Growth: 78
Relative Strength: Rel. Strength: 55
Relative Valuation: Rel. Valuation: 72
Relative Profitability: Rel. Profitability: 83

Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families. Its deposit products ...

Highlights
ISBA's EPS is up by 36% YoY and by 5% QoQ
Isabella Bank's net income has increased by 36% YoY and by 6% QoQ
The debt has surged by 86% year-on-year

Key stats

What are the main financial stats of ISBA

ISBA stock price

How has the Isabella Bank stock price performed over time
Intraday
3.82%
1 week
1.2%
1 month
2.97%
1 year
51.11%
YTD
-16.74%
QTD
-8.85%

Financial performance

How have Isabella Bank's revenue and profit performed over time
Revenue
$81.55M
Gross profit
$81.55M
Operating income
$27.52M
Net income
$19.95M
Gross margin
100%
Net margin
24.5%
The operating income has grown by 40% YoY and by 4.5% from the previous quarter
Isabella Bank's net income has increased by 36% YoY and by 6% QoQ
The operating margin has grown by 21% YoY
The net margin is up by 17% year-on-year and by 2.5% since the previous quarter

Price vs fundamentals

How does ISBA's price correlate with its fundamentals

Growth

What is Isabella Bank's growth rate over time

Valuation

What is Isabella Bank stock price valuation
P/E
15.42
P/B
1.3
P/S
3.74
EV/EBIT
15.78
EV/EBITDA
14.53
EV/Sales
4.88
ISBA's EPS is up by 36% YoY and by 5% QoQ
ISBA's P/E is 8% below its last 4 quarters average of 16.1
The company's equity rose by 9% YoY
ISBA's P/B is 3.1% below its last 4 quarters average of 1.3
Isabella Bank's revenue has increased by 16% YoY and by 3.1% from the previous quarter
ISBA's P/S is 5% below its last 4 quarters average of 3.8

Efficiency

How efficient is Isabella Bank business performance
Isabella Bank's ROIC has increased by 38% YoY
Isabella Bank's ROA has increased by 29% YoY
ISBA's ROS is up by 24% YoY
The return on equity rose by 24% year-on-year and by 2.4% since the previous quarter

Dividends

What is ISBA's dividend history
DPS
$1.12
Dividend yield
2.69%
Payout ratio
41.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Isabella Bank financials performed over time
The total assets is 12% greater than the total liabilities
The total liabilities has grown by 7% YoY and by 2% from the previous quarter
The total assets is up by 7% year-on-year
The debt is 39% smaller than the equity
The debt has surged by 86% year-on-year
The debt to equity has soared by 69% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.