ISBA Isabella Bank Corp

Price (delayed)

$41.6

Market cap

$317.36M

P/E Ratio

15.35

Dividend/share

$1.12

EPS

$2.71

Enterprise value

$421.16M

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Relative Growth: Rel. Growth: 63
Relative Strength: Rel. Strength: 38
Relative Valuation: Rel. Valuation: 69
Relative Profitability: Rel. Profitability: 77

Isabella Bank Corporation is a financial services holding company and a bank holding company. The Company has three subsidiaries: Isabella Bank (the Bank), IB&T Employee Leasing, LLC and Financial Group ...

Highlights
ISBA's EPS is up by 24% YoY
Isabella Bank's net income has increased by 23% YoY
The debt has surged by 100% year-on-year

Key stats

What are the main financial stats of ISBA

ISBA stock price

How has the Isabella Bank stock price performed over time
Intraday
-0.41%
1 week
4.6%
1 month
5.93%
1 year
26.14%
YTD
-16.8%
QTD
5.32%

Financial performance

How have Isabella Bank's revenue and profit performed over time
Revenue
$83.2M
Gross profit
$83.2M
Operating income
$27.61M
Net income
$19.96M
Gross margin
100%
Net margin
24%
The operating income has grown by 27% YoY
Isabella Bank's net income has increased by 23% YoY
Isabella Bank's gross profit has increased by 14% YoY and by 2% from the previous quarter
Isabella Bank's revenue has increased by 14% YoY and by 2% from the previous quarter

Price vs fundamentals

How does ISBA's price correlate with its fundamentals

Growth

What is Isabella Bank's growth rate over time

Valuation

What is Isabella Bank stock price valuation
P/E
15.35
P/B
1.23
P/S
3.67
EV/EBIT
16.68
EV/EBITDA
15.34
EV/Sales
5.06
ISBA's EPS is up by 24% YoY
ISBA's P/E is 6% below its last 4 quarters average of 16.3
The company's equity rose by 13% YoY and by 6% QoQ
ISBA's P/B is 5% below its last 4 quarters average of 1.3
Isabella Bank's revenue has increased by 14% YoY and by 2% from the previous quarter
ISBA's P/S is 6% below its last 4 quarters average of 3.9

Efficiency

How efficient is Isabella Bank business performance
Isabella Bank's ROIC has increased by 22% YoY
Isabella Bank's ROA has increased by 13% YoY
ISBA's ROS is up by 13% YoY
The return on equity rose by 12% year-on-year but it has declined by 2.3% since the previous quarter

Dividends

What is ISBA's dividend history
DPS
$1.12
Dividend yield
2.69%
Payout ratio
41.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Isabella Bank financials performed over time
The total assets is 13% greater than the total liabilities
The total assets is up by 2.9% year-on-year
The total liabilities has contracted by 2.3% from the previous quarter
The debt is 41% smaller than the equity
The debt has surged by 100% year-on-year
The debt to equity has soared by 79% YoY but it has contracted by 3.3% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.