Unlock Premium for Just $9.99/Month – Special Launch Offer, Limited Time Only
Get Premium
ISBA Isabella Bank Corp
- Stocks
- Financial Services
- NASDAQ: ISBA
Price (delayed)
$30.15
Market cap
$222.58M
P/E Ratio
15.23
Dividend/share
$0.28
EPS
$1.98
Enterprise value
$230.16M
Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families. Its deposit products
Highlights
The company's equity rose by 7% YoY and by 2.5% QoQ
Isabella Bank's gross profit has increased by 2.7% from the previous quarter and by 2.2% YoY
The debt has declined by 32% since the previous quarter but it is up by 6% year-on-year
Isabella Bank's net income has decreased by 8% YoY but it has increased by 6% QoQ
Key stats
What are the main financial stats of ISBA
Market
Valuations
Earnings
Shares outstanding
7.38M
Market cap
$222.58M
Enterprise value
$230.16M
Price to earnings (P/E)
15.23
Price to book (P/B)
1.04
Price to sales (P/S)
3.18
EV/EBIT
13.06
EV/EBITDA
11.66
EV/Sales
3.27
Revenue
$70.37M
Gross profit
$70.37M
Operating income
$19.61M
Net income
$14.71M
EBIT
$17.62M
EBITDA
$19.73M
Free cash flow
$18.73M
Per share
Balance sheet
Liquidity
EPS
$1.98
EPS diluted
$1.97
Free cash flow per share
$2.53
Book value per share
$29.07
Revenue per share
$9.49
TBVPS
$277.06
Total assets
$2.1B
Total liabilities
$1.89B
Debt
$76.76M
Equity
$215.56M
Working capital
N/A
Debt to equity
0.36
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.38
Margins
Efficiency
Dividend
EBITDA margin
28%
Gross margin
100%
Net margin
20.9%
Operating margin
27.9%
Return on assets
0.7%
Return on equity
7%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
25%
Dividend yield
0.93%
DPS
$0.28
Payout ratio
14.1%
ISBA stock price
How has the Isabella Bank stock price performed over time
Intraday
-5.43%
1 week
-15.12%
1 month
9.68%
1 year
N/A
YTD
N/A
QTD
N/A
Financial performance
How have Isabella Bank's revenue and profit performed over time
Revenue
$70.37M
Gross profit
$70.37M
Operating income
$19.61M
Net income
$14.71M
Gross margin
100%
Net margin
20.9%
The net margin has declined by 10% year-on-year but it is up by 3% since the previous quarter
The operating margin has contracted by 8% YoY but it has grown by 4.1% from the previous quarter
Isabella Bank's net income has decreased by 8% YoY but it has increased by 6% QoQ
The operating income has grown by 7% from the previous quarter but it has contracted by 6% YoY
Price vs fundamentals
How does ISBA's price correlate with its fundamentals
Growth
What is Isabella Bank's growth rate over time
Valuation
What is Isabella Bank stock price valuation
P/E
15.23
P/B
1.04
P/S
3.18
EV/EBIT
13.06
EV/EBITDA
11.66
EV/Sales
3.27
ISBA's EPS is down by 7% YoY but it is up by 6% QoQ
The company's equity rose by 7% YoY and by 2.5% QoQ
Isabella Bank's revenue has increased by 2.7% from the previous quarter and by 2.2% YoY
Efficiency
How efficient is Isabella Bank business performance
The return on equity has declined by 15% year-on-year but it rose by 4.5% since the previous quarter
Isabella Bank's ROA has decreased by 13% YoY
Isabella Bank's ROIC has decreased by 11% YoY
ISBA's ROS is down by 10% YoY but it is up by 4.6% QoQ
Dividends
What is ISBA's dividend history
DPS
$0.28
Dividend yield
0.93%
Payout ratio
14.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Isabella Bank financials performed over time
The total assets is 11% greater than the total liabilities
The total assets is up by 2.2% year-on-year
The debt is 64% smaller than the equity
The debt to equity has contracted by 33% from the previous quarter
The debt has declined by 32% since the previous quarter but it is up by 6% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.