IGIC International General Insurance Holdings Ltd
Price (delayed)
$24.46
Market cap
$1.1B
P/E Ratio
8.13
Dividend/share
$0.95
EPS
$3.01
Enterprise value
$948.12M
international general insurance holdings limited (igih) is registered in the dubai international financial centre (difc) with operations in bermuda, the united kingdom, jordan and malaysia. the igi group commenced operations
Highlights
IGIC's equity is up by 21% year-on-year
The EPS has grown by 17% YoY
IGIC's net income is up by 14% year-on-year but it is down by 2.2% since the previous quarter
The P/E is 33% above the last 4 quarters average of 6.1 and 11% above the 5-year quarterly average of 7.3
IGIC's gross margin is down by 3.5% year-on-year
Key stats
What are the main financial stats of IGIC
Market
Valuations
Earnings
Shares outstanding
45.11M
Market cap
$1.1B
Enterprise value
$948.12M
Price to earnings (P/E)
8.13
Price to book (P/B)
1.66
Price to sales (P/S)
2.01
EV/EBIT
7.17
EV/EBITDA
6.83
EV/Sales
1.76
Revenue
$539.01M
Gross profit
$322.9M
Operating income
$145.35M
Net income
$135.15M
EBIT
$132.29M
EBITDA
$138.78M
Free cash flow
$202.87M
Per share
Balance sheet
Liquidity
EPS
$3.01
EPS diluted
$2.98
Free cash flow per share
$4.58
Book value per share
$14.77
Revenue per share
$12.16
TBVPS
$45.95
Total assets
$2.04B
Total liabilities
$1.38B
Debt
$0
Equity
$654.83M
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.12
Margins
Efficiency
Dividend
EBITDA margin
25.7%
Gross margin
59.9%
Net margin
25.1%
Operating margin
27%
Return on assets
6.9%
Return on equity
22%
Return on invested capital
7.3%
Return on capital employed
N/A
Return on sales
24.5%
Dividend yield
3.88%
DPS
$0.95
Payout ratio
31.6%
IGIC stock price
How has the International General Insurance Holdings stock price performed over time
Intraday
-1.65%
1 week
-1.13%
1 month
-6.89%
1 year
78.41%
YTD
2.95%
QTD
-7.03%
Financial performance
How have International General Insurance Holdings's revenue and profit performed over time
Revenue
$539.01M
Gross profit
$322.9M
Operating income
$145.35M
Net income
$135.15M
Gross margin
59.9%
Net margin
25.1%
IGIC's net income is up by 14% year-on-year but it is down by 2.2% since the previous quarter
International General Insurance Holdings's operating margin has decreased by 9% YoY but it has increased by 3.1% QoQ
International General Insurance Holdings's revenue has increased by 8% YoY
The net margin is up by 6% year-on-year but it has declined by 3.1% since the previous quarter
Growth
What is International General Insurance Holdings's growth rate over time
Valuation
What is International General Insurance Holdings stock price valuation
P/E
8.13
P/B
1.66
P/S
2.01
EV/EBIT
7.17
EV/EBITDA
6.83
EV/Sales
1.76
The P/E is 33% above the last 4 quarters average of 6.1 and 11% above the 5-year quarterly average of 7.3
The EPS has grown by 17% YoY
The P/B is 51% above the 5-year quarterly average of 1.1 and 28% above the last 4 quarters average of 1.3
IGIC's equity is up by 21% year-on-year
The P/S is 68% more than the 5-year quarterly average of 1.2 and 34% more than the last 4 quarters average of 1.5
International General Insurance Holdings's revenue has increased by 8% YoY
Efficiency
How efficient is International General Insurance Holdings business performance
International General Insurance Holdings's ROE has decreased by 11% YoY and by 7% from the previous quarter
The ROIC is down by 9% from the previous quarter and by 9% YoY
The ROS has contracted by 8% from the previous quarter and by 2.8% YoY
The ROA has contracted by 4.2% from the previous quarter
Dividends
What is IGIC's dividend history
DPS
$0.95
Dividend yield
3.88%
Payout ratio
31.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did International General Insurance Holdings financials performed over time
International General Insurance Holdings's total assets is 47% more than its total liabilities
International General Insurance Holdings's total assets has increased by 11% YoY
International General Insurance Holdings's total liabilities has increased by 7% YoY
The debt is 100% smaller than the equity
IGIC's equity is up by 21% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.